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Texas · FEMA + NOAA + National Risk Index

Guadalupe County, TX

23 FEMA disaster declarations (1972-2025), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Flood.

23
FEMA declarations
15
Major disasters
92
NRI risk · Relatively Moderate
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Guadalupe County. Its 23 FEMA declarations are 10% above the Texas county mean and exceed the count for 62% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 8%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 8%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
23
FEMA declarations vs 21 national county avg
2,455
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 48187 · Guadalupe County 23 declarations · rank 1190/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 23
  • MAJOR-MID 65%
  • RANK-LOWER #1,190
  • PHOTO-FINISH Roanoke
  • NRI-MID 92
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-ABOVE +10%

Nearest declaration peer: Roanoke, VA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile

Guadalupe County in the declaration-count neighbourhood

FEMA declaration records among Guadalupe County and nearest peers by total count

declarations

What this shows Guadalupe County carries 23 FEMA declaration records, ranked 1190 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Guadalupe County's FEMA declaration count compares nationally

Guadalupe County vs. all counties in this dataset

FEMA disaster declarations, all-time · Guadalupe County

23 Top 38% higher than 62% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Guadalupe County's FEMA Risk Index score

0/100100/100Texas avg49/10091.5/100
FEMA National Risk Index composite score vs. the Texas county average

What does Guadalupe County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 2,455 claims and $109.5M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $44.6K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Guadalupe County's 23 federal records stand 10% above the Texas county mean of 20.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 91.5/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $123.7M in annualized losses). Social vulnerability reads Very Low and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Riverine Flooding stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 2.9 times per year here, based on 81 historical events on record.

65 /100

Historical Activity Index

High historical activity

Guadalupe County, TX · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

23 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density High
14/25

23 declarations (1.1x state county average of 21)

Major Disaster Share High
16/25

15 of 23 declarations are major disasters (65%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Guadalupe County

FEMA NRI 8-hazard radar - Guadalupe County

Guadalupe County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 70, Hurricane 25, Tornado 70, Wildfire 25, Drought 48, Heat Wave 48, Winter Storm 48. The simple mean of these eight displayed scores is 43 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 43 8-hazard mean
Guadalupe County NRI risk profile FIPS 48187 · displayed-hazard mean 43/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

23

Above median

Major Disaster share

65%

Major-heavy

NRI risk score

92

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Guadalupe County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Riverine Flooding Relatively High an average of 2.9 times per year
Tornado Relatively High roughly once every 3 years
Hail Relatively Moderate an average of 3 times per year
Lightning Relatively High an average of 49 times per year
Heat Wave Relatively Moderate 11 modeled event-days per year
Winter Weather Relatively Moderate an average of 2.6 times per year
Drought Relatively Moderate 75 modeled event-days per year
Wildfire Relatively Low roughly once every 832 years
Cold Wave Relatively Moderate roughly once every 2 years
Hurricane Relatively Low roughly once every 18 years
Strong Wind Relatively Moderate an average of 1.2 times per year
Ice Storm Relatively Low roughly once every 3 years
Landslide Very Low roughly once every 13 years
Earthquake Very Low roughly once every 2,681 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 6
Hurricane 5
Severe Storm 4
Fire 3
Severe Ice Storm 2
Biological 2
Drought 1

What Flood declarations mean here

Flood is the most frequent declaration type on Guadalupe County's record, 26% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 15 65.2%

of all 23 declarations

Emergency - 8 34.8%

of all 23 declarations

FEMA Declarations Timeline

Year Declarations
2025 1
2024 1
2021 2
2020 2
2017 1
2016 1
2015 1
2010 1
2008 1
2007 1
2006 1
2005 3
2002 1
1999 2
1998 1
Show 3 earlier declaration years
1997 1
1993 1
1972 1

