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South Carolina · FEMA + NOAA + National Risk Index

Lancaster County, SC

24 FEMA disaster declarations (1977-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.

24
FEMA declarations
10
Major disasters
79
NRI risk · Relatively Low
Hurricane
Top hazard

The verdict

Lancaster County has a nationally busy FEMA history: 24 declarations, more than 66% of counties in this registry. But the state comparison tempers that reading: the total is 6% below the South Carolina county mean. FEMA's separate National Risk Index places the county in the riskiest 21%; that score models loss and vulnerability rather than counting declarations.

Riskiest 21%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
24
FEMA declarations vs 21 national county avg
34
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 45057 · Lancaster County 24 declarations · rank 1098/3,266

DECL-HEAVY · MAJOR-LIGHT · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 24
  • MAJOR-LIGHT 42%
  • RANK-LOWER #1,098
  • PHOTO-FINISH Eddy
  • NRI-LOW 79
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-BELOW -6%

Nearest declaration peer: Eddy, ND (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · South Carolina state profile

Lancaster County in the declaration-count neighbourhood

FEMA declaration records among Lancaster County and nearest peers by total count

declarations

What this shows Lancaster County carries 24 FEMA declaration records, ranked 1098 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Lancaster County's FEMA declaration count compares nationally

Lancaster County vs. all counties in this dataset

FEMA disaster declarations, all-time · Lancaster County

24 Top 34% higher than 66% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Lancaster County's FEMA Risk Index score

0/100100/100South Carolina avg71/10079.4/100
FEMA National Risk Index composite score vs. the South Carolina county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Lancaster County is led by Riverine Flooding (about $20.5M Expected Annual Loss, Historical Loss Ratio Relatively High), while Ice Storm carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Lancaster County's hazard record show?

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 79.4/100 (Relatively Low). Expected Annual Loss is rated Relatively Low (roughly $40.1M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Ice Storm stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 1.5 times per year here, based on 100 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 34 claims and $513.7K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a South Carolina county averages 25.6 federal declaration records, while Lancaster County has 24. The gap is 6% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

59 /100

Historical Activity Index

High historical activity

Lancaster County, SC · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

24 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density Moderate
12/25

24 declarations (0.9x state county average of 26)

Major Disaster Share Moderate
10/25

10 of 24 declarations are major disasters (42%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Lancaster County

FEMA NRI 8-hazard radar - Lancaster County

Lancaster County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 25, Tornado 48, Wildfire 8, Drought 8, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 32 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 32 8-hazard mean
Lancaster County NRI risk profile FIPS 45057 · displayed-hazard mean 32/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

24

Above median

Major Disaster share

42%

Mixed major share

NRI risk score

79

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Lancaster County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Ice Storm Relatively High an average of 1.5 times per year
Strong Wind Relatively High an average of 4.7 times per year
Tornado Relatively Moderate roughly once every 3 years
Cold Wave Relatively Moderate roughly once every 3 years
Earthquake Relatively Low roughly once every 439 years
Riverine Flooding Relatively Moderate roughly once every 1 years
Lightning Relatively Moderate an average of 54 times per year
Hurricane Relatively Low roughly once every 6 years
Heat Wave Relatively Low 3 modeled event-days per year
Hail Relatively Low an average of 4.2 times per year
Landslide Very Low roughly once every 2 years
Wildfire Very Low roughly once every 2,704 years
Winter Weather Relatively Low an average of 3.1 times per year
Drought Very Low 21 modeled event-days per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 13
Tropical Storm 2
Biological 2
Flood 2
Severe Storm 2
Winter Storm 1
Severe Ice Storm 1
Drought 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Lancaster County's federal record, 54% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 14 58.3%

of all 24 declarations

Major Disaster - 10 41.7%

of all 24 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 3
2023 2
2022 1
2020 2
2019 1
2018 3
2017 2
2016 2
2014 1
2005 2
2000 1
1991 1
1989 1
1977 1

