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Oklahoma · FEMA + NOAA + National Risk Index

Latimer County, OK

30 FEMA disaster declarations (1968-2021), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

30
FEMA declarations
22
Major disasters
35
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Latimer County has a nationally busy FEMA history: 30 declarations, more than 86% of counties in this registry. But the state comparison tempers that reading: the total is 7% below the Oklahoma county mean. FEMA's separate National Risk Index places the county safer than 35%; that score models loss and vulnerability rather than counting declarations.

Safer than 35%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
30
FEMA declarations vs 21 national county avg
3
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Latimer County compare?

Latimer County vs. all counties in this dataset

FEMA disaster declarations, all-time

30 Top 14% higher than 86% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Latimer County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Oklahoma county average

0/100100/100Oklahoma avg56/10034.6/100
FEMA National Risk Index composite score vs. the Oklahoma county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Latimer County is led by Riverine Flooding (about $3.0M Expected Annual Loss, Historical Loss Ratio Relatively High), while Wildfire carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Latimer County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 34.6/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $6.7M in annualized losses). Social vulnerability (Very High) and community resilience (Relatively Low) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Wildfire carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 46 years here.

Declaration frequency

Nationally, Latimer County's 30 FEMA records form a high-volume history; within Oklahoma, however, the count is 7% below the county mean. 22 entries carry the Major Disaster classification. The largest incident group is Severe Storm, appearing 12 times. The full 53-year record averages 0.6 declarations annually. A DR label alone does not say whether Individual Assistance, Public Assistance, or both followed.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 3 claims and $46.0K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Oklahoma county averages 32.2 federal declaration records, while Latimer County has 30. The gap is 7% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

70 /100

Historical Activity Index

High historical activity

Latimer County, OK · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
22/30

30 OpenFEMA declarations, full ingest window (1.4x national county average)

County Disaster Density Moderate
12/25

30 declarations (0.9x state county average of 32)

Major Disaster Share High
18/25

22 of 30 declarations are major disasters (73%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Latimer County

Historical Declaration Activity

Activity Band

High

vs. Oklahoma Avg

-7%

State avg: 32.2

vs. National Avg

+45%

National avg: 20.7

Avg Per Year

0.6

Over 53 years

FEMA NRI 8-hazard radar - Latimer County

Latimer County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 25, Wildfire 48, Drought 0, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 26 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 26 8-hazard mean
Latimer County NRI risk profile FIPS 40077 · displayed-hazard mean 26/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

30

High volume

Major Disaster share

73%

Major-heavy

NRI risk score

35

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Latimer County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Wildfire Relatively Moderate roughly once every 46 years
Ice Storm Relatively High an average of 1.4 times per year
Heat Wave Relatively Low 24 modeled event-days per year
Hail Relatively Low an average of 6.3 times per year
Tornado Relatively Low roughly once every 2 years
Landslide Very Low roughly once every 2 years
Winter Weather Relatively Low an average of 6.4 times per year
Riverine Flooding Relatively Low an average of 1.4 times per year
Hurricane Very Low roughly once every 77 years
Earthquake Very Low roughly once every 683 years
Lightning Relatively Low an average of 60 times per year
Strong Wind Relatively Low an average of 4.1 times per year
Cold Wave Very Low roughly once every 1 years
Drought No Rating 28 modeled event-days per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 12
Severe Ice Storm 6
Tornado 4
Flood 4
Biological 2
Fire 1
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Latimer County's record, 40% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 22 73.3%

of all 30 declarations

Emergency - 8 26.7%

of all 30 declarations

FEMA Declarations Timeline

Year Declarations
2021 2
2020 2
2016 1
2015 1
2013 1
2011 1
2010 1
2008 4
2007 3
2006 1
2005 1
2001 3
1999 1
1990 1
1976 2
Show 5 earlier declaration years
1974 1
1973 1
1972 1
1971 1
1968 1

