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Vermont · FEMA + NOAA + National Risk Index

Chittenden County, VT

32 FEMA disaster declarations (1973-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

32
FEMA declarations
26
Major disasters
64
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Chittenden County. Its 32 FEMA declarations are 11% above the Vermont county mean and exceed the count for 89% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 36%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 36%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
32
FEMA declarations vs 21 national county avg
256
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 50007 · Chittenden County 32 declarations · rank 311/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-UPPER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 32
  • MAJOR-HEAVY 81%
  • RANK-UPPER #311
  • PHOTO-FINISH Perry
  • NRI-LOW 64
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +11%

Nearest declaration peer: Perry, MS (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Vermont state profile

Chittenden County among high-volume declaration counties

FEMA declaration records among Chittenden County and nearest peers by total count

declarations

What this shows Chittenden County carries 32 FEMA declaration records, ranked 311 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Chittenden County ranks in the national declaration registry

Chittenden County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Chittenden County

32 Top 11% higher than 89% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Chittenden County's FEMA Risk Index score

0/100100/100Vermont avg36/10063.9/100
FEMA National Risk Index composite score vs. the Vermont county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Chittenden County is led by Riverine Flooding (about $28.8M Expected Annual Loss, Historical Loss Ratio Relatively High), while Winter Weather carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Chittenden County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 256 paid claims, totaling $4.0M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $15.7K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Chittenden County's 32 federal records stand 11% above the Vermont county mean of 28.8. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 63.9/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $40.1M in annualized losses), and a Very Low social-vulnerability profile combined with Very High community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Winter Weather carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 17 times per year here, based on 317 historical events on record.

75 /100

Historical Activity Index

Very High historical activity

Chittenden County, VT · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
23/30

32 OpenFEMA declarations, full ingest window (1.5x national county average)

County Disaster Density High
14/25

32 declarations (1.1x state county average of 29)

Major Disaster Share Very High
20/25

26 of 32 declarations are major disasters (81%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Chittenden County

FEMA NRI 8-hazard radar - Chittenden County

Chittenden County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 25, Tornado 25, Wildfire 8, Drought 0, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 26 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 26 8-hazard mean
Chittenden County NRI risk profile FIPS 50007 · displayed-hazard mean 26/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

32

Very high volume

Major Disaster share

81%

Mostly major

NRI risk score

64

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Chittenden County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Winter Weather Relatively Moderate an average of 17 times per year
Lightning Relatively High an average of 23 times per year
Avalanche Relatively Moderate roughly once every 30 years
Ice Storm Relatively Moderate roughly once every 3 years
Earthquake Relatively Low roughly once every 360 years
Landslide Relatively Low roughly once every 1 years
Riverine Flooding Relatively Moderate an average of 2.1 times per year
Heat Wave Relatively Low 2.1 modeled event-days per year
Hurricane Relatively Low roughly once every 38 years
Strong Wind Relatively Moderate roughly once every 1 years
Cold Wave Relatively Low an average of 3.5 times per year
Tornado Relatively Low roughly once every 35 years
Wildfire Very Low roughly once every 13,789 years
Hail Very Low an average of 1.1 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 14
Flood 10
Hurricane 3
Biological 2
Tropical Storm 1
Severe Ice Storm 1
Snowstorm 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Chittenden County's record, 44% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 26 81.3%

of all 32 declarations

Emergency - 6 18.8%

of all 32 declarations

FEMA Declarations Timeline

Year Declarations
2024 3
2023 3
2021 1
2020 3
2018 2
2015 2
2014 1
2013 2
2011 4
2004 1
2001 1
1998 2
1996 1
1995 1
1993 1
Show 4 earlier declaration years
1992 1
1990 1
1976 1
1973 1

