FEMA Records
22
Above median
Virginia · FEMA + NOAA + National Risk Index
Highland County, VA
22 FEMA disaster declarations (1977-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Hurricane.
- 22
- FEMA declarations
- 15
- Major disasters
- 3
- NRI risk · Very Low
- Hurricane
- Top hazard
The verdict
Two federal records point in the busier direction for Highland County. Its 22 FEMA declarations are 8% above the Virginia county mean and exceed the count for 57% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 3%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Safer than 3%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 22
- FEMA declarations vs 21 national county avg
- 6
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 51091 · Highland County 22 declarations · rank 1304/3,266
DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE
- DECL-HEAVY 22
- MAJOR-MID 68%
- RANK-LOWER #1,304
- PHOTO-FINISH Hardy
- NRI-LOW Very Low
- ACT-HIGH High
- TYPE-LEAD Hurricane
- VS-ST-ABOVE +8%
Nearest declaration peer: Hardy, WV (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Virginia state profile
Highland County in the declaration-count neighbourhood
FEMA declaration records among Highland County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Hardy · near 22
Hardy · near
22 declarations
- Highland · this county 22
Highland · this county
22 declarations
- Prairie · near 22
Prairie · near
22 declarations
- St. Francis · near 22
St. Francis · near
22 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Highland County carries 22 FEMA declaration records, ranked 1304 of 3,266 counties in this registry.
How Highland County's FEMA declaration count compares nationally
Highland County vs. all counties in this dataset
FEMA disaster declarations, all-time · Highland County
22 Top 43% higher than 57% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Highland County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Highland County is led by Riverine Flooding (about $1.4M Expected Annual Loss, Historical Loss Ratio Very High), while Landslide carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Highland County's hazard record show?
FEMA National Risk Index
This county sits at the very bottom of FEMA's National Risk Index nationally, a composite score of 2.5/100 (rated Very Low). Projected losses are minimal, Expected Annual Loss reads Very Low (roughly $2.2M in annualized losses), and the county's exposure is shaped by a Relatively Moderate social-vulnerability profile and Relatively High community resilience. Even the county's top-rated hazard, Landslide, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at an average of 1 time per year here.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 6 claims and $55.0K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
The declaration register points in the busier direction. Highland County's 22 federal records stand 8% above the Virginia county mean of 20.4. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
64 /100
Historical Activity Index
High historical activity
Highland County, VA · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
16/30
22 OpenFEMA declarations, full ingest window (1.1x national county average)
County Disaster Density High
13/25
22 declarations (1.1x state county average of 20)
Major Disaster Share High
17/25
15 of 22 declarations are major disasters (68%)
Hazard Diversity Very High
18/20
7 different disaster types declared in Highland County
FEMA NRI 8-hazard radar - Highland County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
68%
Major-heavy
NRI risk score
3
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Highland County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Landslide | Relatively Low | an average of 1 time per year |
| Avalanche | Very Low | roughly once every 100 years |
| Drought | Relatively Low | 3.9 modeled event-days per year |
| Hurricane | Very Low | roughly once every 51 years |
| Cold Wave | Relatively Low | an average of 7.5 times per year |
| Lightning | Very Low | an average of 40 times per year |
| Earthquake | Very Low | roughly once every 1,361 years |
| Wildfire | Very Low | roughly once every 824 years |
| Winter Weather | Very Low | an average of 23 times per year |
| Riverine Flooding | Very Low | roughly once every 2 years |
| Strong Wind | Very Low | an average of 1.7 times per year |
| Hail | Very Low | an average of 1.7 times per year |
| Ice Storm | Very Low | roughly once every 3 years |
| Tornado | Very Low | roughly once every 24 years |
| Heat Wave | Very Low | 0.1 modeled event-days per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 6
Snowstorm 5
Severe Storm 5
Biological 2
Flood 2
Winter Storm 1
Drought 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Highland County's federal record, 27% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 15 68.2%
of all 22 declarations
Emergency - 7 31.8%
of all 22 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2020 | 2 | |
| 2018 | 1 | |
| 2016 | 1 | |
| 2013 | 2 | |
| 2012 | 1 | |
| 2010 | 2 | |
| 2006 | 1 | |
| 2005 | 1 | |
| 2003 | 2 | |
| 2000 | 1 | |
| 1996 | 3 | |
| 1994 | 1 | |
| 1993 | 1 | |
| 1986 | 1 | |
Show 1 earlier declaration years
| 1977 | 1 | |
Disaster Declarations
How the 22 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 22 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3631 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-23 |
| 4512 | COVID-19 PANDEMIC | DR | Biological | 2020-04-02 |
