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Texas · FEMA + NOAA + National Risk Index

Williamson County, TX

26 FEMA disaster declarations (1975-2025), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Fire.

26
FEMA declarations
13
Major disasters
90
NRI risk · Relatively Moderate
Fire
Top hazard

The verdict

Two federal records point in the busier direction for Williamson County. Its 26 FEMA declarations are 24% above the Texas county mean and exceed the count for 75% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 10%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 10%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
26
FEMA declarations vs 21 national county avg
741
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 48491 · Williamson County 26 declarations · rank 725/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 26
  • MAJOR-MID 50%
  • RANK-MID #725
  • PHOTO-FINISH Hunterdon
  • NRI-MID 90
  • ACT-HIGH High
  • TYPE-LEAD Fire
  • VS-ST-ABOVE +24%

Nearest declaration peer: Hunterdon, NJ (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile

Williamson County among high-volume declaration counties

FEMA declaration records among Williamson County and nearest peers by total count

declarations

What this shows Williamson County carries 26 FEMA declaration records, ranked 725 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Williamson County ranks in the national declaration registry

Williamson County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Williamson County

26 Top 25% higher than 75% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Williamson County's FEMA Risk Index score

0/100100/100Texas avg49/10090.1/100
FEMA National Risk Index composite score vs. the Texas county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Williamson County is led by Riverine Flooding (about $71.0M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Hail carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Williamson County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 741 claims and $22.3M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $30.0K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Williamson County's 26 federal records stand 24% above the Texas county mean of 20.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 90.1/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $136.6M in annualized losses). Social vulnerability reads Very Low and community resilience Very High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Hail stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 4 times per year here, based on 150 historical events on record.

68 /100

Historical Activity Index

High historical activity

Williamson County, TX · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
19/30

26 OpenFEMA declarations, full ingest window (1.3x national county average)

County Disaster Density High
16/25

26 declarations (1.2x state county average of 21)

Major Disaster Share High
13/25

13 of 26 declarations are major disasters (50%)

Hazard Diversity Very High
20/20

9 different disaster types declared in Williamson County

FEMA NRI 8-hazard radar - Williamson County

Williamson County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 48, Hurricane 25, Tornado 70, Wildfire 25, Drought 48, Heat Wave 48, Winter Storm 92. The simple mean of these eight displayed scores is 46 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 46 8-hazard mean
Williamson County NRI risk profile FIPS 48491 · displayed-hazard mean 46/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

26

High volume

Major Disaster share

50%

Major-heavy

NRI risk score

90

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Williamson County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hail Relatively High an average of 4 times per year
Winter Weather Very High an average of 3.7 times per year
Cold Wave Relatively High roughly once every 2 years
Tornado Relatively High roughly once every 2 years
Riverine Flooding Relatively Moderate an average of 3.6 times per year
Heat Wave Relatively Moderate 10 modeled event-days per year
Lightning Relatively High an average of 49 times per year
Wildfire Relatively Low roughly once every 963 years
Ice Storm Relatively Moderate roughly once every 2 years
Drought Relatively Moderate 59 modeled event-days per year
Hurricane Relatively Low roughly once every 27 years
Strong Wind Relatively Moderate an average of 1.7 times per year
Earthquake Very Low roughly once every 2,160 years
Landslide Very Low roughly once every 8 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Fire 8
Severe Storm 4
Hurricane 4
Flood 3
Severe Ice Storm 2
Biological 2
Winter Storm 1
Other 1
Drought 1

What Fire declarations mean here

Fire is the most frequent declaration type on Williamson County's record, 31% of its declarations. Wildfire is the one hazard here with its own dedicated federal instrument: the Fire Management Assistance Grant, which appears in this data as an FM record. An FMAG can be authorised while a fire is still burning, on a timescale of hours, because its purpose is to reimburse the cost of fighting a fire that threatens to become a major disaster.

