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Texas · FEMA + NOAA + National Risk Index

Jackson County, TX

24 FEMA disaster declarations (1967-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.

24
FEMA declarations
12
Major disasters
72
NRI risk · Relatively Low
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Jackson County. Its 24 FEMA declarations are 15% above the Texas county mean and exceed the count for 66% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 28%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 28%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
24
FEMA declarations vs 21 national county avg
232
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Jackson County compare?

Jackson County vs. all counties in this dataset

FEMA disaster declarations, all-time

24 Top 34% higher than 66% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Jackson County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Texas county average

0/100100/100Texas avg49/10071.7/100
FEMA National Risk Index composite score vs. the Texas county average

What does Jackson County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 232 paid claims, totaling $3.4M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $14.7K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Jackson County's 24 federal records stand 15% above the Texas county mean of 20.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 71.7/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $24.0M in annualized losses), and a Relatively High social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Hurricane stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 7 years here, based on 53 historical events on record.

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 24 entries for Jackson County, including 12 Major Disaster records, 15% above the Texas county mean. Across the 57-year span, that works out to 0.4 declarations a year. Hurricane leads the file with 12 entries. Declaration type records the federal action taken, not every assistance program approved.

64 /100

Historical Activity Index

High historical activity

Jackson County, TX · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

24 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density High
14/25

24 declarations (1.1x state county average of 21)

Major Disaster Share High
13/25

12 of 24 declarations are major disasters (50%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Jackson County

Historical Declaration Activity

Activity Band

High

vs. Texas Avg

+15%

State avg: 20.9

vs. National Avg

+16%

National avg: 20.7

Avg Per Year

0.4

Over 57 years

FEMA NRI 8-hazard radar - Jackson County

Jackson County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 70, Tornado 25, Wildfire 25, Drought 48, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 31 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 31 8-hazard mean
Jackson County NRI risk profile FIPS 48239 · displayed-hazard mean 31/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

24

Above median

Major Disaster share

50%

Major-heavy

NRI risk score

72

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Jackson County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hurricane Relatively High roughly once every 7 years
Drought Relatively Moderate 57 modeled event-days per year
Wildfire Relatively Low roughly once every 445 years
Cold Wave Relatively Low roughly once every 2 years
Riverine Flooding Relatively Low roughly once every 1 years
Heat Wave Relatively Low 15 modeled event-days per year
Ice Storm Relatively Low roughly once every 2 years
Lightning Relatively Low an average of 62 times per year
Coastal Flooding Relatively Low an average of 3.7 times per year
Tornado Relatively Low roughly once every 3 years
Hail Relatively Low an average of 1.1 times per year
Winter Weather Very Low an average of 1 time per year
Earthquake Very Low roughly once every 2,618 years
Strong Wind Very Low roughly once every 2 years
Landslide Very Low roughly once every 13 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 12
Severe Ice Storm 2
Biological 2
Fire 2
Flood 2
Severe Storm 2
Other 1
Drought 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Jackson County's federal record, 50% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 12 50.0%

of all 24 declarations

Emergency - 12 50.0%

of all 24 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2021 2
2020 4
2017 1
2008 2
2007 1
2006 1
2005 3
2003 2
1999 2
1998 1
1995 1
1993 1
1991 1
1967 1

Disaster Declarations

How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4798 HURRICANE BERYL DR Hurricane 2024-07-09
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
3540 TROPICAL STORMS MARCO AND LAURA EM Hurricane 2020-08-24
3530 HURRICANE HANNA EM Hurricane 2020-07-26
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
4332 HURRICANE HARVEY DR Hurricane 2017-08-25
3294 HURRICANE IKE EM Hurricane 2008-09-10
3290 HURRICANE GUSTAV EM Hurricane 2008-08-29
3277 HURRICANE DEAN EM Hurricane 2007-08-18
1624 EXTREME WILDFIRE THREAT DR Fire 2006-01-11
1606 HURRICANE RITA DR Hurricane 2005-09-24
3261 HURRICANE RITA EM Hurricane 2005-09-21
3216 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
1479 HURRICANE CLAUDETTE DR Hurricane 2003-07-17
3171 LOSS OF THE SPACE SHUTTLE COLUMBIA EM Other 2003-02-01
3142 EXTREME FIRE HAZARDS EM Fire 1999-09-01
1257 TX-FLOODING 10/18/98 DR Flood 1998-10-21
1239 TROPICAL STORM CHARLEY DR Severe Storm 1998-08-26
Show 4 earlier declaration records
DR# Title Type Incident Date
1041 SEVERE THUNDERSTORMS AND FLOODING DR Flood 1994-10-18
3113 EXTREME FIRE HAZARD EM Drought 1993-09-10
900 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1991-04-12
232 HURRICANE BEULAH DR Hurricane 1967-09-28

Storm Events in Texas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Jackson County.

Storm Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

232

Total Paid

$3.4M

Avg Per Claim

$14.7K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 71.7/100

Expected Annual Loss

Relatively Low

$24.0M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Hurricane Relatively High
Drought Relatively Moderate
Wildfire Relatively Low
Cold Wave Relatively Low
Riverine Flooding Relatively Low
Heat Wave Relatively Low
Ice Storm Relatively Low
Lightning Relatively Low
Coastal Flooding Relatively Low
Tornado Relatively Low
Hail Relatively Low
Winter Weather Very Low
Earthquake Very Low
Strong Wind Very Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hurricane

Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.

For Jackson County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively High), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Jackson County's closest FEMA peer: Aroostook County, ME

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Jackson County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Jackson County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Jackson County's NFIP claims file (232 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Jackson County?
The most common disaster type in Jackson County is Hurricane, with 12 declarations. Other disaster types include Severe Ice Storm (2), Biological (2), Fire (2).
How does Jackson County's FEMA declaration record compare with the Texas average?
FEMA lists 24 declaration records for Jackson County. That is 15% above the Texas county mean of 20.9. Its count is also 16% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Jackson County received?
Jackson County has received 12 major disaster declarations, representing 50% of all 24 disaster declarations.
How many flood insurance claims has Jackson County filed?
Jackson County has 232 National Flood Insurance Program (NFIP) claims totaling $3.4M in payments, with an average of $14.7K per claim.
What was the worst year for disasters in Jackson County?
The most active year for disaster declarations in Jackson County was 2020, with 4 declarations. The county has FEMA disaster data spanning 1967 to 2024.
What is the FEMA National Risk Index score for Jackson County?
According to the FEMA National Risk Index, Jackson County, Texas has an overall risk score of 71.7 out of 100 (Relatively Low). Social vulnerability here rates Relatively High, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $24.0M in annualized losses.
Which natural hazard poses the greatest risk to Jackson County?
FEMA's NRI data points to Jackson County as of the latest release is Hurricane (risk rating: Relatively High). Other significant hazards include Drought (Relatively Moderate) and Wildfire (Relatively Low). FEMA's modeled event frequency puts hurricane here at roughly once every 7 years, drawn from 53 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Jackson County

Jackson County, TX has 24 federal declaration records, 15% more than the Texas county mean of 21; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 12 of 24 records; the category describes past federal action, not the next likely hazard. Texas overview
  • The state benchmark and national rank point the same way: this count tops the Texas mean and the totals for 66% of 3,266 U.S. counties. Most-disaster rankings
  • Use the data guide to separate this mid-volume insurance-claims file from declaration counts and modeled NRI risk. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.