Disaster Declarations

How the 32 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 32 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4810 SEVERE STORM, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2024-08-20
3609 TROPICAL DEPRESSION DEBBY EM Tropical Storm 2024-08-08
4770 SEVERE WINTER STORM DR Severe Storm 2024-04-19
4720 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2023-07-14
3595 FLOODING EM Flood 2023-07-10
4695 SEVERE STORM AND FLOODING DR Severe Storm 2023-03-20
3567 TROPICAL STORM HENRI EM Hurricane 2021-08-22
4532 COVID-19 PANDEMIC DR Biological 2020-04-08
3437 COVID-19 EM Biological 2020-03-13
4474 SEVERE STORM AND FLOODING DR Severe Storm 2020-01-17
4380 SEVERE STORM AND FLOODING DR Severe Storm 2018-07-30
4356 SEVERE STORM AND FLOODING DR Severe Storm 2018-01-02
4232 SEVERE STORM AND FLOODING DR Severe Storm 2015-07-29
4207 SEVERE WINTER STORM DR Severe Storm 2015-02-03
4163 SEVERE WINTER STORMS DR Severe Ice Storm 2014-01-29
4140 SEVERE STORMS AND FLOODING DR Flood 2013-08-02
4120 SEVERE STORMS AND FLOODING DR Flood 2013-06-13
4022 TROPICAL STORM IRENE DR Hurricane 2011-09-01
3338 HURRICANE IRENE EM Hurricane 2011-08-29
1995 SEVERE STORMS AND FLOODING DR Severe Storm 2011-06-15
Show 12 earlier declaration records
DR# Title Type Incident Date
1951 SEVERE STORM DR Severe Storm 2010-12-22
1559 SEVERE STORMS AND FLOODING DR Severe Storm 2004-09-23
3167 SNOW EM Snowstorm 2001-04-10
1228 SEVERE STORMS AND FLOODING DR Severe Storm 1998-06-30
1201 SEVERE ICE STORMS, RAIN, HIGH WINDS AND FLOODING DR Severe Storm 1998-01-15
1101 ICE JAMS AND FLOODING DR Flood 1996-02-13
1063 EXCESSIVE RAINFALL, FLOODING DR Severe Storm 1995-08-16
990 HEAVY RAIN, SNOWMELT & FLOODING DR Flood 1993-05-12
938 HEAVY RAINS, ICE JAMS & FLOODING DR Flood 1992-03-18
875 SEVERE STORMS & FLOODING DR Flood 1990-07-25
518 SEVERE STORMS, HIGH WINDS & FLOODING DR Flood 1976-08-05
397 SEVERE STORMS, FLOODING, & LANDSLIDES DR Flood 1973-07-06

Storm Events in Vermont

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Chittenden County.

Storm Type Events Fatalities Injuries Property Damage
Winter Weather 882 7 0 $2.8M
Thunderstorm Wind 694 3 4 $7.1M
Winter Storm 646 1 0 $5.0M
Strong Wind 352 0 0 $5.7M
Flash Flood 170 5 1 $190.0M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

256

Total Paid

$4.0M

Avg Per Claim

$15.7K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 63.9/100

Expected Annual Loss

Relatively Low

$40.1M/year

Social Vulnerability

Very Low

Community Resilience

Very High

Hazard Risk Breakdown

Winter Weather Relatively Moderate
Lightning Relatively High
Avalanche Relatively Moderate
Ice Storm Relatively Moderate
Earthquake Relatively Low
Landslide Relatively Low
Riverine Flooding Relatively Moderate
Heat Wave Relatively Low
Hurricane Relatively Low
Strong Wind Relatively Moderate
Cold Wave Relatively Low
Tornado Relatively Low
Wildfire Very Low
Hail Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Winter Weather

Winter Weather in the model means the accumulation of snow and cold that disrupts rather than destroys: road closures, roof loads, burst pipes and lost heating. Its costs land heavily on transport and on households least able to absorb an interruption.

Worth noting for Chittenden County: the model and the federal record do NOT point at the same hazard. Winter Weather carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Chittenden County's closest FEMA peer: Norman County, MN

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Chittenden County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Chittenden County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Chittenden County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Chittenden County's NFIP claims file (256 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Chittenden County?
The most common disaster type in Chittenden County is Severe Storm, with 14 declarations. Other disaster types include Flood (10), Hurricane (3), Biological (2).
How does Chittenden County's FEMA declaration record compare with the Vermont average?
FEMA lists 32 declaration records for Chittenden County. That is 11% above the Vermont county mean of 28.8. Its count is also 54% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Chittenden County received?
Chittenden County has received 26 major disaster declarations, representing 81% of all 32 disaster declarations.
How many flood insurance claims has Chittenden County filed?
Chittenden County has 256 National Flood Insurance Program (NFIP) claims totaling $4.0M in payments, with an average of $15.7K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Chittenden County?
No. In Chittenden County, Winter Weather has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $28.8M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Chittenden County?
The most active year for disaster declarations in Chittenden County was 2011, with 4 declarations. The county has FEMA disaster data spanning 1973 to 2024.
What is the FEMA National Risk Index score for Chittenden County?
According to the FEMA National Risk Index, Chittenden County, Vermont has an overall risk score of 63.9 out of 100 (Relatively Low). Social vulnerability here rates Very Low, while community resilience comes in at Very High. The Expected Annual Loss (EAL) score is Relatively Low, representing $40.1M in annualized losses.
Which natural hazard poses the greatest risk to Chittenden County?
The top hazard flagged by FEMA's NRI for Chittenden County is Winter Weather (risk rating: Relatively Moderate). Other significant hazards include Lightning (Relatively High) and Avalanche (Relatively Moderate). FEMA's modeled event frequency puts winter weather here at an average of 17 times per year, drawn from 317 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Chittenden County · vintage 2026-08-25 · Methodology · Vermont profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events