PlainHazard

If you are in immediate danger, call 911.

The data below is historical (NOAA Storm Events / FEMA), not a live alert. For current warnings and evacuation orders, check the National Weather Service, Ready.gov, or FEMA.gov.

State profile · FEMA + NOAA + National Risk Index

Texas Natural Disasters

Texas sits among the states with the heaviest federal disaster burden. 389 FEMA disaster declarations are on record, led by fire, with $71.0B in combined property and crop damage. That cumulative volume does not isolate physical hazard frequency from declaration policy, program use, or population exposure. NOAA storm event data shows 53,309 recorded weather events resulting in 943 fatalities, figures the state uses to prioritize disaster-preparedness planning.

389
FEMA declarations
53,309
NOAA storm events
943
Storm fatalities
$71.0B
Property + crop damage

The Texas risk picture

16 of the 254 counties FEMA scores, 6%, carry a FEMA "high-risk" National Risk Index rating, with riverine flooding the single largest driver of expected annual loss statewide. Texas has 107 Major Disaster (DR) declarations; FEMA authorizes Individual Assistance, Public Assistance, or both separately for each declaration. NOAA-tracked storms have caused 3,680 injuries statewide.

6%
of counties rated high-risk by FEMA National Risk Index
389
FEMA disaster declarations on record
$71.0B
in tracked property + crop damage
391,881
NFIP flood insurance claims filed statewide

FEMA's National Risk Index and NOAA's Storm Events Database measure different things: modeled long-run risk vs. observed severe-weather events. Storm Events is a reported dataset, so its counts track what was observed and logged, not every event that occurred, and reporting is denser where more people live. See the methodology for how they relate.

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FEMA declarations

389

Very high volume

Major Disaster share

28%

Mixed major share

NOAA storm events

53,309

Observed severe-weather records

How does Texas compare?

Texas vs. every U.S. state

FEMA disaster declarations, all-time

389 Top 3% higher than 97% of 59 states and territories

This state 0 400 all U.S. states and territories FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more states and territories. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Texas county risk-score spread

FEMA National Risk Index composite scores, 0–100

49 46th percentile higher than 46% of 254 county composite scores

State average 0 100 Texas counties, bucketed by FEMA score, bucketed by value

Each bar is a band; taller bars hold more county composite scores. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA National Risk Index (NRI), county composite scores · 2026-08-25

The declaration chart counts past federal actions. The county score chart summarizes FEMA's modeled National Risk Index composite; it is not a forecast, and a state average does not describe every county.

Do more storms mean more federal disasters?

Texas sits at the 96th percentile of FEMA declaration volume and the 98th percentile of NOAA storm-event volume among 55 states and territories, those two ranks are not interchangeable.

FEMA declaration rank vs NOAA storm-event rank

Each point is a state or territory plotted by within-sample rank percentile (0–100) on FEMA OpenFEMA declarations (x) and NOAA Storm Events (y). Crosshairs mark the mid-rank (50th). Illinois is the clearest threshold-gap example in this release. Source: FEMA OpenFEMA Disaster Declarations Summaries v2 + NOAA Storm Events Database. 2×2 strategic matrix plotting 30 entities by FEMA declarations (percentile) (X) and NOAA storm events (percentile) (Y), with a crosshair dividing the plot into four quadrants. Busy on both ledgersMany storms · fewer declarationsDeclaration-heavy · fewer stormsQuiet on both 406080100120 020406080100120 FEMA declarations (percentile) NOAA storm events (percentile) Signature insight
Each point is a state or territory plotted by within-sample rank percentile (0–100) on FEMA OpenFEMA declarations (x) and NOAA Storm Events (y). Crosshairs mark the mid-rank (50th). Illinois is the clearest threshold-gap example in this release. Source: FEMA OpenFEMA Disaster Declarations Summaries v2 + NOAA Storm Events Database.
Read the chart, every state as text

Percentiles are within this release's state/territory sample. Raw counts are the underlying FEMA and NOAA totals.

