FEMA Records
14
Low volume
Georgia · FEMA + NOAA + National Risk Index
Gwinnett County, GA
14 FEMA disaster declarations (1977-2026), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Hurricane.
- 14
- FEMA declarations
- 6
- Major disasters
- 95
- NRI risk · Relatively High
- Hurricane
- Top hazard
The verdict
Gwinnett County has a nationally busy FEMA history: 14 declarations, more than 20% of counties in this registry. But the state comparison tempers that reading: the total is 19% below the Georgia county mean. FEMA's separate National Risk Index places the county in the riskiest 5%; that score models loss and vulnerability rather than counting declarations.
- Riskiest 5%
- of U.S. counties for FEMA National Risk Index score
- Relatively High
- FEMA National Risk Index rating
- 14
- FEMA declarations vs 21 national county avg
- 487
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 13135 · Gwinnett County 14 declarations · rank 2560/3,266
DECL-MID · MAJOR-LIGHT · RANK-LOWER · PHOTO-FINISH · NRI-HIGH · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-MID 14
- MAJOR-LIGHT 43%
- RANK-LOWER #2,560
- PHOTO-FINISH Pulaski
- NRI-HIGH 95
- ACT-HIGH High
- TYPE-LEAD Hurricane
- VS-ST-BELOW -19%
Nearest declaration peer: Pulaski, IL (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Georgia state profile
Gwinnett County among counties with fewer federal records
FEMA declaration records among Gwinnett County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Franklin (city) · near 14
Franklin (city) · near
14 declarations
- Gwinnett · this county 14
Gwinnett · this county
14 declarations
- Harris · near 14
Harris · near
14 declarations
- Pulaski · near 14
Pulaski · near
14 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Gwinnett County carries 14 FEMA declaration records, ranked 2560 of 3,266 counties in this registry.
Gwinnett County versus quieter counties in this dataset
Gwinnett County among lower-declaration counties nationally
FEMA disaster declarations, all-time · Gwinnett County
14 20th percentile higher than 20% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Gwinnett County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Gwinnett County is led by Riverine Flooding (about $144.9M Expected Annual Loss, Historical Loss Ratio Relatively High), while Lightning carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Gwinnett County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 487 paid claims, totaling $10.4M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $21.4K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
Start with the state benchmark: a Georgia county averages 17.4 federal declaration records, while Gwinnett County has 14. The gap is 19% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
FEMA National Risk Index
This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 95.4/100 (Relatively High). Expected Annual Loss is rated Relatively High (roughly $211.5M in annualized losses). Social vulnerability reads Relatively Low and community resilience Very Low, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Lightning stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 60 times per year here, based on 415,149 historical events on record.
51 /100
Historical Activity Index
High historical activity
Gwinnett County, GA · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
10/30
14 OpenFEMA declarations, full ingest window (0.7x national county average)
County Disaster Density Moderate
10/25
14 declarations (0.8x state county average of 17)
Major Disaster Share Moderate
11/25
6 of 14 declarations are major disasters (43%)
Hazard Diversity Very High
20/20
8 different disaster types declared in Gwinnett County
FEMA NRI 8-hazard radar - Gwinnett County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
43%
Mixed major share
NRI risk score
95
Relatively High
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Gwinnett County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Lightning | Very High | an average of 60 times per year |
| Hail | Relatively High | an average of 5.3 times per year |
| Tornado | Relatively High | roughly once every 4 years |
| Riverine Flooding | Relatively High | an average of 1.2 times per year |
| Ice Storm | Relatively High | an average of 1.2 times per year |
| Cold Wave | Relatively High | roughly once every 1 years |
| Earthquake | Relatively Moderate | roughly once every 511 years |
| Heat Wave | Relatively Moderate | 2.3 modeled event-days per year |
| Strong Wind | Relatively High | an average of 2.5 times per year |
| Landslide | Relatively Low | roughly once every 3 years |
| Hurricane | Relatively Low | roughly once every 31 years |
| Winter Weather | Relatively Moderate | an average of 2.9 times per year |
| Drought | Relatively Low | 33 modeled event-days per year |
| Wildfire | Very Low | roughly once every 29,390 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 4
Severe Storm 3
Biological 2
Winter Storm 1
Tropical Storm 1
Severe Ice Storm 1
Snowstorm 1
Drought 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Gwinnett County's federal record, 29% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Emergency - 8 57.1%
of all 14 declarations
Major Disaster - 6 42.9%
of all 14 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2024 | 1 | |
| 2020 | 2 | |
| 2017 | 2 | |
| 2014 | 1 | |
| 2009 | 1 | |
| 2005 | 1 | |
| 2000 | 1 | |
| 1998 | 1 | |
| 1996 | 1 | |
| 1993 | 1 | |
| 1977 | 1 | |
Disaster Declarations
