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South Dakota · FEMA + NOAA + National Risk Index

Minnehaha County, SD

17 FEMA disaster declarations (1969-2024), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Severe Storm.

17
FEMA declarations
14
Major disasters
90
NRI risk · Relatively Moderate
Severe Storm
Top hazard

The verdict

Minnehaha County has a nationally busy FEMA history: 17 declarations, more than 32% of counties in this registry. But the state comparison tempers that reading: the total is 11% below the South Dakota county mean. FEMA's separate National Risk Index places the county in the riskiest 10%; that score models loss and vulnerability rather than counting declarations.

Riskiest 10%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
17
FEMA declarations vs 21 national county avg
425
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 46099 · Minnehaha County 17 declarations · rank 2118/3,266

DECL-MID · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 17
  • MAJOR-HEAVY 82%
  • RANK-LOWER #2,118
  • PHOTO-FINISH Curry
  • NRI-MID 90
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -11%

Nearest declaration peer: Curry, OR (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · South Dakota state profile

Minnehaha County among counties with fewer federal records

FEMA declaration records among Minnehaha County and nearest peers by total count

declarations

What this shows Minnehaha County carries 17 FEMA declaration records, ranked 2118 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Minnehaha County versus quieter counties in this dataset

Minnehaha County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Minnehaha County

17 32nd percentile higher than 32% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Minnehaha County's FEMA Risk Index score

0/100100/100South Dakota avg27/10089.5/100
FEMA National Risk Index composite score vs. the South Dakota county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Minnehaha County is led by Tornado (about $36.0M Expected Annual Loss, Historical Loss Ratio Very High), while Ice Storm carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Minnehaha County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 425 paid claims, totaling $8.9M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $20.9K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a South Dakota county averages 19.0 federal declaration records, while Minnehaha County has 17. The gap is 11% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 89.5/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $103.7M in annualized losses). Social vulnerability reads Very Low and community resilience Very High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Ice Storm stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 1.1 times per year here, based on 75 historical events on record.

57 /100

Historical Activity Index

High historical activity

Minnehaha County, SD · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
12/30

17 OpenFEMA declarations, full ingest window (0.8x national county average)

County Disaster Density Moderate
11/25

17 declarations (0.9x state county average of 19)

Major Disaster Share Very High
21/25

14 of 17 declarations are major disasters (82%)

Hazard Diversity High
13/20

5 different disaster types declared in Minnehaha County

FEMA NRI 8-hazard radar - Minnehaha County

Minnehaha County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 48, Hurricane 0, Tornado 70, Wildfire 25, Drought 48, Heat Wave 48, Winter Storm 92. The simple mean of these eight displayed scores is 42 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 42 8-hazard mean
Minnehaha County NRI risk profile FIPS 46099 · displayed-hazard mean 42/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

17

Below median

Major Disaster share

82%

Mostly major

NRI risk score

90

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Minnehaha County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Ice Storm Very High an average of 1.1 times per year
Tornado Relatively High roughly once every 1 years
Winter Weather Relatively High an average of 18 times per year
Cold Wave Relatively High an average of 8.5 times per year
Hail Relatively Moderate an average of 5.9 times per year
Strong Wind Relatively High an average of 4 times per year
Heat Wave Relatively Moderate 5.6 modeled event-days per year
Riverine Flooding Relatively Moderate an average of 4.5 times per year
Drought Relatively Moderate 15 modeled event-days per year
Wildfire Relatively Low roughly once every 1,837 years
Lightning Relatively Low an average of 38 times per year
Landslide Very Low roughly once every 9 years
Earthquake Very Low roughly once every 2,513 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 8
Flood 5
Biological 2
Coastal Storm 1
Drought 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Minnehaha County's record, 47% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 14 82.4%

of all 17 declarations

Emergency - 3 17.6%

of all 17 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2022 1
2020 3
2019 1
2014 1
2013 1
2010 1
2005 1
2004 1
1997 3
1993 1
1976 1
1969 1

