FEMA Records
21
Above median
Mississippi · FEMA + NOAA + National Risk Index
Montgomery County, MS
21 FEMA disaster declarations (1973-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.
- 21
- FEMA declarations
- 15
- Major disasters
- 11
- NRI risk · Very Low
- Severe Storm
- Top hazard
The verdict
Montgomery County has a nationally busy FEMA history: 21 declarations, more than 52% of counties in this registry. But the state comparison tempers that reading: the total is 19% below the Mississippi county mean. FEMA's separate National Risk Index places the county safer than 11%; that score models loss and vulnerability rather than counting declarations.
- Safer than 11%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 21
- FEMA declarations vs 21 national county avg
- 9
- severe storm declarations, the most common hazard here
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 28097 · Montgomery County 21 declarations · rank 1532/3,266
DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-HEAVY 21
- MAJOR-MID 71%
- RANK-LOWER #1,532
- PHOTO-FINISH Montgomery
- NRI-LOW Very Low
- ACT-HIGH High
- TYPE-LEAD Severe Storm
- VS-ST-BELOW -19%
Nearest declaration peer: Montgomery, IN (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Mississippi state profile
Montgomery County in the declaration-count neighbourhood
FEMA declaration records among Montgomery County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Atascosa · near 21
Atascosa · near
21 declarations
- Mason · near 21
Mason · near
21 declarations
- Montgomery · near 21
Montgomery · near
21 declarations
- Montgomery · this county 21
Montgomery · this county
21 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Montgomery County carries 21 FEMA declaration records, ranked 1532 of 3,266 counties in this registry.
How Montgomery County's FEMA declaration count compares nationally
Montgomery County vs. all counties in this dataset
FEMA disaster declarations, all-time · Montgomery County
21 Top 48% higher than 52% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Montgomery County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Montgomery County is led by Riverine Flooding (about $1.4M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Earthquake carries the highest National Risk Index rating (Very Low). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Montgomery County's hazard record show?
FEMA National Risk Index
FEMA's National Risk Index places this county in the low end of the national distribution, composite score 10.9/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $4.1M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Relatively High) and community resilience (Relatively Low). Even the county's top-rated hazard, Earthquake, only reaches Very Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 368 years here.
Reading the federal records together
No paid-claim row for this county appears in the NFIP county table used by PlainHazard. That absence is not evidence that flooding never occurred: the register observes claims under federal flood-insurance policies, not uninsured losses, emergency reports, or every flood outside the program. The FEMA declaration history below is therefore the available federal-action record on this page.
Start with the state benchmark: a Mississippi county averages 25.9 federal declaration records, while Montgomery County has 21. The gap is 19% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
58 /100
Historical Activity Index
High historical activity
Montgomery County, MS · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
15/30
21 OpenFEMA declarations, full ingest window (1.0x national county average)
County Disaster Density Moderate
10/25
21 declarations (0.8x state county average of 26)
Major Disaster Share High
18/25
15 of 21 declarations are major disasters (71%)
Hazard Diversity Very High
15/20
6 different disaster types declared in Montgomery County
FEMA NRI 8-hazard radar - Montgomery County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
71%
Major-heavy
NRI risk score
11
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Montgomery County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Earthquake | Very Low | roughly once every 368 years |
| Hurricane | Very Low | roughly once every 15 years |
