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Iowa · FEMA + NOAA + National Risk Index

Jefferson County, IA

12 FEMA disaster declarations (1965-2020), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.

12
FEMA declarations
10
Major disasters
27
NRI risk · Very Low
Flood
Top hazard

The verdict

Jefferson County has a nationally busy FEMA history: 12 declarations, more than 14% of counties in this registry. But the state comparison tempers that reading: the total is 38% below the Iowa county mean. FEMA's separate National Risk Index places the county safer than 27%; that score models loss and vulnerability rather than counting declarations.

Safer than 27%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
12
FEMA declarations vs 21 national county avg
6
flood declarations, the most common hazard here

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 19101 · Jefferson County 12 declarations · rank 2723/3,266

DECL-MID · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 12
  • MAJOR-HEAVY 83%
  • RANK-LOWER #2,723
  • PHOTO-FINISH Johnson
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-BELOW -38%

Nearest declaration peer: Johnson, KS (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Iowa state profile

Jefferson County among counties with fewer federal records

FEMA declaration records among Jefferson County and nearest peers by total count

declarations

What this shows Jefferson County carries 12 FEMA declaration records, ranked 2723 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Jefferson County versus quieter counties in this dataset

Jefferson County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Jefferson County

12 14th percentile higher than 14% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Jefferson County's FEMA Risk Index score

0/100100/100Iowa avg40/10027.1/100
FEMA National Risk Index composite score vs. the Iowa county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Jefferson County is led by Riverine Flooding (about $2.1M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Drought carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Jefferson County's hazard record show?

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 27.1/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $7.5M in annualized losses), tempered or compounded by a Relatively High social-vulnerability score and Relatively Moderate community-resilience score. Among the 18 modeled hazards, Drought carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 14 modeled event-days per year here, based on 434 historical events on record.

Reading the federal records together

No paid-claim row for this county appears in the NFIP county table used by PlainHazard. That absence is not evidence that flooding never occurred: the register observes claims under federal flood-insurance policies, not uninsured losses, emergency reports, or every flood outside the program. The FEMA declaration history below is therefore the available federal-action record on this page.

Start with the state benchmark: a Iowa county averages 19.3 federal declaration records, while Jefferson County has 12. The gap is 38% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

51 /100

Historical Activity Index

High historical activity

Jefferson County, IA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
9/30

12 OpenFEMA declarations, full ingest window (0.6x national county average)

County Disaster Density Moderate
8/25

12 declarations (0.6x state county average of 19)

Major Disaster Share Very High
21/25

10 of 12 declarations are major disasters (83%)

Hazard Diversity High
13/20

5 different disaster types declared in Jefferson County

FEMA NRI 8-hazard radar - Jefferson County

Jefferson County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 8, Tornado 25, Wildfire 8, Drought 48, Heat Wave 48, Winter Storm 25. The simple mean of these eight displayed scores is 22 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 22 8-hazard mean
Jefferson County NRI risk profile FIPS 19101 · displayed-hazard mean 22/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

12

Low volume

Major Disaster share

83%

Mostly major

NRI risk score

27

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Jefferson County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively Moderate 14 modeled event-days per year
Heat Wave Relatively Moderate 8.9 modeled event-days per year
Hail Relatively Moderate an average of 4 times per year
Lightning Relatively Moderate an average of 45 times per year
Strong Wind Relatively Moderate an average of 5.2 times per year
Landslide Very Low roughly once every 7 years
Wildfire Very Low roughly once every 1,059 years
Tornado Relatively Low roughly once every 3 years
Winter Weather Relatively Low an average of 12 times per year
Ice Storm Relatively Low roughly once every 3 years
Earthquake Very Low roughly once every 997 years
Cold Wave Relatively Low an average of 5.3 times per year
Riverine Flooding Very Low roughly once every 1 years
Hurricane Very Low roughly once every 135 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 6
Biological 2
Severe Storm 2
Severe Ice Storm 1
Hurricane 1

What Flood declarations mean here

Flood is the most frequent declaration type on Jefferson County's record, 50% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 10 83.3%

of all 12 declarations

Emergency - 2 16.7%

of all 12 declarations

FEMA Declarations Timeline

Year Declarations
2020 2
2015 1
2013 1
2008 1
2007 1
2005 1
1998 1
1993 1
1973 1
1969 1
1965 1

Disaster Declarations

How the 12 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 12 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4483 COVID-19 PANDEMIC DR Biological 2020-03-23
3480 COVID-19 EM Biological 2020-03-13
4234 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-07-31
4119 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2013-05-31
1737 SEVERE WINTER STORM DR Severe Ice Storm 2008-01-04
1688 SEVERE WINTER STORMS DR Severe Storm 2007-03-14
3239 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1230 SEVERE STORMS, TORNADOES AND FLOODING DR Flood 1998-07-02
996 SEVERE STORMS & FLOODING DR Flood 1993-07-09
386 SEVERE STORMS & FLOODING DR Flood 1973-05-23
269 HEAVY RAINS & FLOODING DR Flood 1969-08-14
193 FLOODING DR Flood 1965-04-22

Storm Events in Iowa

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Jefferson County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,928 6 227 $40.5M
Hail 3,736 0 0 $4.3M
Heavy Rain 2,394 0 0 $292.0K
Drought 1,556 0 0 $0
Winter Storm 1,543 3 4 $2.8M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

FEMA National Risk Index

Overall Risk

Very Low

Score: 27.1/100

Expected Annual Loss

Very Low

$7.5M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Drought Relatively Moderate
Heat Wave Relatively Moderate
Hail Relatively Moderate
Lightning Relatively Moderate
Strong Wind Relatively Moderate
Landslide Very Low
Wildfire Very Low
Tornado Relatively Low
Winter Weather Relatively Low
Ice Storm Relatively Low
Earthquake Very Low
Cold Wave Relatively Low
Riverine Flooding Very Low
Hurricane Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Jefferson County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Jefferson County's closest FEMA peer: Boundary County, ID

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Jefferson County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Jefferson County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Jefferson County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 12 FEMA declarations, Jefferson County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Jefferson County?
The most common disaster type in Jefferson County is Flood, with 6 declarations. Other disaster types include Biological (2), Severe Storm (2), Severe Ice Storm (1).
How does Jefferson County's FEMA declaration record compare with the Iowa average?
The typical Iowa county has 19.3 FEMA declaration records; Jefferson County has 12, or 38% fewer. Against the national county mean of 20.7, this county's total is 42% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Jefferson County received?
Jefferson County has received 10 major disaster declarations, representing 83% of all 12 disaster declarations.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Jefferson County?
No. In Jefferson County, Drought has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $2.1M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Jefferson County?
The most active year for disaster declarations in Jefferson County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2020.
What is the FEMA National Risk Index score for Jefferson County?
According to the FEMA National Risk Index, Jefferson County, Iowa has an overall risk score of 27.1 out of 100 (Very Low). The county's social vulnerability rating is Relatively High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $7.5M in annualized losses.
Which natural hazard poses the greatest risk to Jefferson County?
Based on FEMA NRI data, the highest-risk natural hazard in Jefferson County is Drought (risk rating: Relatively Moderate). Other significant hazards include Heat Wave (Relatively Moderate) and Hail (Relatively Moderate). FEMA's modeled event frequency puts drought here at 14 modeled event-days per year, drawn from 434 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Jefferson County · vintage 2026-08-25 · Methodology · Iowa profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events