FEMA Records
16
Below median
Texas · FEMA + NOAA + National Risk Index
El Paso County, TX
16 FEMA disaster declarations (1975-2021), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Hurricane.
- 16
- FEMA declarations
- 7
- Major disasters
- 95
- NRI risk · Relatively High
- Hurricane
- Top hazard
The verdict
El Paso County has a nationally busy FEMA history: 16 declarations, more than 27% of counties in this registry. But the state comparison tempers that reading: the total is 23% below the Texas county mean. FEMA's separate National Risk Index places the county in the riskiest 5%; that score models loss and vulnerability rather than counting declarations.
- Riskiest 5%
- of U.S. counties for FEMA National Risk Index score
- Relatively High
- FEMA National Risk Index rating
- 16
- FEMA declarations vs 21 national county avg
- 780
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 48141 · El Paso County 16 declarations · rank 2363/3,266
DECL-MID · MAJOR-LIGHT · RANK-LOWER · PHOTO-FINISH · NRI-HIGH · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-MID 16
- MAJOR-LIGHT 44%
- RANK-LOWER #2,363
- PHOTO-FINISH Greene
- NRI-HIGH 95
- ACT-HIGH High
- TYPE-LEAD Hurricane
- VS-ST-BELOW -23%
Nearest declaration peer: Greene, GA (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile
El Paso County among counties with fewer federal records
FEMA declaration records among El Paso County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- El Paso · this county 16
El Paso · this county
16 declarations
- Frontier · near 16
Frontier · near
16 declarations
- Greene · near 16
Greene · near
16 declarations
- Terrell · near 16
Terrell · near
16 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows El Paso County carries 16 FEMA declaration records, ranked 2363 of 3,266 counties in this registry.
El Paso County versus quieter counties in this dataset
El Paso County among lower-declaration counties nationally
FEMA disaster declarations, all-time · El Paso County
16 27th percentile higher than 27% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
El Paso County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for El Paso County is led by Riverine Flooding (about $69.9M Expected Annual Loss, Historical Loss Ratio Very Low), while Winter Weather carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does El Paso County's hazard record show?
Reading the federal records together
FEMA's NFIP table contains a substantial paid-claim history for this county: 780 claims and $6.3M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $8.1K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.
Start with the state benchmark: a Texas county averages 20.9 federal declaration records, while El Paso County has 16. The gap is 23% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
FEMA National Risk Index
This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 95.5/100 (Relatively High). Expected Annual Loss is rated Relatively Moderate (roughly $120.8M in annualized losses). Social vulnerability reads Very High and community resilience Very Low, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Winter Weather stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 2.4 times per year here, based on 46 historical events on record.
51 /100
Historical Activity Index
High historical activity
El Paso County, TX · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
12/30
16 OpenFEMA declarations, full ingest window (0.8x national county average)
County Disaster Density Moderate
10/25
16 declarations (0.8x state county average of 21)
Major Disaster Share Moderate
11/25
7 of 16 declarations are major disasters (44%)
Hazard Diversity Very High
18/20
7 different disaster types declared in El Paso County
FEMA NRI 8-hazard radar - El Paso County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
44%
Mixed major share
NRI risk score
95
Relatively High
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike El Paso County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Winter Weather | Very High | an average of 2.4 times per year |
| Lightning | Very High | an average of 49 times per year |
| Hail | Very High | roughly once every 2 years |
| Heat Wave | Relatively High | 7.3 modeled event-days per year |
| Riverine Flooding | Relatively High | an average of 4 times per year |
| Drought | Relatively High | 40 modeled event-days per year |
| Strong Wind | Relatively High | roughly once every 3 years |
| Earthquake | Relatively Moderate | roughly once every 766 years |
| Cold Wave | Relatively Moderate | roughly once every 5 years |
| Wildfire | Relatively Low | roughly once every 12,860 years |
| Ice Storm | Relatively Moderate | roughly once every 67 years |
| Landslide | Very Low | roughly once every 8 years |
| Hurricane | Very Low | roughly once every 174 years |
| Tornado | Relatively Low | roughly once every 30 years |
| Avalanche | Very Low | roughly once every 100 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 5
Fire 3
Severe Ice Storm 2
Biological 2
Severe Storm 2
Other 1
Flood 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on El Paso County's federal record, 31% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Emergency - 9 56.3%
of all 16 declarations
Major Disaster - 7 43.8%
of all 16 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2021 | 2 | |
| 2020 | 2 | |
| 2008 | 3 | |
| 2006 | 2 | |
| 2005 | 3 | |
| 2003 | 1 | |
| 1999 | 1 | |
| 1998 | 1 | |
| 1975 | 1 | |
Disaster Declarations
