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Texas · FEMA + NOAA + National Risk Index

Starr County, TX

23 FEMA disaster declarations (1967-2025), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Hurricane.

23
FEMA declarations
14
Major disasters
85
NRI risk · Relatively Moderate
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Starr County. Its 23 FEMA declarations are 10% above the Texas county mean and exceed the count for 62% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 15%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 15%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
23
FEMA declarations vs 21 national county avg
84
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Starr County compare?

Starr County vs. all counties in this dataset

FEMA disaster declarations, all-time

23 Top 38% higher than 62% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Starr County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Texas county average

0/100100/100Texas avg49/10084.8/100
FEMA National Risk Index composite score vs. the Texas county average

What does Starr County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 84 paid claims, totaling $1.9M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $22.9K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Starr County's 23 federal records stand 10% above the Texas county mean of 20.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 84.8/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Low (roughly $29.5M in annualized losses). Social vulnerability reads Very High and community resilience Very Low, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Cold Wave stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 2.5 times per year here, based on 48 historical events on record.

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 23 entries for Starr County, including 14 Major Disaster records, 10% above the Texas county mean. Across the 58-year span, that works out to 0.4 declarations a year. Hurricane leads the file with 10 entries. Declaration type records the federal action taken, not every assistance program approved.

64 /100

Historical Activity Index

High historical activity

Starr County, TX · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

23 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density High
14/25

23 declarations (1.1x state county average of 21)

Major Disaster Share High
15/25

14 of 23 declarations are major disasters (61%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Starr County

Historical Declaration Activity

Activity Band

High

vs. Texas Avg

+10%

State avg: 20.9

vs. National Avg

+11%

National avg: 20.7

Avg Per Year

0.4

Over 58 years

FEMA NRI 8-hazard radar - Starr County

Starr County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 25, Tornado 25, Wildfire 25, Drought 48, Heat Wave 48, Winter Storm 92. The simple mean of these eight displayed scores is 37 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 37 8-hazard mean
Starr County NRI risk profile FIPS 48427 · displayed-hazard mean 37/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

23

Above median

Major Disaster share

61%

Major-heavy

NRI risk score

85

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Starr County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Very High an average of 2.5 times per year
Wildfire Relatively Low roughly once every 177 years
Heat Wave Relatively Moderate 7.1 modeled event-days per year
Hurricane Relatively Low roughly once every 12 years
Riverine Flooding Relatively Low an average of 1.5 times per year
Drought Relatively Moderate 76 modeled event-days per year
Hail Relatively Low roughly once every 2 years
Ice Storm Relatively Moderate roughly once every 9 years
Winter Weather Relatively Low roughly once every 2 years
Tornado Relatively Low roughly once every 7 years
Landslide Very Low roughly once every 9 years
Earthquake Very Low roughly once every 3,559 years
Lightning Very Low an average of 36 times per year
Strong Wind Very Low roughly once every 2 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 10
Severe Storm 3
Flood 2
Severe Ice Storm 2
Biological 2
Fire 2
Freezing 2

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Starr County's federal record, 43% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 14 60.9%

of all 23 declarations

Emergency - 9 39.1%

of all 23 declarations

FEMA Declarations Timeline

Year Declarations
2025 1
2021 2
2020 3
2015 1
2010 2
2008 4
2007 1
2006 1
2005 3
1998 1
1990 1
1984 1
1971 1
1967 1

Disaster Declarations

How the 23 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 23 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4871 SEVERE STORMS AND FLOODING DR Flood 2025-05-21
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
3530 HURRICANE HANNA EM Hurricane 2020-07-26
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
4223 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING DR Severe Storm 2015-05-29
1931 HURRICANE ALEX DR Hurricane 2010-08-03
3313 TROPICAL STORM ALEX EM Hurricane 2010-06-29
3294 HURRICANE IKE EM Hurricane 2008-09-10
3290 HURRICANE GUSTAV EM Hurricane 2008-08-29
1780 HURRICANE DOLLY DR Hurricane 2008-07-24
3284 WILDFIRES EM Fire 2008-03-14
1709 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2007-06-29
1624 EXTREME WILDFIRE THREAT DR Fire 2006-01-11
1606 HURRICANE RITA DR Hurricane 2005-09-24
3261 HURRICANE RITA EM Hurricane 2005-09-21
3216 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
1239 TROPICAL STORM CHARLEY DR Severe Storm 1998-08-26
850 SEVERE FREEZE DR Freezing 1990-01-09
Show 3 earlier declaration records
DR# Title Type Incident Date
696 SEVERE FREEZING WEATHER DR Freezing 1984-01-07
313 HEAVY RAINS, HIGH WINDS & FLOODING DR Flood 1971-09-18
232 HURRICANE BEULAH DR Hurricane 1967-09-28

Storm Events in Texas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Starr County.

Storm Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

84

Total Paid

$1.9M

Avg Per Claim

$22.9K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 84.8/100

Expected Annual Loss

Relatively Low

$29.5M/year

Social Vulnerability

Very High

Community Resilience

Very Low

Hazard Risk Breakdown

Cold Wave Very High
Wildfire Relatively Low
Heat Wave Relatively Moderate
Hurricane Relatively Low
Riverine Flooding Relatively Low
Drought Relatively Moderate
Hail Relatively Low
Ice Storm Relatively Moderate
Winter Weather Relatively Low
Tornado Relatively Low
Landslide Very Low
Earthquake Very Low
Lightning Very Low
Strong Wind Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

Worth noting for Starr County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Very High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Starr County's closest FEMA peer: Siskiyou County, CA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Starr County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Starr County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Starr County's NFIP claims file (84 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Starr County?
The most common disaster type in Starr County is Hurricane, with 10 declarations. Other disaster types include Severe Storm (3), Flood (2), Severe Ice Storm (2).
How does Starr County's FEMA declaration record compare with the Texas average?
FEMA lists 23 declaration records for Starr County. That is 10% above the Texas county mean of 20.9. Its count is also 11% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Starr County received?
Starr County has received 14 major disaster declarations, representing 61% of all 23 disaster declarations.
How many flood insurance claims has Starr County filed?
Starr County has 84 National Flood Insurance Program (NFIP) claims totaling $1.9M in payments, with an average of $22.9K per claim.
What was the worst year for disasters in Starr County?
The most active year for disaster declarations in Starr County was 2008, with 4 declarations. The county has FEMA disaster data spanning 1967 to 2025.
What is the FEMA National Risk Index score for Starr County?
According to the FEMA National Risk Index, Starr County, Texas has an overall risk score of 84.8 out of 100 (Relatively Moderate). The county's social vulnerability rating is Very High and community resilience is Very Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $29.5M in annualized losses.
Which natural hazard poses the greatest risk to Starr County?
Based on FEMA NRI data, the highest-risk natural hazard in Starr County is Cold Wave (risk rating: Very High). Other significant hazards include Wildfire (Relatively Low) and Heat Wave (Relatively Moderate). FEMA's modeled event frequency puts cold wave here at an average of 2.5 times per year, drawn from 48 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Starr County

Starr County, TX has 23 federal declaration records, 10% more than the Texas county mean of 21; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 14 of 23 records; the category describes past federal action, not the next likely hazard. Texas overview
  • The state benchmark and national rank point the same way: this count tops the Texas mean and the totals for 62% of 3,266 U.S. counties. Most-disaster rankings
  • Use the data guide to separate this mid-volume insurance-claims file from declaration counts and modeled NRI risk. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.