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Michigan · FEMA + NOAA + National Risk Index

Manistee County, MI

8 FEMA disaster declarations (1977-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.

8
FEMA declarations
4
Major disasters
37
NRI risk · Very Low
Flood
Top hazard

The verdict

Start with the local benchmark for Manistee County: 8 FEMA declaration records are 20% below the Michigan county mean, even though the count is higher than 6% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks safer than 37%.

Safer than 37%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
8
FEMA declarations vs 21 national county avg
29
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 26101 · Manistee County 8 declarations · rank 3075/3,266

DECL-LIGHT · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-MODERATE · TYPE-LEAD · VS-ST-BELOW

  • DECL-LIGHT 8
  • MAJOR-MID 50%
  • RANK-LOWER #3,075
  • PHOTO-FINISH Marion
  • NRI-LOW Very Low
  • ACT-MODERATE Moderate
  • TYPE-LEAD Flood
  • VS-ST-BELOW -20%

Nearest declaration peer: Marion, IL (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Michigan state profile

Manistee County among counties with fewer federal records

FEMA declaration records among Manistee County and nearest peers by total count

declarations

What this shows Manistee County carries 8 FEMA declaration records, ranked 3075 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Manistee County versus quieter counties in this dataset

Manistee County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Manistee County

8 6th percentile higher than 6% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Manistee County's FEMA Risk Index score

0/100100/100Michigan avg50/10037.2/100
FEMA National Risk Index composite score vs. the Michigan county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Manistee County is led by Riverine Flooding (about $6.6M Expected Annual Loss, Historical Loss Ratio Very High), while Winter Weather carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Manistee County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 37.2/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $9.4M in annualized losses). Social vulnerability (Relatively High) and community resilience (Very High) both factor into how that raw exposure plays out on the ground. Of the 18 hazards FEMA models, Winter Weather stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 28 times per year here, based on 530 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 29 claims and $253.4K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Michigan county averages 10.0 federal declaration records, while Manistee County has 8. The gap is 20% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

44 /100

Historical Activity Index

Moderate historical activity

Manistee County, MI · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Low
6/30

8 OpenFEMA declarations, full ingest window (0.4x national county average)

County Disaster Density Moderate
10/25

8 declarations (0.8x state county average of 10)

Major Disaster Share High
13/25

4 of 8 declarations are major disasters (50%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Manistee County

FEMA NRI 8-hazard radar - Manistee County

Manistee County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 8, Wildfire 8, Drought 0, Heat Wave 8, Winter Storm 70. The simple mean of these eight displayed scores is 17 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 17 8-hazard mean
Manistee County NRI risk profile FIPS 26101 · displayed-hazard mean 17/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

8

Low volume

Major Disaster share

50%

Major-heavy

NRI risk score

37

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Manistee County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Winter Weather Relatively High an average of 28 times per year
Lightning Relatively Moderate an average of 27 times per year
Cold Wave Relatively Low roughly once every 1 years
Landslide Relatively Low roughly once every 5 years
Riverine Flooding Relatively Low roughly once every 2 years
Strong Wind Relatively Low roughly once every 1 years
Wildfire Very Low roughly once every 11,333 years
Coastal Flooding Very Low roughly once every 76 years
Heat Wave Very Low 0.8 modeled event-days per year
Tornado Very Low roughly once every 7 years
Hail Very Low roughly once every 1 years
Ice Storm Very Low roughly once every 7 years
Hurricane Very Low roughly once every 100 years
Earthquake Very Low roughly once every 2,398 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 2
Biological 2
Severe Storm 1
Hurricane 1
Snowstorm 1
Drought 1

What Flood declarations mean here

Flood is the most frequent declaration type on Manistee County's record, 25% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 4 50.0%

of all 8 declarations

Emergency - 4 50.0%

of all 8 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2020 2
2008 1
2005 1
1986 1
1978 1
1977 1

Disaster Declarations

How the 8 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 8 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4925 SEVERE STORMS, TORNADOES, AND FLOODING DR Flood 2026-06-30
4494 COVID-19 PANDEMIC DR Biological 2020-03-27
3455 COVID-19 EM Biological 2020-03-13
1777 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2008-07-14
3225 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-07
774 SEVERE STORMS & FLOODING DR Flood 1986-09-18
3057 BLIZZARDS & SNOWSTORMS EM Snowstorm 1978-01-27
3035 DROUGHT EM Drought 1977-03-02

Storm Events in Michigan

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Manistee County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 3,010 10 18 $173.8M
Winter Storm 1,486 3 11 $41.8M
Winter Weather 1,254 21 38 $892.0K
Hail 962 0 0 $77.1M
High Wind 389 3 2 $668.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

29

Total Paid

$253.4K

Avg Per Claim

$8.7K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 37.2/100

Expected Annual Loss

Very Low

$9.4M/year

Social Vulnerability

Relatively High

Community Resilience

Very High

Hazard Risk Breakdown

Winter Weather Relatively High
Lightning Relatively Moderate
Cold Wave Relatively Low
Landslide Relatively Low
Riverine Flooding Relatively Low
Strong Wind Relatively Low
Wildfire Very Low
Coastal Flooding Very Low
Heat Wave Very Low
Tornado Very Low
Hail Very Low
Ice Storm Very Low
Hurricane Very Low
Earthquake Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Winter Weather

Winter Weather in the model means the accumulation of snow and cold that disrupts rather than destroys: road closures, roof loads, burst pipes and lost heating. Its costs land heavily on transport and on households least able to absorb an interruption.

Worth noting for Manistee County: the model and the federal record do NOT point at the same hazard. Winter Weather carries the highest modeled rating (Relatively High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Manistee County's closest FEMA peer: Ford County, IL

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Manistee County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Manistee County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Manistee County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

FEMA's National Risk Index flags Winter Weather as the top modeled exposure here (Relatively High); the guide explains how that model differs from declaration counts.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Manistee County?
The most common disaster type in Manistee County is Flood, with 2 declarations. Other disaster types include Biological (2), Severe Storm (1), Hurricane (1).
How does Manistee County's FEMA declaration record compare with the Michigan average?
The typical Michigan county has 10.0 FEMA declaration records; Manistee County has 8, or 20% fewer. Against the national county mean of 20.7, this county's total is 61% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Manistee County received?
Manistee County has received 4 major disaster declarations, representing 50% of all 8 disaster declarations.
How many flood insurance claims has Manistee County filed?
Manistee County has 29 National Flood Insurance Program (NFIP) claims totaling $253.4K in payments, with an average of $8.7K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Manistee County?
No. In Manistee County, Winter Weather has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $6.6M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Manistee County?
The most active year for disaster declarations in Manistee County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1977 to 2026.
What is the FEMA National Risk Index score for Manistee County?
According to the FEMA National Risk Index, Manistee County, Michigan has an overall risk score of 37.2 out of 100 (Very Low). Social vulnerability here rates Relatively High, while community resilience comes in at Very High. The Expected Annual Loss (EAL) score is Very Low, representing $9.4M in annualized losses.
Which natural hazard poses the greatest risk to Manistee County?
Based on FEMA NRI data, the highest-risk natural hazard in Manistee County as of the latest release is Winter Weather (risk rating: Relatively High). Other significant hazards include Lightning (Relatively Moderate) and Cold Wave (Relatively Low). FEMA's modeled event frequency puts winter weather here at an average of 28 times per year, drawn from 530 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Manistee County · vintage 2026-08-25 · Methodology · Michigan profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events