Disaster Declarations

How the 17 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 17 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4807 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2024-08-15
4656 SEVERE STORM, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2022-06-29
4527 COVID-19 PANDEMIC DR Biological 2020-04-05
3475 COVID-19 EM Biological 2020-03-13
4469 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2019-11-18
4440 SEVERE WINTER STORM, SNOWSTORM, AND FLOODING DR Flood 2019-06-07
4186 SEVERE STORMS, TORNADOES, AND FLOODING DR Flood 2014-07-28
4115 SEVERE WINTER STORM AND SNOWSTORM DR Severe Storm 2013-05-10
1938 SEVERE STORMS AND FLOODING DR Severe Storm 2010-09-23
3234 HURRICANE KATRINA EVACUATION EM Coastal Storm 2005-09-10
1531 SEVERE STORMS AND FLOODING DR Severe Storm 2004-07-20
1173 SEVERE FLOODING, SEVER WINTER STORMS,HEAVY RAINS HIGH WINDS DR Flood 1997-04-07
1161 SEVERE WINTER STORM DR Severe Storm 1997-02-28
1156 SEVERE WINTER STORMS AND BLIZZARD CONDITIONS DR Severe Storm 1997-01-10
999 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1993-07-19
3015 DROUGHT EM Drought 1976-06-17
257 FLOODING DR Flood 1969-04-18

Storm Events in South Dakota

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Minnehaha County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,388 7 21 $10.7M
Hail 4,801 0 3 $4.5M
High Wind 2,277 0 1 $35.0K
Winter Weather 2,125 20 50 $133.0K
Flood 1,523 5 0 $196.2M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

425

Total Paid

$8.9M

Avg Per Claim

$20.9K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 89.5/100

Expected Annual Loss

Relatively Moderate

$103.7M/year

Social Vulnerability

Very Low

Community Resilience

Very High

Hazard Risk Breakdown

Ice Storm Very High
Tornado Relatively High
Winter Weather Relatively High
Cold Wave Relatively High
Hail Relatively Moderate
Strong Wind Relatively High
Heat Wave Relatively Moderate
Riverine Flooding Relatively Moderate
Drought Relatively Moderate
Wildfire Relatively Low
Lightning Relatively Low
Landslide Very Low
Earthquake Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Ice Storm

Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.

Worth noting for Minnehaha County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Very High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Minnehaha County's closest FEMA peer: Florence County, SC

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Minnehaha County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Minnehaha County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Minnehaha County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Minnehaha County's NFIP claims file (425 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Minnehaha County?
The most common disaster type in Minnehaha County is Severe Storm, with 8 declarations. Other disaster types include Flood (5), Biological (2), Coastal Storm (1).
How does Minnehaha County's FEMA declaration record compare with the South Dakota average?
The typical South Dakota county has 19.0 FEMA declaration records; Minnehaha County has 17, or 11% fewer. Against the national county mean of 20.7, this county's total is 18% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Minnehaha County received?
Minnehaha County has received 14 major disaster declarations, representing 82% of all 17 disaster declarations.
How many flood insurance claims has Minnehaha County filed?
Minnehaha County has 425 National Flood Insurance Program (NFIP) claims totaling $8.9M in payments, with an average of $20.9K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Minnehaha County?
No. In Minnehaha County, Ice Storm has the highest National Risk Index rating (Very High), while Tornado leads Expected Annual Loss at about $36.0M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Minnehaha County?
The most active year for disaster declarations in Minnehaha County was 1997, with 3 declarations. The county has FEMA disaster data spanning 1969 to 2024.
What is the FEMA National Risk Index score for Minnehaha County?
According to the FEMA National Risk Index, Minnehaha County, South Dakota has an overall risk score of 89.5 out of 100 (Relatively Moderate). The county's social vulnerability rating is Very Low and community resilience is Very High. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $103.7M in annualized losses.
Which natural hazard poses the greatest risk to Minnehaha County?
The top hazard flagged by FEMA's NRI for Minnehaha County as of the latest release is Ice Storm (risk rating: Very High). Other significant hazards include Tornado (Relatively High) and Winter Weather (Relatively High). FEMA's modeled event frequency puts ice storm here at an average of 1.1 times per year, drawn from 75 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Minnehaha County · vintage 2026-08-25 · Methodology · South Dakota profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events