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Indiana · FEMA + NOAA + National Risk Index

Clinton County, IN

15 FEMA disaster declarations (1965-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

15
FEMA declarations
10
Major disasters
31
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Clinton County has a nationally busy FEMA history: 15 declarations, more than 23% of counties in this registry. But the state comparison tempers that reading: the total is 12% below the Indiana county mean. FEMA's separate National Risk Index places the county safer than 31%; that score models loss and vulnerability rather than counting declarations.

Safer than 31%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
15
FEMA declarations vs 21 national county avg
25
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 18023 · Clinton County 15 declarations · rank 2465/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 15
  • MAJOR-MID 67%
  • RANK-LOWER #2,465
  • PHOTO-FINISH Polk
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -12%

Nearest declaration peer: Polk, OR (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Indiana state profile

Clinton County among counties with fewer federal records

FEMA declaration records among Clinton County and nearest peers by total count

declarations

What this shows Clinton County carries 15 FEMA declaration records, ranked 2465 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Clinton County versus quieter counties in this dataset

Clinton County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Clinton County

15 23rd percentile higher than 23% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Clinton County's FEMA Risk Index score

0/100100/100Indiana avg46/10030.5/100
FEMA National Risk Index composite score vs. the Indiana county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Clinton County is led by Riverine Flooding (about $4.6M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Hail carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Clinton County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 30.5/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $11.0M in annualized losses). Social vulnerability (Relatively Low) and community resilience (Relatively High) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Hail carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 4.3 times per year here, based on 164 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 25 claims and $371.6K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Indiana county averages 17.1 federal declaration records, while Clinton County has 15. The gap is 12% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

59 /100

Historical Activity Index

High historical activity

Clinton County, IN · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
11/30

15 OpenFEMA declarations, full ingest window (0.7x national county average)

County Disaster Density Moderate
11/25

15 declarations (0.9x state county average of 17)

Major Disaster Share High
17/25

10 of 15 declarations are major disasters (67%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Clinton County

FEMA NRI 8-hazard radar - Clinton County

Clinton County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 8, Hurricane 8, Tornado 25, Wildfire 8, Drought 48, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 22 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 22 8-hazard mean
Clinton County NRI risk profile FIPS 18023 · displayed-hazard mean 22/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

15

Below median

Major Disaster share

67%

Major-heavy

NRI risk score

31

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Clinton County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hail Relatively Moderate an average of 4.3 times per year
Strong Wind Relatively Moderate an average of 5 times per year
Drought Relatively Moderate 1.3 modeled event-days per year
Winter Weather Relatively Low an average of 9.8 times per year
Earthquake Relatively Low roughly once every 545 years
Cold Wave Relatively Low an average of 3.7 times per year
Tornado Relatively Low roughly once every 3 years
Heat Wave Relatively Low 4.4 modeled event-days per year
Ice Storm Relatively Low roughly once every 1 years
Riverine Flooding Very Low an average of 1.2 times per year
Landslide Very Low roughly once every 15 years
Hurricane Very Low roughly once every 67 years
Lightning Relatively Low an average of 46 times per year
Wildfire Very Low roughly once every 73,530 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 5
Biological 2
Snowstorm 2
Flood 2
Winter Storm 1
Hurricane 1
Severe Ice Storm 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Clinton County's record, 33% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 10 66.7%

of all 15 declarations

Emergency - 5 33.3%

of all 15 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2023 1
2020 2
2014 1
2007 1
2005 2
2004 1
2003 1
1999 1
1996 1
1991 2
1965 1

Disaster Declarations

How the 15 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 15 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3641 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4704 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2023-04-15
4515 COVID-19 PANDEMIC DR Biological 2020-04-03
3456 COVID-19 EM Biological 2020-03-13
4173 SEVERE WINTER STORM AND SNOWSTORM DR Severe Storm 2014-04-22
3274 SNOW EM Snowstorm 2007-03-12
3238 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1573 SEVERE WINTER STORMS AND FLOODING DR Severe Storm 2005-01-21
1520 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2004-06-03
1476 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2003-07-11
3135 IN-WINTER STORM 12/23/98 EM Snowstorm 1999-01-15
1109 BLIZZARD OF 96 DR Flood 1996-04-02
899 SEVERE ICE STORM DR Severe Ice Storm 1991-03-29
891 SEVERE STORMS & FLOODING DR Flood 1991-01-05
189 TORNADOES & SEVERE STORMS DR Tornado 1965-04-14

Storm Events in Indiana

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Clinton County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,886 16 73 $57.6M
Hail 1,643 0 0 $1.7M
Winter Weather 1,166 32 80 $2.5M
Flood 850 13 3 $16.0M
Flash Flood 648 14 5 $97.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

25

Total Paid

$371.6K

Avg Per Claim

$14.9K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 30.5/100

Expected Annual Loss

Very Low

$11.0M/year

Social Vulnerability

Relatively Low

Community Resilience

Relatively High

Hazard Risk Breakdown

Hail Relatively Moderate
Strong Wind Relatively Moderate
Drought Relatively Moderate
Winter Weather Relatively Low
Earthquake Relatively Low
Cold Wave Relatively Low
Tornado Relatively Low
Heat Wave Relatively Low
Ice Storm Relatively Low
Riverine Flooding Very Low
Landslide Very Low
Hurricane Very Low
Lightning Relatively Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hail

Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.

For Clinton County the two measures on this page point the same way: Hail is the county's highest-rated modeled hazard (Relatively Moderate), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Clinton County's closest FEMA peer: Marion County, OR

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Clinton County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Clinton County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Clinton County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 15 FEMA declarations, Clinton County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Clinton County?
The most common disaster type in Clinton County is Severe Storm, with 5 declarations. Other disaster types include Biological (2), Snowstorm (2), Flood (2).
How does Clinton County's FEMA declaration record compare with the Indiana average?
The typical Indiana county has 17.1 FEMA declaration records; Clinton County has 15, or 12% fewer. Against the national county mean of 20.7, this county's total is 28% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Clinton County received?
Clinton County has received 10 major disaster declarations, representing 67% of all 15 disaster declarations.
How many flood insurance claims has Clinton County filed?
Clinton County has 25 National Flood Insurance Program (NFIP) claims totaling $371.6K in payments, with an average of $14.9K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Clinton County?
No. In Clinton County, Hail has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $4.6M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Clinton County?
The most active year for disaster declarations in Clinton County was 1991, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2026.
What is the FEMA National Risk Index score for Clinton County?
According to the FEMA National Risk Index, Clinton County, Indiana has an overall risk score of 30.5 out of 100 (Very Low). The county's social vulnerability rating is Relatively Low and community resilience is Relatively High. The Expected Annual Loss (EAL) score is Very Low, representing $11.0M in annualized losses.
Which natural hazard poses the greatest risk to Clinton County?
FEMA's NRI data points to Clinton County as of the latest release is Hail (risk rating: Relatively Moderate). Other significant hazards include Strong Wind (Relatively Moderate) and Drought (Relatively Moderate). FEMA's modeled event frequency puts hail here at an average of 4.3 times per year, drawn from 164 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Clinton County · vintage 2026-08-25 · Methodology · Indiana profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events