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Kansas · FEMA + NOAA + National Risk Index

Elk County, KS

20 FEMA disaster declarations (1976-2025), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

20
FEMA declarations
16
Major disasters
15
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Elk County. Its 20 FEMA declarations are 11% above the Kansas county mean and exceed the count for 46% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 15%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 15%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
20
FEMA declarations vs 21 national county avg
1
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 20049 · Elk County 20 declarations · rank 1682/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 20
  • MAJOR-HEAVY 80%
  • RANK-LOWER #1,682
  • PHOTO-FINISH Monona
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +11%

Nearest declaration peer: Monona, IA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Kansas state profile

Elk County in the declaration-count neighbourhood

FEMA declaration records among Elk County and nearest peers by total count

declarations

What this shows Elk County carries 20 FEMA declaration records, ranked 1682 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Elk County's FEMA declaration count compares nationally

Elk County vs. all counties in this dataset

FEMA disaster declarations, all-time · Elk County

20 46th percentile higher than 46% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Elk County's FEMA Risk Index score

0/100100/100Kansas avg30/10014.6/100
FEMA National Risk Index composite score vs. the Kansas county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Elk County is led by Riverine Flooding (about $1.5M Expected Annual Loss, Historical Loss Ratio Relatively High), while Wildfire carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Elk County's hazard record show?

FEMA National Risk Index

FEMA's National Risk Index places this county in the low end of the national distribution, composite score 14.6/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $4.2M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Very High) and community resilience (Relatively Low). Among the 18 modeled hazards, Wildfire carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 138 years here.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 1 claim and $25.0K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Elk County's 20 federal records stand 11% above the Kansas county mean of 18.0. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

61 /100

Historical Activity Index

High historical activity

Elk County, KS · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
14/30

20 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density High
14/25

20 declarations (1.1x state county average of 18)

Major Disaster Share Very High
20/25

16 of 20 declarations are major disasters (80%)

Hazard Diversity High
13/20

5 different disaster types declared in Elk County

FEMA NRI 8-hazard radar - Elk County

Elk County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 8, Tornado 25, Wildfire 48, Drought 25, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 19 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 19 8-hazard mean
Elk County NRI risk profile FIPS 20049 · displayed-hazard mean 19/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

20

Above median

Major Disaster share

80%

Mostly major

NRI risk score

15

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Elk County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Wildfire Relatively Moderate roughly once every 138 years
Ice Storm Relatively Low roughly once every 2 years
Landslide Very Low roughly once every 6 years
Drought Relatively Low 46 modeled event-days per year
Hail Relatively Low an average of 8.1 times per year
Winter Weather Relatively Low an average of 9.1 times per year
Tornado Relatively Low roughly once every 2 years
Heat Wave Very Low 15 modeled event-days per year
Strong Wind Relatively Low an average of 6.5 times per year
Cold Wave Very Low an average of 1.4 times per year
Earthquake Very Low roughly once every 1,198 years
Riverine Flooding Very Low roughly once every 1 years
Hurricane Very Low roughly once every 100 years
Lightning Very Low an average of 51 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 14
Biological 2
Flood 2
Hurricane 1
Severe Ice Storm 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Elk County's record, 70% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 16 80.0%

of all 20 declarations

Emergency - 4 20.0%

of all 20 declarations

FEMA Declarations Timeline

Year Declarations
2025 1
2024 1
2020 2
2019 2
2015 1
2014 1
2010 2
2009 2
2008 2
2007 1
2005 2
2002 1
1987 1
1976 1