StateFEMA declsFEMA %ileNOAA stormsNOAA %ile
California3969823,69493
Texas3899653,30998
Oklahoma2589523,89695
Washington215934,40822
Florida1889112,83855
Oregon169893,69520
New Mexico1268710,97445
Arizona120859,54138
New York1188421,65382
Montana1128213,57656
Colorado1117818,34073
Louisiana1117811,20447
Nevada110764,53424
Alabama1027514,58364
Kentucky987119,94778
Mississippi987114,10062
Tennessee976916,64569
South Dakota966722,75987
Alaska94642,68315
Kansas946425,11596
Arkansas876013,63758
Nebraska876020,13680
Missouri865822,95289
North Carolina855616,36767
West Virginia845512,02649
Georgia815116,67671
Minnesota815119,10975
Iowa784921,88384
Virginia774723,58491
North Dakota754510,81844
Hawaii72446,20031
Maine71424,78127
Illinois684022,08885
Pennsylvania643819,42776
New Hampshire63362,54711
Vermont62353,44918
Idaho60315,14229
Ohio603116,18465
Massachusetts59256,78133
New Jersey59258,21835
Utah59254,57825
Wisconsin562413,80760
Indiana542212,68753
Puerto Rico51182,94416
South Carolina511810,52042
Michigan46169,05236
Wyoming451512,49451
Connecticut43132,62213
Maryland381110,29040
U.S. Virgin Islands339880
Rhode Island3179247
Delaware2651,4759
Guam2542582
District of Columbia2424525
American Samoa1702924

What shapes Texas's record?

FEMA declaration types in Texas

Wider bars = more declarations of that incident type

declarations

What this shows Fire leads Texas's FEMA declaration mix with 270 records among the types shown.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

NOAA storm events by year in Texas

Reported severe-weather events, 2015-2025 catalog window

3,0004,0005,0006,0007,0008,000 20152016201720182019202020212022202320242025 5,641

Source: NOAA Storm Events Database As of 2026-08-25

Peak year in this series: 2023 (7,689 events). Counts are reported events, not a complete census.

100 /100

Historical Activity Index

Very High historical activity

Texas · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite mixing OpenFEMA declaration totals (1953–present) with NOAA Storm Events (2015–2025), different windows and event definitions, disclosed weights on the methodology page . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
30/30

389 OpenFEMA declarations, full ingest window (4.4x state average)

NOAA Storm Events (2015–2025) Very High
25/25

53309 NOAA storm events in the 2015–2025 extract (4.9x median state)

NOAA Damage (2015–2025) Very High
25/25

Recorded NOAA property+crop damage in the 2015–2025 extract (123.1x median state)

Hazard Diversity Very High
20/20

12 different disaster types declared in Texas

What does Texas's hazard record show?

Flood exposure & where to dig deeper

Flood exposure is quantified separately through the National Flood Insurance Program. Policyholders across 217Texas counties have filed 391,881 NFIP claims totaling $17.4B, or an average of $44.4K per claim. NFIP data captures only insured flood losses, so uninsured flood damage and storm-surge losses outside mapped high-risk zones remain invisible in this figure. The highest-Expected-Annual-Loss hazard across the state is Riverine Flooding, estimated at $4.9B annually. Drill into individual counties for localized risk, read FEMA's hazard-specific briefings, and review insurance and flood-zone designations, state-level averages can mask sharp county-to-county differences in exposure and resilience.

NOAA storm events & FEMA National Risk Index

NOAA's Storm Events Database adds the near-term severe-weather lens. Between 2015 and 2025, Texas recorded 53,309 individual storm events, causing 943 fatalities and 3,680 injuries, with combined property and crop damage estimated at $71.0B. The most frequent event types in the state are Hail (14,072 events), Thunderstorm Wind (10,293 events), Drought (7,032 events). Across the 254counties FEMA scores here, its National Risk Index flags 16 as high-risk, with an average county Risk Index score (FEMA's own formula, distinct from our Historical Activity tool below) of 49.0/100.

