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Texas · FEMA + NOAA + National Risk Index

Willacy County, TX

29 FEMA disaster declarations (1967-2025), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.

29
FEMA declarations
18
Major disasters
77
NRI risk · Relatively Low
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Willacy County. Its 29 FEMA declarations are 39% above the Texas county mean and exceed the count for 85% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 23%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 23%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
29
FEMA declarations vs 21 national county avg
522
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 48489 · Willacy County 29 declarations · rank 461/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 29
  • MAJOR-MID 62%
  • RANK-MID #461
  • PHOTO-FINISH Bath
  • NRI-LOW 77
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-ABOVE +39%

Nearest declaration peer: Bath, KY (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile

Willacy County among high-volume declaration counties

FEMA declaration records among Willacy County and nearest peers by total count

declarations

What this shows Willacy County carries 29 FEMA declaration records, ranked 461 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Willacy County ranks in the national declaration registry

Willacy County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Willacy County

29 Top 15% higher than 85% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Willacy County's FEMA Risk Index score

0/100100/100Texas avg49/10077.5/100
FEMA National Risk Index composite score vs. the Texas county average

What does Willacy County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 522 claims and $5.0M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $9.6K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Willacy County's 29 federal records stand 39% above the Texas county mean of 20.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 77.5/100 (Relatively Low). Expected Annual Loss is rated Relatively Low (roughly $21.4M in annualized losses). Social vulnerability reads Very High and community resilience Very Low, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Cold Wave stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 3 times per year here, based on 45 historical events on record.

72 /100

Historical Activity Index

High historical activity

Willacy County, TX · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
21/30

29 OpenFEMA declarations, full ingest window (1.4x national county average)

County Disaster Density High
17/25

29 declarations (1.4x state county average of 21)

Major Disaster Share High
16/25

18 of 29 declarations are major disasters (62%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Willacy County

FEMA NRI 8-hazard radar - Willacy County

Willacy County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 48, Tornado 8, Wildfire 8, Drought 70, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 31 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 31 8-hazard mean
Willacy County NRI risk profile FIPS 48489 · displayed-hazard mean 31/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

29

High volume

Major Disaster share

62%

Major-heavy

NRI risk score

77

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Willacy County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Relatively High an average of 3 times per year
Hurricane Relatively Moderate roughly once every 7 years
Drought Relatively High 78 modeled event-days per year
Lightning Relatively Moderate an average of 36 times per year
Heat Wave Relatively Low 7.6 modeled event-days per year
Ice Storm Relatively Low roughly once every 5 years
Coastal Flooding Very Low an average of 3.2 times per year
Hail Relatively Low roughly once every 2 years
Riverine Flooding Very Low an average of 1.3 times per year
Wildfire Very Low roughly once every 582 years
Tornado Very Low roughly once every 8 years
Winter Weather Very Low roughly once every 2 years
Earthquake Very Low roughly once every 5,236 years
Landslide Very Low roughly once every 18 years
Strong Wind Very Low roughly once every 2 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 15
Flood 3
Severe Storm 3
Severe Ice Storm 2
Biological 2
Fire 2
Freezing 2

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Willacy County's federal record, 52% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 18 62.1%

of all 29 declarations

Emergency - 11 37.9%

of all 29 declarations

FEMA Declarations Timeline

Year Declarations
2025 1
2024 1
2021 2
2020 4
2019 1
2016 1
2010 2
2008 4
2007 1
2006 1
2005 3
1999 1
1998 1
1991 1
1990 1
Show 4 earlier declaration years
1984 1
1980 1
1971 1
1967 1

