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Indiana · FEMA + NOAA + National Risk Index

Johnson County, IN

16 FEMA disaster declarations (1991-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

16
FEMA declarations
11
Major disasters
75
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Johnson County has a nationally busy FEMA history: 16 declarations, more than 27% of counties in this registry. But the state comparison tempers that reading: the total is 7% below the Indiana county mean. FEMA's separate National Risk Index places the county in the riskiest 25%; that score models loss and vulnerability rather than counting declarations.

Riskiest 25%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
16
FEMA declarations vs 21 national county avg
454
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 18081 · Johnson County 16 declarations · rank 2223/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 16
  • MAJOR-MID 69%
  • RANK-LOWER #2,223
  • PHOTO-FINISH Greene
  • NRI-LOW 75
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -7%

Nearest declaration peer: Greene, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Indiana state profile

Johnson County among counties with fewer federal records

FEMA declaration records among Johnson County and nearest peers by total count

declarations

What this shows Johnson County carries 16 FEMA declaration records, ranked 2223 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Johnson County versus quieter counties in this dataset

Johnson County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Johnson County

16 27th percentile higher than 27% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Johnson County's FEMA Risk Index score

0/100100/100Indiana avg46/10074.7/100
FEMA National Risk Index composite score vs. the Indiana county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Johnson County is led by Riverine Flooding (about $29.8M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Strong Wind carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Johnson County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 454 paid claims, totaling $12.6M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $27.8K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Indiana county averages 17.1 federal declaration records, while Johnson County has 16. The gap is 7% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 74.7/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Moderate (roughly $53.5M in annualized losses), and a Very Low social-vulnerability profile combined with Very High community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Strong Wind stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 4.5 times per year here, based on 170 historical events on record.

56 /100

Historical Activity Index

High historical activity

Johnson County, IN · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
12/30

16 OpenFEMA declarations, full ingest window (0.8x national county average)

County Disaster Density Moderate
12/25

16 declarations (0.9x state county average of 17)

Major Disaster Share High
17/25

11 of 16 declarations are major disasters (69%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Johnson County

FEMA NRI 8-hazard radar - Johnson County

Johnson County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 8, Tornado 48, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 32 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 32 8-hazard mean
Johnson County NRI risk profile FIPS 18081 · displayed-hazard mean 32/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

16

Below median

Major Disaster share

69%

Major-heavy

NRI risk score

75

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Johnson County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Strong Wind Relatively High an average of 4.5 times per year
Tornado Relatively Moderate roughly once every 4 years
Winter Weather Relatively High an average of 9.1 times per year
Hail Relatively Moderate an average of 4.2 times per year
Earthquake Relatively Low roughly once every 442 years
Riverine Flooding Relatively Moderate an average of 1.6 times per year
Heat Wave Relatively Low 4.6 modeled event-days per year
Landslide Relatively Low roughly once every 11 years
Lightning Relatively Moderate an average of 50 times per year
Ice Storm Relatively Low roughly once every 1 years
Cold Wave Relatively Low an average of 2.7 times per year
Drought Relatively Low 2.7 modeled event-days per year
Wildfire Very Low roughly once every 7,301 years
Hurricane Very Low roughly once every 174 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 8
Biological 2
Snowstorm 2
Flood 2
Winter Storm 1
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Johnson County's record, 50% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 11 68.8%

of all 16 declarations

Emergency - 5 31.3%

of all 16 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2023 1
2020 2
2014 1
2008 1
2005 3
2004 1
2003 1
2002 2
1999 1
1996 1
1991 1

Disaster Declarations

How the 16 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 16 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3641 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4704 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2023-04-15
4515 COVID-19 PANDEMIC DR Biological 2020-04-03
3456 COVID-19 EM Biological 2020-03-13
4173 SEVERE WINTER STORM AND SNOWSTORM DR Severe Storm 2014-04-22
1766 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2008-06-08
3238 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1573 SEVERE WINTER STORMS AND FLOODING DR Severe Storm 2005-01-21
3197 SNOW EM Snowstorm 2005-01-11
1520 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2004-06-03
1487 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2003-09-05
1433 SEVERE STORMS AND TORNADOES DR Severe Storm 2002-09-25
1418 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2002-06-13
3135 IN-WINTER STORM 12/23/98 EM Snowstorm 1999-01-15
1109 BLIZZARD OF 96 DR Flood 1996-04-02
891 SEVERE STORMS & FLOODING DR Flood 1991-01-05

Storm Events in Indiana

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Johnson County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,886 16 73 $57.6M
Hail 1,643 0 0 $1.7M
Winter Weather 1,166 32 80 $2.5M
Flood 850 13 3 $16.0M
Flash Flood 648 14 5 $97.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

454

Total Paid

$12.6M

Avg Per Claim

$27.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 74.7/100

Expected Annual Loss

Relatively Moderate

$53.5M/year

Social Vulnerability

Very Low

Community Resilience

Very High

Hazard Risk Breakdown

Strong Wind Relatively High
Tornado Relatively Moderate
Winter Weather Relatively High
Hail Relatively Moderate
Earthquake Relatively Low
Riverine Flooding Relatively Moderate
Heat Wave Relatively Low
Landslide Relatively Low
Lightning Relatively Moderate
Ice Storm Relatively Low
Cold Wave Relatively Low
Drought Relatively Low
Wildfire Very Low
Hurricane Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Strong Wind

Strong Wind covers damaging non-thunderstorm, non-tornadic wind, the kind produced by steep pressure gradients and downslope events. It is a broad, frequent, low-drama hazard: roofs, signage, power lines and high-profile vehicles, spread across a wide area rather than concentrated on a path.

For Johnson County the two measures on this page point the same way: Strong Wind is the county's highest-rated modeled hazard (Relatively High), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Johnson County's closest FEMA peer: Okmulgee County, OK

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Johnson County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Johnson County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Johnson County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Johnson County's NFIP claims file (454 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Johnson County?
The most common disaster type in Johnson County is Severe Storm, with 8 declarations. Other disaster types include Biological (2), Snowstorm (2), Flood (2).
How does Johnson County's FEMA declaration record compare with the Indiana average?
The typical Indiana county has 17.1 FEMA declaration records; Johnson County has 16, or 7% fewer. Against the national county mean of 20.7, this county's total is 23% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Johnson County received?
Johnson County has received 11 major disaster declarations, representing 69% of all 16 disaster declarations.
How many flood insurance claims has Johnson County filed?
Johnson County has 454 National Flood Insurance Program (NFIP) claims totaling $12.6M in payments, with an average of $27.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Johnson County?
No. In Johnson County, Strong Wind has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $29.8M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Johnson County?
The most active year for disaster declarations in Johnson County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1991 to 2026.
What is the FEMA National Risk Index score for Johnson County?
According to the FEMA National Risk Index, Johnson County, Indiana has an overall risk score of 74.7 out of 100 (Relatively Low). Social vulnerability here rates Very Low, while community resilience comes in at Very High. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $53.5M in annualized losses.
Which natural hazard poses the greatest risk to Johnson County?
The top hazard flagged by FEMA's NRI for Johnson County is Strong Wind (risk rating: Relatively High). Other significant hazards include Tornado (Relatively Moderate) and Winter Weather (Relatively High). FEMA's modeled event frequency puts strong wind here at an average of 4.5 times per year, drawn from 170 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Johnson County · vintage 2026-08-25 · Methodology · Indiana profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events