What this count is, and is not. Storm Events is a reported database: NOAA compiles it from National Weather Service offices, trained spotters, law enforcement, and the public. It is a record of what was observed and logged, not a complete census of severe weather. Densely populated areas report more events than sparsely populated ones with similar meteorological exposure, and detection has improved over time, so an event count is not a like-for-like measure of hazard between places or across decades. Damage figures are field estimates, not audited losses. See methodology.

FEMA disaster declarations

Texas (TX) has a very high level of federal declaration activity, with 389 FEMA declaration records, including 107 Major Disaster declarations (DR). A DR may authorize Individual Assistance, Public Assistance, or both; those program approvals are not implied by the DR count. The dominant declaration type is Fire, followed by Flood (44), Hurricane (25), Severe Storm (20). Declaration counts at the state level reflect the cumulative federal footprint: large multi-county events count once per state, but repeat hazard patterns across decades are visible in the breakdown below.

Disaster Types in Texas

Share of this state's FEMA declarations; the bar chart above is the same mix as counts.

Fire

69.4%

270 declarations

Flood

11.3%

44 declarations

Hurricane

6.4%

25 declarations

Severe Storm

5.1%

20 declarations

Tornado

3.9%

15 declarations

Biological

0.8%

3 declarations

Severe Ice Storm

0.8%

3 declarations

Other

0.8%

3 declarations

Coastal Storm

0.5%

2 declarations

Freezing

0.5%

2 declarations

Drought

0.3%

1 declarations

Winter Storm

0.3%

1 declarations

Storm Events by Type

NOAA storm event data for Texas (2015-2025).

Event Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0
High Wind 2,994 1 2 $6.6M
Excessive Heat 1,725 49 1,387 $0
Tornado 1,502 49 1,291 $2.3B
Winter Weather 1,307 40 137 $7.3M
Flood 873 22 5 $877.7M
Winter Storm 791 23 41 $112.0M
Cold/Wind Chill 558 63 10 $96.5M
Wildfire 526 8 25 $359.2M
Heavy Snow 436 1 2 $361.0K
Frost/Freeze 424 1 0 $157.6K
Lightning 294 25 45 $42.3M
Extreme Cold/Wind Chill 263 63 0 $150.1M
Ice Storm 241 7 17 $17.2M
Funnel Cloud 203 0 0 $0
Heavy Rain 164 12 5 $96.0K

Storm Events by Year

Year Events Fatalities Injuries Property Damage
2025 5,641 157 74 $488.5M
2024 5,678 45 286 $559.0M
2023 7,689 84 1,788 $2.2B
2022 5,414 71 177 $1.4B
2021 4,623 153 139 $1.3B
2020 4,128 44 91 $2.8B
2019 4,358 44 95 $3.1B
2018 3,405 37 38 $338.1M
2017 3,621 129 185 $51.5B
2016 3,474 61 34 $3.6B
2015 5,278 118 773 $2.1B

FEMA Disaster Declarations

How the 389 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download all 389 declarations as CSV . Source data is public domain; our derived presentation is CC0.

389 unique disaster declarations in Texas.