Disaster Declarations

How the 29 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 29 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4871 SEVERE STORMS AND FLOODING DR Flood 2025-05-21
4798 HURRICANE BERYL DR Hurricane 2024-07-09
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
3540 TROPICAL STORMS MARCO AND LAURA EM Hurricane 2020-08-24
3530 HURRICANE HANNA EM Hurricane 2020-07-26
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
4454 SEVERE STORMS AND FLOODING DR Flood 2019-07-17
4245 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-11-25
1931 HURRICANE ALEX DR Hurricane 2010-08-03
3313 TROPICAL STORM ALEX EM Hurricane 2010-06-29
3294 HURRICANE IKE EM Hurricane 2008-09-10
3290 HURRICANE GUSTAV EM Hurricane 2008-08-29
1780 HURRICANE DOLLY DR Hurricane 2008-07-24
3284 WILDFIRES EM Fire 2008-03-14
3277 HURRICANE DEAN EM Hurricane 2007-08-18
1624 EXTREME WILDFIRE THREAT DR Fire 2006-01-11
1606 HURRICANE RITA DR Hurricane 2005-09-24
3261 HURRICANE RITA EM Hurricane 2005-09-21
Show 9 earlier declaration records
DR# Title Type Incident Date
3216 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
1287 HURRICANE BRET DR Hurricane 1999-08-22
1239 TROPICAL STORM CHARLEY DR Severe Storm 1998-08-26
900 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1991-04-12
850 SEVERE FREEZE DR Freezing 1990-01-09
696 SEVERE FREEZING WEATHER DR Freezing 1984-01-07
627 HURRICANE ALLEN DR Hurricane 1980-08-11
313 HEAVY RAINS, HIGH WINDS & FLOODING DR Flood 1971-09-18
232 HURRICANE BEULAH DR Hurricane 1967-09-28

Storm Events in Texas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Willacy County.

Storm Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

522

Total Paid

$5.0M

Avg Per Claim

$9.6K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 77.5/100

Expected Annual Loss

Relatively Low

$21.4M/year

Social Vulnerability

Very High

Community Resilience

Very Low

Hazard Risk Breakdown

Cold Wave Relatively High
Hurricane Relatively Moderate
Drought Relatively High
Lightning Relatively Moderate
Heat Wave Relatively Low
Ice Storm Relatively Low
Coastal Flooding Very Low
Hail Relatively Low
Riverine Flooding Very Low
Wildfire Very Low
Tornado Very Low
Winter Weather Very Low
Earthquake Very Low
Landslide Very Low
Strong Wind Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

Worth noting for Willacy County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Willacy County's closest FEMA peer: Rensselaer County, NY

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Willacy County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Willacy County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Willacy County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Willacy County's NFIP claims file (522 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Willacy County?
The most common disaster type in Willacy County is Hurricane, with 15 declarations. Other disaster types include Flood (3), Severe Storm (3), Severe Ice Storm (2).
How does Willacy County's FEMA declaration record compare with the Texas average?
FEMA lists 29 declaration records for Willacy County. That is 39% above the Texas county mean of 20.9. Its count is also 40% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Willacy County received?
Willacy County has received 18 major disaster declarations, representing 62% of all 29 disaster declarations.
How many flood insurance claims has Willacy County filed?
Willacy County has 522 National Flood Insurance Program (NFIP) claims totaling $5.0M in payments, with an average of $9.6K per claim.
What was the worst year for disasters in Willacy County?
The most active year for disaster declarations in Willacy County was 2008, with 4 declarations. The county has FEMA disaster data spanning 1967 to 2025.
What is the FEMA National Risk Index score for Willacy County?
According to the FEMA National Risk Index, Willacy County, Texas has an overall risk score of 77.5 out of 100 (Relatively Low). On social vulnerability the county rates Very High; on community resilience, Very Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $21.4M in annualized losses.
Which natural hazard poses the greatest risk to Willacy County?
Based on FEMA NRI data, the highest-risk natural hazard in Willacy County as of the latest release is Cold Wave (risk rating: Relatively High). Other significant hazards include Hurricane (Relatively Moderate) and Drought (Relatively High). FEMA's modeled event frequency puts cold wave here at an average of 3 times per year, drawn from 45 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Willacy County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events