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Texas · FEMA + NOAA + National Risk Index

Robertson County, TX

18 FEMA disaster declarations (1992-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Hurricane.

18
FEMA declarations
11
Major disasters
30
NRI risk · Very Low
Hurricane
Top hazard

The verdict

Robertson County has a nationally busy FEMA history: 18 declarations, more than 37% of counties in this registry. But the state comparison tempers that reading: the total is 14% below the Texas county mean. FEMA's separate National Risk Index places the county safer than 30%; that score models loss and vulnerability rather than counting declarations.

Safer than 30%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
18
FEMA declarations vs 21 national county avg
53
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 48395 · Robertson County 18 declarations · rank 2020/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 18
  • MAJOR-MID 61%
  • RANK-LOWER #2,020
  • PHOTO-FINISH Monroe
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-BELOW -14%

Nearest declaration peer: Monroe, TN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile

Robertson County in the declaration-count neighbourhood

FEMA declaration records among Robertson County and nearest peers by total count

declarations

What this shows Robertson County carries 18 FEMA declaration records, ranked 2020 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Robertson County's FEMA declaration count compares nationally

Robertson County vs. all counties in this dataset

FEMA disaster declarations, all-time · Robertson County

18 37th percentile higher than 37% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Robertson County's FEMA Risk Index score

0/100100/100Texas avg49/10029.6/100
FEMA National Risk Index composite score vs. the Texas county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Robertson County is led by Riverine Flooding (about $3.3M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Hurricane carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Robertson County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 53 paid claims, totaling $1.5M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $27.4K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Texas county averages 20.9 federal declaration records, while Robertson County has 18. The gap is 14% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 29.6/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $7.2M in annualized losses), tempered or compounded by a Relatively High social-vulnerability score and Relatively Low community-resilience score. Even the county's top-rated hazard, Hurricane, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 17 years here, based on 20 historical events on record.

59 /100

Historical Activity Index

High historical activity

Robertson County, TX · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
13/30

18 OpenFEMA declarations, full ingest window (0.9x national county average)

County Disaster Density Moderate
11/25

18 declarations (0.9x state county average of 21)

Major Disaster Share High
15/25

11 of 18 declarations are major disasters (61%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Robertson County

FEMA NRI 8-hazard radar - Robertson County

Robertson County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 25, Tornado 25, Wildfire 8, Drought 48, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 24 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 24 8-hazard mean
Robertson County NRI risk profile FIPS 48395 · displayed-hazard mean 24/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

18

Below median

Major Disaster share

61%

Major-heavy

NRI risk score

30

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Robertson County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hurricane Relatively Low roughly once every 17 years
Drought Relatively Moderate 41 modeled event-days per year
Tornado Relatively Low roughly once every 2 years
Hail Relatively Low an average of 2.9 times per year
Heat Wave Relatively Low 15 modeled event-days per year
Lightning Relatively Low an average of 55 times per year
Cold Wave Relatively Low roughly once every 2 years
Wildfire Very Low roughly once every 728 years
Riverine Flooding Relatively Low roughly once every 1 years
Ice Storm Relatively Low roughly once every 1 years
Strong Wind Relatively Low an average of 1.7 times per year
Winter Weather Very Low an average of 2.6 times per year
Earthquake Very Low roughly once every 1,642 years
Landslide Very Low roughly once every 7 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 5
Fire 3
Flood 2
Severe Ice Storm 2
Biological 2
Severe Storm 2
Winter Storm 1
Drought 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Robertson County's federal record, 28% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 11 61.1%

of all 18 declarations

Emergency - 7 38.9%

of all 18 declarations

FEMA Declarations Timeline

Year Declarations
2024 2
2023 1
2021 2
2020 2
2015 1
2008 2
2006 1
2005 3
1999 1
1998 1
1993 1
1992 1

Disaster Declarations

How the 18 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 18 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4798 HURRICANE BERYL DR Hurricane 2024-07-09
4781 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Flood 2024-05-17
4705 SEVERE WINTER STORM DR Winter Storm 2023-04-21
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
4223 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING DR Severe Storm 2015-05-29
1791 HURRICANE IKE DR Hurricane 2008-09-13
3284 WILDFIRES EM Fire 2008-03-14
1624 EXTREME WILDFIRE THREAT DR Fire 2006-01-11
1606 HURRICANE RITA DR Hurricane 2005-09-24
3261 HURRICANE RITA EM Hurricane 2005-09-21
3216 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
3142 EXTREME FIRE HAZARDS EM Fire 1999-09-01
1239 TROPICAL STORM CHARLEY DR Severe Storm 1998-08-26
3113 EXTREME FIRE HAZARD EM Drought 1993-09-10
930 SEVERE THUNDERSTORMS DR Flood 1991-12-26

Storm Events in Texas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Robertson County.

Storm Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

53

Total Paid

$1.5M

Avg Per Claim

$27.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 29.6/100

Expected Annual Loss

Very Low

$7.2M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Hurricane Relatively Low
Drought Relatively Moderate
Tornado Relatively Low
Hail Relatively Low
Heat Wave Relatively Low
Lightning Relatively Low
Cold Wave Relatively Low
Wildfire Very Low
Riverine Flooding Relatively Low
Ice Storm Relatively Low
Strong Wind Relatively Low
Winter Weather Very Low
Earthquake Very Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hurricane

Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.

For Robertson County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively Low), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Robertson County's closest FEMA peer: Fulton County, NY

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Robertson County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Robertson County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Robertson County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Robertson County's NFIP claims file (53 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Robertson County?
The most common disaster type in Robertson County is Hurricane, with 5 declarations. Other disaster types include Fire (3), Flood (2), Severe Ice Storm (2).
How does Robertson County's FEMA declaration record compare with the Texas average?
The typical Texas county has 20.9 FEMA declaration records; Robertson County has 18, or 14% fewer. Against the national county mean of 20.7, this county's total is 13% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Robertson County received?
Robertson County has received 11 major disaster declarations, representing 61% of all 18 disaster declarations.
How many flood insurance claims has Robertson County filed?
Robertson County has 53 National Flood Insurance Program (NFIP) claims totaling $1.5M in payments, with an average of $27.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Robertson County?
No. In Robertson County, Hurricane has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $3.3M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Robertson County?
The most active year for disaster declarations in Robertson County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1992 to 2024.
What is the FEMA National Risk Index score for Robertson County?
According to the FEMA National Risk Index, Robertson County, Texas has an overall risk score of 29.6 out of 100 (Very Low). The county's social vulnerability rating is Relatively High and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $7.2M in annualized losses.
Which natural hazard poses the greatest risk to Robertson County?
The top hazard flagged by FEMA's NRI for Robertson County is Hurricane (risk rating: Relatively Low). Other significant hazards include Drought (Relatively Moderate) and Tornado (Relatively Low). FEMA's modeled event frequency puts hurricane here at roughly once every 17 years, drawn from 20 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Robertson County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events