DR# Title Type Incident Date
3649 FLOODING EM Flood 2026-07-18
5634 STINKY FIRE FM Fire 2026-05-18
5633 HUNGGATE FIRE FM Fire 2026-05-14
5625 CORNER POCKET FIRE FM Fire 2026-03-15
5619 8 BALL FIRE FM Fire 2026-02-18
4879 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2025-07-06
4871 SEVERE STORMS AND FLOODING DR Flood 2025-05-21
5573 PAULINE ROAD FIRE FM Fire 2025-03-20
5571 DOUBLE S FIRE FM Fire 2025-03-18
5570 CRABAPPLE FIRE FM Fire 2025-03-15
5555 REST AREA FIRE FM Fire 2025-03-14
5553 DUKE FIRE FM Fire 2025-03-05
5552 WELDER FIRE FM Fire 2025-03-04
4798 HURRICANE BERYL DR Hurricane 2024-07-09
4781 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Flood 2024-05-17
5488 SMOKEHOUSE CREEK FIRE FM Fire 2024-02-27
5487 WINDY DEUCE FIRE FM Fire 2024-02-27
4705 SEVERE WINTER STORM DR Winter Storm 2023-04-21
5444 CHALK MOUNTAIN FIRE FM Fire 2022-07-19
5443 HARD CASTLE FIRE FM Fire 2022-07-07
5440 MESQUITE HEAT FIRE FM Fire 2022-05-18
5429 BIG L FIRE FM Fire 2022-03-20
5428 WHEAT FIELD FIRE FM Fire 2022-03-18
5427 KIDD FIRE FM Fire 2022-03-17
5422 NORTH 207 FIRE FM Fire 2021-12-15
5420 COUNTY LINE FIRE FM Fire 2021-12-10
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
4572 HURRICANE LAURA DR Hurricane 2020-12-09
3540 TROPICAL STORMS MARCO AND LAURA EM Hurricane 2020-08-24
3530 HURRICANE HANNA EM Hurricane 2020-07-26
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
3501 COVID-19 EM Biological 2020-03-13
4466 TROPICAL STORM IMELDA DR Flood 2019-10-04
5288 COPPER BREAKS FIRE FM Fire 2019-08-18
4454 SEVERE STORMS AND FLOODING DR Flood 2019-07-17
4416 SEVERE STORMS AND FLOODING DR Flood 2019-02-25
5264 PARK ROAD FIRE FM Fire 2018-07-29
5258 259 FIRE FM Fire 2018-07-23
4377 SEVERE STORMS AND FLOODING DR Flood 2018-07-06
5237 MCDANNALD FIRE FM Fire 2018-05-02
5235 MCCLELLAN FIRE FM Fire 2018-04-18
5234 335 FIRE FM Fire 2018-04-14
5233 HARBOR BAY FIRE FM Fire 2018-04-13
4332 HURRICANE HARVEY DR Hurricane 2017-08-25
4272 SEVERE STORMS AND FLOODING DR Flood 2016-06-11
4269 SEVERE STORMS AND FLOODING DR Flood 2016-04-25
4266 SEVERE STORMS, TORNADOES, AND FLOODING DR Flood 2016-03-19
4255 SEVERE WINTER STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2016-02-09

Showing 50 of 389 declarations.

FEMA National Risk Index

Composite natural hazard risk scores for Texas counties based on FEMA's National Risk Index.

Avg County Risk Score

49.0/100

High Risk Counties

16

of 254 counties

Top Hazard by EAL

Riverine Flooding

$4.9B annual loss est.

Top 5 Hazards by Expected Annual Loss

#1

Riverine Flooding

$4.9B EAL

#2

Tornado

$2.4B EAL

#3

Hurricane

$1.3B EAL

#4

Cold Wave

$1.1B EAL

#5

Hail

$834.9M EAL

Source: FEMA National Risk Index (NRI) EAL = Expected Annual Loss. Data: hazards.fema.gov/nri

NFIP Flood Insurance Claims

National Flood Insurance Program claims across Texas from FEMA NFIP data.

Total Claims

391,881

Total Paid

$17.4B

Avg Per Claim

$44.4K

Counties With Claims

217

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

Counties in Texas

254 counties with FEMA disaster data. Declaration counts measure past federal action; NRI rating is FEMA's modeled composite, so a high count is not a high rating.

