FEMA Records
18
Below median
Georgia · FEMA + NOAA + National Risk Index
Fannin County, GA
18 FEMA disaster declarations (1974-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.
- 18
- FEMA declarations
- 11
- Major disasters
- 56
- NRI risk · Relatively Low
- Hurricane
- Top hazard
The verdict
Two federal records point in the busier direction for Fannin County. Its 18 FEMA declarations are 4% above the Georgia county mean and exceed the count for 37% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 44%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Riskiest 44%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 18
- FEMA declarations vs 21 national county avg
- 87
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 13111 · Fannin County 18 declarations · rank 2047/3,266
DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE
- DECL-MID 18
- MAJOR-MID 61%
- RANK-LOWER #2,047
- PHOTO-FINISH Monroe
- NRI-LOW 56
- ACT-HIGH High
- TYPE-LEAD Hurricane
- VS-ST-ABOVE +4%
Nearest declaration peer: Monroe, TN (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Georgia state profile
Fannin County in the declaration-count neighbourhood
FEMA declaration records among Fannin County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Brooke · near 18
Brooke · near
18 declarations
- Fannin · this county 18
Fannin · this county
18 declarations
- Mecklenburg · near 18
Mecklenburg · near
18 declarations
- Monroe · near 18
Monroe · near
18 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Fannin County carries 18 FEMA declaration records, ranked 2047 of 3,266 counties in this registry.
How Fannin County's FEMA declaration count compares nationally
Fannin County vs. all counties in this dataset
FEMA disaster declarations, all-time · Fannin County
18 37th percentile higher than 37% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Fannin County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Fannin County is led by Riverine Flooding (about $8.5M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Landslide carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Fannin County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 87 paid claims, totaling $850.4K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $9.8K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
The declaration register points in the busier direction. Fannin County's 18 federal records stand 4% above the Georgia county mean of 17.4. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 56.5/100, rated Relatively Low. Its Expected Annual Loss rating is Very Low (roughly $14.4M in annualized losses), and a Relatively High social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Landslide carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 1.4 times per year here.
61 /100
Historical Activity Index
High historical activity
Fannin County, GA · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
13/30
18 OpenFEMA declarations, full ingest window (0.9x national county average)
County Disaster Density High
13/25
18 declarations (1.0x state county average of 17)
Major Disaster Share High
15/25
11 of 18 declarations are major disasters (61%)
Hazard Diversity Very High
20/20
8 different disaster types declared in Fannin County
FEMA NRI 8-hazard radar - Fannin County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
61%
Major-heavy
NRI risk score
56
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Fannin County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Landslide | Relatively Moderate | an average of 1.4 times per year |
| Wildfire | Relatively Low | roughly once every 459 years |
| Cold Wave | Relatively Moderate | an average of 2.4 times per year |
| Earthquake | Relatively Low | roughly once every 290 years |
| Riverine Flooding | Relatively Low | roughly once every 2 years |
| Tornado | Relatively Low | roughly once every 5 years |
| Lightning | Relatively Moderate | an average of 61 times per year |
| Drought | Relatively Low | 35 modeled event-days per year |
| Hurricane | Relatively Low | roughly once every 39 years |
| Strong Wind | Relatively Moderate | an average of 3.6 times per year |
| Ice Storm | Relatively Low | roughly once every 2 years |
| Hail | Relatively Low | an average of 4.3 times per year |
| Winter Weather | Relatively Low | an average of 7.7 times per year |
| Heat Wave | Very Low | 0.1 modeled event-days per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 6
Severe Storm 4
Biological 2
Severe Ice Storm 2
Winter Storm 1
Tropical Storm 1
Snowstorm 1
Tornado 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Fannin County's federal record, 33% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 11 61.1%
of all 18 declarations
Emergency - 7 38.9%
of all 18 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2024 | 1 | |
| 2021 | 2 | |
| 2020 | 2 | |
| 2017 | 2 | |
| 2016 | 1 | |
| 2014 | 2 | |
| 2005 | 1 | |
| 2004 | 1 | |
| 2000 | 1 | |
| 1996 | 1 | |
| 1993 | 1 | |
| 1990 | 1 | |
| 1974 | 1 | |
Disaster Declarations
