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South Dakota · FEMA + NOAA + National Risk Index

Lyman County, SD

16 FEMA disaster declarations (1976-2020), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.

16
FEMA declarations
13
Major disasters
26
NRI risk · Very Low
Flood
Top hazard

The verdict

Lyman County has a nationally busy FEMA history: 16 declarations, more than 27% of counties in this registry. But the state comparison tempers that reading: the total is 16% below the South Dakota county mean. FEMA's separate National Risk Index places the county safer than 26%; that score models loss and vulnerability rather than counting declarations.

Safer than 26%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
16
FEMA declarations vs 21 national county avg
16
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Lyman County compare?

Lyman County vs. all counties in this dataset

FEMA disaster declarations, all-time

16 27th percentile higher than 27% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Lyman County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the South Dakota county average

0/100100/100South Dakota avg27/10026.5/100
FEMA National Risk Index composite score vs. the South Dakota county average

What does Lyman County's hazard record show?

Declaration frequency

Nationally, Lyman County's 16 FEMA records form a high-volume history; within South Dakota, however, the count is 16% below the county mean. 13 entries carry the Major Disaster classification. The largest incident group is Flood, appearing 7 times. The full 44-year record averages 0.4 declarations annually. A DR label alone does not say whether Individual Assistance, Public Assistance, or both followed.

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 26.5/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $5.9M in annualized losses), tempered or compounded by a Very High social-vulnerability score and Relatively Low community-resilience score. Among the 18 modeled hazards, Cold Wave carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 5.7 times per year here, based on 109 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 16 claims and $392.8K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a South Dakota county averages 19.0 federal declaration records, while Lyman County has 16. The gap is 16% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

58 /100

Historical Activity Index

High historical activity

Lyman County, SD · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
12/30

16 OpenFEMA declarations, full ingest window (0.8x national county average)

County Disaster Density Moderate
11/25

16 declarations (0.8x state county average of 19)

Major Disaster Share Very High
20/25

13 of 16 declarations are major disasters (81%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Lyman County

Historical Declaration Activity

Activity Band

High

vs. South Dakota Avg

-16%

State avg: 19.0

vs. National Avg

-23%

National avg: 20.7

Avg Per Year

0.4

Over 44 years

FEMA NRI 8-hazard radar - Lyman County

Lyman County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 25, Wildfire 25, Drought 25, Heat Wave 8, Winter Storm 48. The simple mean of these eight displayed scores is 18 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 18 8-hazard mean
Lyman County NRI risk profile FIPS 46085 · displayed-hazard mean 18/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

16

Below median

Major Disaster share

81%

Mostly major

NRI risk score

26

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Lyman County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Relatively Moderate an average of 5.7 times per year
Wildfire Relatively Low roughly once every 1,028 years
Winter Weather Relatively Moderate an average of 16 times per year
Hail Relatively Low an average of 3.7 times per year
Drought Relatively Low 33 modeled event-days per year
Ice Storm Relatively Low roughly once every 3 years
Riverine Flooding Very Low an average of 1.1 times per year
Tornado Relatively Low roughly once every 2 years
Heat Wave Very Low 4.9 modeled event-days per year
Landslide Very Low roughly once every 2 years
Strong Wind Very Low an average of 2.8 times per year
Earthquake Very Low roughly once every 2,525 years
Lightning Very Low an average of 36 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 7
Severe Storm 4
Biological 2
Coastal Storm 1
Snowstorm 1
Drought 1

What Flood declarations mean here

Flood is the most frequent declaration type on Lyman County's record, 44% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 13 81.3%

of all 16 declarations

Emergency - 3 18.8%

of all 16 declarations

FEMA Declarations Timeline

Year Declarations
2020 2
2019 2
2015 1
2011 1
2010 2
2008 1
2005 1
1997 2
1995 2
1986 1
1976 1