That distinction matters when comparing counties. An FM declaration is not a presidential major disaster declaration and does not carry the same assistance programmes, so a fire-heavy county's total is not directly comparable with a hurricane-heavy county's total unless the declaration types are separated, which is why they are listed separately on this page.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 13 50.0%

of all 26 declarations

Emergency - 9 34.6%

of all 26 declarations

Fire Management - 4 15.4%

of all 26 declarations

FEMA Declarations Timeline

Year Declarations
2025 1
2023 1
2021 2
2020 2
2015 1
2011 4
2008 3
2007 1
2006 1
2005 3
2003 1
1999 1
1998 1
1993 1
1992 1
Show 2 earlier declaration years
1989 1
1975 1

Disaster Declarations

How the 26 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 26 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4879 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2025-07-06
4705 SEVERE WINTER STORM DR Winter Storm 2023-04-21
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
4223 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING DR Severe Storm 2015-05-29
4029 WILDFIRES DR Fire 2011-09-09
2963 MOONGLOW FIRE FM Fire 2011-09-06
2949 HORSESHOE FIRE FM Fire 2011-08-15
2922 GRAND MESA FIRE FM Fire 2011-06-16
3294 HURRICANE IKE EM Hurricane 2008-09-10
2785 FLORENCE FIRE FM Fire 2008-08-07
3284 WILDFIRES EM Fire 2008-03-14
1709 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2007-06-29
1624 EXTREME WILDFIRE THREAT DR Fire 2006-01-11
1606 HURRICANE RITA DR Hurricane 2005-09-24
3261 HURRICANE RITA EM Hurricane 2005-09-21
3216 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
3171 LOSS OF THE SPACE SHUTTLE COLUMBIA EM Other 2003-02-01
Show 6 earlier declaration records
DR# Title Type Incident Date
3142 EXTREME FIRE HAZARDS EM Fire 1999-09-01
1239 TROPICAL STORM CHARLEY DR Severe Storm 1998-08-26
3113 EXTREME FIRE HAZARD EM Drought 1993-09-10
930 SEVERE THUNDERSTORMS DR Flood 1991-12-26
828 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1989-05-19
454 SEVERE STORMS & FLOODING DR Flood 1974-11-30

Storm Events in Texas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Williamson County.

Storm Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

741

Total Paid

$22.3M

Avg Per Claim

$30.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 90.1/100

Expected Annual Loss

Relatively Moderate

$136.6M/year

Social Vulnerability

Very Low

Community Resilience

Very High

Hazard Risk Breakdown

Hail Relatively High
Winter Weather Very High
Cold Wave Relatively High
Tornado Relatively High
Riverine Flooding Relatively Moderate
Heat Wave Relatively Moderate
Lightning Relatively High
Wildfire Relatively Low
Ice Storm Relatively Moderate
Drought Relatively Moderate
Hurricane Relatively Low
Strong Wind Relatively Moderate
Earthquake Very Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hail

Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.

Worth noting for Williamson County: the model and the federal record do NOT point at the same hazard. Hail carries the highest modeled rating (Relatively High), while the county's declaration history is led by Fire. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Williamson County's closest FEMA peer: Marlboro County, SC

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Williamson County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Williamson County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Williamson County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Williamson County's NFIP claims file (741 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Williamson County?
The most common disaster type in Williamson County is Fire, with 8 declarations. Other disaster types include Severe Storm (4), Hurricane (4), Flood (3).
How does Williamson County's FEMA declaration record compare with the Texas average?
FEMA lists 26 declaration records for Williamson County. That is 24% above the Texas county mean of 20.9. Its count is also 25% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Williamson County received?
Williamson County has received 13 major disaster declarations, representing 50% of all 26 disaster declarations.
How many flood insurance claims has Williamson County filed?
Williamson County has 741 National Flood Insurance Program (NFIP) claims totaling $22.3M in payments, with an average of $30.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Williamson County?
No. In Williamson County, Hail has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $71.0M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Williamson County?
The most active year for disaster declarations in Williamson County was 2011, with 4 declarations. The county has FEMA disaster data spanning 1975 to 2025.
What is the FEMA National Risk Index score for Williamson County?
According to the FEMA National Risk Index, Williamson County, Texas has an overall risk score of 90.1 out of 100 (Relatively Moderate). The county's social vulnerability rating is Very Low and community resilience is Very High. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $136.6M in annualized losses.
Which natural hazard poses the greatest risk to Williamson County?
Based on FEMA NRI data, the highest-risk natural hazard in Williamson County is Hail (risk rating: Relatively High). Other significant hazards include Winter Weather (Very High) and Cold Wave (Relatively High). FEMA's modeled event frequency puts hail here at an average of 4 times per year, drawn from 150 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Williamson County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events