FEMA Records
9
Low volume
Illinois · FEMA + NOAA + National Risk Index
Macoupin County, IL
9 FEMA disaster declarations (1983-2022), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.
- 9
- FEMA declarations
- 6
- Major disasters
- 80
- NRI risk · Relatively Low
- Severe Storm
- Top hazard
The verdict
Start with the local benchmark for Macoupin County: 9 FEMA declaration records are 30% below the Illinois county mean, even though the count is higher than 8% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks in the riskiest 20%.
- Riskiest 20%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 9
- FEMA declarations vs 21 national county avg
- 47
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 17117 · Macoupin County 9 declarations · rank 2996/3,266
DECL-LIGHT · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-MODERATE · TYPE-LEAD · VS-ST-BELOW
- DECL-LIGHT 9
- MAJOR-MID 67%
- RANK-LOWER #2,996
- PHOTO-FINISH Fulton
- NRI-LOW 80
- ACT-MODERATE Moderate
- TYPE-LEAD Severe Storm
- VS-ST-BELOW -30%
Nearest declaration peer: Fulton, OH (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Illinois state profile
Macoupin County among counties with fewer federal records
FEMA declaration records among Macoupin County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Fulton · near 9
Fulton · near
9 declarations
- Gallatin · near 9
Gallatin · near
9 declarations
- Hillsdale · near 9
Hillsdale · near
9 declarations
- Macoupin · this county 9
Macoupin · this county
9 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Macoupin County carries 9 FEMA declaration records, ranked 2996 of 3,266 counties in this registry.
Macoupin County versus quieter counties in this dataset
Macoupin County among lower-declaration counties nationally
FEMA disaster declarations, all-time · Macoupin County
9 8th percentile higher than 8% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Macoupin County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Macoupin County is led by Riverine Flooding (about $11.4M Expected Annual Loss, Historical Loss Ratio Relatively High), while Earthquake carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Macoupin County's hazard record show?
FEMA National Risk Index
This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 79.9/100 (Relatively Low). Expected Annual Loss is rated Relatively Low (roughly $38.7M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Relatively High, both critical modifiers of realized harm here. Among the 18 modeled hazards, Earthquake carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 227 years here.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 47 claims and $272.1K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
Start with the state benchmark: a Illinois county averages 12.9 federal declaration records, while Macoupin County has 9. The gap is 30% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
46 /100
Historical Activity Index
Moderate historical activity
Macoupin County, IL · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Low
7/30
9 OpenFEMA declarations, full ingest window (0.4x national county average)
County Disaster Density Moderate
9/25
9 declarations (0.7x state county average of 13)
Major Disaster Share High
17/25
6 of 9 declarations are major disasters (67%)
Hazard Diversity High
13/20
5 different disaster types declared in Macoupin County
FEMA NRI 8-hazard radar - Macoupin County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
67%
Major-heavy
NRI risk score
80
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Macoupin County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Earthquake | Relatively Moderate | roughly once every 227 years |
| Heat Wave | Relatively Moderate | 9.4 modeled event-days per year |
| Strong Wind | Relatively High | an average of 6.1 times per year |
| Lightning | Relatively High | an average of 49 times per year |
| Hail | Relatively Moderate | an average of 4.6 times per year |
| Cold Wave | Relatively Moderate | an average of 2.4 times per year |
| Landslide | Relatively Low | roughly once every 2 years |
| Tornado | Relatively Moderate | roughly once every 1 years |
| Riverine Flooding | Relatively Low | roughly once every 1 years |
| Drought | Relatively Moderate | 1.8 modeled event-days per year |
| Winter Weather | Relatively Moderate | an average of 8.5 times per year |
| Ice Storm | Relatively Low | an average of 1.2 times per year |
| Hurricane | Very Low | roughly once every 127 years |
| Wildfire | Very Low | roughly once every 29,942 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 3
Tornado 2
Biological 2
Severe Ice Storm 1
Hurricane 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Macoupin County's record, 33% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 6 66.7%
of all 9 declarations
Emergency - 3 33.3%
of all 9 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2022 | 1 | |
| 2020 | 2 | |
| 2009 | 1 | |
| 2007 | 1 | |
| 2005 | 1 | |
| 2002 | 1 | |
| 1983 | 2 | |
Disaster Declarations
How the 9 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 9 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3577 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES | EM | Tornado | 2021-12-13 |
