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Texas · FEMA + NOAA + National Risk Index

Kimble County, TX

20 FEMA disaster declarations (1993-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Fire.

20
FEMA declarations
11
Major disasters
32
NRI risk · Very Low
Fire
Top hazard

The verdict

Kimble County has a nationally busy FEMA history: 20 declarations, more than 46% of counties in this registry. But the state comparison tempers that reading: the total is 4% below the Texas county mean. FEMA's separate National Risk Index places the county safer than 32%; that score models loss and vulnerability rather than counting declarations.

Safer than 32%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
20
FEMA declarations vs 21 national county avg
18
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 48267 · Kimble County 20 declarations · rank 1611/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 20
  • MAJOR-MID 55%
  • RANK-LOWER #1,611
  • PHOTO-FINISH Monona
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Fire
  • VS-ST-BELOW -4%

Nearest declaration peer: Monona, IA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile

Kimble County in the declaration-count neighbourhood

FEMA declaration records among Kimble County and nearest peers by total count

declarations

What this shows Kimble County carries 20 FEMA declaration records, ranked 1611 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Kimble County's FEMA declaration count compares nationally

Kimble County vs. all counties in this dataset

FEMA disaster declarations, all-time · Kimble County

20 46th percentile higher than 46% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Kimble County's FEMA Risk Index score

0/100100/100Texas avg49/10032.2/100
FEMA National Risk Index composite score vs. the Texas county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Kimble County is led by Riverine Flooding (about $4.7M Expected Annual Loss, Historical Loss Ratio Relatively High), while Lightning carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Kimble County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 32.2/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $6.3M in annualized losses). Social vulnerability (Very High) and community resilience (Relatively Low) both factor into how that raw exposure plays out on the ground. Of the 18 hazards FEMA models, Lightning stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 45 times per year here, based on 37,981 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 18 claims and $389.4K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Texas county averages 20.9 federal declaration records, while Kimble County has 20. The gap is 4% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

60 /100

Historical Activity Index

High historical activity

Kimble County, TX · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
14/30

20 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density Moderate
12/25

20 declarations (1.0x state county average of 21)

Major Disaster Share High
14/25

11 of 20 declarations are major disasters (55%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Kimble County

FEMA NRI 8-hazard radar - Kimble County

Kimble County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 8, Wildfire 25, Drought 48, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 19 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 19 8-hazard mean
Kimble County NRI risk profile FIPS 48267 · displayed-hazard mean 19/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

20

Above median

Major Disaster share

55%

Major-heavy

NRI risk score

32

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Kimble County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Lightning Relatively High an average of 45 times per year
Wildfire Relatively Low roughly once every 681 years
Drought Relatively Moderate 113 modeled event-days per year
Riverine Flooding Relatively Low an average of 1.2 times per year
Hail Relatively Low an average of 2.6 times per year
Hurricane Very Low roughly once every 59 years
Landslide Very Low roughly once every 3 years
Winter Weather Relatively Low an average of 3.5 times per year
Tornado Very Low roughly once every 5 years
Heat Wave Very Low 6.2 modeled event-days per year
Cold Wave Very Low roughly once every 2 years
Strong Wind Very Low roughly once every 2 years
Earthquake Very Low roughly once every 4,739 years
Ice Storm Very Low roughly once every 30 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Fire 6
Flood 4
Hurricane 3
Severe Ice Storm 2
Biological 2
Winter Storm 1
Severe Storm 1
Drought 1

What Fire declarations mean here

Fire is the most frequent declaration type on Kimble County's record, 30% of its declarations. Wildfire is the one hazard here with its own dedicated federal instrument: the Fire Management Assistance Grant, which appears in this data as an FM record. An FMAG can be authorised while a fire is still burning, on a timescale of hours, because its purpose is to reimburse the cost of fighting a fire that threatens to become a major disaster.