#CountyDisastersNRI ratingMajor
1Harris County41Very High30
2Walker County39Relatively Low25
3Montgomery County39Relatively High23
4Liberty County38Relatively Low27
5Travis County37Relatively High19
6Cameron County34Relatively High22
7San Patricio County34Relatively Moderate22
8Brazoria County34Relatively Moderate24
9Nueces County33Relatively High22
10Smith County33Relatively Moderate20
11Tyler County32Relatively Low21
12San Jacinto County32Relatively Low23
13Jasper County32Relatively Low21
14Hardin County32Relatively Low21
15Hidalgo County32Relatively High22
16Galveston County31Relatively High20
17Orange County31Relatively Moderate21
18Bexar County31Relatively High12
19Aransas County31Relatively Low19
20Jefferson County31Relatively High22
21Jim Wells County31Relatively Moderate19
22Anderson County31Relatively Low20
23Bastrop County31Relatively Moderate16
24Newton County30Very Low19
25Polk County30Relatively Low20
26Leon County30Relatively Low21
27Houston County29Relatively Low19
28Willacy County29Relatively Low18
29Matagorda County29Relatively Low19
30Waller County29Relatively Low17
31Trinity County28Relatively Low18
32Cass County28Relatively Low19
33Victoria County28Relatively Moderate17
34Refugio County28Very Low17
35Tarrant County28Relatively High14
36Calhoun County28Relatively Low17
37Dallas County28Very High15
38Fort Bend County28Relatively High17
39Cherokee County28Relatively Low18
40Nacogdoches County28Relatively Low15
41Harrison County28Relatively Low18
42Navarro County27Relatively Low17
43Bowie County27Relatively Low15
44Madison County27Very Low19
45Shelby County27Relatively Low17
46Rusk County27Relatively Low18
47Comal County27Relatively Moderate14
48Grimes County27Relatively Low17
49Hays County27Relatively Moderate16
50Eastland County27Very Low14
51Red River County26Relatively Low19
52Williamson County26Relatively Moderate13
53Palo Pinto County26Relatively Low12
54Sabine County26Very Low15
55San Augustine County26Very Low17
56Parker County26Relatively Moderate15
57Wharton County26Relatively Moderate15
58Henderson County25Relatively Moderate16
59Brown County25Relatively Low15
60Hill County25Relatively Low16
61McLennan County25Relatively Moderate13
62Wichita County24Relatively Moderate12
63Austin County24Relatively Low15
64Jackson County24Relatively Low12
65Ellis County24Relatively Moderate11
66Kleberg County24Relatively Moderate13
67Jones County24Very Low16
68Caldwell County24Relatively Low15
69Denton County24Relatively High12
70Fayette County24Relatively Low15
71Callahan County24Very Low14
72Burnet County24Relatively Low15
73Upshur County24Relatively Low15
74Panola County24Relatively Low14
75Lamar County24Relatively Low17
76Bosque County24Very Low15
77Bell County23Relatively Moderate10
78Jim Hogg County23Relatively Low13
79Bee County23Relatively Low12
80Brooks County23Relatively Low11
81Stephens County23Very Low10
82Angelina County23Relatively Low13
83Chambers County23Relatively Low13
84Coryell County23Relatively Low14
85Gregg County23Relatively Moderate14
86Guadalupe County23Relatively Moderate15
87Live Oak County23Very Low12
88Kendall County23Relatively Low14
89Starr County23Relatively Moderate14
90Milam County23Relatively Low14
91Webb County23Relatively Moderate11
92Burleson County22Very Low15
93San Saba County22Very Low12
94Lee County22Very Low15
95Cooke County22Relatively Low15
96Montague County22Relatively Low14
97Wise County22Relatively Low12
98Hood County22Relatively Low12
99Gonzales County22Relatively Moderate15
100Taylor County22Relatively Moderate11
101DeWitt County22Relatively Moderate14
102Marion County22Very Low14
103Atascosa County21Relatively Low12
104Kenedy County21Very Low10
105Tom Green County21Relatively Low10
106Archer County21Very Low11
107Young County21Very Low11
108Duval County21Relatively Low12
109Titus County21Relatively Low13
110Blanco County21Very Low13
111Hopkins County21Relatively Low13
112Somervell County21Very Low11
113Limestone County21Relatively Low13
114Grayson County21Relatively Low12
115Clay County21Very Low12
116Goliad County21Very Low12
117Kaufman County20Relatively Low11
118Comanche County20Relatively Low12
119Potter County20Relatively Moderate8
120Nolan County20Very Low11
