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Virginia · FEMA + NOAA + National Risk Index

Craig County, VA

26 FEMA disaster declarations (1972-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

26
FEMA declarations
18
Major disasters
6
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Craig County. Its 26 FEMA declarations are 27% above the Virginia county mean and exceed the count for 75% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 6%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 6%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
26
FEMA declarations vs 21 national county avg
94
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 51045 · Craig County 26 declarations · rank 746/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 26
  • MAJOR-MID 69%
  • RANK-MID #746
  • PHOTO-FINISH Hunterdon
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +27%

Nearest declaration peer: Hunterdon, NJ (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Virginia state profile

Craig County among high-volume declaration counties

FEMA declaration records among Craig County and nearest peers by total count

declarations

What this shows Craig County carries 26 FEMA declaration records, ranked 746 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Craig County ranks in the national declaration registry

Craig County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Craig County

26 Top 25% higher than 75% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Craig County's FEMA Risk Index score

0/100100/100Virginia avg33/1006.2/100
FEMA National Risk Index composite score vs. the Virginia county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Craig County is led by Riverine Flooding (about $2.5M Expected Annual Loss, Historical Loss Ratio Relatively High), while Landslide carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Craig County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 94 paid claims, totaling $1.3M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $13.8K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Craig County's 26 federal records stand 27% above the Virginia county mean of 20.4. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

FEMA's National Risk Index places this county in the low end of the national distribution, composite score 6.2/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $2.8M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Relatively High) and community resilience (Relatively Low). Even the county's top-rated hazard, Landslide, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 1 years here.

72 /100

Historical Activity Index

High historical activity

Craig County, VA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
19/30

26 OpenFEMA declarations, full ingest window (1.3x national county average)

County Disaster Density High
16/25

26 declarations (1.3x state county average of 20)

Major Disaster Share High
17/25

18 of 26 declarations are major disasters (69%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Craig County

FEMA NRI 8-hazard radar - Craig County

Craig County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 8, Tornado 8, Wildfire 8, Drought 8, Heat Wave 8, Winter Storm 8. The simple mean of these eight displayed scores is 8 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 8 8-hazard mean
Craig County NRI risk profile FIPS 51045 · displayed-hazard mean 8/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

26

High volume

Major Disaster share

69%

Major-heavy

NRI risk score

6

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Craig County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively Low roughly once every 1 years
Avalanche Very Low roughly once every 100 years
Hurricane Very Low roughly once every 44 years
Riverine Flooding Very Low roughly once every 2 years
Drought Very Low 1.9 modeled event-days per year
Earthquake Very Low roughly once every 912 years
Winter Weather Very Low an average of 12 times per year
Strong Wind Very Low an average of 2.6 times per year
Cold Wave Very Low an average of 4.7 times per year
Lightning Very Low an average of 43 times per year
Wildfire Very Low roughly once every 1,034 years
Ice Storm Very Low roughly once every 2 years
Tornado Very Low roughly once every 24 years
Hail Very Low an average of 3.5 times per year
Heat Wave Very Low 0 modeled event-days per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 7
Hurricane 5
Snowstorm 5
Flood 3
Tropical Storm 2
Biological 2
Winter Storm 1
Drought 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Craig County's record, 27% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 18 69.2%

of all 26 declarations

Emergency - 8 30.8%

of all 26 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 2
2024 1
2020 2
2019 1
2018 1
2013 2
2012 1
2010 2
2006 1
2005 2
2003 1
2000 1
1996 1
1994 2
Show 5 earlier declaration years
1993 1
1992 1
1986 1
1977 1
1972 1

