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Illinois · FEMA + NOAA + National Risk Index

Christian County, IL

8 FEMA disaster declarations (1999-2023), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Snowstorm.

8
FEMA declarations
5
Major disasters
54
NRI risk · Relatively Low
Snowstorm
Top hazard

The verdict

Start with the local benchmark for Christian County: 8 FEMA declaration records are 38% below the Illinois county mean, even though the count is higher than 6% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks in the riskiest 46%.

Riskiest 46%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
8
FEMA declarations vs 21 national county avg
14
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 17021 · Christian County 8 declarations · rank 3045/3,266

DECL-LIGHT · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-MODERATE · TYPE-LEAD · VS-ST-BELOW

  • DECL-LIGHT 8
  • MAJOR-MID 63%
  • RANK-LOWER #3,045
  • PHOTO-FINISH Marion
  • NRI-LOW 54
  • ACT-MODERATE Moderate
  • TYPE-LEAD Snowstorm
  • VS-ST-BELOW -38%

Nearest declaration peer: Marion, IL (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Illinois state profile

Christian County among counties with fewer federal records

FEMA declaration records among Christian County and nearest peers by total count

declarations

What this shows Christian County carries 8 FEMA declaration records, ranked 3045 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Christian County versus quieter counties in this dataset

Christian County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Christian County

8 6th percentile higher than 6% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Christian County's FEMA Risk Index score

0/100100/100Illinois avg55/10054/100
FEMA National Risk Index composite score vs. the Illinois county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Christian County is led by Riverine Flooding (about $6.3M Expected Annual Loss, Historical Loss Ratio Relatively High), while Drought carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Christian County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 54.0/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $21.9M in annualized losses), and a Very Low social-vulnerability profile combined with Very High community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Drought stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at 1.8 modeled event-days per year here, based on 49 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 14 claims and $197.7K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Illinois county averages 12.9 federal declaration records, while Christian County has 8. The gap is 38% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

45 /100

Historical Activity Index

Moderate historical activity

Christian County, IL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Low
6/30

8 OpenFEMA declarations, full ingest window (0.4x national county average)

County Disaster Density Moderate
8/25

8 declarations (0.6x state county average of 13)

Major Disaster Share High
16/25

5 of 8 declarations are major disasters (63%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Christian County

FEMA NRI 8-hazard radar - Christian County

Christian County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 8, Tornado 25, Wildfire 8, Drought 70, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 29 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 29 8-hazard mean
Christian County NRI risk profile FIPS 17021 · displayed-hazard mean 29/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

8

Low volume

Major Disaster share

63%

Major-heavy

NRI risk score

54

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Christian County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively High 1.8 modeled event-days per year
Earthquake Relatively Low roughly once every 287 years
Cold Wave Relatively Moderate an average of 2.7 times per year
Heat Wave Relatively Low 7.9 modeled event-days per year
Hail Relatively Low an average of 3.6 times per year
Strong Wind Relatively Moderate an average of 5.4 times per year
Landslide Very Low roughly once every 6 years
Winter Weather Relatively Low an average of 8.4 times per year
Tornado Relatively Low roughly once every 1 years
Lightning Relatively Low an average of 49 times per year
Riverine Flooding Relatively Low an average of 1.6 times per year
Ice Storm Relatively Low an average of 1.3 times per year
Hurricane Very Low roughly once every 64 years
Wildfire Very Low roughly once every 13,829 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Biological 2
Snowstorm 2
Severe Storm 1
Severe Ice Storm 1
Hurricane 1
Tornado 1

What Snowstorm declarations mean here

Snowstorm is the most frequent declaration type on Christian County's record, 25% of its declarations. Snow-related declarations work on a narrower basis than most other hazards: they are generally issued to reimburse the cost of snow removal and emergency protective measures, rather than to repair destroyed property.

