FEMA Records
23
Above median
Texas · FEMA + NOAA + National Risk Index
Milam County, TX
23 FEMA disaster declarations (1992-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.
- 23
- FEMA declarations
- 14
- Major disasters
- 58
- NRI risk · Relatively Low
- Hurricane
- Top hazard
The verdict
Two federal records point in the busier direction for Milam County. Its 23 FEMA declarations are 10% above the Texas county mean and exceed the count for 62% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 42%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Riskiest 42%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 23
- FEMA declarations vs 21 national county avg
- 15
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.
FEMA OpenFEMA declaration desk
County FIPS 48331 · Milam County 23 declarations · rank 1231/3,266
DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE
- DECL-HEAVY 23
- MAJOR-MID 61%
- RANK-LOWER #1,231
- PHOTO-FINISH Roanoke
- NRI-LOW 58
- ACT-HIGH High
- TYPE-LEAD Hurricane
- VS-ST-ABOVE +10%
Nearest declaration peer: Roanoke, VA (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile
Milam County in the declaration-count neighbourhood
FEMA declaration records among Milam County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Amherst · near 23
Amherst · near
23 declarations
- Milam · this county 23
Milam · this county
23 declarations
- Roanoke · near 23
Roanoke · near
23 declarations
- Vance · near 23
Vance · near
23 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Milam County carries 23 FEMA declaration records, ranked 1231 of 3,266 counties in this registry.
How Milam County's FEMA declaration count compares nationally
Milam County vs. all counties in this dataset
FEMA disaster declarations, all-time · Milam County
23 Top 38% higher than 62% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Milam County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Milam County is led by Riverine Flooding (about $4.4M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Drought carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Milam County's hazard record show?
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 58.1/100, rated Relatively Low. Its Expected Annual Loss rating is Very Low (roughly $12.6M in annualized losses), and a Very High social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Drought carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 52 modeled event-days per year here, based on 1,771 historical events on record.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 15 claims and $200.3K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
The declaration register points in the busier direction. Milam County's 23 federal records stand 10% above the Texas county mean of 20.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
66 /100
Historical Activity Index
High historical activity
Milam County, TX · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
17/30
23 OpenFEMA declarations, full ingest window (1.1x national county average)
County Disaster Density High
14/25
23 declarations (1.1x state county average of 21)
Major Disaster Share High
15/25
14 of 23 declarations are major disasters (61%)
Hazard Diversity Very High
20/20
9 different disaster types declared in Milam County
FEMA NRI 8-hazard radar - Milam County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
61%
Major-heavy
NRI risk score
58
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Milam County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Drought | Relatively Moderate | 52 modeled event-days per year |
| Lightning | Relatively High | an average of 51 times per year |
| Tornado | Relatively Moderate | roughly once every 2 years |
| Hail | Relatively Moderate | an average of 3.5 times per year |
| Hurricane | Relatively Low | roughly once every 18 years |
| Cold Wave | Relatively Moderate | roughly once every 2 years |
| Wildfire | Relatively Low | roughly once every 924 years |
| Heat Wave | Relatively Low | 15 modeled event-days per year |
| Riverine Flooding | Relatively Low | an average of 1.7 times per year |
| Winter Weather | Relatively Low | an average of 2.6 times per year |
| Ice Storm | Relatively Low | roughly once every 1 years |
| Strong Wind | Relatively Low | an average of 1.8 times per year |
| Landslide | Very Low | roughly once every 6 years |
| Earthquake | Very Low | roughly once every 1,653 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 6
Fire 4
Flood 3
Severe Storm 3
Severe Ice Storm 2
Biological 2
Winter Storm 1
Other 1
Drought 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Milam County's federal record, 26% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 14 60.9%
of all 23 declarations
Emergency - 8 34.8%
of all 23 declarations
Fire Management - 1 4.3%
of all 23 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2024 | 2 | |
| 2023 | 1 | |
| 2021 | 2 | |
| 2020 | 2 | |
| 2017 | 1 | |
| 2016 | 1 | |
| 2015 | 1 | |
| 2008 | 2 | |
| 2007 | 1 | |
| 2006 | 1 | |
| 2005 | 3 | |
| 2003 | 1 | |
| 1999 | 2 | |
| 1998 | 1 | |
| 1993 | 1 | |
Show 1 earlier declaration years
| 1992 | 1 | |
Disaster Declarations
How the 23 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 23 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4798 | HURRICANE BERYL | DR | Hurricane | 2024-07-09 |
