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Texas · FEMA + NOAA + National Risk Index

San Saba County, TX

22 FEMA disaster declarations (1993-2025), with a FEMA National Risk Index rating of Very Low. Most common hazard: Fire.

22
FEMA declarations
12
Major disasters
7
NRI risk · Very Low
Fire
Top hazard

The verdict

Two federal records point in the busier direction for San Saba County. Its 22 FEMA declarations are 5% above the Texas county mean and exceed the count for 57% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 7%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 7%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
22
FEMA declarations vs 21 national county avg
28
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 48411 · San Saba County 22 declarations · rank 1264/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 22
  • MAJOR-MID 55%
  • RANK-LOWER #1,264
  • PHOTO-FINISH Hardy
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Fire
  • VS-ST-ABOVE +5%

Nearest declaration peer: Hardy, WV (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile

San Saba County in the declaration-count neighbourhood

FEMA declaration records among San Saba County and nearest peers by total count

declarations

What this shows San Saba County carries 22 FEMA declaration records, ranked 1264 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How San Saba County's FEMA declaration count compares nationally

San Saba County vs. all counties in this dataset

FEMA disaster declarations, all-time · San Saba County

22 Top 43% higher than 57% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

San Saba County's FEMA Risk Index score

0/100100/100Texas avg49/1007.3/100
FEMA National Risk Index composite score vs. the Texas county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for San Saba County is led by Riverine Flooding (about $1.5M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Drought carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does San Saba County's hazard record show?

FEMA National Risk Index

FEMA's National Risk Index places this county in the low end of the national distribution, composite score 7.3/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $3.3M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Relatively Moderate) and community resilience (Relatively Low). Among the 18 modeled hazards, Drought carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 71 modeled event-days per year here, based on 1,792 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 28 claims and $1.3M paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. San Saba County's 22 federal records stand 5% above the Texas county mean of 20.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

61 /100

Historical Activity Index

High historical activity

San Saba County, TX · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
16/30

22 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density High
13/25

22 declarations (1.1x state county average of 21)

Major Disaster Share High
14/25

12 of 22 declarations are major disasters (55%)

Hazard Diversity Very High
18/20

7 different disaster types declared in San Saba County

FEMA NRI 8-hazard radar - San Saba County

San Saba County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 8, Tornado 8, Wildfire 25, Drought 48, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 17 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 17 8-hazard mean
San Saba County NRI risk profile FIPS 48411 · displayed-hazard mean 17/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

22

Above median

Major Disaster share

55%

Major-heavy

NRI risk score

7

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike San Saba County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively Moderate 71 modeled event-days per year
Wildfire Relatively Low roughly once every 356 years
Hail Relatively Low an average of 4.1 times per year
Hurricane Very Low roughly once every 120 years
Winter Weather Relatively Low an average of 3.8 times per year
Tornado Very Low roughly once every 2 years
Lightning Very Low an average of 48 times per year
Heat Wave Very Low 8.5 modeled event-days per year
Cold Wave Very Low roughly once every 1 years
Riverine Flooding Very Low roughly once every 1 years
Strong Wind Very Low an average of 1.2 times per year
Landslide Very Low roughly once every 5 years
Earthquake Very Low roughly once every 3,322 years
Ice Storm Very Low roughly once every 2 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Fire 7
Flood 5
Hurricane 3
Severe Ice Storm 2
Biological 2
Severe Storm 2
Drought 1

What Fire declarations mean here

Fire is the most frequent declaration type on San Saba County's record, 32% of its declarations. Wildfire is the one hazard here with its own dedicated federal instrument: the Fire Management Assistance Grant, which appears in this data as an FM record. An FMAG can be authorised while a fire is still burning, on a timescale of hours, because its purpose is to reimburse the cost of fighting a fire that threatens to become a major disaster.

