PlainHazard

If you are in immediate danger, call 911.

The data below is historical (NOAA Storm Events / FEMA), not a live alert. For current warnings and evacuation orders, check the National Weather Service, Ready.gov, or FEMA.gov.

Texas · FEMA + NOAA + National Risk Index

Lipscomb County, TX

11 FEMA disaster declarations (1998-2021), with a FEMA National Risk Index rating of Very Low. Most common hazard: Fire.

11
FEMA declarations
5
Major disasters
28
NRI risk · Very Low
Fire
Top hazard

The verdict

Lipscomb County has a nationally busy FEMA history: 11 declarations, more than 12% of counties in this registry. But the state comparison tempers that reading: the total is 47% below the Texas county mean. FEMA's separate National Risk Index places the county safer than 28%; that score models loss and vulnerability rather than counting declarations.

Safer than 28%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
11
FEMA declarations vs 21 national county avg
6
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

View my watchlist

FEMA OpenFEMA declaration desk

County FIPS 48295 · Lipscomb County 11 declarations · rank 2818/3,266

DECL-MID · MAJOR-LIGHT · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 11
  • MAJOR-LIGHT 45%
  • RANK-LOWER #2,818
  • PHOTO-FINISH Meeker
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Fire
  • VS-ST-BELOW -47%

Nearest declaration peer: Meeker, MN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile

Lipscomb County among counties with fewer federal records

FEMA declaration records among Lipscomb County and nearest peers by total count

declarations

What this shows Lipscomb County carries 11 FEMA declaration records, ranked 2818 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Lipscomb County versus quieter counties in this dataset

Lipscomb County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Lipscomb County

11 12th percentile higher than 12% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Lipscomb County's FEMA Risk Index score

0/100100/100Texas avg49/10027.9/100
FEMA National Risk Index composite score vs. the Texas county average

What does Lipscomb County's hazard record show?

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 27.9/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $8.7M in annualized losses), tempered or compounded by a Relatively Moderate social-vulnerability score and Very Low community-resilience score. Of the 18 hazards FEMA models, Drought stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at 89 modeled event-days per year here, based on 2,450 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 6 claims and $237.8K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Texas county averages 20.9 federal declaration records, while Lipscomb County has 11. The gap is 47% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

39 /100

Historical Activity Index

Moderate historical activity

Lipscomb County, TX · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
8/30

11 OpenFEMA declarations, full ingest window (0.5x national county average)

County Disaster Density Moderate
7/25

11 declarations (0.5x state county average of 21)

Major Disaster Share Moderate
11/25

5 of 11 declarations are major disasters (45%)

Hazard Diversity High
13/20

5 different disaster types declared in Lipscomb County

FEMA NRI 8-hazard radar - Lipscomb County

Lipscomb County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 8, Tornado 25, Wildfire 25, Drought 70, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 22 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 22 8-hazard mean
Lipscomb County NRI risk profile FIPS 48295 · displayed-hazard mean 22/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

11

Low volume

Major Disaster share

45%

Mixed major share

NRI risk score

28

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Lipscomb County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively High 89 modeled event-days per year
Wildfire Relatively Low roughly once every 71 years
Ice Storm Relatively Low roughly once every 2 years
Winter Weather Relatively Low an average of 10 times per year
Cold Wave Relatively Low an average of 2.8 times per year
Strong Wind Relatively Low an average of 3.2 times per year
Tornado Relatively Low roughly once every 1 years
Hail Very Low an average of 7.6 times per year
Earthquake Very Low roughly once every 1,181 years
Hurricane Very Low roughly once every 100 years
Lightning Very Low an average of 47 times per year
Heat Wave Very Low 1.5 modeled event-days per year
Riverine Flooding Very Low roughly once every 2 years
Landslide Very Low roughly once every 10 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Fire 3
Hurricane 3
Severe Ice Storm 2
Biological 2
Severe Storm 1

What Fire declarations mean here

Fire is the most frequent declaration type on Lipscomb County's record, 27% of its declarations. Wildfire is the one hazard here with its own dedicated federal instrument: the Fire Management Assistance Grant, which appears in this data as an FM record. An FMAG can be authorised while a fire is still burning, on a timescale of hours, because its purpose is to reimburse the cost of fighting a fire that threatens to become a major disaster.

That distinction matters when comparing counties. An FM declaration is not a presidential major disaster declaration and does not carry the same assistance programmes, so a fire-heavy county's total is not directly comparable with a hurricane-heavy county's total unless the declaration types are separated, which is why they are listed separately on this page.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 6 54.5%

of all 11 declarations

Major Disaster - 5 45.5%

of all 11 declarations

FEMA Declarations Timeline

Year Declarations
2021 2
2020 2
2008 1
2006 1
2005 3
1999 1
1998 1

Disaster Declarations

How the 11 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 11 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
3284 WILDFIRES EM Fire 2008-03-14
1624 EXTREME WILDFIRE THREAT DR Fire 2006-01-11
1606 HURRICANE RITA DR Hurricane 2005-09-24
3261 HURRICANE RITA EM Hurricane 2005-09-21
3216 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
3142 EXTREME FIRE HAZARDS EM Fire 1999-09-01
1239 TROPICAL STORM CHARLEY DR Severe Storm 1998-08-26

Storm Events in Texas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Lipscomb County.

Storm Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

6

Total Paid

$237.8K

Avg Per Claim

$39.6K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 27.9/100

Expected Annual Loss

Very Low

$8.7M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Very Low

Hazard Risk Breakdown

Drought Relatively High
Wildfire Relatively Low
Ice Storm Relatively Low
Winter Weather Relatively Low
Cold Wave Relatively Low
Strong Wind Relatively Low
Tornado Relatively Low
Hail Very Low
Earthquake Very Low
Hurricane Very Low
Lightning Very Low
Heat Wave Very Low
Riverine Flooding Very Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Lipscomb County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively High), while the county's declaration history is led by Fire. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Lipscomb County's closest FEMA peer: Tooele County, UT

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Lipscomb County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Lipscomb County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Lipscomb County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 11 FEMA declarations, Lipscomb County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Lipscomb County?
The most common disaster type in Lipscomb County is Fire, with 3 declarations. Other disaster types include Hurricane (3), Severe Ice Storm (2), Biological (2).
How does Lipscomb County's FEMA declaration record compare with the Texas average?
The typical Texas county has 20.9 FEMA declaration records; Lipscomb County has 11, or 47% fewer. Against the national county mean of 20.7, this county's total is 47% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Lipscomb County received?
Lipscomb County has received 5 major disaster declarations, representing 45% of all 11 disaster declarations.
How many flood insurance claims has Lipscomb County filed?
Lipscomb County has 6 National Flood Insurance Program (NFIP) claims totaling $237.8K in payments, with an average of $39.6K per claim.
What was the worst year for disasters in Lipscomb County?
The most active year for disaster declarations in Lipscomb County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1998 to 2021.
What is the FEMA National Risk Index score for Lipscomb County?
According to the FEMA National Risk Index, Lipscomb County, Texas has an overall risk score of 27.9 out of 100 (Very Low). The county's social vulnerability rating is Relatively Moderate and community resilience is Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $8.7M in annualized losses.
Which natural hazard poses the greatest risk to Lipscomb County?
Based on FEMA NRI data, the highest-risk natural hazard in Lipscomb County is Drought (risk rating: Relatively High). Other significant hazards include Wildfire (Relatively Low) and Ice Storm (Relatively Low). FEMA's modeled event frequency puts drought here at 89 modeled event-days per year, drawn from 2,450 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Lipscomb County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events