Disaster Declarations

How the 26 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 26 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3631 SEVERE WINTER STORM EM Winter Storm 2026-01-23
4863 SEVERE WINTER STORMS AND FLOODING DR Severe Storm 2025-04-04
4831 TROPICAL STORM HELENE DR Tropical Storm 2024-10-01
3621 POST-TROPICAL CYCLONE HELENE EM Tropical Storm 2024-09-29
4512 COVID-19 PANDEMIC DR Biological 2020-04-02
3448 COVID-19 EM Biological 2020-03-13
4401 HURRICANE FLORENCE DR Hurricane 2018-10-15
3403 HURRICANE FLORENCE EM Hurricane 2018-09-11
4092 HURRICANE SANDY DR Hurricane 2012-11-26
3359 HURRICANE SANDY EM Hurricane 2012-10-29
4072 SEVERE STORMS AND STRAIGHT-LINE WINDS DR Severe Storm 2012-07-27
1905 SEVERE WINTER STORMS AND SNOWSTORMS DR Snowstorm 2010-04-27
1874 SEVERE WINTER STORM AND SNOWSTORM DR Snowstorm 2010-02-16
1655 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2006-07-13
3240 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-12
1570 SEVERE STORMS AND FLOODING FROM THE REMANANTS OF HURRICANE JEANNE DR Severe Storm 2004-10-18
1458 SEVERE WINTER STORM, RECORD/NEAR RECORD SNOWFALL, HEAVY RAIN,FLOODIND, AND MUDSLIDE DR Severe Storm 2003-03-27
1318 SEVERE WINTER STORMS DR Severe Storm 2000-02-28
1086 BLIZZARD OF 96 (SEVERE SNOW STORM) DR Snowstorm 1996-01-13
1021 SEVERE WINTER ICE STORM DR Severe Storm 1994-04-11
Show 6 earlier declaration records
DR# Title Type Incident Date
1014 SEVERE ICE STORMS, FLOODING DR Snowstorm 1994-03-10
3112 SEVERE WINTER STORM EM Snowstorm 1993-03-25
944 SEVERE STORMS & FLOODING DR Flood 1992-05-19
755 SEVERE STORMS & FLOODING DR Flood 1985-11-09
3046 DROUGHT EM Drought 1977-07-23
339 TROPICAL STORM AGNES DR Flood 1972-06-23

Storm Events in Virginia

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Craig County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 8,940 13 31 $123.1M
Flood 2,300 4 0 $85.1M
Winter Weather 2,049 6 32 $902.0K
Flash Flood 1,942 13 4 $244.2M
Heavy Rain 1,566 0 0 $2.5M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

94

Total Paid

$1.3M

Avg Per Claim

$13.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 6.2/100

Expected Annual Loss

Very Low

$2.8M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Landslide Relatively Low
Avalanche Very Low
Hurricane Very Low
Riverine Flooding Very Low
Drought Very Low
Earthquake Very Low
Winter Weather Very Low
Strong Wind Very Low
Cold Wave Very Low
Lightning Very Low
Wildfire Very Low
Ice Storm Very Low
Tornado Very Low
Hail Very Low
Heat Wave Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Craig County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Craig County's closest FEMA peer: Chester County, PA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Craig County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Craig County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Craig County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Craig County's NFIP claims file (94 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Craig County?
The most common disaster type in Craig County is Severe Storm, with 7 declarations. Other disaster types include Hurricane (5), Snowstorm (5), Flood (3).
How does Craig County's FEMA declaration record compare with the Virginia average?
FEMA lists 26 declaration records for Craig County. That is 27% above the Virginia county mean of 20.4. Its count is also 25% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Craig County received?
Craig County has received 18 major disaster declarations, representing 69% of all 26 disaster declarations.
How many flood insurance claims has Craig County filed?
Craig County has 94 National Flood Insurance Program (NFIP) claims totaling $1.3M in payments, with an average of $13.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Craig County?
No. In Craig County, Landslide has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $2.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Craig County?
The most active year for disaster declarations in Craig County was 1994, with 2 declarations. The county has FEMA disaster data spanning 1972 to 2026.
What is the FEMA National Risk Index score for Craig County?
According to the FEMA National Risk Index, Craig County, Virginia has an overall risk score of 6.2 out of 100 (Very Low). On social vulnerability the county rates Relatively High; on community resilience, Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $2.8M in annualized losses.
Which natural hazard poses the greatest risk to Craig County?
Based on FEMA NRI data, the highest-risk natural hazard in Craig County as of the latest release is Landslide (risk rating: Relatively Low). Other significant hazards include Avalanche (Very Low) and Hurricane (Very Low). FEMA's modeled event frequency puts landslide here at roughly once every 1 years. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Craig County · vintage 2026-08-25 · Methodology · Virginia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events