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South Carolina · FEMA + NOAA + National Risk Index

Chesterfield County, SC

26 FEMA disaster declarations (1984-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.

26
FEMA declarations
12
Major disasters
74
NRI risk · Relatively Low
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Chesterfield County. Its 26 FEMA declarations are 2% above the South Carolina county mean and exceed the count for 75% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 26%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 26%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
26
FEMA declarations vs 21 national county avg
13
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 45025 · Chesterfield County 26 declarations · rank 745/3,266

DECL-HEAVY · MAJOR-LIGHT · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 26
  • MAJOR-LIGHT 46%
  • RANK-MID #745
  • PHOTO-FINISH Hunterdon
  • NRI-LOW 74
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-ABOVE +2%

Nearest declaration peer: Hunterdon, NJ (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · South Carolina state profile

Chesterfield County among high-volume declaration counties

FEMA declaration records among Chesterfield County and nearest peers by total count

declarations

What this shows Chesterfield County carries 26 FEMA declaration records, ranked 745 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Chesterfield County ranks in the national declaration registry

Chesterfield County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Chesterfield County

26 Top 25% higher than 75% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Chesterfield County's FEMA Risk Index score

0/100100/100South Carolina avg71/10074/100
FEMA National Risk Index composite score vs. the South Carolina county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Chesterfield County is led by Riverine Flooding (about $7.6M Expected Annual Loss, Historical Loss Ratio Relatively High), while Hurricane carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Chesterfield County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 74.0/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $22.5M in annualized losses), and a Very High social-vulnerability profile combined with Very Low community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Hurricane carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 5 years here, based on 71 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 13 claims and $166.4K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Chesterfield County's 26 federal records stand 2% above the South Carolina county mean of 25.6. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

64 /100

Historical Activity Index

High historical activity

Chesterfield County, SC · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
19/30

26 OpenFEMA declarations, full ingest window (1.3x national county average)

County Disaster Density High
13/25

26 declarations (1.0x state county average of 26)

Major Disaster Share Moderate
12/25

12 of 26 declarations are major disasters (46%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Chesterfield County

FEMA NRI 8-hazard radar - Chesterfield County

Chesterfield County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 48, Tornado 48, Wildfire 25, Drought 25, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 36 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 36 8-hazard mean
Chesterfield County NRI risk profile FIPS 45025 · displayed-hazard mean 36/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

26

High volume

Major Disaster share

46%

Mixed major share

NRI risk score

74

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Chesterfield County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hurricane Relatively Moderate roughly once every 5 years
Strong Wind Relatively High an average of 4.3 times per year
Tornado Relatively Moderate roughly once every 2 years
Ice Storm Relatively High roughly once every 1 years
Lightning Relatively High an average of 56 times per year
Earthquake Relatively Low roughly once every 396 years
Wildfire Relatively Low roughly once every 863 years
Riverine Flooding Relatively Low roughly once every 1 years
Hail Relatively Low an average of 3.7 times per year
Heat Wave Relatively Low 3.9 modeled event-days per year
Cold Wave Relatively Low roughly once every 2 years
Landslide Very Low roughly once every 4 years
Drought Relatively Low 21 modeled event-days per year
Winter Weather Relatively Low an average of 2.6 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 15
Tropical Storm 2
Biological 2
Severe Storm 2
Severe Ice Storm 2
Winter Storm 1
Flood 1
Tornado 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Chesterfield County's federal record, 58% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 14 53.8%

of all 26 declarations

Major Disaster - 12 46.2%

of all 26 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 2
2023 2
2022 1
2020 2
2019 1
2018 3
2017 3
2016 2
2014 2
2005 2
2000 1
1999 2
1989 1
1984 1

