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Texas · FEMA + NOAA + National Risk Index

Madison County, TX

4 FEMA disaster declarations (2021–2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Ice Storm.

4
FEMA declarations
3
Major disasters
35
NRI risk · Very Low
Severe Ice Storm
Top hazard

The verdict

Madison County ranks safer than 35% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 57% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Very Low, based on 4 federal disaster declarations recorded since 2021, most often severe ice storm, 4% above the national county average of 4.

Safer than 35%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
4
FEMA declarations vs 4 national county avg
2
severe ice storm declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Madison County compare?

Madison County vs. every U.S. county

FEMA disaster declarations, all-time

4 Top 43% higher than 57% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-25

Madison County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Texas county average

0/100100/100Texas avg49/10034.9/100
FEMA National Risk Index composite score vs. the Texas county average

How disaster-prone is Madison County?

Declaration frequency

Madison County, Texas has recorded 4 FEMA disaster declarations between 2021 and 2024, of which 3 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 1.3 declarations per year across a 3-year record, or roughly 17% above the Texas county average of 3.4 and 4% above the national county average of 3.8. The dominant disaster type on record is Severe Ice Storm, with 2 of 4 declarations falling under this category.

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 34.9/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $9.2M in annualized losses). Social vulnerability (Relatively Moderate) and community resilience (Very Low) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Drought carries the county's highest rating, a mid-range Relatively Moderate.

Flood exposure & the bottom line

Taken together, Madison County reads as low relative risk on this historical lens, fewer federally recognized disasters than a typical U.S. county.

Risk Assessment

Risk Level

Low

vs. Texas Avg

+17%

State avg: 3.4

vs. National Avg

+4%

National avg: 3.8

Avg Per Year

1.3

Over 3 years

FEMA NRI 8-hazard radar - Madison County

Madison County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 8, Flood 0, Hurricane 25, Tornado 25, Wildfire 8, Drought 48, Heat Wave 25, Winter Storm 48. Overall composite 23 of 100, classified Low. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 23 composite
Madison County NRI risk profile FIPS 48313 · composite 23/100 (Low)
How to read this radar

The radar plots Madison County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

4

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

48313

TX state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Severe Ice Storm 2
Hurricane 1
Flood 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 3 75.0%

of all 4 declarations

Emergency - 1 25.0%

of all 4 declarations

FEMA Declarations Timeline

Year Declarations
2024 2
2021 2

Disaster Declarations

DR# Title Type Incident Date
4798 HURRICANE BERYL DR Hurricane 2024-07-09
4781 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Flood 2024-05-17
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14

Storm Events in Texas

Storm Type Events Fatalities Injuries Property Damage
Hail 16,276 0 20 $7.4B
Thunderstorm Wind 12,311 45 163 $406.4M
Drought 9,539 0 0 $86.0K
Flash Flood 5,531 484 24 $48.9B
Heat 4,874 174 463 $0

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Very Low

Score: 34.9/100

Expected Annual Loss

Very Low

$9.2M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Very Low

Hazard Risk Breakdown

Drought Relatively Moderate
Hurricane Relatively Low
Cold Wave Relatively Moderate
Lightning Relatively Moderate
Tornado Relatively Low
Ice Storm Relatively Low
Wildfire Very Low
Heat Wave Relatively Low
Strong Wind Relatively Low
Hail Very Low
Winter Weather Very Low
Earthquake Very Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Texas

Frequently Asked Questions

How many natural disasters has Madison County, Texas had?
Madison County, Texas has received 4 FEMA disaster declarations from 2021 to 2024. Of these, 3 were major disaster declarations.
What is the most common disaster type in Madison County?
The most common disaster type in Madison County is Severe Ice Storm, with 2 declarations. Other disaster types include Hurricane (1), Flood (1).
How does Madison County's disaster risk compare to the Texas average?
Madison County has 4 disaster declarations, which is 17% higher than the Texas county average of 3.4 declarations. Compared to the national county average of 3.8, it is 4% higher.
How many major FEMA disaster declarations has Madison County received?
Madison County has received 3 major disaster declarations, representing 75% of all 4 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Texas?
The most common storm types in Texas include Hail (16,276 events), Thunderstorm Wind (12,311 events), Drought (9,539 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Madison County?
The most active year for disaster declarations in Madison County was 2021, with 2 declarations. The county has FEMA disaster data spanning 2021 to 2024.
What is the overall disaster risk level for Madison County?
Madison County's 4 FEMA disaster declarations put it in the low-risk band, fewer federally recognized disasters than a typical U.S. county over the same span.
What is the FEMA National Risk Index score for Madison County?
According to the FEMA National Risk Index, Madison County, Texas has an overall risk score of 34.9 out of 100 (Very Low). The county's social vulnerability rating is Relatively Moderate and community resilience is Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $9.2M in annualized losses.
Which natural hazard poses the greatest risk to Madison County?
Based on FEMA NRI data, the highest-risk natural hazard in Madison County is Drought (risk rating: Relatively Moderate). Other significant hazards include Hurricane (Relatively Low) and Cold Wave (Relatively Moderate). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Madison County

Madison County, TX runs 17% above the Texas county average for federal disaster declarations (4 vs 3), a low historical load overall.

  • Its most common federal declaration type is major disaster (3 of 4) - know the hazards most likely here before they happen. Texas overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, or report a data error.