Disaster Declarations

How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3632 SEVERE WINTER STORM EM Winter Storm 2026-01-23
4829 HURRICANE HELENE DR Hurricane 2024-09-29
3619 HURRICANE HELENE EM Tropical Storm 2024-09-26
3606 HURRICANE DEBBY EM Tropical Storm 2024-08-05
3597 HURRICANE IDALIA EM Hurricane 2023-08-31
4677 HURRICANE IAN DR Hurricane 2022-11-21
3585 HURRICANE IAN EM Hurricane 2022-09-29
4492 COVID-19 PANDEMIC DR Biological 2020-03-27
3470 COVID-19 EM Biological 2020-03-13
3421 HURRICANE DORIAN EM Hurricane 2019-09-01
4394 HURRICANE FLORENCE DR Hurricane 2018-09-16
3400 HURRICANE FLORENCE EM Hurricane 2018-09-10
4346 HURRICANE IRMA DR Hurricane 2017-10-16
3386 HURRICANE IRMA EM Hurricane 2017-09-07
3378 HURRICANE MATTHEW EM Hurricane 2016-10-06
4241 SEVERE STORMS AND FLOODING DR Flood 2015-10-05
3373 SEVERE STORMS AND FLOODING EM Severe Storm 2015-10-03
3369 SEVERE WINTER STORM EM Severe Ice Storm 2014-02-12
3233 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1566 TROPICAL STORM FRANCES DR Hurricane 2004-10-07
Show 4 earlier declaration records
DR# Title Type Incident Date
1313 SEVERE WINTER STORM DR Severe Storm 2000-01-31
881 SEVERE STORMS & FLOODING DR Flood 1990-10-22
843 HURRICANE HUGO DR Hurricane 1989-09-22
3047 DROUGHT EM Drought 1977-08-04

Storm Events in South Carolina

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Lancaster County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,845 11 40 $11.4M
Hail 1,207 0 0 $25.1M
Flash Flood 954 20 35 $150.4M
Strong Wind 395 4 13 $711.8K
Tornado 320 9 110 $127.1M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

34

Total Paid

$513.7K

Avg Per Claim

$15.1K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 79.4/100

Expected Annual Loss

Relatively Low

$40.1M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Ice Storm Relatively High
Strong Wind Relatively High
Tornado Relatively Moderate
Cold Wave Relatively Moderate
Earthquake Relatively Low
Riverine Flooding Relatively Moderate
Lightning Relatively Moderate
Hurricane Relatively Low
Heat Wave Relatively Low
Hail Relatively Low
Landslide Very Low
Wildfire Very Low
Winter Weather Relatively Low
Drought Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Ice Storm

Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.

Worth noting for Lancaster County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Lancaster County's closest FEMA peer: Coconino County, AZ

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Lancaster County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Lancaster County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Lancaster County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 24 FEMA declarations, Lancaster County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Lancaster County?
The most common disaster type in Lancaster County is Hurricane, with 13 declarations. Other disaster types include Tropical Storm (2), Biological (2), Flood (2).
How does Lancaster County's FEMA declaration record compare with the South Carolina average?
The typical South Carolina county has 25.6 FEMA declaration records; Lancaster County has 24, or 6% fewer. Against the national county mean of 20.7, this county's total is 16% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Lancaster County received?
Lancaster County has received 10 major disaster declarations, representing 42% of all 24 disaster declarations.
How many flood insurance claims has Lancaster County filed?
Lancaster County has 34 National Flood Insurance Program (NFIP) claims totaling $513.7K in payments, with an average of $15.1K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Lancaster County?
No. In Lancaster County, Ice Storm has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $20.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Lancaster County?
The most active year for disaster declarations in Lancaster County was 2018, with 3 declarations. The county has FEMA disaster data spanning 1977 to 2026.
What is the FEMA National Risk Index score for Lancaster County?
According to the FEMA National Risk Index, Lancaster County, South Carolina has an overall risk score of 79.4 out of 100 (Relatively Low). Social vulnerability here rates Relatively Moderate, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $40.1M in annualized losses.
Which natural hazard poses the greatest risk to Lancaster County?
The top hazard flagged by FEMA's NRI for Lancaster County as of the latest release is Ice Storm (risk rating: Relatively High). Other significant hazards include Strong Wind (Relatively High) and Tornado (Relatively Moderate). FEMA's modeled event frequency puts ice storm here at an average of 1.5 times per year, drawn from 100 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Lancaster County · vintage 2026-08-25 · Methodology · South Carolina profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events