How the 14 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 14 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3642 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-24 |
| 3616 | HURRICANE HELENE | EM | Tropical Storm | 2024-09-26 |
| 4501 | COVID-19 PANDEMIC | DR | Biological | 2020-03-29 |
| 3464 | COVID-19 | EM | Biological | 2020-03-13 |
| 4338 | HURRICANE IRMA | DR | Hurricane | 2017-09-15 |
| 3387 | HURRICANE IRMA | EM | Hurricane | 2017-09-08 |
| 3368 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2014-02-11 |
| 1858 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2009-09-24 |
| 3218 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-05 |
| 1311 | SEVERE WINTER STORM | DR | Severe Storm | 2000-01-28 |
| 1209 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 1998-03-11 |
| 1071 | HURRICANE OPAL | DR | Hurricane | 1995-10-10 |
| 3097 | SEVERE SNOWFALL, WINTER STORM | EM | Snowstorm | 1993-03-15 |
| 3044 | DROUGHT | EM | Drought | 1977-07-20 |
Storm Events in Georgia
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Gwinnett County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 9,617 | 15 | 75 | $65.4M |
| Drought | 1,363 | 0 | 0 | $0 |
| Hail | 1,257 | 0 | 0 | $61.8M |
| Flash Flood | 1,154 | 0 | 3 | $29.3M |
| Tropical Storm | 655 | 28 | 19 | $855.3M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
487
Total Paid
$10.4M
Avg Per Claim
$21.4K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively High
Score: 95.4/100
Expected Annual Loss
Relatively High
$211.5M/year
Social Vulnerability
Relatively Low
Community Resilience
Very Low
Hazard Risk Breakdown
Lightning Very High
Hail Relatively High
Tornado Relatively High
Riverine Flooding Relatively High
Ice Storm Relatively High
Cold Wave Relatively High
Earthquake Relatively Moderate
Heat Wave Relatively Moderate
Strong Wind Relatively High
Landslide Relatively Low
Hurricane Relatively Low
Winter Weather Relatively Moderate
Drought Relatively Low
Wildfire Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Lightning
Lightning is modeled as a high-frequency, low-per-event hazard: strike counts are large, but each strike affects a very small area. Its aggregate cost accumulates through structure fires, electrical and electronic damage, and it is one of the few hazards whose risk is essentially continuous through the season rather than episodic.
Worth noting for Gwinnett County: the model and the federal record do NOT point at the same hazard. Lightning carries the highest modeled rating (Very High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Gwinnett County's closest FEMA peer: El Paso County, TX
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Gwinnett County. Record similarity, not a safety rating.
Similar modeled NRI score
Gwinnett County: NRI composite 95.4 (Relatively High).
Similar Major-disaster share
Gwinnett County: 6 of 14 of its declarations are Major.
Closest declaration profiles
Gwinnett County shows 14 FEMA declarations, led by Hurricane.
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Gwinnett County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Gwinnett County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 95.4 (Relatively High).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 14. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Gwinnett County's NFIP claims file (487 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Gwinnett County?
The most common disaster type in Gwinnett County is Hurricane, with 4 declarations. Other disaster types include Severe Storm (3), Biological (2), Winter Storm (1).
How does Gwinnett County's FEMA declaration record compare with the Georgia average?
The typical Georgia county has 17.4 FEMA declaration records; Gwinnett County has 14, or 19% fewer. Against the national county mean of 20.7, this county's total is 32% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Gwinnett County received?
Gwinnett County has received 6 major disaster declarations, representing 43% of all 14 disaster declarations.
How many flood insurance claims has Gwinnett County filed?
Gwinnett County has 487 National Flood Insurance Program (NFIP) claims totaling $10.4M in payments, with an average of $21.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Gwinnett County?
No. In Gwinnett County, Lightning has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $144.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Gwinnett County?
The most active year for disaster declarations in Gwinnett County was 2017, with 2 declarations. The county has FEMA disaster data spanning 1977 to 2026.
What is the FEMA National Risk Index score for Gwinnett County?
According to the FEMA National Risk Index, Gwinnett County, Georgia has an overall risk score of 95.4 out of 100 (Relatively High). On social vulnerability the county rates Relatively Low; on community resilience, Very Low. The Expected Annual Loss (EAL) score is Relatively High, representing $211.5M in annualized losses.
Which natural hazard poses the greatest risk to Gwinnett County?
The top hazard flagged by FEMA's NRI for Gwinnett County as of the latest release is Lightning (risk rating: Very High). Other significant hazards include Hail (Relatively High) and Tornado (Relatively High). FEMA's modeled event frequency puts lightning here at an average of 60 times per year, drawn from 415,149 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Gwinnett County · vintage 2026-08-25 · Methodology · Georgia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events