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Floyd County, IN

2 FEMA disaster declarations (2025–2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Winter Storm.

2
FEMA declarations
1
Major disasters
75
NRI risk · Relatively Low
Winter Storm
Top hazard

FEMA's National Risk Index places Floyd County in the top 25% of U.S. counties for overall natural-hazard risk, and its FEMA disaster-declaration count is higher than 22% of all 2,729 counties tracked.

How does Floyd County compare?

FEMA disaster declarations, this county versus the Indiana county average and the national county average.

Floyd County
2
Indiana county avg
1.4
National county avg
3.7

How disaster-prone is Floyd County?

Floyd County, Indiana has recorded 2 FEMA disaster declarations between 2025 and 2026, of which 1 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 2.0 declarations per year across a 1-year record, or roughly 42% above the Indiana county average of 1.4 and 47% below the national county average of 3.7. Declaration counts reflect federal recognition of event severity, not pure hazard frequency — smaller incidents handled locally never appear in FEMA's ledger.

The dominant disaster type on record is Winter Storm, with 1 of 2 declarations falling under this category. FEMA's National Risk Index assigns this county an overall risk rating of Relatively Low (composite score 75.4/100), driven by an Expected Annual Loss rating of Relatively Low equivalent to roughly $37.4M in annualized losses. Social vulnerability scores Relatively Low and community resilience scores Relatively High — two factors that modify raw hazard exposure into actual harm. The single highest-risk natural hazard identified for this county is Strong Wind (Relatively High).

NFIP flood insurance claims data for this county is not present in the FEMA claims extract, which typically indicates either low historical flood activity or low policy penetration. Taken together, these indicators place Floyd County at a low relative risk level for federally recognized disasters. Households should pair this historical lens with forward-looking hazard maps — flood zones, wildfire risk overlays, and seismic zones published by FEMA and state emergency management — before making preparedness, insurance, or relocation decisions.

Risk Assessment

How Floyd County's disaster history compares to state and national averages.

Risk Level

Low

vs. Indiana Avg

+42%

State avg: 1.4

vs. National Avg

-47%

National avg: 3.7

Avg Per Year

2.0

Over 1 years

FEMA NRI 8-hazard radar — Floyd County

Floyd County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 25, Flood 0, Hurricane 8, Tornado 70, Wildfire 8, Drought 8, Heat Wave 25, Winter Storm 48. Overall composite 24 of 100, classified Low. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 24 composite
Floyd County NRI risk profile FIPS 18043 · composite 24/100 (Low)

The radar plots Floyd County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance.

FEMA Records

2

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

18043

IN state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Breakdown of 2 FEMA disaster declarations in Floyd County by incident type.

Winter Storm 1
Flood 1

Declaration Types

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency — 1 50.0%

of all 2 declarations

Major Disaster — 1 50.0%

of all 2 declarations

FEMA Declarations Timeline

Disaster declarations per year for Floyd County.

Year Declarations
2026 1
2025 1

Disaster Declarations

All 2 FEMA disaster declarations for Floyd County, Indiana.

DR# Title Type Incident Date
3641 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4882 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Flood 2025-07-22

Storm Events in Indiana

NOAA severe weather data for Indiana (2015–2025). Storm event data is tracked at the state level.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,600 17 84 $63.6M
Hail 1,774 0 0 $1.8M
Winter Weather 1,278 33 82 $2.8M
Flood 917 15 3 $16.1M
Flash Flood 731 14 5 $106.0M

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

FEMA's composite risk score combining 18 natural hazard types, social vulnerability, and community resilience for Floyd County.

Overall Risk

Relatively Low

Score: 75.4/100

Expected Annual Loss

Relatively Low

$37.4M/year

Social Vulnerability

Relatively Low

Community Resilience

Relatively High

Hazard Risk Breakdown

Risk rating for each of the 18 FEMA NRI natural hazard types in Floyd County.

Strong Wind Relatively High
Tornado Relatively High
Cold Wave Relatively Moderate
Winter Weather Relatively Moderate
Earthquake Relatively Low
Lightning Relatively Moderate
Ice Storm Relatively Moderate
Heat Wave Relatively Low
Hail Relatively Low
Landslide Very Low
Drought Very Low
Wildfire Very Low
Hurricane Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Indiana

Other Indiana counties with similar disaster declaration counts.

Disaster Preparedness Guides

Frequently Asked Questions

How many natural disasters has Floyd County, Indiana had?
Floyd County, Indiana has received 2 FEMA disaster declarations from 2025 to 2026. Of these, 1 were major disaster declarations.
What is the most common disaster type in Floyd County?
The most common disaster type in Floyd County is Winter Storm, with 1 declaration. Other disaster types include Flood (1).
How does Floyd County's disaster risk compare to the Indiana average?
Floyd County has 2 disaster declarations, which is 42% higher than the Indiana county average of 1.4 declarations. Compared to the national county average of 3.7, it is 47% lower.
How many major FEMA disaster declarations has Floyd County received?
Floyd County has received 1 major disaster declaration, representing 50% of all 2 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Indiana?
The most common storm types in Indiana include Thunderstorm Wind (5,600 events), Hail (1,774 events), Winter Weather (1,278 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Floyd County?
The most active year for disaster declarations in Floyd County was 2025, with 1 declaration. The county has FEMA disaster data spanning 2025 to 2026.
What is the overall disaster risk level for Floyd County?
Based on FEMA declaration history, Floyd County has a low disaster risk level with 2 total declarations. This county has relatively few disaster declarations compared to the national average.
What is the FEMA National Risk Index score for Floyd County?
According to the FEMA National Risk Index, Floyd County, Indiana has an overall risk score of 75.4 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Low and community resilience is Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $37.4M in annualized losses.
Which natural hazard poses the greatest risk to Floyd County?
Based on FEMA NRI data, the highest-risk natural hazard in Floyd County is Strong Wind (risk rating: Relatively High). Other significant hazards include Tornado (Relatively High) and Cold Wave (Relatively Moderate). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.

Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Floyd County

Floyd County, IN has 2 FEMA disaster declarations on record — a low historical disaster load, 42% above the Indiana county average.

  • Its most common federal declaration type is emergency (1 of 2) — know the hazards most likely here before they happen. Indiana overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

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