121Kimble County20Very Low11
122Washington County20Relatively Low13
123Collin County20Relatively High10
124Fannin County20Relatively Low14
125Kerr County20Relatively Low11
126Lubbock County20Relatively High11
127Throckmorton County20Very Low13
128Van Zandt County20Relatively Low12
129Colorado County20Relatively Low12
130Howard County20Relatively Low9
131Franklin County20Very Low11
132Freestone County20Relatively Low12
133Mason County20Very Low12
134Uvalde County20Relatively Low12
135Cottle County19Very Low11
136Zavala County19Relatively Low12
137Brazos County19Relatively Moderate10
138Medina County19Relatively Low10
139Johnson County19Relatively Moderate9
140Real County19Very Low11
141Lavaca County19Relatively Low11
142Gillespie County19Relatively Low10
143Hutchinson County19Relatively Low8
144Motley County19Very Low11
145Midland County19Relatively Moderate7
146Edwards County19Very Low11
147Baylor County19Very Low12
148Lampasas County19Very Low10
149McCulloch County19Very Low11
150Wilson County18Relatively Low9
151Frio County18Relatively Low11
152Hall County18Very Low12
153Donley County18Very Low9
154Coleman County18Very Low11
155Erath County18Relatively Low11
156Morris County18Very Low12
157Shackelford County18Very Low10
158Delta County18Very Low12
159Hunt County18Relatively Moderate9
160Jeff Davis County18Very Low6
161La Salle County18Very Low9
162Robertson County18Very Low11
163Hamilton County18Very Low10
164Jack County18Very Low9
165Randall County18Relatively Moderate8
166Menard County18Very Low10
167Dimmit County18Very Low9
168Lynn County18Very Low11
169Rains County17Very Low11
170King County17Very Low7
171Garza County17Very Low10
172Knox County17Very Low9
173Rockwall County17Relatively Low9
174Wilbarger County17Relatively Low9
175Haskell County17Very Low10
176Bandera County17Relatively Low9
177Coke County17Very Low8
178Wood County17Relatively Low7
179Llano County17Relatively Low10
180Sutton County17Very Low9
181Foard County17Very Low10
182Mills County17Very Low10
183Terrell County16Very Low8
184Fisher County16Very Low8
185Floyd County16Very Low9
186Karnes County16Relatively Low10
187Hardeman County16Very Low7
188Falls County16Very Low9
189Stonewall County16Very Low7
190Bailey County16Very Low10
191Gray County16Relatively Low8
192Camp County16Very Low8
193Cochran County16Very Low10
194Hockley County16Relatively Low10
195Dickens County16Very Low9
196Briscoe County16Very Low10
197Dawson County16Very Low9
198McMullen County16Very Low8
199Val Verde County16Relatively Low8
200Lamb County16Relatively Low10
201Pecos County16Very Low9
202Crosby County16Very Low9
203El Paso County16Relatively High7
204Hale County15Relatively Low9
205Parmer County15Relatively Moderate9
206Andrews County15Very Low6
207Terry County15Relatively Low9
208Ector County15Relatively Moderate6
209Borden County15Very Low8
210Schleicher County15Very Low7
211Martin County15Very Low7
212Scurry County15Very Low7
213Moore County15Relatively Low8
214Deaf Smith County15Relatively Low9
215Carson County15Very Low8
216Kent County15Very Low7
217Crockett County15Very Low7
218Kinney County15Very Low7
219Zapata County15Very Low7
220Maverick County15Relatively Low8
221Concho County15Very Low8
222Swisher County15Very Low9
223Castro County14Very Low8
224Armstrong County14Very Low7
225Roberts County14Very Low7
226Sterling County14Very Low7
227Mitchell County14Very Low6
228Gaines County14Relatively Low8
229Childress County14Very Low7
230Wheeler County14Very Low7
231Collingsworth County14Very Low8
232Brewster County14Very Low6
233Hemphill County14Very Low7
234Ochiltree County14Very Low8
235Presidio County14Very Low6
236Runnels County13Very Low6
237Oldham County13Very Low7
238Glasscock County13Very Low6
239Hudspeth County13Very Low7
240Irion County13Very Low6
241Reeves County13Very Low7
242Upton County13Very Low6
243Hartley County13Very Low7
244Hansford County13Very Low7
245Reagan County13Very Low6
246Crane County12Very Low6
247Winkler County12Very Low6
248Sherman County12Very Low6
249Culberson County12Very Low6
250Yoakum County12Relatively Low6
251Lipscomb County11Very Low5
252Loving County11Very Low5
253Dallam County11Relatively Low5
254Ward County11Very Low5

