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Wisconsin · FEMA + NOAA + National Risk Index

Jefferson County, WI

14 FEMA disaster declarations (1965-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

14
FEMA declarations
10
Major disasters
76
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Jefferson County. Its 14 FEMA declarations are 14% above the Wisconsin county mean and exceed the count for 20% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 24%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 24%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
14
FEMA declarations vs 21 national county avg
502
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 55055 · Jefferson County 14 declarations · rank 2563/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-MID 14
  • MAJOR-MID 71%
  • RANK-LOWER #2,563
  • PHOTO-FINISH Pulaski
  • NRI-LOW 76
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +14%

Nearest declaration peer: Pulaski, IL (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Wisconsin state profile

Jefferson County among counties with fewer federal records

FEMA declaration records among Jefferson County and nearest peers by total count

declarations

What this shows Jefferson County carries 14 FEMA declaration records, ranked 2563 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Jefferson County versus quieter counties in this dataset

Jefferson County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Jefferson County

14 20th percentile higher than 20% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Jefferson County's FEMA Risk Index score

0/100100/100Wisconsin avg59/10075.8/100
FEMA National Risk Index composite score vs. the Wisconsin county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Jefferson County is led by Riverine Flooding (about $22.7M Expected Annual Loss, Historical Loss Ratio Relatively High), while Hail carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Jefferson County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 502 claims and $11.0M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $22.0K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Jefferson County's 14 federal records stand 14% above the Wisconsin county mean of 12.3. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 75.8/100 (Relatively Low). Expected Annual Loss is rated Relatively Low (roughly $41.8M in annualized losses). Social vulnerability reads Very Low and community resilience Very High, both critical modifiers of realized harm here. Among the 18 modeled hazards, Hail carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 4 times per year here, based on 151 historical events on record.

60 /100

Historical Activity Index

High historical activity

Jefferson County, WI · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
10/30

14 OpenFEMA declarations, full ingest window (0.7x national county average)

County Disaster Density High
14/25

14 declarations (1.1x state county average of 12)

Major Disaster Share High
18/25

10 of 14 declarations are major disasters (71%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Jefferson County

FEMA NRI 8-hazard radar - Jefferson County

Jefferson County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 48, Hurricane 8, Tornado 48, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 27 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 27 8-hazard mean
Jefferson County NRI risk profile FIPS 55055 · displayed-hazard mean 27/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

14

Low volume

Major Disaster share

71%

Major-heavy

NRI risk score

76

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Jefferson County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hail Relatively Moderate an average of 4 times per year
Tornado Relatively Moderate roughly once every 2 years
Cold Wave Relatively Moderate an average of 5.5 times per year
Lightning Relatively Moderate an average of 37 times per year
Riverine Flooding Relatively Moderate an average of 1.6 times per year
Heat Wave Relatively Low 3.4 modeled event-days per year
Strong Wind Relatively Moderate an average of 4.6 times per year
Winter Weather Relatively Low an average of 15 times per year
Landslide Very Low roughly once every 10 years
Ice Storm Relatively Low roughly once every 2 years
Earthquake Very Low roughly once every 1,429 years
Wildfire Very Low roughly once every 4,224 years
Drought Relatively Low 1.6 modeled event-days per year
Hurricane Very Low roughly once every 143 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 5
Flood 3
Biological 2
Snowstorm 1
Hurricane 1
Drought 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Jefferson County's record, 36% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 10 71.4%

of all 14 declarations

Emergency - 4 28.6%

of all 14 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2020 2
2008 2
2007 1
2005 1
2004 1
1993 1
1991 1
1976 2
1973 1
1965 1

Disaster Declarations

How the 14 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 14 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4923 SEVERE STORMS, TORNADOES, AND FLOODING DR Flood 2026-06-30
4520 COVID-19 PANDEMIC DR Biological 2020-04-04
3454 COVID-19 EM Biological 2020-03-13
1768 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2008-06-14
3285 RECORD SNOW AND NEAR RECORD SNOW EM Snowstorm 2008-03-19
1719 SEVERE STORMS AND FLOODING DR Severe Storm 2007-08-26
3249 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1526 SEVERE STORMS AND FLOODING DR Severe Storm 2004-06-18
994 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1993-07-02
912 SEVERE STORMS & HAIL DR Severe Storm 1991-08-06
3014 DROUGHT EM Drought 1976-06-17
496 SEVERE STORMS, ICING, WIND & FLOODING DR Flood 1976-03-23
376 SEVERE STORMS & FLOODING DR Flood 1973-04-27
192 TORNADOES, SEVERE STORMS & FLOODING DR Tornado 1965-04-21

Storm Events in Wisconsin

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Jefferson County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 3,504 5 23 $45.0M
Hail 2,620 0 0 $57.8M
Winter Weather 1,939 43 152 $2.1M
Winter Storm 1,338 15 86 $2.3M
Flood 740 12 4 $115.6M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

502

Total Paid

$11.0M

Avg Per Claim

$22.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 75.8/100

Expected Annual Loss

Relatively Low

$41.8M/year

Social Vulnerability

Very Low

Community Resilience

Very High

Hazard Risk Breakdown

Hail Relatively Moderate
Tornado Relatively Moderate
Cold Wave Relatively Moderate
Lightning Relatively Moderate
Riverine Flooding Relatively Moderate
Heat Wave Relatively Low
Strong Wind Relatively Moderate
Winter Weather Relatively Low
Landslide Very Low
Ice Storm Relatively Low
Earthquake Very Low
Wildfire Very Low
Drought Relatively Low
Hurricane Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hail

Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.

For Jefferson County the two measures on this page point the same way: Hail is the county's highest-rated modeled hazard (Relatively Moderate), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Jefferson County's closest FEMA peer: Otsego County, NY

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Jefferson County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Jefferson County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Jefferson County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Jefferson County's NFIP claims file (502 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Jefferson County?
The most common disaster type in Jefferson County is Severe Storm, with 5 declarations. Other disaster types include Flood (3), Biological (2), Snowstorm (1).
How does Jefferson County's FEMA declaration record compare with the Wisconsin average?
FEMA lists 14 declaration records for Jefferson County. That is 14% above the Wisconsin county mean of 12.3. Its count is also 32% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Jefferson County received?
Jefferson County has received 10 major disaster declarations, representing 71% of all 14 disaster declarations.
How many flood insurance claims has Jefferson County filed?
Jefferson County has 502 National Flood Insurance Program (NFIP) claims totaling $11.0M in payments, with an average of $22.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Jefferson County?
No. In Jefferson County, Hail has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $22.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Jefferson County?
The most active year for disaster declarations in Jefferson County was 1976, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2026.
What is the FEMA National Risk Index score for Jefferson County?
According to the FEMA National Risk Index, Jefferson County, Wisconsin has an overall risk score of 75.8 out of 100 (Relatively Low). Social vulnerability here rates Very Low, while community resilience comes in at Very High. The Expected Annual Loss (EAL) score is Relatively Low, representing $41.8M in annualized losses.
Which natural hazard poses the greatest risk to Jefferson County?
FEMA's NRI data points to Jefferson County as of the latest release is Hail (risk rating: Relatively Moderate). Other significant hazards include Tornado (Relatively Moderate) and Cold Wave (Relatively Moderate). FEMA's modeled event frequency puts hail here at an average of 4 times per year, drawn from 151 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Jefferson County · vintage 2026-08-25 · Methodology · Wisconsin profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events