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South Carolina · FEMA + NOAA + National Risk Index

Fairfield County, SC

23 FEMA disaster declarations (1984-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Hurricane.

23
FEMA declarations
10
Major disasters
41
NRI risk · Very Low
Hurricane
Top hazard

The verdict

Fairfield County has a nationally busy FEMA history: 23 declarations, more than 62% of counties in this registry. But the state comparison tempers that reading: the total is 10% below the South Carolina county mean. FEMA's separate National Risk Index places the county safer than 41%; that score models loss and vulnerability rather than counting declarations.

Safer than 41%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
23
FEMA declarations vs 21 national county avg
75
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 45039 · Fairfield County 23 declarations · rank 1121/3,266

DECL-HEAVY · MAJOR-LIGHT · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 23
  • MAJOR-LIGHT 43%
  • RANK-LOWER #1,121
  • PHOTO-FINISH Roanoke
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-BELOW -10%

Nearest declaration peer: Roanoke, VA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · South Carolina state profile

Fairfield County in the declaration-count neighbourhood

FEMA declaration records among Fairfield County and nearest peers by total count

declarations

What this shows Fairfield County carries 23 FEMA declaration records, ranked 1121 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Fairfield County's FEMA declaration count compares nationally

Fairfield County vs. all counties in this dataset

FEMA disaster declarations, all-time · Fairfield County

23 Top 38% higher than 62% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Fairfield County's FEMA Risk Index score

0/100100/100South Carolina avg71/10040.8/100
FEMA National Risk Index composite score vs. the South Carolina county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Fairfield County is led by Riverine Flooding (about $3.5M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Ice Storm carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Fairfield County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 75 paid claims, totaling $963.7K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $12.8K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a South Carolina county averages 25.6 federal declaration records, while Fairfield County has 23. The gap is 10% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 40.8/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $8.5M in annualized losses). Social vulnerability (Very High) and community resilience (Relatively Moderate) both factor into how that raw exposure plays out on the ground. Of the 18 hazards FEMA models, Ice Storm stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 1.9 times per year here, based on 126 historical events on record.

59 /100

Historical Activity Index

High historical activity

Fairfield County, SC · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

23 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density Moderate
11/25

23 declarations (0.9x state county average of 26)

Major Disaster Share Moderate
11/25

10 of 23 declarations are major disasters (43%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Fairfield County

FEMA NRI 8-hazard radar - Fairfield County

Fairfield County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 25, Tornado 48, Wildfire 8, Drought 8, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 29 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 29 8-hazard mean
Fairfield County NRI risk profile FIPS 45039 · displayed-hazard mean 29/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

23

Above median

Major Disaster share

43%

Mixed major share

NRI risk score

41

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Fairfield County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Ice Storm Relatively High an average of 1.9 times per year
Hurricane Relatively Low roughly once every 7 years
Tornado Relatively Moderate roughly once every 2 years
Earthquake Relatively Low roughly once every 372 years
Heat Wave Relatively Low 2.9 modeled event-days per year
Landslide Very Low an average of 1.3 times per year
Lightning Relatively Low an average of 55 times per year
Strong Wind Relatively Low an average of 5.3 times per year
Wildfire Very Low roughly once every 1,390 years
Riverine Flooding Relatively Low roughly once every 7 years
Cold Wave Relatively Low roughly once every 3 years
Hail Very Low an average of 4.3 times per year
Drought Very Low 25 modeled event-days per year
Winter Weather Very Low an average of 2.3 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 12
Tropical Storm 2
Biological 2
Severe Storm 2
Severe Ice Storm 2
Winter Storm 1
Flood 1
Tornado 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Fairfield County's federal record, 52% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 13 56.5%

of all 23 declarations

Major Disaster - 10 43.5%

of all 23 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 3
2023 2
2022 1
2020 2
2019 1
2018 2
2017 2
2016 2
2014 1
2005 2
2004 1
2000 1
1989 1
1984 1

