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California · FEMA + NOAA + National Risk Index

Humboldt County, CA

27 FEMA disaster declarations (1965-2023), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Flood.

27
FEMA declarations
22
Major disasters
97
NRI risk · Relatively High
Flood
Top hazard

The verdict

Humboldt County has a nationally busy FEMA history: 27 declarations, more than 78% of counties in this registry. But the state comparison tempers that reading: the total is 5% below the California county mean. FEMA's separate National Risk Index places the county in the riskiest 3%; that score models loss and vulnerability rather than counting declarations.

Riskiest 3%
of U.S. counties for FEMA National Risk Index score
Relatively High
FEMA National Risk Index rating
27
FEMA declarations vs 21 national county avg
201
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 06023 · Humboldt County 27 declarations · rank 646/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-MID · PHOTO-FINISH · NRI-HIGH · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 27
  • MAJOR-HEAVY 81%
  • RANK-MID #646
  • PHOTO-FINISH Greene
  • NRI-HIGH 97
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-BELOW -5%

Nearest declaration peer: Greene, MO (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · California state profile

Humboldt County among high-volume declaration counties

FEMA declaration records among Humboldt County and nearest peers by total count

declarations

What this shows Humboldt County carries 27 FEMA declaration records, ranked 646 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Humboldt County ranks in the national declaration registry

Humboldt County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Humboldt County

27 Top 22% higher than 78% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Humboldt County's FEMA Risk Index score

0/100100/100California avg89/10096.8/100
FEMA National Risk Index composite score vs. the California county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Humboldt County is led by Earthquake (about $94.1M Expected Annual Loss, Historical Loss Ratio Very High), while Landslide carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Humboldt County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 201 paid claims, totaling $3.1M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $15.6K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a California county averages 28.5 federal declaration records, while Humboldt County has 27. The gap is 5% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 96.8/100 (Relatively High). Expected Annual Loss is rated Relatively High (roughly $188.6M in annualized losses). Social vulnerability reads Relatively High and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Landslide stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 83 times per year here.

72 /100

Historical Activity Index

High historical activity

Humboldt County, CA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
20/30

27 OpenFEMA declarations, full ingest window (1.3x national county average)

County Disaster Density Moderate
12/25

27 declarations (0.9x state county average of 29)

Major Disaster Share Very High
20/25

22 of 27 declarations are major disasters (81%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Humboldt County

FEMA NRI 8-hazard radar - Humboldt County

Humboldt County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 70, Flood 70, Hurricane 0, Tornado 8, Wildfire 48, Drought 48, Heat Wave 25, Winter Storm 8. The simple mean of these eight displayed scores is 35 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 35 8-hazard mean
Humboldt County NRI risk profile FIPS 06023 · displayed-hazard mean 35/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

27

High volume

Major Disaster share

81%

Mostly major

NRI risk score

97

Relatively High

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Humboldt County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively High an average of 83 times per year
Earthquake Relatively High roughly once every 5 years
Wildfire Relatively Moderate roughly once every 603 years
Riverine Flooding Relatively High roughly once every 1 years
Tsunami Relatively High roughly once every 4 years
Coastal Flooding Relatively High an average of 3.6 times per year
Drought Relatively Moderate 34 modeled event-days per year
Heat Wave Relatively Low 2.6 modeled event-days per year
Avalanche Very Low roughly once every 100 years
Lightning Relatively Low an average of 5.2 times per year
Hail Very Low roughly once every 19 years
Winter Weather Very Low an average of 14 times per year
Tornado Very Low roughly once every 37 years
Strong Wind Very Low roughly once every 95 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 12
Severe Storm 8
Biological 2
Hurricane 1
Fire 1
Fishing Losses 1
Earthquake 1
Coastal Storm 1

What Flood declarations mean here

Flood is the most frequent declaration type on Humboldt County's record, 44% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 22 81.5%

of all 27 declarations

Emergency - 5 18.5%

of all 27 declarations

FEMA Declarations Timeline

Year Declarations
2023 4
2020 2
2019 1
2017 2
2006 1
2005 1
1999 1
1998 1
1997 1
1995 2
1994 1
1993 1
1992 1
1986 1
1983 1
Show 6 earlier declaration years
1982 1
1974 1
1972 1
1969 1
1966 1
1965 1

