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California · FEMA + NOAA + National Risk Index

Del Norte County, CA

21 FEMA disaster declarations (1965-2023), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Flood.

21
FEMA declarations
18
Major disasters
94
NRI risk · Relatively High
Flood
Top hazard

The verdict

Del Norte County has a nationally busy FEMA history: 21 declarations, more than 52% of counties in this registry. But the state comparison tempers that reading: the total is 26% below the California county mean. FEMA's separate National Risk Index places the county in the riskiest 6%; that score models loss and vulnerability rather than counting declarations.

Riskiest 6%
of U.S. counties for FEMA National Risk Index score
Relatively High
FEMA National Risk Index rating
21
FEMA declarations vs 21 national county avg
37
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 06015 · Del Norte County 21 declarations · rank 1466/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-HIGH · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 21
  • MAJOR-HEAVY 86%
  • RANK-LOWER #1,466
  • PHOTO-FINISH Montgomery
  • NRI-HIGH 94
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-BELOW -26%

Nearest declaration peer: Montgomery, IN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · California state profile

Del Norte County in the declaration-count neighbourhood

FEMA declaration records among Del Norte County and nearest peers by total count

declarations

What this shows Del Norte County carries 21 FEMA declaration records, ranked 1466 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Del Norte County's FEMA declaration count compares nationally

Del Norte County vs. all counties in this dataset

FEMA disaster declarations, all-time · Del Norte County

21 Top 48% higher than 52% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Del Norte County's FEMA Risk Index score

0/100100/100California avg89/10094.4/100
FEMA National Risk Index composite score vs. the California county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Del Norte County is led by Tsunami (about $114.2M Expected Annual Loss, Historical Loss Ratio Relatively High), while Landslide carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Del Norte County's hazard record show?

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 94.4/100 (Relatively High). Expected Annual Loss is rated Relatively Moderate (roughly $142.4M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Relatively Low, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Landslide stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 2.2 times per year here.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 37 claims and $454.6K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a California county averages 28.5 federal declaration records, while Del Norte County has 21. The gap is 26% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

65 /100

Historical Activity Index

High historical activity

Del Norte County, CA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
15/30

21 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density Moderate
9/25

21 declarations (0.7x state county average of 29)

Major Disaster Share Very High
21/25

18 of 21 declarations are major disasters (86%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Del Norte County

FEMA NRI 8-hazard radar - Del Norte County

Del Norte County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 48, Flood 48, Hurricane 0, Tornado 8, Wildfire 25, Drought 25, Heat Wave 8, Winter Storm 8. The simple mean of these eight displayed scores is 21 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 21 8-hazard mean
Del Norte County NRI risk profile FIPS 06015 · displayed-hazard mean 21/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

21

Above median

Major Disaster share

86%

Mostly major

NRI risk score

94

Relatively High

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Del Norte County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively High an average of 2.2 times per year
Tsunami Very High roughly once every 4 years
Earthquake Relatively Moderate roughly once every 49 years
Wildfire Relatively Low roughly once every 672 years
Riverine Flooding Relatively Moderate roughly once every 3 years
Coastal Flooding Very Low an average of 3.6 times per year
Avalanche Very Low roughly once every 100 years
Drought Relatively Low 20 modeled event-days per year
Heat Wave Very Low 2 modeled event-days per year
Lightning Very Low an average of 7 times per year
Winter Weather Very Low an average of 13 times per year
Hail Very Low roughly once every 19 years
Strong Wind Very Low roughly once every 33 years
Tornado Very Low roughly once every 73 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 8
Severe Storm 6
Biological 2
Fire 1
Tsunami 1
Hurricane 1
Fishing Losses 1
Coastal Storm 1

What Flood declarations mean here

Flood is the most frequent declaration type on Del Norte County's record, 38% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 18 85.7%

of all 21 declarations

Emergency - 3 14.3%

of all 21 declarations

FEMA Declarations Timeline

Year Declarations
2023 3
2021 1
2020 2
2019 1
2017 1
2011 1
2006 1
2005 1
1998 1
1997 1
1995 1
1994 1
1993 1
1986 1
1983 1
Show 3 earlier declaration years
1972 1
1970 1
1965 1

