FEMA Records
5
Total declarations
Texas · FEMA + NOAA + National Risk Index
Panola County, TX
5 FEMA disaster declarations (2020–2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Ice Storm.
- 5
- FEMA declarations
- 4
- Major disasters
- 55
- NRI risk · Relatively Low
- Severe Ice Storm
- Top hazard
The verdict
Panola County ranks in the riskiest 45% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 71% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Relatively Low, based on 5 federal disaster declarations recorded since 2020, most often severe ice storm, 30% above the national county average of 4.
- Riskiest 45%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 5
- FEMA declarations vs 4 national county avg
- 2
- severe ice storm declarations, the most common hazard here
FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.
How does Panola County compare?
Panola County vs. every U.S. county
FEMA disaster declarations, all-time
5 Top 29% higher than 71% of 2,791 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-07-25
Panola County's FEMA Risk Index score
FEMA National Risk Index composite score vs. the Texas county average
How disaster-prone is Panola County?
Declaration frequency
Panola County, Texas has recorded 5 FEMA disaster declarations between 2020 and 2024, of which 4 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 1.3 declarations per year across a 4-year record, or roughly 46% above the Texas county average of 3.4 and 30% above the national county average of 3.8. The dominant disaster type on record is Severe Ice Storm, with 2 of 5 declarations falling under this category.
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 55.4/100, rated Relatively Low. Its Expected Annual Loss rating is Very Low (roughly $12.9M in annualized losses), and a Very High social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Strong Wind stands out as the sharpest exposure here, rated Relatively High.
Flood exposure & the bottom line
Taken together, these indicators put Panola County at a moderate relative risk level, not the calmest county on record, but not among the most disaster-prone either.
Risk Assessment
Risk Level
Moderate
vs. Texas Avg
+46%
State avg: 3.4
vs. National Avg
+30%
National avg: 3.8
Avg Per Year
1.3
Over 4 years
FEMA NRI 8-hazard radar - Panola County
How to read this radar
The radar plots Panola County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.
NRI Source
FEMA 2023
Latest NRI release
County FIPS
48365
TX state code
Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release
Disaster Types
Severe Ice Storm 2
Hurricane 1
Flood 1
Biological 1
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 4 80.0%
of all 5 declarations
Emergency - 1 20.0%
of all 5 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2024 | 2 | |
| 2021 | 2 | |
| 2020 | 1 | |
Disaster Declarations
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4798 | HURRICANE BERYL | DR | Hurricane | 2024-07-09 |
| 4781 | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING | DR | Flood | 2024-05-17 |
| 4586 | SEVERE WINTER STORMS | DR | Severe Ice Storm | 2021-02-19 |
| 3554 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2021-02-14 |
| 4485 | COVID-19 PANDEMIC | DR | Biological | 2020-03-25 |
Storm Events in Texas
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Hail | 16,276 | 0 | 20 | $7.4B |
| Thunderstorm Wind | 12,311 | 45 | 163 | $406.4M |
| Drought | 9,539 | 0 | 0 | $86.0K |
| Flash Flood | 5,531 | 484 | 24 | $48.9B |
| Heat | 4,874 | 174 | 463 | $0 |
Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 55.4/100
Expected Annual Loss
Very Low
$12.9M/year
Social Vulnerability
Very High
Community Resilience
Relatively Low
Hazard Risk Breakdown
Strong Wind Relatively High
Ice Storm Relatively High
Hail Relatively Moderate
Tornado Relatively Moderate
Hurricane Relatively Low
Heat Wave Relatively Low
Wildfire Relatively Low
Winter Weather Relatively Moderate
Earthquake Very Low
Lightning Relatively Low
Cold Wave Relatively Low
Landslide Very Low
Drought No Rating
Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
Counties with Similar Risk in Texas
Disaster Preparedness Guides
Related
Frequently Asked Questions
How many natural disasters has Panola County, Texas had?
Panola County, Texas has received 5 FEMA disaster declarations from 2020 to 2024. Of these, 4 were major disaster declarations.
What is the most common disaster type in Panola County?
The most common disaster type in Panola County is Severe Ice Storm, with 2 declarations. Other disaster types include Hurricane (1), Flood (1), Biological (1).
How does Panola County's disaster risk compare to the Texas average?
Panola County has 5 disaster declarations, which is 46% higher than the Texas county average of 3.4 declarations. Compared to the national county average of 3.8, it is 30% higher.
How many major FEMA disaster declarations has Panola County received?
Panola County has received 4 major disaster declarations, representing 80% of all 5 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Texas?
The most common storm types in Texas include Hail (16,276 events), Thunderstorm Wind (12,311 events), Drought (9,539 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Panola County?
The most active year for disaster declarations in Panola County was 2021, with 2 declarations. The county has FEMA disaster data spanning 2020 to 2024.
What is the overall disaster risk level for Panola County?
With 5 FEMA disaster declarations on record, Panola County lands in the moderate-risk band, not unusually disaster-prone, but not spared either.
What is the FEMA National Risk Index score for Panola County?
According to the FEMA National Risk Index, Panola County, Texas has an overall risk score of 55.4 out of 100 (Relatively Low). The county's social vulnerability rating is Very High and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $12.9M in annualized losses.
Which natural hazard poses the greatest risk to Panola County?
Based on FEMA NRI data, the highest-risk natural hazard in Panola County is Strong Wind (risk rating: Relatively High). Other significant hazards include Ice Storm (Relatively High) and Hail (Relatively Moderate). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
What this means for Panola County
Panola County, TX runs 46% above the Texas county average for federal disaster declarations (5 vs 3), a moderate historical load overall.
- Its most common federal declaration type is major disaster (4 of 5) - know the hazards most likely here before they happen. Texas overview
- See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
- Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide
Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.
According to the Federal Emergency Management Agency, this profile draws on 2,791 tracked U.S. counties in FEMA's Disaster Declarations Summaries dataset, refreshed as of 2026-07-25. Read our methodology - how this data is sourced, computed, and verified.
All federal data sources used on this page
- FEMA OpenFEMA, Disaster Declarations Summaries v2 - all federally-declared disasters for this county. fema.gov/openfema/disaster-declarations
- FEMA National Risk Index (NRI) - per-county per-hazard risk ratings and expected annual loss. hazards.fema.gov/nri
- NOAA NCEI Storm Events Database - state-level storm/severe-weather event records, 2015–2025. ncdc.noaa.gov/stormevents
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial
Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →
Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, or report a data error.