FEMA Records
23
Above median
Iowa · FEMA + NOAA + National Risk Index
Cherokee County, IA
23 FEMA disaster declarations (1965-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.
- 23
- FEMA declarations
- 20
- Major disasters
- 34
- NRI risk · Very Low
- Severe Storm
- Top hazard
The verdict
Two federal records point in the busier direction for Cherokee County. Its 23 FEMA declarations are 19% above the Iowa county mean and exceed the count for 62% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 34%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Safer than 34%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 23
- FEMA declarations vs 21 national county avg
- 140
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 19035 · Cherokee County 23 declarations · rank 1213/3,266
DECL-HEAVY · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE
- DECL-HEAVY 23
- MAJOR-HEAVY 87%
- RANK-LOWER #1,213
- PHOTO-FINISH Roanoke
- NRI-LOW Very Low
- ACT-HIGH High
- TYPE-LEAD Severe Storm
- VS-ST-ABOVE +19%
Nearest declaration peer: Roanoke, VA (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Iowa state profile
Cherokee County in the declaration-count neighbourhood
FEMA declaration records among Cherokee County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Amherst · near 23
Amherst · near
23 declarations
- Cherokee · this county 23
Cherokee · this county
23 declarations
- Roanoke · near 23
Roanoke · near
23 declarations
- Vance · near 23
Vance · near
23 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Cherokee County carries 23 FEMA declaration records, ranked 1213 of 3,266 counties in this registry.
How Cherokee County's FEMA declaration count compares nationally
Cherokee County vs. all counties in this dataset
FEMA disaster declarations, all-time · Cherokee County
23 Top 38% higher than 62% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Cherokee County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Cherokee County is led by Riverine Flooding (about $4.6M Expected Annual Loss, Historical Loss Ratio Relatively High), while Hail carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Cherokee County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 140 paid claims, totaling $1.7M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $12.0K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
The declaration register points in the busier direction. Cherokee County's 23 federal records stand 19% above the Iowa county mean of 19.3. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
FEMA National Risk Index
FEMA's data shows an elevated National Risk Index composite of 34.1/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $10.7M in annualized losses). Social vulnerability (Relatively Moderate) and community resilience (Very High) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Hail carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 5.8 times per year here, based on 220 historical events on record.
69 /100
Historical Activity Index
High historical activity
Cherokee County, IA · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
17/30
23 OpenFEMA declarations, full ingest window (1.1x national county average)
County Disaster Density High
15/25
23 declarations (1.2x state county average of 19)
Major Disaster Share Very High
22/25
20 of 23 declarations are major disasters (87%)
Hazard Diversity Very High
15/20
6 different disaster types declared in Cherokee County
FEMA NRI 8-hazard radar - Cherokee County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
87%
Mostly major
NRI risk score
34
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Cherokee County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Hail | Relatively Moderate | an average of 5.8 times per year |
| Drought | Relatively Moderate | 24 modeled event-days per year |
| Winter Weather | Relatively Moderate | an average of 16 times per year |
| Tornado | Relatively Low | roughly once every 2 years |
| Strong Wind | Relatively Moderate | an average of 4.2 times per year |
| Cold Wave | Relatively Low | an average of 7.7 times per year |
| Ice Storm | Relatively Low | roughly once every 1 years |
| Landslide | Very Low | roughly once every 12 years |
| Riverine Flooding | Relatively Low | an average of 1.9 times per year |
| Heat Wave | Very Low | 5.7 modeled event-days per year |
| Lightning | Relatively Low | an average of 41 times per year |
| Wildfire | Very Low | roughly once every 2,763 years |
| Earthquake | Very Low | roughly once every 2,469 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 12
Flood 6
Biological 2
Snowstorm 1
Hurricane 1
Severe Ice Storm 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Cherokee County's record, 52% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 20 87.0%
of all 23 declarations
Emergency - 3 13.0%
of all 23 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2024 | 2 | |
| 2022 | 1 | |
| 2020 | 2 | |
| 2019 | 1 | |
| 2018 | 1 | |
| 2014 | 1 | |
| 2013 | 1 | |
| 2011 | 1 | |
| 2010 | 3 | |
| 2008 | 1 | |
| 2007 | 2 | |
| 2005 | 1 | |
| 1996 | 1 | |
| 1993 | 1 | |
| 1992 | 1 | |
Show 2 earlier declaration years
| 1969 | 2 | |
| 1965 | 1 | |
Disaster Declarations
How the 23 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 23 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4796 | SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES | DR | Severe Storm | 2024-06-24 |
| 4784 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2024-05-24 |
| 4642 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES | DR | Severe Storm | 2022-02-23 |