Disaster Declarations

How the 16 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 16 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4527 COVID-19 PANDEMIC DR Biological 2020-04-05
3475 COVID-19 EM Biological 2020-03-13
4463 SEVERE STORMS AND FLOODING DR Flood 2019-09-23
4440 SEVERE WINTER STORM, SNOWSTORM, AND FLOODING DR Flood 2019-06-07
4233 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-07-30
1984 FLOODING DR Flood 2011-05-13
1915 FLOODING DR Flood 2010-05-13
1886 SEVERE WINTER STORM AND SNOWSTORM DR Severe Storm 2010-03-09
1774 SEVERE STORMS AND FLOODING DR Severe Storm 2008-07-09
3234 HURRICANE KATRINA EVACUATION EM Coastal Storm 2005-09-10
1173 SEVERE FLOODING, SEVER WINTER STORMS,HEAVY RAINS HIGH WINDS DR Flood 1997-04-07
1156 SEVERE WINTER STORMS AND BLIZZARD CONDITIONS DR Severe Storm 1997-01-10
1052 FLOODING DR Flood 1995-05-26
1045 SEVERE WINTER STORMS DR Snowstorm 1995-03-14
764 SEVERE STORMS & FLOODING DR Flood 1986-05-03
3015 DROUGHT EM Drought 1976-06-17

Storm Events in South Dakota

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Lyman County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,388 7 21 $10.7M
Hail 4,801 0 3 $4.5M
High Wind 2,277 0 1 $35.0K
Winter Weather 2,125 20 50 $133.0K
Flood 1,523 5 0 $196.2M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

16

Total Paid

$392.8K

Avg Per Claim

$24.6K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 26.5/100

Expected Annual Loss

Very Low

$5.9M/year

Social Vulnerability

Very High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Cold Wave Relatively Moderate
Wildfire Relatively Low
Winter Weather Relatively Moderate
Hail Relatively Low
Drought Relatively Low
Ice Storm Relatively Low
Riverine Flooding Very Low
Tornado Relatively Low
Heat Wave Very Low
Landslide Very Low
Strong Wind Very Low
Earthquake Very Low
Lightning Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

Worth noting for Lyman County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Lyman County's closest FEMA peer: Buffalo County, WI

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Lyman County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Lyman County - capture-dated entries only.

Further reading for this county

Most disaster-prone counties

With 16 FEMA declarations, Lyman County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Lyman County?
The most common disaster type in Lyman County is Flood, with 7 declarations. Other disaster types include Severe Storm (4), Biological (2), Coastal Storm (1).
How does Lyman County's FEMA declaration record compare with the South Dakota average?
The typical South Dakota county has 19.0 FEMA declaration records; Lyman County has 16, or 16% fewer. Against the national county mean of 20.7, this county's total is 23% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Lyman County received?
Lyman County has received 13 major disaster declarations, representing 81% of all 16 disaster declarations.
How many flood insurance claims has Lyman County filed?
Lyman County has 16 National Flood Insurance Program (NFIP) claims totaling $392.8K in payments, with an average of $24.6K per claim.
What was the worst year for disasters in Lyman County?
The most active year for disaster declarations in Lyman County was 1995, with 2 declarations. The county has FEMA disaster data spanning 1976 to 2020.
What is the FEMA National Risk Index score for Lyman County?
According to the FEMA National Risk Index, Lyman County, South Dakota has an overall risk score of 26.5 out of 100 (Very Low). The county's social vulnerability rating is Very High and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $5.9M in annualized losses.
Which natural hazard poses the greatest risk to Lyman County?
Based on FEMA NRI data, the highest-risk natural hazard in Lyman County as of the latest release is Cold Wave (risk rating: Relatively Moderate). Other significant hazards include Wildfire (Relatively Low) and Winter Weather (Relatively Moderate). FEMA's modeled event frequency puts cold wave here at an average of 5.7 times per year, drawn from 109 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Lyman County

Against a South Dakota county mean of 19 declarations, Lyman County, SD records 16, or 16% fewer. PlainHazard classifies that historical total as high activity.

  • Major Disaster is the largest group (13 of 16) in a declaration history that remains below its state benchmark; frequency here is not a forecast. South Dakota overview
  • Nationally the county exceeds 27% of recorded county totals, but its own South Dakota benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
  • A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide

A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.