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Michigan · FEMA + NOAA + National Risk Index

Marquette County, MI

11 FEMA disaster declarations (1977-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Flood.

11
FEMA declarations
5
Major disasters
70
NRI risk · Relatively Low
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Marquette County. Its 11 FEMA declarations are 10% above the Michigan county mean and exceed the count for 12% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 30%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 30%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
11
FEMA declarations vs 21 national county avg
21
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 26103 · Marquette County 11 declarations · rank 2828/3,266

DECL-MID · MAJOR-LIGHT · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-MID 11
  • MAJOR-LIGHT 45%
  • RANK-LOWER #2,828
  • PHOTO-FINISH Meeker
  • NRI-LOW 70
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-ABOVE +10%

Nearest declaration peer: Meeker, MN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Michigan state profile

Marquette County among counties with fewer federal records

FEMA declaration records among Marquette County and nearest peers by total count

declarations

What this shows Marquette County carries 11 FEMA declaration records, ranked 2828 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Marquette County versus quieter counties in this dataset

Marquette County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Marquette County

11 12th percentile higher than 12% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Marquette County's FEMA Risk Index score

0/100100/100Michigan avg50/10069.8/100
FEMA National Risk Index composite score vs. the Michigan county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Marquette County is led by Cold Wave (about $12.7M Expected Annual Loss, Historical Loss Ratio Relatively High), while Hail carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Marquette County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 69.8/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $26.0M in annualized losses), and a Relatively Moderate social-vulnerability profile combined with Very High community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Hail stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 1 years here, based on 35 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 21 claims and $233.4K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Marquette County's 11 federal records stand 10% above the Michigan county mean of 10.0. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

51 /100

Historical Activity Index

High historical activity

Marquette County, MI · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
8/30

11 OpenFEMA declarations, full ingest window (0.5x national county average)

County Disaster Density High
14/25

11 declarations (1.1x state county average of 10)

Major Disaster Share Moderate
11/25

5 of 11 declarations are major disasters (45%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Marquette County

FEMA NRI 8-hazard radar - Marquette County

Marquette County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 0, Tornado 8, Wildfire 25, Drought 8, Heat Wave 8, Winter Storm 70. The simple mean of these eight displayed scores is 19 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 19 8-hazard mean
Marquette County NRI risk profile FIPS 26103 · displayed-hazard mean 19/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

11

Low volume

Major Disaster share

45%

Mixed major share

NRI risk score

70

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Marquette County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hail Relatively High roughly once every 1 years
Cold Wave Relatively High an average of 4.6 times per year
Winter Weather Relatively High an average of 31 times per year
Lightning Relatively Moderate an average of 23 times per year
Wildfire Relatively Low roughly once every 1,694 years
Riverine Flooding Relatively Low an average of 1.1 times per year
Strong Wind Relatively Moderate roughly once every 1 years
Ice Storm Relatively Low roughly once every 18 years
Landslide Very Low an average of 1.1 times per year
Coastal Flooding Very Low roughly once every 79 years
Heat Wave Very Low 0.4 modeled event-days per year
Tornado Very Low roughly once every 6 years
Drought Very Low 2.9 modeled event-days per year
Earthquake Very Low roughly once every 6,173 years
Hurricane No Rating roughly once every 345 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 3
Biological 2
Snowstorm 2
Hurricane 1
Fire 1
Freezing 1
Drought 1

What Flood declarations mean here

Flood is the most frequent declaration type on Marquette County's record, 27% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 5 45.5%

of all 11 declarations

Emergency - 5 45.5%

of all 11 declarations

Fire Management - 1 9.1%

of all 11 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2020 2
2013 1
2005 1
2002 1
1999 2
1994 1
1978 1
1977 1

Disaster Declarations

How the 11 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 11 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4925 SEVERE STORMS, TORNADOES, AND FLOODING DR Flood 2026-06-30
4494 COVID-19 PANDEMIC DR Biological 2020-03-27
3455 COVID-19 EM Biological 2020-03-13
4121 FLOODING DR Flood 2013-06-18
3225 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-07
1413 FLOODING DR Flood 2002-05-06
2261 MI - TOWER LAKE MOUNTAIN FIRE - 05/06/1999 FM Fire 1999-05-06
3137 MI - SEVERE WEATHER 1/2 /99 EM Snowstorm 1999-01-27
1028 SEVERE DEEP FREEZE DR Freezing 1994-05-10
3057 BLIZZARDS & SNOWSTORMS EM Snowstorm 1978-01-27
3035 DROUGHT EM Drought 1977-03-02

Storm Events in Michigan

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Marquette County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 3,010 10 18 $173.8M
Winter Storm 1,486 3 11 $41.8M
Winter Weather 1,254 21 38 $892.0K
Hail 962 0 0 $77.1M
High Wind 389 3 2 $668.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

21

Total Paid

$233.4K

Avg Per Claim

$11.1K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 69.8/100

Expected Annual Loss

Relatively Low

$26.0M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Very High

Hazard Risk Breakdown

Hail Relatively High
Cold Wave Relatively High
Winter Weather Relatively High
Lightning Relatively Moderate
Wildfire Relatively Low
Riverine Flooding Relatively Low
Strong Wind Relatively Moderate
Ice Storm Relatively Low
Landslide Very Low
Coastal Flooding Very Low
Heat Wave Very Low
Tornado Very Low
Drought Very Low
Earthquake Very Low
Hurricane No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hail

Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.

Worth noting for Marquette County: the model and the federal record do NOT point at the same hazard. Hail carries the highest modeled rating (Relatively High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Marquette County's closest FEMA peer: Ohio County, WV

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Marquette County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Marquette County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Marquette County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 11 FEMA declarations, Marquette County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Marquette County?
The most common disaster type in Marquette County is Flood, with 3 declarations. Other disaster types include Biological (2), Snowstorm (2), Hurricane (1).
How does Marquette County's FEMA declaration record compare with the Michigan average?
FEMA lists 11 declaration records for Marquette County. That is 10% above the Michigan county mean of 10.0. Its count is also 47% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Marquette County received?
Marquette County has received 5 major disaster declarations, representing 45% of all 11 disaster declarations.
How many flood insurance claims has Marquette County filed?
Marquette County has 21 National Flood Insurance Program (NFIP) claims totaling $233.4K in payments, with an average of $11.1K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Marquette County?
No. In Marquette County, Hail has the highest National Risk Index rating (Relatively High), while Cold Wave leads Expected Annual Loss at about $12.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Marquette County?
The most active year for disaster declarations in Marquette County was 1999, with 2 declarations. The county has FEMA disaster data spanning 1977 to 2026.
What is the FEMA National Risk Index score for Marquette County?
According to the FEMA National Risk Index, Marquette County, Michigan has an overall risk score of 69.8 out of 100 (Relatively Low). Social vulnerability here rates Relatively Moderate, while community resilience comes in at Very High. The Expected Annual Loss (EAL) score is Relatively Low, representing $26.0M in annualized losses.
Which natural hazard poses the greatest risk to Marquette County?
The top hazard flagged by FEMA's NRI for Marquette County is Hail (risk rating: Relatively High). Other significant hazards include Cold Wave (Relatively High) and Winter Weather (Relatively High). FEMA's modeled event frequency puts hail here at roughly once every 1 years, drawn from 35 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Marquette County · vintage 2026-08-25 · Methodology · Michigan profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events