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New Hampshire · FEMA + NOAA + National Risk Index

Cheshire County, NH

33 FEMA disaster declarations (1973-2023), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

33
FEMA declarations
19
Major disasters
60
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Cheshire County. Its 33 FEMA declarations are 3% above the New Hampshire county mean and exceed the count for 91% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 40%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 40%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
33
FEMA declarations vs 21 national county avg
247
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 33005 · Cheshire County 33 declarations · rank 283/3,266

DECL-HEAVY · MAJOR-MID · RANK-UPPER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 33
  • MAJOR-MID 58%
  • RANK-UPPER #283
  • PHOTO-FINISH Nelson
  • NRI-LOW 60
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +3%

Nearest declaration peer: Nelson, ND (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · New Hampshire state profile

Cheshire County among high-volume declaration counties

FEMA declaration records among Cheshire County and nearest peers by total count

declarations

What this shows Cheshire County carries 33 FEMA declaration records, ranked 283 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Cheshire County ranks in the national declaration registry

Cheshire County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Cheshire County

33 Top 9% higher than 91% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Cheshire County's FEMA Risk Index score

0/100100/100New Hampshire avg70/10060.5/100
FEMA National Risk Index composite score vs. the New Hampshire county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Cheshire County is led by Riverine Flooding (about $20.3M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Landslide carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Cheshire County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 247 paid claims, totaling $6.7M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $27.1K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Cheshire County's 33 federal records stand 3% above the New Hampshire county mean of 31.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 60.5/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $27.3M in annualized losses), and a Very Low social-vulnerability profile combined with Relatively High community resilience shapes how much of that raw exposure becomes realized harm. Even the county's top-rated hazard, Landslide, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at an average of 1.3 times per year here.

69 /100

Historical Activity Index

High historical activity

Cheshire County, NH · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
24/30

33 OpenFEMA declarations, full ingest window (1.6x national county average)

County Disaster Density High
13/25

33 declarations (1.0x state county average of 32)

Major Disaster Share High
14/25

19 of 33 declarations are major disasters (58%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Cheshire County

FEMA NRI 8-hazard radar - Cheshire County

Cheshire County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 48, Hurricane 25, Tornado 25, Wildfire 8, Drought 0, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 23 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 23 8-hazard mean
Cheshire County NRI risk profile FIPS 33005 · displayed-hazard mean 23/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

33

Very high volume

Major Disaster share

58%

Major-heavy

NRI risk score

60

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Cheshire County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively Low an average of 1.3 times per year
Lightning Relatively Moderate an average of 22 times per year
Ice Storm Relatively Moderate an average of 1.8 times per year
Hurricane Relatively Low roughly once every 13 years
Riverine Flooding Relatively Moderate an average of 1.3 times per year
Earthquake Very Low roughly once every 718 years
Heat Wave Relatively Low 2.9 modeled event-days per year
Cold Wave Relatively Low an average of 1.9 times per year
Winter Weather Relatively Low an average of 19 times per year
Tornado Relatively Low roughly once every 7 years
Avalanche Very Low roughly once every 100 years
Hail Very Low an average of 2.6 times per year
Strong Wind Relatively Low an average of 1.2 times per year
Wildfire Very Low roughly once every 18,553 years
Drought No Rating 0.2 modeled event-days per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 10
Flood 8
Snowstorm 7
Hurricane 4
Biological 2
Fire 1
Severe Ice Storm 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Cheshire County's record, 30% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 19 57.6%

of all 33 declarations

Emergency - 13 39.4%

of all 33 declarations

Fire Management - 1 3.0%

of all 33 declarations

FEMA Declarations Timeline

Year Declarations
2023 1
2022 1
2021 1
2020 2
2016 1
2013 3
2012 2
2011 1
2009 2
2007 1
2006 1
2005 4
2004 1
2003 2
2001 1
Show 9 earlier declaration years
2000 1
1998 1
1996 1
1993 1
1990 1
1987 1
1986 1
1974 1
1973 1