Highest-risk counties by FEMA National Risk Index

Declaration counts above measure past federal action; FEMA's NRI is a composite of Expected Annual Loss, social vulnerability, and community resilience. By that separate measure the highest-risk counties in Texas are Harris (Very High), Dallas (Very High), Bexar (Relatively High), Tarrant (Relatively High), Hidalgo (Relatively High). Compare any county's recorded history with the Historical Activity tool.

All 254 counties in Texas are listed above.

Compare beyond this profile

Nationwide states with similar NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Texas: nearest states by average county National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Disaster Preparedness Guides

Learn more about natural disaster risk, preparedness, and data interpretation.

Frequently Asked Questions

What natural disasters affect Texas?
Texas is affected by fire, flood, hurricane, severe storm. The state's leading disaster type is Fire, based on 389 FEMA disaster declarations on record.
How many FEMA disaster declarations has Texas had?
Texas has received 389 FEMA disaster declarations, including 107 major disaster declarations. That total is spread across disaster types including Fire (270), Flood (44), Hurricane (25).
What severe weather events are most common in Texas?
The most common severe weather events in Texas include hail (14,072 events), thunderstorm wind (10,293 events), drought (7,032 events). These NOAA storm events recorded from 2015 to 2025 have caused 943 fatalities and $71.0B in property and crop damage.
How active is Texas's federal disaster declaration record?
Texas has a very high level of historical federal declaration activity, based on 389 FEMA declaration records. This band is not a future-risk forecast. Separately, NOAA storm events from 2015-2025 record 943 fatalities and 3,680 injuries. Combined NOAA-listed property and crop losses total $71.0B.
How many flood insurance claims has Texas had?
Texas has 391,881 National Flood Insurance Program (NFIP) claims with $17.4B total paid out. Claims average $44.4K, with 217 counties reporting flood insurance claims.
Which counties in Texas have the most disaster declarations?
Among 254 counties in Texas, those with the most FEMA declaration records include Harris (41 declarations), Walker (39 declarations), Montgomery (39 declarations). County-level records show where federal declarations have concentrated across the state.

Source: FEMA OpenFEMA Disaster Declarations, NOAA Storm Events Database (2015-2025) For informational purposes only

What this means for Texas

Harris alone accounts for 11% of Texas's FEMA disaster declarations, out of 254 counties tracked statewide.

  • The declaration record is uneven within the state: Harris and Walker carry the most FEMA declarations. Browse counties
  • See how Texas ranks against other states for disaster frequency and damage. State rankings
  • Learn what FEMA declarations, NRI risk scores, and damage figures do and don't tell you. Disaster-data guide

Historical declaration counts and damage totals describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

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Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.