Disaster Declarations

How the 30 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 30 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4587 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-24
3555 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-17
4530 COVID-19 PANDEMIC DR Biological 2020-04-05
3462 COVID-19 EM Biological 2020-03-13
4256 SEVERE WINTER STORMS AND FLOODING DR Severe Storm 2016-02-10
4222 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-05-26
4117 SEVERE STORMS, TORNADOES, AND FLOODING DR Tornado 2013-05-20
3316 SEVERE WINTER STORM EM Severe Storm 2011-02-02
3308 SEVERE WINTER STORM EM Severe Storm 2010-01-30
1756 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2008-05-14
1754 SEVERE STORMS, TORNADOES, AND FLOODING DR Flood 2008-05-09
1752 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2008-05-05
3280 SEVERE WINTER STORMS EM Severe Ice Storm 2007-12-10
1718 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2007-08-24
1678 SEVERE WINTER STORMS DR Severe Storm 2007-02-01
3272 SEVERE WINTER STORMS AND FLOODING EM Severe Ice Storm 2007-01-14
1623 EXTREME WILDFIRE THREAT DR Fire 2006-01-10
3219 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1384 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2001-06-29
1355 SEVERE WINTER ICE STORM DR Severe Ice Storm 2001-01-05
Show 10 earlier declaration records
DR# Title Type Incident Date
3158 SEVERE WINTER AND ICE STORM EM Severe Ice Storm 2000-12-28
1272 OK, TORNADOES 5/3/99 DR Tornado 1999-05-04
866 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-05-18
497 SEVERE STORMS & TORNADOES DR Tornado 1976-04-01
491 SEVERE STORMS & TORNADOES DR Tornado 1975-12-10
409 SEVERE STORMS & FLOODING DR Flood 1973-12-10
392 SEVERE STORMS, FLOODING, & TORNADOES DR Severe Storm 1973-06-13
317 SEVERE STORMS & FLOODING DR Flood 1972-01-14
297 HEAVY RAINS, TORNADOES & FLOODING DR Severe Storm 1970-10-14
241 HEAVY RAINS & FLOODING DR Flood 1968-05-29

Storm Events in Oklahoma

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Latimer County.

Storm Type Events Fatalities Injuries Property Damage
Hail 5,894 0 1 $19.8M
Thunderstorm Wind 5,592 6 36 $199.5M
Drought 2,935 0 0 $0
Heat 2,134 7 428 $0
Excessive Heat 1,771 2 401 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

3

Total Paid

$46.0K

Avg Per Claim

$15.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 34.6/100

Expected Annual Loss

Very Low

$6.7M/year

Social Vulnerability

Very High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Wildfire Relatively Moderate
Ice Storm Relatively High
Heat Wave Relatively Low
Hail Relatively Low
Tornado Relatively Low
Landslide Very Low
Winter Weather Relatively Low
Riverine Flooding Relatively Low
Hurricane Very Low
Earthquake Very Low
Lightning Relatively Low
Strong Wind Relatively Low
Cold Wave Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Wildfire

Wildfire risk in the model reflects fuel, terrain, weather and how much development sits in the wildland-urban interface. It is one of the few hazards where the exposure is materially changed by land management and building choices, not only by where the county happens to be.

Worth noting for Latimer County: the model and the federal record do NOT point at the same hazard. Wildfire carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Latimer County's closest FEMA peer: Solano County, CA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Latimer County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Latimer County - capture-dated entries only.

Further reading for this county

Most disaster-prone counties

With 30 FEMA declarations, Latimer County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Latimer County?
The most common disaster type in Latimer County is Severe Storm, with 12 declarations. Other disaster types include Severe Ice Storm (6), Tornado (4), Flood (4).
How does Latimer County's FEMA declaration record compare with the Oklahoma average?
The typical Oklahoma county has 32.2 FEMA declaration records; Latimer County has 30, or 7% fewer. Against the national county mean of 20.7, this county's total is 45% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Latimer County received?
Latimer County has received 22 major disaster declarations, representing 73% of all 30 disaster declarations.
How many flood insurance claims has Latimer County filed?
Latimer County has 3 National Flood Insurance Program (NFIP) claims totaling $46.0K in payments, with an average of $15.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Latimer County?
No. In Latimer County, Wildfire has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $3.0M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Latimer County?
The most active year for disaster declarations in Latimer County was 2008, with 4 declarations. The county has FEMA disaster data spanning 1968 to 2021.
What is the FEMA National Risk Index score for Latimer County?
According to the FEMA National Risk Index, Latimer County, Oklahoma has an overall risk score of 34.6 out of 100 (Very Low). The county's social vulnerability rating is Very High and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $6.7M in annualized losses.
Which natural hazard poses the greatest risk to Latimer County?
FEMA's NRI data points to Latimer County is Wildfire (risk rating: Relatively Moderate). Other significant hazards include Ice Storm (Relatively High) and Heat Wave (Relatively Low). FEMA's modeled event frequency puts wildfire here at roughly once every 46 years. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Latimer County

Against a Oklahoma county mean of 32 declarations, Latimer County, OK records 30, or 7% fewer. PlainHazard classifies that historical total as high activity.

  • Major Disaster is the largest group (22 of 30) in a declaration history that remains below its state benchmark; frequency here is not a forecast. Oklahoma overview
  • Nationally the county exceeds 86% of recorded county totals, but its own Oklahoma benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
  • A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide

A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.