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Texas · FEMA + NOAA + National Risk Index

Brazos County, TX

19 FEMA disaster declarations (1992-2024), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Hurricane.

19
FEMA declarations
10
Major disasters
88
NRI risk · Relatively Moderate
Hurricane
Top hazard

The verdict

Brazos County has a nationally busy FEMA history: 19 declarations, more than 41% of counties in this registry. But the state comparison tempers that reading: the total is 9% below the Texas county mean. FEMA's separate National Risk Index places the county in the riskiest 12%; that score models loss and vulnerability rather than counting declarations.

Riskiest 12%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
19
FEMA declarations vs 21 national county avg
569
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 48041 · Brazos County 19 declarations · rank 1769/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 19
  • MAJOR-MID 53%
  • RANK-LOWER #1,769
  • PHOTO-FINISH Bartow
  • NRI-MID 88
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-BELOW -9%

Nearest declaration peer: Bartow, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile

Brazos County in the declaration-count neighbourhood

FEMA declaration records among Brazos County and nearest peers by total count

declarations

What this shows Brazos County carries 19 FEMA declaration records, ranked 1769 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Brazos County's FEMA declaration count compares nationally

Brazos County vs. all counties in this dataset

FEMA disaster declarations, all-time · Brazos County

19 41st percentile higher than 41% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Brazos County's FEMA Risk Index score

0/100100/100Texas avg49/10088.4/100
FEMA National Risk Index composite score vs. the Texas county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Brazos County is led by Riverine Flooding (about $18.9M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Cold Wave carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Brazos County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 569 claims and $7.6M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $13.4K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

Start with the state benchmark: a Texas county averages 20.9 federal declaration records, while Brazos County has 19. The gap is 9% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 88.4/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $62.7M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Cold Wave stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 1 years here, based on 18 historical events on record.

56 /100

Historical Activity Index

High historical activity

Brazos County, TX · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
14/30

19 OpenFEMA declarations, full ingest window (0.9x national county average)

County Disaster Density Moderate
11/25

19 declarations (0.9x state county average of 21)

Major Disaster Share High
13/25

10 of 19 declarations are major disasters (53%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Brazos County

FEMA NRI 8-hazard radar - Brazos County

Brazos County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 48, Hurricane 48, Tornado 70, Wildfire 8, Drought 48, Heat Wave 48, Winter Storm 70. The simple mean of these eight displayed scores is 44 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 44 8-hazard mean
Brazos County NRI risk profile FIPS 48041 · displayed-hazard mean 44/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

19

Below median

Major Disaster share

53%

Major-heavy

NRI risk score

88

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Brazos County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Relatively High roughly once every 1 years
Lightning Very High an average of 60 times per year
Tornado Relatively High roughly once every 3 years
Heat Wave Relatively Moderate 12 modeled event-days per year
Winter Weather Relatively High an average of 2.5 times per year
Hail Relatively Moderate an average of 2.4 times per year
Strong Wind Relatively High an average of 1.5 times per year
Hurricane Relatively Moderate roughly once every 12 years
Drought Relatively Moderate 30 modeled event-days per year
Ice Storm Relatively High roughly once every 1 years
Riverine Flooding Relatively Moderate an average of 1.2 times per year
Wildfire Very Low roughly once every 842 years
Earthquake Very Low roughly once every 1,805 years
Landslide Very Low roughly once every 12 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 7
Flood 3
Fire 3
Severe Ice Storm 2
Biological 2
Severe Storm 1
Drought 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Brazos County's federal record, 37% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 10 52.6%

of all 19 declarations

Emergency - 9 47.4%

of all 19 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2021 2
2020 2
2016 1
2008 4
2006 1
2005 3
1999 1
1998 1
1995 1
1993 1
1992 1

Disaster Declarations

How the 19 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 19 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4798 HURRICANE BERYL DR Hurricane 2024-07-09
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
4272 SEVERE STORMS AND FLOODING DR Flood 2016-06-11
1791 HURRICANE IKE DR Hurricane 2008-09-13
3294 HURRICANE IKE EM Hurricane 2008-09-10
3290 HURRICANE GUSTAV EM Hurricane 2008-08-29
3284 WILDFIRES EM Fire 2008-03-14
1624 EXTREME WILDFIRE THREAT DR Fire 2006-01-11
1606 HURRICANE RITA DR Hurricane 2005-09-24
3261 HURRICANE RITA EM Hurricane 2005-09-21
3216 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
3142 EXTREME FIRE HAZARDS EM Fire 1999-09-01
1239 TROPICAL STORM CHARLEY DR Severe Storm 1998-08-26
1041 SEVERE THUNDERSTORMS AND FLOODING DR Flood 1994-10-18
3113 EXTREME FIRE HAZARD EM Drought 1993-09-10
930 SEVERE THUNDERSTORMS DR Flood 1991-12-26

Storm Events in Texas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Brazos County.

Storm Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

569

Total Paid

$7.6M

Avg Per Claim

$13.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 88.4/100

Expected Annual Loss

Relatively Moderate

$62.7M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Cold Wave Relatively High
Lightning Very High
Tornado Relatively High
Heat Wave Relatively Moderate
Winter Weather Relatively High
Hail Relatively Moderate
Strong Wind Relatively High
Hurricane Relatively Moderate
Drought Relatively Moderate
Ice Storm Relatively High
Riverine Flooding Relatively Moderate
Wildfire Very Low
Earthquake Very Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

Worth noting for Brazos County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Brazos County's closest FEMA peer: Santa Cruz County, AZ

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Brazos County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Brazos County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Brazos County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Brazos County's NFIP claims file (569 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Brazos County?
The most common disaster type in Brazos County is Hurricane, with 7 declarations. Other disaster types include Flood (3), Fire (3), Severe Ice Storm (2).
How does Brazos County's FEMA declaration record compare with the Texas average?
The typical Texas county has 20.9 FEMA declaration records; Brazos County has 19, or 9% fewer. Against the national county mean of 20.7, this county's total is 8% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Brazos County received?
Brazos County has received 10 major disaster declarations, representing 53% of all 19 disaster declarations.
How many flood insurance claims has Brazos County filed?
Brazos County has 569 National Flood Insurance Program (NFIP) claims totaling $7.6M in payments, with an average of $13.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Brazos County?
No. In Brazos County, Cold Wave has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $18.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Brazos County?
The most active year for disaster declarations in Brazos County was 2008, with 4 declarations. The county has FEMA disaster data spanning 1992 to 2024.
What is the FEMA National Risk Index score for Brazos County?
According to the FEMA National Risk Index, Brazos County, Texas has an overall risk score of 88.4 out of 100 (Relatively Moderate). On social vulnerability the county rates Relatively Moderate; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $62.7M in annualized losses.
Which natural hazard poses the greatest risk to Brazos County?
FEMA's NRI data points to Brazos County is Cold Wave (risk rating: Relatively High). Other significant hazards include Lightning (Very High) and Tornado (Relatively High). FEMA's modeled event frequency puts cold wave here at roughly once every 1 years, drawn from 18 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Brazos County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events