Disaster Declarations

How the 23 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 23 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3632 SEVERE WINTER STORM EM Winter Storm 2026-01-23
4829 HURRICANE HELENE DR Hurricane 2024-09-29
3619 HURRICANE HELENE EM Tropical Storm 2024-09-26
3606 HURRICANE DEBBY EM Tropical Storm 2024-08-05
3597 HURRICANE IDALIA EM Hurricane 2023-08-31
4677 HURRICANE IAN DR Hurricane 2022-11-21
3585 HURRICANE IAN EM Hurricane 2022-09-29
4492 COVID-19 PANDEMIC DR Biological 2020-03-27
3470 COVID-19 EM Biological 2020-03-13
3421 HURRICANE DORIAN EM Hurricane 2019-09-01
3400 HURRICANE FLORENCE EM Hurricane 2018-09-10
4346 HURRICANE IRMA DR Hurricane 2017-10-16
3386 HURRICANE IRMA EM Hurricane 2017-09-07
3378 HURRICANE MATTHEW EM Hurricane 2016-10-06
4241 SEVERE STORMS AND FLOODING DR Flood 2015-10-05
3373 SEVERE STORMS AND FLOODING EM Severe Storm 2015-10-03
3369 SEVERE WINTER STORM EM Severe Ice Storm 2014-02-12
3233 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1566 TROPICAL STORM FRANCES DR Hurricane 2004-10-07
1509 SEVERE ICE STORM DR Severe Ice Storm 2004-02-13
Show 3 earlier declaration records
DR# Title Type Incident Date
1313 SEVERE WINTER STORM DR Severe Storm 2000-01-31
843 HURRICANE HUGO DR Hurricane 1989-09-22
700 SEVERE STORMS & TORNADOES DR Tornado 1984-03-30

Storm Events in South Carolina

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Fairfield County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,845 11 40 $11.4M
Hail 1,207 0 0 $25.1M
Flash Flood 954 20 35 $150.4M
Strong Wind 395 4 13 $711.8K
Tornado 320 9 110 $127.1M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

75

Total Paid

$963.7K

Avg Per Claim

$12.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 40.8/100

Expected Annual Loss

Very Low

$8.5M/year

Social Vulnerability

Very High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Ice Storm Relatively High
Hurricane Relatively Low
Tornado Relatively Moderate
Earthquake Relatively Low
Heat Wave Relatively Low
Landslide Very Low
Lightning Relatively Low
Strong Wind Relatively Low
Wildfire Very Low
Riverine Flooding Relatively Low
Cold Wave Relatively Low
Hail Very Low
Drought Very Low
Winter Weather Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Ice Storm

Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.

Worth noting for Fairfield County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Fairfield County's closest FEMA peer: Pinal County, AZ

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Fairfield County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Fairfield County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Fairfield County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Fairfield County's NFIP claims file (75 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Fairfield County?
The most common disaster type in Fairfield County is Hurricane, with 12 declarations. Other disaster types include Tropical Storm (2), Biological (2), Severe Storm (2).
How does Fairfield County's FEMA declaration record compare with the South Carolina average?
The typical South Carolina county has 25.6 FEMA declaration records; Fairfield County has 23, or 10% fewer. Against the national county mean of 20.7, this county's total is 11% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Fairfield County received?
Fairfield County has received 10 major disaster declarations, representing 43% of all 23 disaster declarations.
How many flood insurance claims has Fairfield County filed?
Fairfield County has 75 National Flood Insurance Program (NFIP) claims totaling $963.7K in payments, with an average of $12.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Fairfield County?
No. In Fairfield County, Ice Storm has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $3.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Fairfield County?
The most active year for disaster declarations in Fairfield County was 2024, with 3 declarations. The county has FEMA disaster data spanning 1984 to 2026.
What is the FEMA National Risk Index score for Fairfield County?
According to the FEMA National Risk Index, Fairfield County, South Carolina has an overall risk score of 40.8 out of 100 (Very Low). On social vulnerability the county rates Very High; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $8.5M in annualized losses.
Which natural hazard poses the greatest risk to Fairfield County?
FEMA's NRI data points to Fairfield County is Ice Storm (risk rating: Relatively High). Other significant hazards include Hurricane (Relatively Low) and Tornado (Relatively Moderate). FEMA's modeled event frequency puts ice storm here at an average of 1.9 times per year, drawn from 126 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Fairfield County · vintage 2026-08-25 · Methodology · South Carolina profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events