FEMA Records
17
Below median
Texas · FEMA + NOAA + National Risk Index
Llano County, TX
17 FEMA disaster declarations (1992-2025), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Flood.
- 17
- FEMA declarations
- 10
- Major disasters
- 70
- NRI risk · Relatively Low
- Flood
- Top hazard
The verdict
Llano County has a nationally busy FEMA history: 17 declarations, more than 32% of counties in this registry. But the state comparison tempers that reading: the total is 19% below the Texas county mean. FEMA's separate National Risk Index places the county in the riskiest 30%; that score models loss and vulnerability rather than counting declarations.
- Riskiest 30%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 17
- FEMA declarations vs 21 national county avg
- 693
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 48299 · Llano County 17 declarations · rank 2151/3,266
DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-MID 17
- MAJOR-MID 59%
- RANK-LOWER #2,151
- PHOTO-FINISH Curry
- NRI-LOW 70
- ACT-HIGH High
- TYPE-LEAD Flood
- VS-ST-BELOW -19%
Nearest declaration peer: Curry, OR (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile
Llano County among counties with fewer federal records
FEMA declaration records among Llano County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Curry · near 17
Curry · near
17 declarations
- Llano · this county 17
Llano · this county
17 declarations
- Murray · near 17
Murray · near
17 declarations
- Washington · near 17
Washington · near
17 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Llano County carries 17 FEMA declaration records, ranked 2151 of 3,266 counties in this registry.
Llano County versus quieter counties in this dataset
Llano County among lower-declaration counties nationally
FEMA disaster declarations, all-time · Llano County
17 32nd percentile higher than 32% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Llano County's FEMA Risk Index score
What does Llano County's hazard record show?
Reading the federal records together
FEMA's NFIP table contains a substantial paid-claim history for this county: 693 claims and $20.0M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $28.9K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.
Start with the state benchmark: a Texas county averages 20.9 federal declaration records, while Llano County has 17. The gap is 19% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 70.4/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $18.6M in annualized losses), and a Very High social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Riverine Flooding carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 2.4 times per year here, based on 66 historical events on record.
55 /100
Historical Activity Index
High historical activity
Llano County, TX · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
12/30
17 OpenFEMA declarations, full ingest window (0.8x national county average)
County Disaster Density Moderate
10/25
17 declarations (0.8x state county average of 21)
Major Disaster Share High
15/25
10 of 17 declarations are major disasters (59%)
Hazard Diversity Very High
18/20
7 different disaster types declared in Llano County
FEMA NRI 8-hazard radar - Llano County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
59%
Major-heavy
NRI risk score
70
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Llano County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Riverine Flooding | Relatively Moderate | an average of 2.4 times per year |
| Hail | Relatively Moderate | an average of 3.8 times per year |
| Wildfire | Relatively Low | roughly once every 469 years |
| Winter Weather | Relatively Moderate | an average of 4.1 times per year |
| Lightning | Relatively Moderate | an average of 48 times per year |
| Drought | Relatively Moderate | 86 modeled event-days per year |
| Tornado | Relatively Moderate | roughly once every 3 years |
| Heat Wave | Relatively Low | 6.7 modeled event-days per year |
| Cold Wave | Relatively Low | roughly once every 2 years |
| Hurricane | Very Low | roughly once every 90 years |
| Strong Wind | Relatively Low | an average of 1.1 times per year |
| Landslide | Very Low | roughly once every 4 years |
| Ice Storm | Very Low | roughly once every 2 years |
| Earthquake | Very Low | roughly once every 3,378 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Flood 4
Fire 3
Hurricane 3
Severe Ice Storm 2
Biological 2
Severe Storm 2
Drought 1
What Flood declarations mean here
Flood is the most frequent declaration type on Llano County's record, 24% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.
Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 10 58.8%
of all 17 declarations
Emergency - 7 41.2%
of all 17 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2025 | 1 | |
| 2021 | 2 | |
| 2020 | 2 | |
| 2019 | 1 | |
| 2008 | 1 | |
| 2007 | 1 | |
| 2006 | 1 | |
| 2005 | 3 | |
| 1999 | 1 | |
| 1998 | 1 | |
| 1997 | 1 | |
| 1993 | 1 | |
| 1992 | 1 | |
Disaster Declarations
How the 17 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 17 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4879 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING | DR | Flood | 2025-07-06 |
| 4586 | SEVERE WINTER STORMS | DR | Severe Ice Storm | 2021-02-19 |
| 3554 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2021-02-14 |
| 4485 | COVID-19 PANDEMIC | DR | Biological | 2020-03-25 |
| 3458 | COVID-19 | EM | Biological | 2020-03-13 |
| 4416 | SEVERE STORMS AND FLOODING | DR | Flood | 2019-02-25 |
| 3284 | WILDFIRES | EM | Fire | 2008-03-14 |
| 1709 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2007-06-29 |
| 1624 | EXTREME WILDFIRE THREAT | DR | Fire | 2006-01-11 |
| 1606 | HURRICANE RITA | DR | Hurricane | 2005-09-24 |
| 3261 | HURRICANE RITA | EM | Hurricane | 2005-09-21 |
| 3216 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-02 |
| 3142 | EXTREME FIRE HAZARDS | EM | Fire | 1999-09-01 |
| 1239 | TROPICAL STORM CHARLEY | DR | Severe Storm | 1998-08-26 |
| 1179 | SEVERE STORMS AND FLOODING | DR | Flood | 1997-07-07 |
| 3113 | EXTREME FIRE HAZARD | EM | Drought | 1993-09-10 |
| 930 | SEVERE THUNDERSTORMS | DR | Flood | 1991-12-26 |
Storm Events in Texas
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Llano County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Hail | 14,072 | 0 | 15 | $7.4B |
| Thunderstorm Wind | 10,293 | 41 | 141 | $369.9M |
| Drought | 7,032 | 0 | 0 | $86.0K |
| Flash Flood | 4,728 | 338 | 24 | $47.6B |
| Heat | 4,079 | 119 | 405 | $0 |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
693
Total Paid
$20.0M
Avg Per Claim
$28.9K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 70.4/100
Expected Annual Loss
Relatively Low
$18.6M/year
Social Vulnerability
Very High
Community Resilience
Relatively Low
Hazard Risk Breakdown
Riverine Flooding Relatively Moderate
Hail Relatively Moderate
Wildfire Relatively Low
Winter Weather Relatively Moderate
Lightning Relatively Moderate
Drought Relatively Moderate
Tornado Relatively Moderate
Heat Wave Relatively Low
Cold Wave Relatively Low
Hurricane Very Low
Strong Wind Relatively Low
Landslide Very Low
Ice Storm Very Low
Earthquake Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Riverine Flooding
Riverine Flooding is the model's measure of a watershed draining more water than its channel can carry. Unlike flash flooding it usually builds over days and is forecast in advance, which makes it the hazard where warning time most reliably converts into reduced harm.
For Llano County the two measures on this page point the same way: Riverine Flooding is the county's highest-rated modeled hazard (Relatively Moderate), and Flood declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Llano County's closest FEMA peer: Coles County, IL
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Llano County. Record similarity, not a safety rating.
Similar modeled NRI score
Llano County: NRI composite 70.4 (Relatively Low).
Similar Major-disaster share
Llano County: 10 of 17 of its declarations are Major.
Closest declaration profiles
Llano County shows 17 FEMA declarations, led by Flood.
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Llano County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Llano County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 70.4 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 17. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Llano County's NFIP claims file (693 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Llano County?
The most common disaster type in Llano County is Flood, with 4 declarations. Other disaster types include Fire (3), Hurricane (3), Severe Ice Storm (2).
How does Llano County's FEMA declaration record compare with the Texas average?
The typical Texas county has 20.9 FEMA declaration records; Llano County has 17, or 19% fewer. Against the national county mean of 20.7, this county's total is 18% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Llano County received?
Llano County has received 10 major disaster declarations, representing 59% of all 17 disaster declarations.
How many flood insurance claims has Llano County filed?
Llano County has 693 National Flood Insurance Program (NFIP) claims totaling $20.0M in payments, with an average of $28.9K per claim.
What was the worst year for disasters in Llano County?
The most active year for disaster declarations in Llano County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1992 to 2025.
What is the FEMA National Risk Index score for Llano County?
According to the FEMA National Risk Index, Llano County, Texas has an overall risk score of 70.4 out of 100 (Relatively Low). On social vulnerability the county rates Very High; on community resilience, Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $18.6M in annualized losses.
Which natural hazard poses the greatest risk to Llano County?
FEMA's NRI data points to Llano County as of the latest release is Riverine Flooding (risk rating: Relatively Moderate). Other significant hazards include Hail (Relatively Moderate) and Wildfire (Relatively Low). FEMA's modeled event frequency puts riverine flooding here at an average of 2.4 times per year, drawn from 66 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Llano County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events