| 3448 | COVID-19 | EM | Biological | 2020-03-13 |
| 3403 | HURRICANE FLORENCE | EM | Hurricane | 2018-09-11 |
| 4262 | SEVERE WINTER STORM AND SNOWSTORM | DR | Snowstorm | 2016-03-07 |
| 4092 | HURRICANE SANDY | DR | Hurricane | 2012-11-26 |
| 3359 | HURRICANE SANDY | EM | Hurricane | 2012-10-29 |
| 4072 | SEVERE STORMS AND STRAIGHT-LINE WINDS | DR | Severe Storm | 2012-07-27 |
| 1905 | SEVERE WINTER STORMS AND SNOWSTORMS | DR | Snowstorm | 2010-04-27 |
| 1874 | SEVERE WINTER STORM AND SNOWSTORM | DR | Snowstorm | 2010-02-16 |
| 1655 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2006-07-13 |
| 3240 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-12 |
| 1491 | HURRICANE ISABEL | DR | Hurricane | 2003-09-18 |
| 1458 | SEVERE WINTER STORM, RECORD/NEAR RECORD SNOWFALL, HEAVY RAIN,FLOODIND, AND MUDSLIDE | DR | Severe Storm | 2003-03-27 |
| 1318 | SEVERE WINTER STORMS | DR | Severe Storm | 2000-02-28 |
| 1135 | HURRICANE FRAN AND ASSOCIATED SEVERE STORM COND | DR | Hurricane | 1996-09-06 |
| 1098 | FLOODING, HIGH WINDS, AND WIND DRIVEN RAIN | DR | Flood | 1996-01-27 |
| 1086 | BLIZZARD OF 96 (SEVERE SNOW STORM) | DR | Snowstorm | 1996-01-13 |
| 1021 | SEVERE WINTER ICE STORM | DR | Severe Storm | 1994-04-11 |
| 3112 | SEVERE WINTER STORM | EM | Snowstorm | 1993-03-25 |
Show 2 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 755 | SEVERE STORMS & FLOODING | DR | Flood | 1985-11-09 |
| 3046 | DROUGHT | EM | Drought | 1977-07-23 |
Storm Events in Virginia
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Highland County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 8,940 | 13 | 31 | $123.1M |
| Flood | 2,300 | 4 | 0 | $85.1M |
| Winter Weather | 2,049 | 6 | 32 | $902.0K |
| Flash Flood | 1,942 | 13 | 4 | $244.2M |
| Heavy Rain | 1,566 | 0 | 0 | $2.5M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
6
Total Paid
$55.0K
Avg Per Claim
$9.2K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Very Low
Score: 2.5/100
Expected Annual Loss
Very Low
$2.2M/year
Social Vulnerability
Relatively Moderate
Community Resilience
Relatively High
Hazard Risk Breakdown
Landslide Relatively Low
Avalanche Very Low
Drought Relatively Low
Hurricane Very Low
Cold Wave Relatively Low
Lightning Very Low
Earthquake Very Low
Wildfire Very Low
Winter Weather Very Low
Riverine Flooding Very Low
Strong Wind Very Low
Hail Very Low
Ice Storm Very Low
Tornado Very Low
Heat Wave Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Landslide
Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.
Worth noting for Highland County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Highland County's closest FEMA peer: Cooke County, TX
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Highland County. Record similarity, not a safety rating.
Closest declaration profiles
Highland County shows 22 FEMA declarations, led by Hurricane.
Similar Major-disaster share
Highland County: 15 of 22 of its declarations are Major.
Similar modeled NRI score
Highland County: NRI composite 2.5 (Very Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Highland County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Highland County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 2.5 (Very Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 22. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Most disaster-prone counties
With 22 FEMA declarations, Highland County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Highland County?
The most common disaster type in Highland County is Hurricane, with 6 declarations. Other disaster types include Snowstorm (5), Severe Storm (5), Biological (2).
How does Highland County's FEMA declaration record compare with the Virginia average?
FEMA lists 22 declaration records for Highland County. That is 8% above the Virginia county mean of 20.4. Its count is also 6% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Highland County received?
Highland County has received 15 major disaster declarations, representing 68% of all 22 disaster declarations.
How many flood insurance claims has Highland County filed?
Highland County has 6 National Flood Insurance Program (NFIP) claims totaling $55.0K in payments, with an average of $9.2K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Highland County?
No. In Highland County, Landslide has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $1.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Highland County?
The most active year for disaster declarations in Highland County was 1996, with 3 declarations. The county has FEMA disaster data spanning 1977 to 2026.
What is the FEMA National Risk Index score for Highland County?
According to the FEMA National Risk Index, Highland County, Virginia has an overall risk score of 2.5 out of 100 (Very Low). On social vulnerability the county rates Relatively Moderate; on community resilience, Relatively High. The Expected Annual Loss (EAL) score is Very Low, representing $2.2M in annualized losses.
Which natural hazard poses the greatest risk to Highland County?
Based on FEMA NRI data, the highest-risk natural hazard in Highland County is Landslide (risk rating: Relatively Low). Other significant hazards include Avalanche (Very Low) and Drought (Relatively Low). FEMA's modeled event frequency puts landslide here at an average of 1 time per year. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Highland County · vintage 2026-08-25 · Methodology · Virginia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events