That distinction matters when comparing counties. An FM declaration is not a presidential major disaster declaration and does not carry the same assistance programmes, so a fire-heavy county's total is not directly comparable with a hurricane-heavy county's total unless the declaration types are separated, which is why they are listed separately on this page.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 11 55.0%

of all 20 declarations

Emergency - 8 40.0%

of all 20 declarations

Fire Management - 1 5.0%

of all 20 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 1
2023 1
2021 2
2020 2
2019 1
2011 3
2008 1
2006 1
2005 3
1999 1
1998 1
1997 1
1993 1

Disaster Declarations

How the 20 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 20 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3649 FLOODING EM Flood 2026-07-18
4879 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2025-07-06
4705 SEVERE WINTER STORM DR Winter Storm 2023-04-21
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
4416 SEVERE STORMS AND FLOODING DR Flood 2019-02-25
4029 WILDFIRES DR Fire 2011-09-09
1999 WILDFIRES DR Fire 2011-07-01
2903 OASIS PIPELINE FIRE FM Fire 2011-04-29
3284 WILDFIRES EM Fire 2008-03-14
1624 EXTREME WILDFIRE THREAT DR Fire 2006-01-11
1606 HURRICANE RITA DR Hurricane 2005-09-24
3261 HURRICANE RITA EM Hurricane 2005-09-21
3216 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
3142 EXTREME FIRE HAZARDS EM Fire 1999-09-01
1239 TROPICAL STORM CHARLEY DR Severe Storm 1998-08-26
1179 SEVERE STORMS AND FLOODING DR Flood 1997-07-07
3113 EXTREME FIRE HAZARD EM Drought 1993-09-10

Storm Events in Texas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Kimble County.

Storm Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

18

Total Paid

$389.4K

Avg Per Claim

$21.6K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 32.2/100

Expected Annual Loss

Very Low

$6.3M/year

Social Vulnerability

Very High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Lightning Relatively High
Wildfire Relatively Low
Drought Relatively Moderate
Riverine Flooding Relatively Low
Hail Relatively Low
Hurricane Very Low
Landslide Very Low
Winter Weather Relatively Low
Tornado Very Low
Heat Wave Very Low
Cold Wave Very Low
Strong Wind Very Low
Earthquake Very Low
Ice Storm Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Lightning

Lightning is modeled as a high-frequency, low-per-event hazard: strike counts are large, but each strike affects a very small area. Its aggregate cost accumulates through structure fires, electrical and electronic damage, and it is one of the few hazards whose risk is essentially continuous through the season rather than episodic.

Worth noting for Kimble County: the model and the federal record do NOT point at the same hazard. Lightning carries the highest modeled rating (Relatively High), while the county's declaration history is led by Fire. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Kimble County's closest FEMA peer: Dade County, GA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Kimble County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Kimble County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Kimble County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 20 FEMA declarations, Kimble County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Kimble County?
The most common disaster type in Kimble County is Fire, with 6 declarations. Other disaster types include Flood (4), Hurricane (3), Severe Ice Storm (2).
How does Kimble County's FEMA declaration record compare with the Texas average?
The typical Texas county has 20.9 FEMA declaration records; Kimble County has 20, or 4% fewer. Against the national county mean of 20.7, this county's total is 3% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Kimble County received?
Kimble County has received 11 major disaster declarations, representing 55% of all 20 disaster declarations.
How many flood insurance claims has Kimble County filed?
Kimble County has 18 National Flood Insurance Program (NFIP) claims totaling $389.4K in payments, with an average of $21.6K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Kimble County?
No. In Kimble County, Lightning has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $4.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Kimble County?
The most active year for disaster declarations in Kimble County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1993 to 2026.
What is the FEMA National Risk Index score for Kimble County?
According to the FEMA National Risk Index, Kimble County, Texas has an overall risk score of 32.2 out of 100 (Very Low). Social vulnerability here rates Very High, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $6.3M in annualized losses.
Which natural hazard poses the greatest risk to Kimble County?
The top hazard flagged by FEMA's NRI for Kimble County as of the latest release is Lightning (risk rating: Relatively High). Other significant hazards include Wildfire (Relatively Low) and Drought (Relatively Moderate). FEMA's modeled event frequency puts lightning here at an average of 45 times per year, drawn from 37,981 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Kimble County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events