| 4483 | COVID-19 PANDEMIC | DR | Biological | 2020-03-23 |
| 3480 | COVID-19 | EM | Biological | 2020-03-13 |
| 4421 | SEVERE STORMS AND FLOODING | DR | Flood | 2019-03-23 |
| 4386 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2018-08-20 |
| 4184 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Flood | 2014-07-24 |
| 4126 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2013-07-02 |
| 1977 | SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS | DR | Severe Storm | 2011-05-05 |
| 1930 | SEVERE STORMS, FLOODING, AND TORNADOES | DR | Severe Storm | 2010-07-29 |
| 1880 | SEVERE WINTER STORM | DR | Severe Storm | 2010-03-02 |
| 1877 | SEVERE WINTER STORMS AND SNOWSTORM | DR | Severe Storm | 2010-02-25 |
| 1763 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2008-05-27 |
| 1727 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2007-09-14 |
| 3275 | SNOW | EM | Snowstorm | 2007-03-30 |
| 3239 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-10 |
| 1133 | SEVERE STORMS, AND FLOODING | DR | Severe Storm | 1996-08-21 |
| 996 | SEVERE STORMS & FLOODING | DR | Flood | 1993-07-09 |
| 928 | ICE STORM | DR | Severe Ice Storm | 1991-12-26 |
Show 3 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 269 | HEAVY RAINS & FLOODING | DR | Flood | 1969-08-14 |
| 259 | FLOODING | DR | Flood | 1969-04-25 |
| 193 | FLOODING | DR | Flood | 1965-04-22 |
Storm Events in Iowa
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Cherokee County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 4,928 | 6 | 227 | $40.5M |
| Hail | 3,736 | 0 | 0 | $4.3M |
| Heavy Rain | 2,394 | 0 | 0 | $292.0K |
| Drought | 1,556 | 0 | 0 | $0 |
| Winter Storm | 1,543 | 3 | 4 | $2.8M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
140
Total Paid
$1.7M
Avg Per Claim
$12.0K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Very Low
Score: 34.1/100
Expected Annual Loss
Very Low
$10.7M/year
Social Vulnerability
Relatively Moderate
Community Resilience
Very High
Hazard Risk Breakdown
Hail Relatively Moderate
Drought Relatively Moderate
Winter Weather Relatively Moderate
Tornado Relatively Low
Strong Wind Relatively Moderate
Cold Wave Relatively Low
Ice Storm Relatively Low
Landslide Very Low
Riverine Flooding Relatively Low
Heat Wave Very Low
Lightning Relatively Low
Wildfire Very Low
Earthquake Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Hail
Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.
For Cherokee County the two measures on this page point the same way: Hail is the county's highest-rated modeled hazard (Relatively Moderate), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Cherokee County's closest FEMA peer: Red Lake County, MN
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Cherokee County. Record similarity, not a safety rating.
Closest declaration profiles
Cherokee County shows 23 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Cherokee County: 20 of 23 of its declarations are Major.
Similar modeled NRI score
Cherokee County: NRI composite 34.1 (Very Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Cherokee County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Cherokee County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 34.1 (Very Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 23. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Cherokee County's NFIP claims file (140 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Cherokee County?
The most common disaster type in Cherokee County is Severe Storm, with 12 declarations. Other disaster types include Flood (6), Biological (2), Snowstorm (1).
How does Cherokee County's FEMA declaration record compare with the Iowa average?
FEMA lists 23 declaration records for Cherokee County. That is 19% above the Iowa county mean of 19.3. Its count is also 11% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Cherokee County received?
Cherokee County has received 20 major disaster declarations, representing 87% of all 23 disaster declarations.
How many flood insurance claims has Cherokee County filed?
Cherokee County has 140 National Flood Insurance Program (NFIP) claims totaling $1.7M in payments, with an average of $12.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Cherokee County?
No. In Cherokee County, Hail has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $4.6M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Cherokee County?
The most active year for disaster declarations in Cherokee County was 2010, with 3 declarations. The county has FEMA disaster data spanning 1965 to 2024.
What is the FEMA National Risk Index score for Cherokee County?
According to the FEMA National Risk Index, Cherokee County, Iowa has an overall risk score of 34.1 out of 100 (Very Low). On social vulnerability the county rates Relatively Moderate; on community resilience, Very High. The Expected Annual Loss (EAL) score is Very Low, representing $10.7M in annualized losses.
Which natural hazard poses the greatest risk to Cherokee County?
Based on FEMA NRI data, the highest-risk natural hazard in Cherokee County as of the latest release is Hail (risk rating: Relatively Moderate). Other significant hazards include Drought (Relatively Moderate) and Winter Weather (Relatively Moderate). FEMA's modeled event frequency puts hail here at an average of 5.8 times per year, drawn from 220 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Cherokee County · vintage 2026-08-25 · Methodology · Iowa profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events