| 4489 | COVID-19 PANDEMIC | DR | Biological | 2020-03-26 |
| 3435 | COVID-19 | EM | Biological | 2020-03-13 |
| 1800 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2008-10-03 |
| 1681 | SEVERE WINTER STORM | DR | Severe Ice Storm | 2007-02-09 |
| 3230 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-07 |
| 1416 | SEVERE STORMS, TORNADOES AND FLOODING | DR | Tornado | 2002-05-21 |
| 684 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1983-06-06 |
| 674 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1982-12-13 |
Storm Events in Illinois
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Macoupin County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 7,218 | 9 | 67 | $46.0M |
| Hail | 3,195 | 0 | 0 | $27.1M |
| Winter Weather | 1,363 | 14 | 49 | $1.8M |
| Flood | 1,221 | 14 | 11 | $84.3M |
| Flash Flood | 1,133 | 11 | 3 | $1.1B |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
47
Total Paid
$272.1K
Avg Per Claim
$5.8K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 79.9/100
Expected Annual Loss
Relatively Low
$38.7M/year
Social Vulnerability
Relatively Moderate
Community Resilience
Relatively High
Hazard Risk Breakdown
Earthquake Relatively Moderate
Heat Wave Relatively Moderate
Strong Wind Relatively High
Lightning Relatively High
Hail Relatively Moderate
Cold Wave Relatively Moderate
Landslide Relatively Low
Tornado Relatively Moderate
Riverine Flooding Relatively Low
Drought Relatively Moderate
Winter Weather Relatively Moderate
Ice Storm Relatively Low
Hurricane Very Low
Wildfire Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Earthquake
Earthquake is the model's clearest example of a hazard with no season and no warning. Its expected loss is driven less by how often shaking occurs than by how much of the building stock predates modern seismic codes, so exposure can be high in places where nothing has happened for a long time.
Worth noting for Macoupin County: the model and the federal record do NOT point at the same hazard. Earthquake carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Macoupin County's closest FEMA peer: Lebanon County, PA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Macoupin County. Record similarity, not a safety rating.
Similar modeled NRI score
Macoupin County: NRI composite 79.9 (Relatively Low).
Similar Major-disaster share
Macoupin County: 6 of 9 of its declarations are Major.
Closest declaration profiles
Macoupin County shows 9 FEMA declarations, led by Severe Storm.
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Macoupin County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Macoupin County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 79.9 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 9. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
FEMA's National Risk Index flags Earthquake as the top modeled exposure here (Relatively Moderate); the guide explains how that model differs from declaration counts.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Macoupin County?
The most common disaster type in Macoupin County is Severe Storm, with 3 declarations. Other disaster types include Tornado (2), Biological (2), Severe Ice Storm (1).
How does Macoupin County's FEMA declaration record compare with the Illinois average?
The typical Illinois county has 12.9 FEMA declaration records; Macoupin County has 9, or 30% fewer. Against the national county mean of 20.7, this county's total is 57% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Macoupin County received?
Macoupin County has received 6 major disaster declarations, representing 67% of all 9 disaster declarations.
How many flood insurance claims has Macoupin County filed?
Macoupin County has 47 National Flood Insurance Program (NFIP) claims totaling $272.1K in payments, with an average of $5.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Macoupin County?
No. In Macoupin County, Earthquake has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $11.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Macoupin County?
The most active year for disaster declarations in Macoupin County was 1983, with 2 declarations. The county has FEMA disaster data spanning 1983 to 2022.
What is the FEMA National Risk Index score for Macoupin County?
According to the FEMA National Risk Index, Macoupin County, Illinois has an overall risk score of 79.9 out of 100 (Relatively Low). Social vulnerability here rates Relatively Moderate, while community resilience comes in at Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $38.7M in annualized losses.
Which natural hazard poses the greatest risk to Macoupin County?
Based on FEMA NRI data, the highest-risk natural hazard in Macoupin County as of the latest release is Earthquake (risk rating: Relatively Moderate). Other significant hazards include Heat Wave (Relatively Moderate) and Strong Wind (Relatively High). FEMA's modeled event frequency puts earthquake here at roughly once every 227 years. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Macoupin County · vintage 2026-08-25 · Methodology · Illinois profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events