That distinction matters when comparing counties. An FM declaration is not a presidential major disaster declaration and does not carry the same assistance programmes, so a fire-heavy county's total is not directly comparable with a hurricane-heavy county's total unless the declaration types are separated, which is why they are listed separately on this page.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 12 54.5%

of all 22 declarations

Emergency - 8 36.4%

of all 22 declarations

Fire Management - 2 9.1%

of all 22 declarations

FEMA Declarations Timeline

Year Declarations
2025 1
2024 1
2021 2
2020 2
2019 1
2011 1
2008 1
2007 1
2006 1
2005 3
2002 1
2000 1
1999 2
1998 1
1997 1
Show 2 earlier declaration years
1996 1
1993 1

Disaster Declarations

How the 22 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 22 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4879 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2025-07-06
4781 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Flood 2024-05-17
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
4416 SEVERE STORMS AND FLOODING DR Flood 2019-02-25
1999 WILDFIRES DR Fire 2011-07-01
3284 WILDFIRES EM Fire 2008-03-14
1709 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2007-06-29
1624 EXTREME WILDFIRE THREAT DR Fire 2006-01-11
1606 HURRICANE RITA DR Hurricane 2005-09-24
3261 HURRICANE RITA EM Hurricane 2005-09-21
3216 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
1425 SEVERE STORMS AND FLOODING DR Flood 2002-07-04
2335 TX-DEEP CREEK FIRE-9/8/00 FM Fire 2000-09-08
2282 WILLIAMS RANCH FIRE FM Fire 1999-09-19
3142 EXTREME FIRE HAZARDS EM Fire 1999-09-01
1239 TROPICAL STORM CHARLEY DR Severe Storm 1998-08-26
1179 SEVERE STORMS AND FLOODING DR Flood 1997-07-07
Show 2 earlier declaration records
DR# Title Type Incident Date
3117 EXTREME FIRE HAZARD EM Fire 1996-02-23
3113 EXTREME FIRE HAZARD EM Drought 1993-09-10

Storm Events in Texas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to San Saba County.

Storm Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

28

Total Paid

$1.3M

Avg Per Claim

$45.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 7.3/100

Expected Annual Loss

Very Low

$3.3M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Low

Hazard Risk Breakdown

Drought Relatively Moderate
Wildfire Relatively Low
Hail Relatively Low
Hurricane Very Low
Winter Weather Relatively Low
Tornado Very Low
Lightning Very Low
Heat Wave Very Low
Cold Wave Very Low
Riverine Flooding Very Low
Strong Wind Very Low
Landslide Very Low
Earthquake Very Low
Ice Storm Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for San Saba County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Fire. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

San Saba County's closest FEMA peer: Rincón Municipio, PR

Comparisons use published FEMA declaration fields plus the National Risk Index composite for San Saba County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for San Saba County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for San Saba County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 22 FEMA declarations, San Saba County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in San Saba County?
The most common disaster type in San Saba County is Fire, with 7 declarations. Other disaster types include Flood (5), Hurricane (3), Severe Ice Storm (2).
How does San Saba County's FEMA declaration record compare with the Texas average?
FEMA lists 22 declaration records for San Saba County. That is 5% above the Texas county mean of 20.9. Its count is also 6% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has San Saba County received?
San Saba County has received 12 major disaster declarations, representing 55% of all 22 disaster declarations.
How many flood insurance claims has San Saba County filed?
San Saba County has 28 National Flood Insurance Program (NFIP) claims totaling $1.3M in payments, with an average of $45.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in San Saba County?
No. In San Saba County, Drought has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $1.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in San Saba County?
The most active year for disaster declarations in San Saba County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1993 to 2025.
What is the FEMA National Risk Index score for San Saba County?
According to the FEMA National Risk Index, San Saba County, Texas has an overall risk score of 7.3 out of 100 (Very Low). Social vulnerability here rates Relatively Moderate, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $3.3M in annualized losses.
Which natural hazard poses the greatest risk to San Saba County?
FEMA's NRI data points to San Saba County is Drought (risk rating: Relatively Moderate). Other significant hazards include Wildfire (Relatively Low) and Hail (Relatively Low). FEMA's modeled event frequency puts drought here at 71 modeled event-days per year, drawn from 1,792 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for San Saba County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events