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Florida · FEMA + NOAA + National Risk Index

Flagler County, FL

38 FEMA disaster declarations (1977-2025), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Hurricane.

38
FEMA declarations
22
Major disasters
83
NRI risk · Relatively Moderate
Hurricane
Top hazard

The verdict

Flagler County has a nationally busy FEMA history: 38 declarations, more than 95% of counties in this registry. But the state comparison tempers that reading: the total is 6% below the Florida county mean. FEMA's separate National Risk Index places the county in the riskiest 17%; that score models loss and vulnerability rather than counting declarations.

Riskiest 17%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
38
FEMA declarations vs 21 national county avg
2,153
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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How does Flagler County compare?

Flagler County vs. all counties in this dataset

FEMA disaster declarations, all-time

38 Top 5% higher than 95% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Flagler County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Florida county average

0/100100/100Florida avg76/10082.8/100
FEMA National Risk Index composite score vs. the Florida county average

What does Flagler County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 2,153 claims and $78.4M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $36.4K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

Start with the state benchmark: a Florida county averages 40.4 federal declaration records, while Flagler County has 38. The gap is 6% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 82.8/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Low (roughly $41.6M in annualized losses). Social vulnerability reads Relatively High and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Hurricane stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 4 years here, based on 86 historical events on record.

Declaration frequency

Nationally, Flagler County's 38 FEMA records form a high-volume history; within Florida, however, the count is 6% below the county mean. 22 entries carry the Major Disaster classification. The largest incident group is Hurricane, appearing 22 times. The full 48-year record averages 0.8 declarations annually. A DR label alone does not say whether Individual Assistance, Public Assistance, or both followed.

72 /100

Historical Activity Index

High historical activity

Flagler County, FL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
28/30

38 OpenFEMA declarations, full ingest window (1.8x national county average)

County Disaster Density Moderate
12/25

38 declarations (0.9x state county average of 40)

Major Disaster Share High
14/25

22 of 38 declarations are major disasters (58%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Flagler County

Historical Declaration Activity

Activity Band

High

vs. Florida Avg

-6%

State avg: 40.4

vs. National Avg

+83%

National avg: 20.7

Avg Per Year

0.8

Over 48 years

FEMA NRI 8-hazard radar - Flagler County

Flagler County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 48, Hurricane 70, Tornado 48, Wildfire 25, Drought 8, Heat Wave 25, Winter Storm 8. The simple mean of these eight displayed scores is 30 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 30 8-hazard mean
Flagler County NRI risk profile FIPS 12035 · displayed-hazard mean 30/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

38

Very high volume

Major Disaster share

58%

Major-heavy

NRI risk score

83

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Flagler County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hurricane Relatively High roughly once every 4 years
Wildfire Relatively Low roughly once every 193 years
Tornado Relatively Moderate roughly once every 3 years
Riverine Flooding Relatively Moderate an average of 1.3 times per year
Lightning Relatively Moderate an average of 68 times per year
Heat Wave Relatively Low 3.5 modeled event-days per year
Coastal Flooding Relatively Moderate an average of 1.4 times per year
Strong Wind Relatively Low an average of 1.1 times per year
Earthquake Very Low roughly once every 1,721 years
Landslide Very Low roughly once every 18 years
Drought Very Low 15 modeled event-days per year
Cold Wave Very Low an average of 2.7 times per year
Hail Very Low an average of 2.1 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 22
Tropical Storm 4
Severe Storm 4
Fire 3
Biological 2
Freezing 2
Coastal Storm 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Flagler County's federal record, 58% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 22 57.9%

of all 38 declarations

Emergency - 14 36.8%

of all 38 declarations

Fire Management - 2 5.3%

of all 38 declarations

FEMA Declarations Timeline

Year Declarations
2025 2
2024 2
2023 4
2022 2
2020 4
2019 1
2017 4
2009 1
2008 2
2007 1
2005 1
2004 4
2001 2
2000 3
1999 2
Show 2 earlier declaration years
1998 2
1977 1