Disaster Declarations

How the 23 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 23 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4879 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2025-07-06
4781 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Flood 2024-05-17
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
4332 HURRICANE HARVEY DR Hurricane 2017-08-25
4245 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-11-25
4223 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING DR Severe Storm 2015-05-29
3313 TROPICAL STORM ALEX EM Hurricane 2010-06-29
3284 WILDFIRES EM Fire 2008-03-14
1709 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2007-06-29
1624 EXTREME WILDFIRE THREAT DR Fire 2006-01-11
1606 HURRICANE RITA DR Hurricane 2005-09-24
3261 HURRICANE RITA EM Hurricane 2005-09-21
3216 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
1425 SEVERE STORMS AND FLOODING DR Flood 2002-07-04
3142 EXTREME FIRE HAZARDS EM Fire 1999-09-01
1257 TX-FLOODING 10/18/98 DR Flood 1998-10-21
1239 TROPICAL STORM CHARLEY DR Severe Storm 1998-08-26
Show 3 earlier declaration records
DR# Title Type Incident Date
1179 SEVERE STORMS AND FLOODING DR Flood 1997-07-07
3113 EXTREME FIRE HAZARD EM Drought 1993-09-10
333 SEVERE STORMS & FLOODING DR Flood 1972-05-20

Storm Events in Texas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Guadalupe County.

Storm Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

2,455

Total Paid

$109.5M

Avg Per Claim

$44.6K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 91.5/100

Expected Annual Loss

Relatively Moderate

$123.7M/year

Social Vulnerability

Very Low

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Riverine Flooding Relatively High
Tornado Relatively High
Hail Relatively Moderate
Lightning Relatively High
Heat Wave Relatively Moderate
Winter Weather Relatively Moderate
Drought Relatively Moderate
Wildfire Relatively Low
Cold Wave Relatively Moderate
Hurricane Relatively Low
Strong Wind Relatively Moderate
Ice Storm Relatively Low
Landslide Very Low
Earthquake Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Riverine Flooding

Riverine Flooding is the model's measure of a watershed draining more water than its channel can carry. Unlike flash flooding it usually builds over days and is forecast in advance, which makes it the hazard where warning time most reliably converts into reduced harm.

For Guadalupe County the two measures on this page point the same way: Riverine Flooding is the county's highest-rated modeled hazard (Relatively High), and Flood declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Guadalupe County's closest FEMA peer: Calaveras County, CA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Guadalupe County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Guadalupe County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Guadalupe County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Guadalupe County's NFIP claims file (2,455 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Guadalupe County?
The most common disaster type in Guadalupe County is Flood, with 6 declarations. Other disaster types include Hurricane (5), Severe Storm (4), Fire (3).
How does Guadalupe County's FEMA declaration record compare with the Texas average?
FEMA lists 23 declaration records for Guadalupe County. That is 10% above the Texas county mean of 20.9. Its count is also 11% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Guadalupe County received?
Guadalupe County has received 15 major disaster declarations, representing 65% of all 23 disaster declarations.
How many flood insurance claims has Guadalupe County filed?
Guadalupe County has 2,455 National Flood Insurance Program (NFIP) claims totaling $109.5M in payments, with an average of $44.6K per claim.
What was the worst year for disasters in Guadalupe County?
The most active year for disaster declarations in Guadalupe County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1972 to 2025.
What is the FEMA National Risk Index score for Guadalupe County?
According to the FEMA National Risk Index, Guadalupe County, Texas has an overall risk score of 91.5 out of 100 (Relatively Moderate). The county's social vulnerability rating is Very Low and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $123.7M in annualized losses.
Which natural hazard poses the greatest risk to Guadalupe County?
FEMA's NRI data points to Guadalupe County is Riverine Flooding (risk rating: Relatively High). Other significant hazards include Tornado (Relatively High) and Hail (Relatively Moderate). FEMA's modeled event frequency puts riverine flooding here at an average of 2.9 times per year, drawn from 81 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Guadalupe County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events