Disaster Declarations

How the 26 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 26 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3632 SEVERE WINTER STORM EM Winter Storm 2026-01-23
3619 HURRICANE HELENE EM Tropical Storm 2024-09-26
3606 HURRICANE DEBBY EM Tropical Storm 2024-08-05
3597 HURRICANE IDALIA EM Hurricane 2023-08-31
4677 HURRICANE IAN DR Hurricane 2022-11-21
3585 HURRICANE IAN EM Hurricane 2022-09-29
4492 COVID-19 PANDEMIC DR Biological 2020-03-27
3470 COVID-19 EM Biological 2020-03-13
3421 HURRICANE DORIAN EM Hurricane 2019-09-01
4394 HURRICANE FLORENCE DR Hurricane 2018-09-16
3400 HURRICANE FLORENCE EM Hurricane 2018-09-10
4346 HURRICANE IRMA DR Hurricane 2017-10-16
3386 HURRICANE IRMA EM Hurricane 2017-09-07
4286 HURRICANE MATTHEW DR Hurricane 2016-10-11
3378 HURRICANE MATTHEW EM Hurricane 2016-10-06
4241 SEVERE STORMS AND FLOODING DR Flood 2015-10-05
3373 SEVERE STORMS AND FLOODING EM Severe Storm 2015-10-03
4166 SEVERE WINTER STORM DR Severe Ice Storm 2014-03-12
3369 SEVERE WINTER STORM EM Severe Ice Storm 2014-02-12
3233 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
Show 6 earlier declaration records
DR# Title Type Incident Date
1566 TROPICAL STORM FRANCES DR Hurricane 2004-10-07
1313 SEVERE WINTER STORM DR Severe Storm 2000-01-31
1299 HURRICANE FLOYD MAJOR DISASTER DECLARATIONS DR Hurricane 1999-09-21
3145 HURRICANE FLOYD EMERGENCY DECLARATIONS EM Hurricane 1999-09-15
843 HURRICANE HUGO DR Hurricane 1989-09-22
700 SEVERE STORMS & TORNADOES DR Tornado 1984-03-30

Storm Events in South Carolina

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Chesterfield County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,845 11 40 $11.4M
Hail 1,207 0 0 $25.1M
Flash Flood 954 20 35 $150.4M
Strong Wind 395 4 13 $711.8K
Tornado 320 9 110 $127.1M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

13

Total Paid

$166.4K

Avg Per Claim

$12.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 74.0/100

Expected Annual Loss

Relatively Low

$22.5M/year

Social Vulnerability

Very High

Community Resilience

Very Low

Hazard Risk Breakdown

Hurricane Relatively Moderate
Strong Wind Relatively High
Tornado Relatively Moderate
Ice Storm Relatively High
Lightning Relatively High
Earthquake Relatively Low
Wildfire Relatively Low
Riverine Flooding Relatively Low
Hail Relatively Low
Heat Wave Relatively Low
Cold Wave Relatively Low
Landslide Very Low
Drought Relatively Low
Winter Weather Relatively Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hurricane

Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.

For Chesterfield County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively Moderate), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Chesterfield County's closest FEMA peer: Palo Pinto County, TX

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Chesterfield County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Chesterfield County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Chesterfield County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 26 FEMA declarations, Chesterfield County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Chesterfield County?
The most common disaster type in Chesterfield County is Hurricane, with 15 declarations. Other disaster types include Tropical Storm (2), Biological (2), Severe Storm (2).
How does Chesterfield County's FEMA declaration record compare with the South Carolina average?
FEMA lists 26 declaration records for Chesterfield County. That is 2% above the South Carolina county mean of 25.6. Its count is also 25% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Chesterfield County received?
Chesterfield County has received 12 major disaster declarations, representing 46% of all 26 disaster declarations.
How many flood insurance claims has Chesterfield County filed?
Chesterfield County has 13 National Flood Insurance Program (NFIP) claims totaling $166.4K in payments, with an average of $12.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Chesterfield County?
No. In Chesterfield County, Hurricane has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $7.6M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Chesterfield County?
The most active year for disaster declarations in Chesterfield County was 2017, with 3 declarations. The county has FEMA disaster data spanning 1984 to 2026.
What is the FEMA National Risk Index score for Chesterfield County?
According to the FEMA National Risk Index, Chesterfield County, South Carolina has an overall risk score of 74.0 out of 100 (Relatively Low). Social vulnerability here rates Very High, while community resilience comes in at Very Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $22.5M in annualized losses.
Which natural hazard poses the greatest risk to Chesterfield County?
The top hazard flagged by FEMA's NRI for Chesterfield County as of the latest release is Hurricane (risk rating: Relatively Moderate). Other significant hazards include Strong Wind (Relatively High) and Tornado (Relatively Moderate). FEMA's modeled event frequency puts hurricane here at roughly once every 5 years, drawn from 71 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Chesterfield County · vintage 2026-08-25 · Methodology · South Carolina profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events