Disaster Declarations

How the 21 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 21 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4699 SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-04-03
3592 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES EM Flood 2023-03-10
4683 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2023-01-14
4569 WILDFIRES DR Fire 2020-10-16
4482 COVID-19 PANDEMIC DR Biological 2020-03-22
3428 COVID-19 EM Biological 2020-03-13
4434 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2019-05-17
4308 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES DR Flood 2017-04-01
1968 TSUNAMI WAVES DR Tsunami 2011-04-18
1628 SEVERE STORMS, FLOODING, MUDSLIDES, AND LANDSLIDES DR Severe Storm 2006-02-03
3248 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1203 SEVERE WINTER STORMS AND FLOODING DR Severe Storm 1998-02-09
1155 SEVERE STORMS, FLOODING, MUD AND LANDSLIDES DR Severe Storm 1997-01-04
1044 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, MUD FLOWS DR Severe Storm 1995-01-10
1038 THE EL NINO (THE SALMON INDUSTRY) DR Fishing Losses 1994-09-13
979 SEVERE WINTER STORM, MUD & LAND SLIDES, & FLOODING DR Flood 1993-02-03
758 SEVERE STORMS & FLOODING DR Flood 1986-02-21
677 COASTAL STORMS, FLOODS, SLIDES & TORNADOES DR Coastal Storm 1983-02-09
329 SEVERE STORMS & FLOODING DR Flood 1972-04-05
283 SEVERE STORMS & FLOODING DR Flood 1970-02-16
Show 1 earlier declaration records
DR# Title Type Incident Date
183 HEAVY RAINS & FLOODING DR Flood 1964-12-24

Storm Events in California

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Del Norte County.

Storm Type Events Fatalities Injuries Property Damage
High Wind 4,070 13 27 $228.2M
Flood 3,132 26 25 $985.1M
Heavy Snow 1,814 6 0 $1.6M
Dense Fog 1,605 52 148 $2.8M
Drought 1,421 0 0 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

37

Total Paid

$454.6K

Avg Per Claim

$12.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively High

Score: 94.4/100

Expected Annual Loss

Relatively Moderate

$142.4M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Low

Hazard Risk Breakdown

Landslide Relatively High
Tsunami Very High
Earthquake Relatively Moderate
Wildfire Relatively Low
Riverine Flooding Relatively Moderate
Coastal Flooding Very Low
Avalanche Very Low
Drought Relatively Low
Heat Wave Very Low
Lightning Very Low
Winter Weather Very Low
Hail Very Low
Strong Wind Very Low
Tornado Very Low
Cold Wave No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Del Norte County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Del Norte County's closest FEMA peer: McIntosh County, ND

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Del Norte County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Del Norte County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Del Norte County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 21 FEMA declarations, Del Norte County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Del Norte County?
The most common disaster type in Del Norte County is Flood, with 8 declarations. Other disaster types include Severe Storm (6), Biological (2), Fire (1).
How does Del Norte County's FEMA declaration record compare with the California average?
The typical California county has 28.5 FEMA declaration records; Del Norte County has 21, or 26% fewer. Against the national county mean of 20.7, this county's total is 1% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Del Norte County received?
Del Norte County has received 18 major disaster declarations, representing 86% of all 21 disaster declarations.
How many flood insurance claims has Del Norte County filed?
Del Norte County has 37 National Flood Insurance Program (NFIP) claims totaling $454.6K in payments, with an average of $12.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Del Norte County?
No. In Del Norte County, Landslide has the highest National Risk Index rating (Relatively High), while Tsunami leads Expected Annual Loss at about $114.2M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Del Norte County?
The most active year for disaster declarations in Del Norte County was 2023, with 3 declarations. The county has FEMA disaster data spanning 1965 to 2023.
What is the FEMA National Risk Index score for Del Norte County?
According to the FEMA National Risk Index, Del Norte County, California has an overall risk score of 94.4 out of 100 (Relatively High). On social vulnerability the county rates Relatively Moderate; on community resilience, Relatively Low. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $142.4M in annualized losses.
Which natural hazard poses the greatest risk to Del Norte County?
FEMA's NRI data points to Del Norte County as of the latest release is Landslide (risk rating: Relatively High). Other significant hazards include Tsunami (Very High) and Earthquake (Relatively Moderate). FEMA's modeled event frequency puts landslide here at an average of 2.2 times per year. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Del Norte County · vintage 2026-08-25 · Methodology · California profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events