| 4781 | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING | DR | Flood | 2024-05-17 |
| 4705 | SEVERE WINTER STORM | DR | Winter Storm | 2023-04-21 |
| 4586 | SEVERE WINTER STORMS | DR | Severe Ice Storm | 2021-02-19 |
| 3554 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2021-02-14 |
| 4485 | COVID-19 PANDEMIC | DR | Biological | 2020-03-25 |
| 3458 | COVID-19 | EM | Biological | 2020-03-13 |
| 4332 | HURRICANE HARVEY | DR | Hurricane | 2017-08-25 |
| 4269 | SEVERE STORMS AND FLOODING | DR | Flood | 2016-04-25 |
| 4223 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING | DR | Severe Storm | 2015-05-29 |
| 1791 | HURRICANE IKE | DR | Hurricane | 2008-09-13 |
| 3284 | WILDFIRES | EM | Fire | 2008-03-14 |
| 1709 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2007-06-29 |
| 1624 | EXTREME WILDFIRE THREAT | DR | Fire | 2006-01-11 |
| 1606 | HURRICANE RITA | DR | Hurricane | 2005-09-24 |
| 3261 | HURRICANE RITA | EM | Hurricane | 2005-09-21 |
| 3216 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-02 |
| 3171 | LOSS OF THE SPACE SHUTTLE COLUMBIA | EM | Other | 2003-02-01 |
| 3142 | EXTREME FIRE HAZARDS | EM | Fire | 1999-09-01 |
| 2284 | TX-ALCOA FIRE | FM | Fire | 1999-08-31 |
Show 3 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 1239 | TROPICAL STORM CHARLEY | DR | Severe Storm | 1998-08-26 |
| 3113 | EXTREME FIRE HAZARD | EM | Drought | 1993-09-10 |
| 930 | SEVERE THUNDERSTORMS | DR | Flood | 1991-12-26 |
Storm Events in Texas
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Milam County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Hail | 14,072 | 0 | 15 | $7.4B |
| Thunderstorm Wind | 10,293 | 41 | 141 | $369.9M |
| Drought | 7,032 | 0 | 0 | $86.0K |
| Flash Flood | 4,728 | 338 | 24 | $47.6B |
| Heat | 4,079 | 119 | 405 | $0 |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
15
Total Paid
$200.3K
Avg Per Claim
$13.4K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 58.1/100
Expected Annual Loss
Very Low
$12.6M/year
Social Vulnerability
Very High
Community Resilience
Relatively Low
Hazard Risk Breakdown
Drought Relatively Moderate
Lightning Relatively High
Tornado Relatively Moderate
Hail Relatively Moderate
Hurricane Relatively Low
Cold Wave Relatively Moderate
Wildfire Relatively Low
Heat Wave Relatively Low
Riverine Flooding Relatively Low
Winter Weather Relatively Low
Ice Storm Relatively Low
Strong Wind Relatively Low
Landslide Very Low
Earthquake Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Drought
Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.
Worth noting for Milam County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Milam County's closest FEMA peer: Siskiyou County, CA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Milam County. Record similarity, not a safety rating.
Closest declaration profiles
Milam County shows 23 FEMA declarations, led by Hurricane.
Similar Major-disaster share
Milam County: 14 of 23 of its declarations are Major.
Similar modeled NRI score
Milam County: NRI composite 58.1 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Milam County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Milam County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 58.1 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 23. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Most disaster-prone counties
With 23 FEMA declarations, Milam County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Milam County?
The most common disaster type in Milam County is Hurricane, with 6 declarations. Other disaster types include Fire (4), Flood (3), Severe Storm (3).
How does Milam County's FEMA declaration record compare with the Texas average?
FEMA lists 23 declaration records for Milam County. That is 10% above the Texas county mean of 20.9. Its count is also 11% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Milam County received?
Milam County has received 14 major disaster declarations, representing 61% of all 23 disaster declarations.
How many flood insurance claims has Milam County filed?
Milam County has 15 National Flood Insurance Program (NFIP) claims totaling $200.3K in payments, with an average of $13.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Milam County?
No. In Milam County, Drought has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $4.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Milam County?
The most active year for disaster declarations in Milam County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1992 to 2024.
What is the FEMA National Risk Index score for Milam County?
According to the FEMA National Risk Index, Milam County, Texas has an overall risk score of 58.1 out of 100 (Relatively Low). The county's social vulnerability rating is Very High and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $12.6M in annualized losses.
Which natural hazard poses the greatest risk to Milam County?
The top hazard flagged by FEMA's NRI for Milam County as of the latest release is Drought (risk rating: Relatively Moderate). Other significant hazards include Lightning (Relatively High) and Tornado (Relatively Moderate). FEMA's modeled event frequency puts drought here at 52 modeled event-days per year, drawn from 1,771 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Milam County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events