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Nebraska · FEMA + NOAA + National Risk Index

Cedar County, NE

16 FEMA disaster declarations (1967-2022), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

16
FEMA declarations
13
Major disasters
22
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Cedar County has a nationally busy FEMA history: 16 declarations, more than 27% of counties in this registry. But the state comparison tempers that reading: the total is 5% below the Nebraska county mean. FEMA's separate National Risk Index places the county safer than 22%; that score models loss and vulnerability rather than counting declarations.

Safer than 22%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
16
FEMA declarations vs 21 national county avg
4
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 31027 · Cedar County 16 declarations · rank 2311/3,266

DECL-MID · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 16
  • MAJOR-HEAVY 81%
  • RANK-LOWER #2,311
  • PHOTO-FINISH Greene
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -5%

Nearest declaration peer: Greene, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Nebraska state profile

Cedar County among counties with fewer federal records

FEMA declaration records among Cedar County and nearest peers by total count

declarations

What this shows Cedar County carries 16 FEMA declaration records, ranked 2311 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Cedar County versus quieter counties in this dataset

Cedar County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Cedar County

16 27th percentile higher than 27% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Cedar County's FEMA Risk Index score

0/100100/100Nebraska avg26/10021.7/100
FEMA National Risk Index composite score vs. the Nebraska county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Cedar County is led by Riverine Flooding (about $3.6M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Drought carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Cedar County's hazard record show?

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 21.7/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $9.3M in annualized losses), tempered or compounded by a Very Low social-vulnerability score and Relatively Moderate community-resilience score. Among the 18 modeled hazards, Drought carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 35 modeled event-days per year here, based on 1,176 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 4 claims and $23.7K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Nebraska county averages 16.8 federal declaration records, while Cedar County has 16. The gap is 5% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

57 /100

Historical Activity Index

High historical activity

Cedar County, NE · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
12/30

16 OpenFEMA declarations, full ingest window (0.8x national county average)

County Disaster Density Moderate
12/25

16 declarations (1.0x state county average of 17)

Major Disaster Share Very High
20/25

13 of 16 declarations are major disasters (81%)

Hazard Diversity High
13/20

5 different disaster types declared in Cedar County

FEMA NRI 8-hazard radar - Cedar County

Cedar County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 25, Wildfire 25, Drought 48, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 18 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 18 8-hazard mean
Cedar County NRI risk profile FIPS 31027 · displayed-hazard mean 18/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

16

Below median

Major Disaster share

81%

Mostly major

NRI risk score

22

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Cedar County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively Moderate 35 modeled event-days per year
Hail Relatively Moderate an average of 6 times per year
Wildfire Relatively Low roughly once every 738 years
Landslide Very Low roughly once every 5 years
Winter Weather Relatively Low an average of 16 times per year
Ice Storm Relatively Low roughly once every 1 years
Tornado Relatively Low roughly once every 2 years
Strong Wind Relatively Low an average of 3.5 times per year
Heat Wave Very Low 4.9 modeled event-days per year
Cold Wave Relatively Low an average of 6.7 times per year
Riverine Flooding Very Low roughly once every 2 years
Lightning Very Low an average of 40 times per year
Earthquake Very Low roughly once every 1,923 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 6
Flood 5
Biological 2
Tornado 2
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Cedar County's record, 38% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 13 81.3%

of all 16 declarations

Emergency - 3 18.8%

of all 16 declarations

FEMA Declarations Timeline

Year Declarations
2022 1
2020 2
2019 1
2018 1
2014 1
2011 1
2010 1
2007 1
2005 1
2003 1
1984 1
1975 1
1971 2
1967 1

Disaster Declarations

How the 16 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 16 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4662 SEVERE STORMS AND STRAIGHT-LINE WINDS DR Severe Storm 2022-07-27
4521 COVID-19 PANDEMIC DR Biological 2020-04-04
3483 COVID-19 EM Biological 2020-03-13
4420 SEVERE WINTER STORM, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2019-03-21
4387 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2018-08-27
4183 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2014-07-24
3323 FLOODING EM Flood 2011-06-18
1878 SEVERE WINTER STORMS AND SNOWSTORM DR Severe Storm 2010-02-25
1674 SEVERE WINTER STORMS DR Severe Storm 2007-01-07
3245 HURRICANE KATRINA EVACUEES EM Hurricane 2005-09-13
1480 SEVERE STORMS AND TORNADOES DR Severe Storm 2003-07-21
716 TORNADOES & FLOODING DR Tornado 1984-07-03
467 SEVERE STORMS & TORNADOES DR Tornado 1975-05-07
308 FLOODS DR Flood 1971-07-07
303 FLOODS DR Flood 1971-02-23
228 SEVERE STORMS & FLOODING DR Flood 1967-07-18

Storm Events in Nebraska

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Cedar County.

Storm Type Events Fatalities Injuries Property Damage
Hail 6,079 0 2 $237.7M
Thunderstorm Wind 4,757 3 19 $228.1M
Drought 1,658 0 0 $0
High Wind 1,647 1 1 $22.1M
Winter Storm 1,155 0 2 $335.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

4

Total Paid

$23.7K

Avg Per Claim

$5.9K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 21.7/100

Expected Annual Loss

Very Low

$9.3M/year

Social Vulnerability

Very Low

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Drought Relatively Moderate
Hail Relatively Moderate
Wildfire Relatively Low
Landslide Very Low
Winter Weather Relatively Low
Ice Storm Relatively Low
Tornado Relatively Low
Strong Wind Relatively Low
Heat Wave Very Low
Cold Wave Relatively Low
Riverine Flooding Very Low
Lightning Very Low
Earthquake Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Cedar County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Cedar County's closest FEMA peer: Carroll County, IA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Cedar County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Cedar County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Cedar County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 16 FEMA declarations, Cedar County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Cedar County?
The most common disaster type in Cedar County is Severe Storm, with 6 declarations. Other disaster types include Flood (5), Biological (2), Tornado (2).
How does Cedar County's FEMA declaration record compare with the Nebraska average?
The typical Nebraska county has 16.8 FEMA declaration records; Cedar County has 16, or 5% fewer. Against the national county mean of 20.7, this county's total is 23% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Cedar County received?
Cedar County has received 13 major disaster declarations, representing 81% of all 16 disaster declarations.
How many flood insurance claims has Cedar County filed?
Cedar County has 4 National Flood Insurance Program (NFIP) claims totaling $23.7K in payments, with an average of $5.9K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Cedar County?
No. In Cedar County, Drought has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $3.6M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Cedar County?
The most active year for disaster declarations in Cedar County was 1971, with 2 declarations. The county has FEMA disaster data spanning 1967 to 2022.
What is the FEMA National Risk Index score for Cedar County?
According to the FEMA National Risk Index, Cedar County, Nebraska has an overall risk score of 21.7 out of 100 (Very Low). On social vulnerability the county rates Very Low; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $9.3M in annualized losses.
Which natural hazard poses the greatest risk to Cedar County?
Based on FEMA NRI data, the highest-risk natural hazard in Cedar County is Drought (risk rating: Relatively Moderate). Other significant hazards include Hail (Relatively Moderate) and Wildfire (Relatively Low). FEMA's modeled event frequency puts drought here at 35 modeled event-days per year, drawn from 1,176 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Cedar County · vintage 2026-08-25 · Methodology · Nebraska profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events