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Vermont · FEMA + NOAA + National Risk Index

Grand Isle County, VT

18 FEMA disaster declarations (1973-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

18
FEMA declarations
12
Major disasters
2
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Grand Isle County has a nationally busy FEMA history: 18 declarations, more than 37% of counties in this registry. But the state comparison tempers that reading: the total is 37% below the Vermont county mean. FEMA's separate National Risk Index places the county safer than 2%; that score models loss and vulnerability rather than counting declarations.

Safer than 2%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
18
FEMA declarations vs 21 national county avg
59
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 50013 · Grand Isle County 18 declarations · rank 1941/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 18
  • MAJOR-MID 67%
  • RANK-LOWER #1,941
  • PHOTO-FINISH Monroe
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -37%

Nearest declaration peer: Monroe, TN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Vermont state profile

Grand Isle County in the declaration-count neighbourhood

FEMA declaration records among Grand Isle County and nearest peers by total count

declarations

What this shows Grand Isle County carries 18 FEMA declaration records, ranked 1941 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Grand Isle County's FEMA declaration count compares nationally

Grand Isle County vs. all counties in this dataset

FEMA disaster declarations, all-time · Grand Isle County

18 37th percentile higher than 37% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Grand Isle County's FEMA Risk Index score

0/100100/100Vermont avg36/1001.9/100
FEMA National Risk Index composite score vs. the Vermont county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Grand Isle County is led by Riverine Flooding (about $3.1M Expected Annual Loss, Historical Loss Ratio Relatively High), while Ice Storm carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Grand Isle County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 59 paid claims, totaling $789.2K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $13.4K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Vermont county averages 28.8 federal declaration records, while Grand Isle County has 18. The gap is 37% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits at the very bottom of FEMA's National Risk Index nationally, a composite score of 1.9/100 (rated Very Low). Projected losses are minimal, Expected Annual Loss reads Very Low (roughly $4.0M in annualized losses), and the county's exposure is shaped by a Very Low social-vulnerability profile and Very High community resilience. Even the county's top-rated hazard, Ice Storm, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 2 years here, based on 31 historical events on record.

56 /100

Historical Activity Index

High historical activity

Grand Isle County, VT · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
13/30

18 OpenFEMA declarations, full ingest window (0.9x national county average)

County Disaster Density Moderate
8/25

18 declarations (0.6x state county average of 29)

Major Disaster Share High
17/25

12 of 18 declarations are major disasters (67%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Grand Isle County

FEMA NRI 8-hazard radar - Grand Isle County

Grand Isle County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 8, Tornado 8, Wildfire 8, Drought 0, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 9 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 9 8-hazard mean
Grand Isle County NRI risk profile FIPS 50013 · displayed-hazard mean 9/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

18

Below median

Major Disaster share

67%

Major-heavy

NRI risk score

2

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Grand Isle County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Ice Storm Relatively Low roughly once every 2 years
Hurricane Very Low roughly once every 48 years
Earthquake Very Low roughly once every 337 years
Lightning Very Low an average of 22 times per year
Winter Weather Very Low an average of 14 times per year
Heat Wave Very Low 2.2 modeled event-days per year
Riverine Flooding Very Low roughly once every 2 years
Strong Wind Very Low roughly once every 2 years
Landslide Very Low roughly once every 41 years
Cold Wave Very Low an average of 3.1 times per year
Tornado Very Low roughly once every 146 years
Wildfire Very Low roughly once every 11,445 years
Hail Very Low roughly once every 1 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 6
Flood 4
Hurricane 3
Biological 2
Tropical Storm 1
Severe Ice Storm 1
Snowstorm 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Grand Isle County's record, 33% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 12 66.7%

of all 18 declarations

Emergency - 6 33.3%

of all 18 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2023 3
2021 1
2020 2
2018 2
2014 1
2011 3
2008 1
2001 1
1998 1
1993 1
1973 1