Disaster Declarations

How the 38 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 38 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4834 HURRICANE MILTON DR Hurricane 2024-10-11
3622 HURRICANE MILTON EM Hurricane 2024-10-07
4806 HURRICANE DEBBY DR Tropical Storm 2024-08-10
3605 TROPICAL STORM DEBBY EM Tropical Storm 2024-08-03
4734 HURRICANE IDALIA DR Hurricane 2023-08-31
3596 TROPICAL STORM IDALIA EM Tropical Storm 2023-08-28
4680 HURRICANE NICOLE DR Hurricane 2022-12-13
3587 TROPICAL STORM NICOLE EM Tropical Storm 2022-11-08
4673 HURRICANE IAN DR Hurricane 2022-09-29
3584 TROPICAL STORM IAN EM Hurricane 2022-09-24
3533 HURRICANE ISAIAS EM Hurricane 2020-08-01
4486 COVID-19 PANDEMIC DR Biological 2020-03-25
3432 COVID-19 EM Biological 2020-03-13
4468 HURRICANE DORIAN DR Hurricane 2019-10-21
3419 HURRICANE DORIAN EM Hurricane 2019-08-30
4337 HURRICANE IRMA DR Hurricane 2017-09-10
3385 HURRICANE IRMA EM Hurricane 2017-09-05
4283 HURRICANE MATTHEW DR Hurricane 2016-10-08
3377 HURRICANE MATTHEW EM Hurricane 2016-10-06
1840 SEVERE STORMS, FLOODING, TORNADOES, AND STRAIGHT-LINE WINDS DR Severe Storm 2009-05-27
Show 18 earlier declaration records
DR# Title Type Incident Date
1785 TROPICAL STORM FAY DR Severe Storm 2008-08-24
3288 TROPICAL STORM FAY EM Severe Storm 2008-08-21
2687 DELAND FIRE COMPLEX FM Fire 2007-05-02
3220 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1561 HURRICANE JEANNE DR Hurricane 2004-09-26
1551 HURRICANE IVAN DR Hurricane 2004-09-16
1545 HURRICANE FRANCES DR Hurricane 2004-09-04
1539 TROPICAL STORM BONNIE AND HURRICANE CHARLEY DR Hurricane 2004-08-13
1393 SEVERE STORMS, TORNADOES AND FLOODING ASSOCIATED WITH TROPICAL STORM GABRIELLE DR Coastal Storm 2001-09-28
1359 SEVERE FREEZE DR Freezing 2001-02-05
2302 FL, BUNNELL FIRE COMPLEX FM Fire 2000-05-28
1306 FL-HURRICANE IRENE-DR-REQ DR Hurricane 1999-10-20
3150 TROPICAL STORM IRENE - FLORIDA EM Hurricane 1999-10-15
1300 HURRICANE FLOYD MAJOR DISASTER DECLARATIONS DR Hurricane 1999-09-22
3143 HURRICANE FLOYD EMERGENCY DECLARATIONS EM Hurricane 1999-09-14
1223 EXTREME FIRE HAZARD DR Fire 1998-06-18
1195 SEVERE STORMS, HIGH WINDS, TORNADOES, AND FLOODING DR Severe Storm 1998-01-06
526 SEVERE WINTER WEATHER DR Freezing 1977-01-31

Storm Events in Florida

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Flagler County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,243 17 45 $24.8M
Hail 1,012 0 0 $564.6K
Heavy Rain 865 2 3 $200.0K
Flood 826 9 0 $2.0B
Tropical Storm 767 92 6 $4.9B

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

2,153

Total Paid

$78.4M

Avg Per Claim

$36.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 82.8/100

Expected Annual Loss

Relatively Low

$41.6M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Hurricane Relatively High
Wildfire Relatively Low
Tornado Relatively Moderate
Riverine Flooding Relatively Moderate
Lightning Relatively Moderate
Heat Wave Relatively Low
Coastal Flooding Relatively Moderate
Strong Wind Relatively Low
Earthquake Very Low
Landslide Very Low
Drought Very Low
Cold Wave Very Low
Hail Very Low
Winter Weather No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hurricane

Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.

For Flagler County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively High), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Flagler County's closest FEMA peer: Suffolk County, MA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Flagler County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Flagler County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Flagler County's NFIP claims file (2,153 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Flagler County?
The most common disaster type in Flagler County is Hurricane, with 22 declarations. Other disaster types include Tropical Storm (4), Severe Storm (4), Fire (3).
How does Flagler County's FEMA declaration record compare with the Florida average?
The typical Florida county has 40.4 FEMA declaration records; Flagler County has 38, or 6% fewer. Against the national county mean of 20.7, this county's total is 83% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Flagler County received?
Flagler County has received 22 major disaster declarations, representing 58% of all 38 disaster declarations.
How many flood insurance claims has Flagler County filed?
Flagler County has 2,153 National Flood Insurance Program (NFIP) claims totaling $78.4M in payments, with an average of $36.4K per claim.
What was the worst year for disasters in Flagler County?
The most active year for disaster declarations in Flagler County was 2004, with 4 declarations. The county has FEMA disaster data spanning 1977 to 2025.
What is the FEMA National Risk Index score for Flagler County?
According to the FEMA National Risk Index, Flagler County, Florida has an overall risk score of 82.8 out of 100 (Relatively Moderate). The county's social vulnerability rating is Relatively High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $41.6M in annualized losses.
Which natural hazard poses the greatest risk to Flagler County?
FEMA's NRI data points to Flagler County is Hurricane (risk rating: Relatively High). Other significant hazards include Wildfire (Relatively Low) and Tornado (Relatively Moderate). FEMA's modeled event frequency puts hurricane here at roughly once every 4 years, drawn from 86 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Flagler County

Against a Florida county mean of 40 declarations, Flagler County, FL records 38, or 6% fewer. PlainHazard classifies that historical total as high activity.

  • Major Disaster is the largest group (22 of 38) in a declaration history that remains below its state benchmark; frequency here is not a forecast. Florida overview
  • Nationally the county exceeds 95% of recorded county totals, but its own Florida benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
  • The large NFIP claims file and FEMA declaration history measure different federal records; the guide explains where they overlap and where they do not. Disaster-data guide

A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.