The qualifying test is unusual too. FEMA assesses snowfall against record levels for the affected area, so the same storm total can qualify in a county where it is historically extreme and not qualify a few hundred miles north where it is an ordinary winter. A low snowstorm declaration count is therefore not evidence of mild winters.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 5 62.5%

of all 8 declarations

Emergency - 3 37.5%

of all 8 declarations

FEMA Declarations Timeline

Year Declarations
2023 1
2020 2
2011 1
2007 1
2005 1
2002 1
1999 1

Disaster Declarations

How the 8 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 8 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4728 SEVERE STORMS AND FLOODING DR Severe Storm 2023-08-15
4489 COVID-19 PANDEMIC DR Biological 2020-03-26
3435 COVID-19 EM Biological 2020-03-13
1960 SEVERE WINTER STORM AND SNOWSTORM DR Snowstorm 2011-03-17
1681 SEVERE WINTER STORM DR Severe Ice Storm 2007-02-09
3230 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-07
1416 SEVERE STORMS, TORNADOES AND FLOODING DR Tornado 2002-05-21
3134 IL-WINTER STORM 1/1/99 EM Snowstorm 1999-01-08

Storm Events in Illinois

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Christian County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,218 9 67 $46.0M
Hail 3,195 0 0 $27.1M
Winter Weather 1,363 14 49 $1.8M
Flood 1,221 14 11 $84.3M
Flash Flood 1,133 11 3 $1.1B

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

14

Total Paid

$197.7K

Avg Per Claim

$14.1K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 54.0/100

Expected Annual Loss

Relatively Low

$21.9M/year

Social Vulnerability

Very Low

Community Resilience

Very High

Hazard Risk Breakdown

Drought Relatively High
Earthquake Relatively Low
Cold Wave Relatively Moderate
Heat Wave Relatively Low
Hail Relatively Low
Strong Wind Relatively Moderate
Landslide Very Low
Winter Weather Relatively Low
Tornado Relatively Low
Lightning Relatively Low
Riverine Flooding Relatively Low
Ice Storm Relatively Low
Hurricane Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Christian County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively High), while the county's declaration history is led by Snowstorm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Christian County's closest FEMA peer: Wichita County, KS

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Christian County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Christian County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Christian County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

FEMA's National Risk Index flags Drought as the top modeled exposure here (Relatively High); the guide explains how that model differs from declaration counts.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Christian County?
The most common disaster type in Christian County is Snowstorm, with 2 declarations. Other disaster types include Biological (2), Severe Storm (1), Severe Ice Storm (1).
How does Christian County's FEMA declaration record compare with the Illinois average?
The typical Illinois county has 12.9 FEMA declaration records; Christian County has 8, or 38% fewer. Against the national county mean of 20.7, this county's total is 61% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Christian County received?
Christian County has received 5 major disaster declarations, representing 63% of all 8 disaster declarations.
How many flood insurance claims has Christian County filed?
Christian County has 14 National Flood Insurance Program (NFIP) claims totaling $197.7K in payments, with an average of $14.1K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Christian County?
No. In Christian County, Drought has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $6.3M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Christian County?
The most active year for disaster declarations in Christian County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1999 to 2023.
What is the FEMA National Risk Index score for Christian County?
According to the FEMA National Risk Index, Christian County, Illinois has an overall risk score of 54.0 out of 100 (Relatively Low). On social vulnerability the county rates Very Low; on community resilience, Very High. The Expected Annual Loss (EAL) score is Relatively Low, representing $21.9M in annualized losses.
Which natural hazard poses the greatest risk to Christian County?
Based on FEMA NRI data, the highest-risk natural hazard in Christian County is Drought (risk rating: Relatively High). Other significant hazards include Earthquake (Relatively Low) and Cold Wave (Relatively Moderate). FEMA's modeled event frequency puts drought here at 1.8 modeled event-days per year, drawn from 49 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Christian County · vintage 2026-08-25 · Methodology · Illinois profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events