How the 16 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 16 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4586 | SEVERE WINTER STORMS | DR | Severe Ice Storm | 2021-02-19 |
| 3554 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2021-02-14 |
| 4485 | COVID-19 PANDEMIC | DR | Biological | 2020-03-25 |
| 3458 | COVID-19 | EM | Biological | 2020-03-13 |
| 3294 | HURRICANE IKE | EM | Hurricane | 2008-09-10 |
| 3290 | HURRICANE GUSTAV | EM | Hurricane | 2008-08-29 |
| 3284 | WILDFIRES | EM | Fire | 2008-03-14 |
| 1658 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2006-08-15 |
| 1624 | EXTREME WILDFIRE THREAT | DR | Fire | 2006-01-11 |
| 1606 | HURRICANE RITA | DR | Hurricane | 2005-09-24 |
| 3261 | HURRICANE RITA | EM | Hurricane | 2005-09-21 |
| 3216 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-02 |
| 3171 | LOSS OF THE SPACE SHUTTLE COLUMBIA | EM | Other | 2003-02-01 |
| 3142 | EXTREME FIRE HAZARDS | EM | Fire | 1999-09-01 |
| 1239 | TROPICAL STORM CHARLEY | DR | Severe Storm | 1998-08-26 |
| 454 | SEVERE STORMS & FLOODING | DR | Flood | 1974-11-30 |
Storm Events in Texas
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to El Paso County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Hail | 14,072 | 0 | 15 | $7.4B |
| Thunderstorm Wind | 10,293 | 41 | 141 | $369.9M |
| Drought | 7,032 | 0 | 0 | $86.0K |
| Flash Flood | 4,728 | 338 | 24 | $47.6B |
| Heat | 4,079 | 119 | 405 | $0 |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
780
Total Paid
$6.3M
Avg Per Claim
$8.1K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively High
Score: 95.5/100
Expected Annual Loss
Relatively Moderate
$120.8M/year
Social Vulnerability
Very High
Community Resilience
Very Low
Hazard Risk Breakdown
Winter Weather Very High
Lightning Very High
Hail Very High
Heat Wave Relatively High
Riverine Flooding Relatively High
Drought Relatively High
Strong Wind Relatively High
Earthquake Relatively Moderate
Cold Wave Relatively Moderate
Wildfire Relatively Low
Ice Storm Relatively Moderate
Landslide Very Low
Hurricane Very Low
Tornado Relatively Low
Avalanche Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Winter Weather
Winter Weather in the model means the accumulation of snow and cold that disrupts rather than destroys: road closures, roof loads, burst pipes and lost heating. Its costs land heavily on transport and on households least able to absorb an interruption.
Worth noting for El Paso County: the model and the federal record do NOT point at the same hazard. Winter Weather carries the highest modeled rating (Very High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
El Paso County's closest FEMA peer: Gwinnett County, GA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for El Paso County. Record similarity, not a safety rating.
Similar modeled NRI score
El Paso County: NRI composite 95.5 (Relatively High).
Similar Major-disaster share
El Paso County: 7 of 16 of its declarations are Major.
Closest declaration profiles
El Paso County shows 16 FEMA declarations, led by Hurricane.
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for El Paso County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for El Paso County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 95.5 (Relatively High).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 16. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
El Paso County's NFIP claims file (780 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in El Paso County?
The most common disaster type in El Paso County is Hurricane, with 5 declarations. Other disaster types include Fire (3), Severe Ice Storm (2), Biological (2).
How does El Paso County's FEMA declaration record compare with the Texas average?
The typical Texas county has 20.9 FEMA declaration records; El Paso County has 16, or 23% fewer. Against the national county mean of 20.7, this county's total is 23% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has El Paso County received?
El Paso County has received 7 major disaster declarations, representing 44% of all 16 disaster declarations.
How many flood insurance claims has El Paso County filed?
El Paso County has 780 National Flood Insurance Program (NFIP) claims totaling $6.3M in payments, with an average of $8.1K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in El Paso County?
No. In El Paso County, Winter Weather has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $69.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in El Paso County?
The most active year for disaster declarations in El Paso County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1975 to 2021.
What is the FEMA National Risk Index score for El Paso County?
According to the FEMA National Risk Index, El Paso County, Texas has an overall risk score of 95.5 out of 100 (Relatively High). On social vulnerability the county rates Very High; on community resilience, Very Low. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $120.8M in annualized losses.
Which natural hazard poses the greatest risk to El Paso County?
FEMA's NRI data points to El Paso County is Winter Weather (risk rating: Very High). Other significant hazards include Lightning (Very High) and Hail (Very High). FEMA's modeled event frequency puts winter weather here at an average of 2.4 times per year, drawn from 46 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for El Paso County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events