Disaster Declarations

How the 18 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 18 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3609 TROPICAL DEPRESSION DEBBY EM Tropical Storm 2024-08-08
4720 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2023-07-14
3595 FLOODING EM Flood 2023-07-10
4695 SEVERE STORM AND FLOODING DR Severe Storm 2023-03-20
3567 TROPICAL STORM HENRI EM Hurricane 2021-08-22
4532 COVID-19 PANDEMIC DR Biological 2020-04-08
3437 COVID-19 EM Biological 2020-03-13
4380 SEVERE STORM AND FLOODING DR Severe Storm 2018-07-30
4356 SEVERE STORM AND FLOODING DR Severe Storm 2018-01-02
4163 SEVERE WINTER STORMS DR Severe Ice Storm 2014-01-29
4022 TROPICAL STORM IRENE DR Hurricane 2011-09-01
3338 HURRICANE IRENE EM Hurricane 2011-08-29
1995 SEVERE STORMS AND FLOODING DR Severe Storm 2011-06-15
1784 SEVERE STORMS, A TORNADO, AND FLOODING DR Severe Storm 2008-08-15
3167 SNOW EM Snowstorm 2001-04-10
1201 SEVERE ICE STORMS, RAIN, HIGH WINDS AND FLOODING DR Severe Storm 1998-01-15
990 HEAVY RAIN, SNOWMELT & FLOODING DR Flood 1993-05-12
397 SEVERE STORMS, FLOODING, & LANDSLIDES DR Flood 1973-07-06

Storm Events in Vermont

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Grand Isle County.

Storm Type Events Fatalities Injuries Property Damage
Winter Weather 882 7 0 $2.8M
Thunderstorm Wind 694 3 4 $7.1M
Winter Storm 646 1 0 $5.0M
Strong Wind 352 0 0 $5.7M
Flash Flood 170 5 1 $190.0M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

59

Total Paid

$789.2K

Avg Per Claim

$13.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 1.9/100

Expected Annual Loss

Very Low

$4.0M/year

Social Vulnerability

Very Low

Community Resilience

Very High

Hazard Risk Breakdown

Ice Storm Relatively Low
Hurricane Very Low
Earthquake Very Low
Lightning Very Low
Winter Weather Very Low
Heat Wave Very Low
Riverine Flooding Very Low
Strong Wind Very Low
Landslide Very Low
Cold Wave Very Low
Tornado Very Low
Wildfire Very Low
Hail Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Ice Storm

Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.

Worth noting for Grand Isle County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Grand Isle County's closest FEMA peer: Morris County, TX

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Grand Isle County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Grand Isle County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Grand Isle County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Grand Isle County's NFIP claims file (59 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Grand Isle County?
The most common disaster type in Grand Isle County is Severe Storm, with 6 declarations. Other disaster types include Flood (4), Hurricane (3), Biological (2).
How does Grand Isle County's FEMA declaration record compare with the Vermont average?
The typical Vermont county has 28.8 FEMA declaration records; Grand Isle County has 18, or 37% fewer. Against the national county mean of 20.7, this county's total is 13% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Grand Isle County received?
Grand Isle County has received 12 major disaster declarations, representing 67% of all 18 disaster declarations.
How many flood insurance claims has Grand Isle County filed?
Grand Isle County has 59 National Flood Insurance Program (NFIP) claims totaling $789.2K in payments, with an average of $13.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Grand Isle County?
No. In Grand Isle County, Ice Storm has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $3.1M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Grand Isle County?
The most active year for disaster declarations in Grand Isle County was 2011, with 3 declarations. The county has FEMA disaster data spanning 1973 to 2024.
What is the FEMA National Risk Index score for Grand Isle County?
According to the FEMA National Risk Index, Grand Isle County, Vermont has an overall risk score of 1.9 out of 100 (Very Low). On social vulnerability the county rates Very Low; on community resilience, Very High. The Expected Annual Loss (EAL) score is Very Low, representing $4.0M in annualized losses.
Which natural hazard poses the greatest risk to Grand Isle County?
The top hazard flagged by FEMA's NRI for Grand Isle County is Ice Storm (risk rating: Relatively Low). Other significant hazards include Hurricane (Very Low) and Earthquake (Very Low). FEMA's modeled event frequency puts ice storm here at roughly once every 2 years, drawn from 31 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Grand Isle County · vintage 2026-08-25 · Methodology · Vermont profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events