Disaster Declarations

How the 20 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 20 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4869 SEVERE WINTER STORM, STRAIGHT-LINE WINDS, FLOODING, AND WILDFIRES DR Severe Storm 2025-05-21
4800 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2024-07-15
4504 COVID-19 PANDEMIC DR Biological 2020-03-29
3481 COVID-19 EM Biological 2020-03-13
4449 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING,LANDSLIDES,AND MUDSLIDES DR Severe Storm 2019-06-20
3412 TORNADOES AND FLOODING EM Severe Storm 2019-05-28
4230 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-07-20
4150 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2013-10-22
1932 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2010-08-10
1885 SEVERE WINTER STORMS AND SNOWSTORM DR Severe Storm 2010-03-09
1849 SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2009-06-25
1848 SEVERE WINTER STORM AND RECORD AND NEAR RECORD SNOW DR Severe Storm 2009-06-24
1776 SEVERE STORMS, FLOODING AND TORNADOES DR Severe Storm 2008-07-09
3282 SEVERE WINTER STORMS EM Severe Storm 2007-12-12
1711 SEVERE STORMS AND FLOODING DR Severe Storm 2007-07-02
3236 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1579 SEVERE WINTER STORMS, HEAVY RAINS, AND FLOODING DR Severe Storm 2005-02-08
1402 SEVERE WINTER ICE STORM DR Severe Ice Storm 2002-02-06
780 SEVERE STORMS & FLOODING DR Flood 1986-10-22
514 SEVERE STORMS, HIGH WINDS & FLOODING DR Flood 1976-07-13

Storm Events in Kansas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Elk County.

Storm Type Events Fatalities Injuries Property Damage
Hail 8,265 0 9 $24.2M
Thunderstorm Wind 7,987 3 34 $30.6M
High Wind 1,553 1 7 $10.2M
Drought 1,272 0 0 $0
Flash Flood 1,037 6 9 $35.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

1

Total Paid

$25.0K

Avg Per Claim

$25.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 14.6/100

Expected Annual Loss

Very Low

$4.2M/year

Social Vulnerability

Very High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Wildfire Relatively Moderate
Ice Storm Relatively Low
Landslide Very Low
Drought Relatively Low
Hail Relatively Low
Winter Weather Relatively Low
Tornado Relatively Low
Heat Wave Very Low
Strong Wind Relatively Low
Cold Wave Very Low
Earthquake Very Low
Riverine Flooding Very Low
Hurricane Very Low
Lightning Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Wildfire

Wildfire risk in the model reflects fuel, terrain, weather and how much development sits in the wildland-urban interface. It is one of the few hazards where the exposure is materially changed by land management and building choices, not only by where the county happens to be.

Worth noting for Elk County: the model and the federal record do NOT point at the same hazard. Wildfire carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Elk County's closest FEMA peer: Brown County, MN

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Elk County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Elk County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Elk County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 20 FEMA declarations, Elk County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Elk County?
The most common disaster type in Elk County is Severe Storm, with 14 declarations. Other disaster types include Biological (2), Flood (2), Hurricane (1).
How does Elk County's FEMA declaration record compare with the Kansas average?
FEMA lists 20 declaration records for Elk County. That is 11% above the Kansas county mean of 18.0. Its count is also 3% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Elk County received?
Elk County has received 16 major disaster declarations, representing 80% of all 20 disaster declarations.
How many flood insurance claims has Elk County filed?
Elk County has 1 National Flood Insurance Program (NFIP) claims totaling $25.0K in payments, with an average of $25.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Elk County?
No. In Elk County, Wildfire has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $1.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Elk County?
The most active year for disaster declarations in Elk County was 2005, with 2 declarations. The county has FEMA disaster data spanning 1976 to 2025.
What is the FEMA National Risk Index score for Elk County?
According to the FEMA National Risk Index, Elk County, Kansas has an overall risk score of 14.6 out of 100 (Very Low). Social vulnerability here rates Very High, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $4.2M in annualized losses.
Which natural hazard poses the greatest risk to Elk County?
FEMA's NRI data points to Elk County is Wildfire (risk rating: Relatively Moderate). Other significant hazards include Ice Storm (Relatively Low) and Landslide (Very Low). FEMA's modeled event frequency puts wildfire here at roughly once every 138 years. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Elk County · vintage 2026-08-25 · Methodology · Kansas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events