Disaster Declarations

How the 33 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 33 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4740 SEVERE STORMS AND FLOODING DR Flood 2023-09-14
4624 SEVERE STORM AND FLOODING DR Flood 2021-10-04
4622 SEVERE STORM AND FLOODING DR Severe Storm 2021-09-30
4516 COVID-19 PANDEMIC DR Biological 2020-04-03
3445 COVID-19 EM Biological 2020-03-13
5123 STODDARD FIRE FM Fire 2016-04-21
4139 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2013-08-02
4105 SEVERE WINTER STORM AND SNOWSTORM DR Severe Storm 2013-03-19
3360 HURRICANE SANDY EM Hurricane 2012-10-30
4065 SEVERE STORM AND FLOODING DR Severe Storm 2012-06-15
3344 SEVERE STORM EM Severe Storm 2011-11-01
3333 HURRICANE IRENE EM Hurricane 2011-08-27
1812 SEVERE WINTER STORM DR Severe Ice Storm 2009-01-02
3297 SEVERE WINTER STORM EM Severe Storm 2008-12-13
1695 SEVERE STORMS AND FLOODING DR Severe Storm 2007-04-27
1610 SEVERE STORMS AND FLOODING DR Severe Storm 2005-10-26
3258 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-19
3211 RECORD SNOW EM Snowstorm 2005-04-28
3208 RECORD SNOW EM Snowstorm 2005-03-30
3207 RECORD AND/OR NEAR RECORD SNOW EM Snowstorm 2005-03-30
Show 13 earlier declaration records
DR# Title Type Incident Date
3193 SNOW EM Snowstorm 2004-01-15
1489 SEVERE STORMS AND FLOODING DR Severe Storm 2003-09-12
3177 SNOW EM Snowstorm 2003-03-11
3166 SNOW EM Snowstorm 2001-03-28
1305 TROPICAL STORM FLOYD DR Hurricane 1999-10-18
1199 SEVERE ICE STORM, RAINS AND HIGH WINDS DR Severe Storm 1998-01-15
1077 EXCESSIVE RAINFALL, HIGH WINDS, AND FLOODING DR Flood 1996-01-03
3101 BLIZZARDS, HIGH WINDS & RECORD SNOWFALL EM Snowstorm 1993-03-16
876 SEVERE STORMS & FLOODING DR Flood 1990-08-29
789 SEVERE STORMS & FLOODING DR Flood 1987-04-16
771 SEVERE STORMS, FLOODING DR Flood 1986-08-27
411 HEAVY RAINS & FLOODING DR Flood 1974-01-21
399 SEVERE STORMS & FLOODING DR Flood 1973-07-11

Storm Events in New Hampshire

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Cheshire County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 921 3 48 $1.9M
Heavy Snow 344 0 0 $0
Winter Storm 300 1 0 $0
Hail 278 0 0 $17.1K
Flash Flood 256 0 1 $26.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

247

Total Paid

$6.7M

Avg Per Claim

$27.1K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 60.5/100

Expected Annual Loss

Relatively Low

$27.3M/year

Social Vulnerability

Very Low

Community Resilience

Relatively High

Hazard Risk Breakdown

Landslide Relatively Low
Lightning Relatively Moderate
Ice Storm Relatively Moderate
Hurricane Relatively Low
Riverine Flooding Relatively Moderate
Earthquake Very Low
Heat Wave Relatively Low
Cold Wave Relatively Low
Winter Weather Relatively Low
Tornado Relatively Low
Avalanche Very Low
Hail Very Low
Strong Wind Relatively Low
Wildfire Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Cheshire County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Cheshire County's closest FEMA peer: Ocean County, NJ

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Cheshire County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Cheshire County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Cheshire County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Cheshire County's NFIP claims file (247 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Cheshire County?
The most common disaster type in Cheshire County is Severe Storm, with 10 declarations. Other disaster types include Flood (8), Snowstorm (7), Hurricane (4).
How does Cheshire County's FEMA declaration record compare with the New Hampshire average?
FEMA lists 33 declaration records for Cheshire County. That is 3% above the New Hampshire county mean of 31.9. Its count is also 59% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Cheshire County received?
Cheshire County has received 19 major disaster declarations, representing 58% of all 33 disaster declarations.
How many flood insurance claims has Cheshire County filed?
Cheshire County has 247 National Flood Insurance Program (NFIP) claims totaling $6.7M in payments, with an average of $27.1K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Cheshire County?
No. In Cheshire County, Landslide has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $20.3M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Cheshire County?
The most active year for disaster declarations in Cheshire County was 2005, with 4 declarations. The county has FEMA disaster data spanning 1973 to 2023.
What is the FEMA National Risk Index score for Cheshire County?
According to the FEMA National Risk Index, Cheshire County, New Hampshire has an overall risk score of 60.5 out of 100 (Relatively Low). Social vulnerability here rates Very Low, while community resilience comes in at Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $27.3M in annualized losses.
Which natural hazard poses the greatest risk to Cheshire County?
FEMA's NRI data points to Cheshire County as of the latest release is Landslide (risk rating: Relatively Low). Other significant hazards include Lightning (Relatively Moderate) and Ice Storm (Relatively Moderate). FEMA's modeled event frequency puts landslide here at an average of 1.3 times per year. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Cheshire County · vintage 2026-08-25 · Methodology · New Hampshire profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events