Disaster Declarations

How the 27 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 27 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4699 SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-04-03
3592 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES EM Flood 2023-03-10
4683 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2023-01-14
3591 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES EM Flood 2023-01-09
4482 COVID-19 PANDEMIC DR Biological 2020-03-22
3428 COVID-19 EM Biological 2020-03-13
4434 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2019-05-17
4308 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES DR Flood 2017-04-01
4301 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES DR Severe Storm 2017-02-14
1628 SEVERE STORMS, FLOODING, MUDSLIDES, AND LANDSLIDES DR Severe Storm 2006-02-03
3248 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
3140 CA-WILDFIRES-08/25/1999 EM Fire 1999-09-01
1203 SEVERE WINTER STORMS AND FLOODING DR Severe Storm 1998-02-09
1155 SEVERE STORMS, FLOODING, MUD AND LANDSLIDES DR Severe Storm 1997-01-04
1046 SEVERE WINTER STORMS, FLOODING LANDSLIDES, MUD FLOW DR Severe Storm 1995-03-12
1044 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, MUD FLOWS DR Severe Storm 1995-01-10
1038 THE EL NINO (THE SALMON INDUSTRY) DR Fishing Losses 1994-09-13
979 SEVERE WINTER STORM, MUD & LAND SLIDES, & FLOODING DR Flood 1993-02-03
943 EARTHQUAKE & AFTERSHOCKS DR Earthquake 1992-05-04
758 SEVERE STORMS & FLOODING DR Flood 1986-02-21
Show 7 earlier declaration records
DR# Title Type Incident Date
677 COASTAL STORMS, FLOODS, SLIDES & TORNADOES DR Coastal Storm 1983-02-09
651 SEVERE STORMS, FLOOD, MUDSLIDES & HIGH TIDE DR Flood 1982-01-07
412 SEVERE STORMS & FLOODING DR Flood 1974-01-25
329 SEVERE STORMS & FLOODING DR Flood 1972-04-05
253 SEVERE STORMS & FLOODING DR Flood 1969-01-26
212 SEVERE STORMS & FLOODING DR Flood 1966-01-22
183 HEAVY RAINS & FLOODING DR Flood 1964-12-24

Storm Events in California

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Humboldt County.

Storm Type Events Fatalities Injuries Property Damage
High Wind 4,070 13 27 $228.2M
Flood 3,132 26 25 $985.1M
Heavy Snow 1,814 6 0 $1.6M
Dense Fog 1,605 52 148 $2.8M
Drought 1,421 0 0 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

201

Total Paid

$3.1M

Avg Per Claim

$15.6K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively High

Score: 96.8/100

Expected Annual Loss

Relatively High

$188.6M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Landslide Relatively High
Earthquake Relatively High
Wildfire Relatively Moderate
Riverine Flooding Relatively High
Tsunami Relatively High
Coastal Flooding Relatively High
Drought Relatively Moderate
Heat Wave Relatively Low
Avalanche Very Low
Lightning Relatively Low
Hail Very Low
Winter Weather Very Low
Tornado Very Low
Strong Wind Very Low
Cold Wave No Rating
Volcanic Activity No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Humboldt County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Humboldt County's closest FEMA peer: Dickson County, TN

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Humboldt County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Humboldt County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Humboldt County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Humboldt County's NFIP claims file (201 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Humboldt County?
The most common disaster type in Humboldt County is Flood, with 12 declarations. Other disaster types include Severe Storm (8), Biological (2), Hurricane (1).
How does Humboldt County's FEMA declaration record compare with the California average?
The typical California county has 28.5 FEMA declaration records; Humboldt County has 27, or 5% fewer. Against the national county mean of 20.7, this county's total is 30% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Humboldt County received?
Humboldt County has received 22 major disaster declarations, representing 81% of all 27 disaster declarations.
How many flood insurance claims has Humboldt County filed?
Humboldt County has 201 National Flood Insurance Program (NFIP) claims totaling $3.1M in payments, with an average of $15.6K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Humboldt County?
No. In Humboldt County, Landslide has the highest National Risk Index rating (Relatively High), while Earthquake leads Expected Annual Loss at about $94.1M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Humboldt County?
The most active year for disaster declarations in Humboldt County was 2023, with 4 declarations. The county has FEMA disaster data spanning 1965 to 2023.
What is the FEMA National Risk Index score for Humboldt County?
According to the FEMA National Risk Index, Humboldt County, California has an overall risk score of 96.8 out of 100 (Relatively High). The county's social vulnerability rating is Relatively High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively High, representing $188.6M in annualized losses.
Which natural hazard poses the greatest risk to Humboldt County?
The top hazard flagged by FEMA's NRI for Humboldt County as of the latest release is Landslide (risk rating: Relatively High). Other significant hazards include Earthquake (Relatively High) and Wildfire (Relatively Moderate). FEMA's modeled event frequency puts landslide here at an average of 83 times per year. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Humboldt County · vintage 2026-08-25 · Methodology · California profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events