How the 18 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 18 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3642 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-24 |
| 3616 | HURRICANE HELENE | EM | Tropical Storm | 2024-09-26 |
| 4600 | SEVERE STORMS AND TORNADOES | DR | Severe Storm | 2021-05-05 |
| 4579 | TROPICAL STORM ZETA | DR | Hurricane | 2021-01-12 |
| 4501 | COVID-19 PANDEMIC | DR | Biological | 2020-03-29 |
| 3464 | COVID-19 | EM | Biological | 2020-03-13 |
| 4338 | HURRICANE IRMA | DR | Hurricane | 2017-09-15 |
| 3387 | HURRICANE IRMA | EM | Hurricane | 2017-09-08 |
| 4259 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2016-02-26 |
| 4165 | SEVERE WINTER STORM | DR | Severe Ice Storm | 2014-03-06 |
| 3368 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2014-02-11 |
| 3218 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-05 |
| 1554 | HURRICANE IVAN | DR | Hurricane | 2004-09-18 |
| 1311 | SEVERE WINTER STORM | DR | Severe Storm | 2000-01-28 |
| 1071 | HURRICANE OPAL | DR | Hurricane | 1995-10-10 |
| 3097 | SEVERE SNOWFALL, WINTER STORM | EM | Snowstorm | 1993-03-15 |
| 857 | SEVERE STORMS, TORNAODES & FLOODING | DR | Severe Storm | 1990-02-23 |
| 425 | TORNADOES | DR | Tornado | 1974-04-05 |
Storm Events in Georgia
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Fannin County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 9,617 | 15 | 75 | $65.4M |
| Drought | 1,363 | 0 | 0 | $0 |
| Hail | 1,257 | 0 | 0 | $61.8M |
| Flash Flood | 1,154 | 0 | 3 | $29.3M |
| Tropical Storm | 655 | 28 | 19 | $855.3M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
87
Total Paid
$850.4K
Avg Per Claim
$9.8K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 56.5/100
Expected Annual Loss
Very Low
$14.4M/year
Social Vulnerability
Relatively High
Community Resilience
Relatively Low
Hazard Risk Breakdown
Landslide Relatively Moderate
Wildfire Relatively Low
Cold Wave Relatively Moderate
Earthquake Relatively Low
Riverine Flooding Relatively Low
Tornado Relatively Low
Lightning Relatively Moderate
Drought Relatively Low
Hurricane Relatively Low
Strong Wind Relatively Moderate
Ice Storm Relatively Low
Hail Relatively Low
Winter Weather Relatively Low
Heat Wave Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Landslide
Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.
Worth noting for Fannin County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Fannin County's closest FEMA peer: Fulton County, NY
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Fannin County. Record similarity, not a safety rating.
Closest declaration profiles
Fannin County shows 18 FEMA declarations, led by Hurricane.
Similar Major-disaster share
Fannin County: 11 of 18 of its declarations are Major.
Similar modeled NRI score
Fannin County: NRI composite 56.5 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Fannin County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Fannin County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 56.5 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 18. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Fannin County's NFIP claims file (87 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Fannin County?
The most common disaster type in Fannin County is Hurricane, with 6 declarations. Other disaster types include Severe Storm (4), Biological (2), Severe Ice Storm (2).
How does Fannin County's FEMA declaration record compare with the Georgia average?
FEMA lists 18 declaration records for Fannin County. That is 4% above the Georgia county mean of 17.4. Its count is also 13% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Fannin County received?
Fannin County has received 11 major disaster declarations, representing 61% of all 18 disaster declarations.
How many flood insurance claims has Fannin County filed?
Fannin County has 87 National Flood Insurance Program (NFIP) claims totaling $850.4K in payments, with an average of $9.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Fannin County?
No. In Fannin County, Landslide has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $8.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Fannin County?
The most active year for disaster declarations in Fannin County was 2014, with 2 declarations. The county has FEMA disaster data spanning 1974 to 2026.
What is the FEMA National Risk Index score for Fannin County?
According to the FEMA National Risk Index, Fannin County, Georgia has an overall risk score of 56.5 out of 100 (Relatively Low). Social vulnerability here rates Relatively High, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $14.4M in annualized losses.
Which natural hazard poses the greatest risk to Fannin County?
The top hazard flagged by FEMA's NRI for Fannin County as of the latest release is Landslide (risk rating: Relatively Moderate). Other significant hazards include Wildfire (Relatively Low) and Cold Wave (Relatively Moderate). FEMA's modeled event frequency puts landslide here at an average of 1.4 times per year. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Fannin County · vintage 2026-08-25 · Methodology · Georgia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events