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Tennessee · FEMA + NOAA + National Risk Index

Madison County, TN

6 FEMA disaster declarations (2021–2026), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Severe Storm.

6
FEMA declarations
4
Major disasters
92
NRI risk · Relatively Moderate
Severe Storm
Top hazard

The verdict

Madison County ranks in the riskiest 8% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 80% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Relatively Moderate, based on 6 federal disaster declarations recorded since 2021, most often severe storm, 56% above the national county average of 4.

Riskiest 8%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
6
FEMA declarations vs 4 national county avg
3
severe storm declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Madison County compare?

Madison County vs. every U.S. county

FEMA disaster declarations, all-time

6 Top 20% higher than 80% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-25

Madison County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Tennessee county average

0/100100/100Tennessee avg53/10092.1/100
FEMA National Risk Index composite score vs. the Tennessee county average

How disaster-prone is Madison County?

Declaration frequency

Madison County, Tennessee has recorded 6 FEMA disaster declarations between 2021 and 2026, of which 4 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 1.2 declarations per year across a 5-year record, or roughly 8% above the Tennessee county average of 5.6 and 56% above the national county average of 3.8. The dominant disaster type on record is Severe Storm, with 3 of 6 declarations falling under this category.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 92.1/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $90.8M in annualized losses). Social vulnerability reads Relatively High and community resilience Very High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Earthquake stands out as the sharpest exposure here, rated Relatively High.

Flood exposure & the bottom line

Taken together, these indicators put Madison County at a moderate relative risk level, not the calmest county on record, but not among the most disaster-prone either.

Risk Assessment

Risk Level

Moderate

vs. Tennessee Avg

+8%

State avg: 5.6

vs. National Avg

+56%

National avg: 3.8

Avg Per Year

1.2

Over 5 years

FEMA NRI 8-hazard radar - Madison County

Madison County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 70, Flood 0, Hurricane 25, Tornado 70, Wildfire 8, Drought 25, Heat Wave 48, Winter Storm 70. Overall composite 40 of 100, classified Moderate. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 40 composite
Madison County NRI risk profile FIPS 47113 · composite 40/100 (Moderate)
How to read this radar

The radar plots Madison County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

6

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

47113

TN state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Severe Storm 3
Winter Storm 2
Tornado 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 4 66.7%

of all 6 declarations

Emergency - 2 33.3%

of all 6 declarations

FEMA Declarations Timeline

Year Declarations
2026 2
2025 2
2023 1
2021 1

Disaster Declarations

DR# Title Type Incident Date
4898 SEVERE WINTER STORM DR Winter Storm 2026-02-06
3635 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4878 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2025-06-19
3625 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-02
4712 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO DR Severe Storm 2023-05-17
4601 SEVERE STORMS, TORNADOES, AND FLOODING DR Tornado 2021-05-08

Storm Events in Tennessee

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,667 25 63 $114.4M
Hail 2,202 0 0 $655.5K
Heat 1,980 11 30 $0
Flash Flood 1,564 57 3 $349.7M
Winter Weather 1,303 5 0 $266.0K

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 92.1/100

Expected Annual Loss

Relatively Moderate

$90.8M/year

Social Vulnerability

Relatively High

Community Resilience

Very High

Hazard Risk Breakdown

Earthquake Relatively High
Tornado Relatively High
Cold Wave Relatively High
Heat Wave Relatively Moderate
Lightning Relatively High
Strong Wind Relatively High
Ice Storm Relatively High
Landslide Relatively Low
Hurricane Relatively Low
Drought Relatively Low
Winter Weather Relatively Low
Wildfire Very Low
Hail Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Tennessee

Frequently Asked Questions

How many natural disasters has Madison County, Tennessee had?
Madison County, Tennessee has received 6 FEMA disaster declarations from 2021 to 2026. Of these, 4 were major disaster declarations.
What is the most common disaster type in Madison County?
The most common disaster type in Madison County is Severe Storm, with 3 declarations. Other disaster types include Winter Storm (2), Tornado (1).
How does Madison County's disaster risk compare to the Tennessee average?
Madison County has 6 disaster declarations, which is 8% higher than the Tennessee county average of 5.6 declarations. Compared to the national county average of 3.8, it is 56% higher.
How many major FEMA disaster declarations has Madison County received?
Madison County has received 4 major disaster declarations, representing 67% of all 6 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Tennessee?
The most common storm types in Tennessee include Thunderstorm Wind (7,667 events), Hail (2,202 events), Heat (1,980 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Madison County?
The most active year for disaster declarations in Madison County was 2025, with 2 declarations. The county has FEMA disaster data spanning 2021 to 2026.
What is the overall disaster risk level for Madison County?
With 6 FEMA disaster declarations on record, Madison County lands in the moderate-risk band, not unusually disaster-prone, but not spared either.
What is the FEMA National Risk Index score for Madison County?
According to the FEMA National Risk Index, Madison County, Tennessee has an overall risk score of 92.1 out of 100 (Relatively Moderate). The county's social vulnerability rating is Relatively High and community resilience is Very High. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $90.8M in annualized losses.
Which natural hazard poses the greatest risk to Madison County?
Based on FEMA NRI data, the highest-risk natural hazard in Madison County is Earthquake (risk rating: Relatively High). Other significant hazards include Tornado (Relatively High) and Cold Wave (Relatively High). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Madison County

Madison County, TN runs 8% above the Tennessee county average for federal disaster declarations (6 vs 6), a moderate historical load overall.

  • Its most common federal declaration type is major disaster (4 of 6) - know the hazards most likely here before they happen. Tennessee overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, or report a data error.