| Landslide | Very Low | roughly once every 2 years |
| Drought | Relatively Low | 15 modeled event-days per year |
| Hail | Relatively Low | an average of 3.2 times per year |
| Heat Wave | Relatively Low | 13 modeled event-days per year |
| Tornado | Relatively Low | roughly once every 3 years |
| Ice Storm | Relatively Low | roughly once every 1 years |
| Cold Wave | Relatively Low | an average of 1.2 times per year |
| Lightning | Relatively Low | an average of 67 times per year |
| Strong Wind | Relatively Low | an average of 2.4 times per year |
| Wildfire | Very Low | roughly once every 1,077 years |
| Riverine Flooding | Very Low | roughly once every 1 years |
| Winter Weather | Very Low | an average of 3.1 times per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 9
Hurricane 6
Winter Storm 2
Biological 2
Severe Ice Storm 1
Snowstorm 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Montgomery County's record, 43% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 15 71.4%
of all 21 declarations
Emergency - 6 28.6%
of all 21 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 2 | |
| 2025 | 1 | |
| 2023 | 1 | |
| 2022 | 1 | |
| 2021 | 1 | |
| 2020 | 3 | |
| 2019 | 1 | |
| 2017 | 1 | |
| 2014 | 1 | |
| 2012 | 2 | |
| 2011 | 1 | |
| 2008 | 1 | |
| 2005 | 1 | |
| 1999 | 1 | |
| 1979 | 1 | |
Show 2 earlier declaration years
| 1977 | 1 | |
| 1973 | 1 | |
Disaster Declarations
How the 21 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 21 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4899 | SEVERE WINTER STORM | DR | Winter Storm | 2026-02-06 |
| 3640 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-24 |
| 4874 | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING | DR | Severe Storm | 2025-05-21 |
| 4697 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES | DR | Severe Storm | 2023-03-26 |
| 4626 | HURRICANE IDA | DR | Hurricane | 2021-10-22 |
| 3569 | HURRICANE IDA | EM | Hurricane | 2021-08-28 |
| 4536 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2020-04-16 |
| 4528 | COVID-19 PANDEMIC | DR | Biological | 2020-04-05 |
| 3474 | COVID-19 | EM | Biological | 2020-03-13 |
| 4429 | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING | DR | Severe Storm | 2019-04-23 |
| 4314 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2017-05-22 |
| 4175 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2014-04-30 |
| 4081 | HURRICANE ISAAC | DR | Hurricane | 2012-08-29 |
| 3348 | TROPICAL STORM ISAAC | EM | Hurricane | 2012-08-28 |
| 1972 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING | DR | Severe Storm | 2011-04-29 |
| 3291 | HURRICANE GUSTAV | EM | Hurricane | 2008-08-30 |
| 1604 | HURRICANE KATRINA | DR | Hurricane | 2005-08-29 |
| 1265 | SEVERE WINTER STORMS, ICE AND FREEZING RAIN | DR | Severe Ice Storm | 1999-01-25 |
| 577 | STORMS, TORNADOES, FLOODS | DR | Severe Storm | 1979-04-16 |
| 3032 | DROUGHT & FREEZING | EM | Snowstorm | 1977-02-22 |
Show 1 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 368 | HEAVY RAINS, TORNADOES & FLOODING | DR | Severe Storm | 1973-03-27 |
Storm Events in Mississippi
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Montgomery County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 5,557 | 17 | 60 | $93.9M |
| Flash Flood | 1,551 | 6 | 9 | $83.6M |
| Hail | 1,411 | 0 | 0 | $90.1M |
| Heat | 1,340 | 3 | 0 | $0 |
| Tornado | 1,097 | 68 | 610 | $562.0M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
FEMA National Risk Index
Overall Risk
Very Low
Score: 10.9/100
Expected Annual Loss
Very Low
$4.1M/year
Social Vulnerability
Relatively High
Community Resilience
Relatively Low
Hazard Risk Breakdown
Earthquake Very Low
Hurricane Very Low
Landslide Very Low
Drought Relatively Low
Hail Relatively Low
Heat Wave Relatively Low
Tornado Relatively Low
Ice Storm Relatively Low
Cold Wave Relatively Low
Lightning Relatively Low
Strong Wind Relatively Low
Wildfire Very Low
Riverine Flooding Very Low
Winter Weather Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Earthquake
Earthquake is the model's clearest example of a hazard with no season and no warning. Its expected loss is driven less by how often shaking occurs than by how much of the building stock predates modern seismic codes, so exposure can be high in places where nothing has happened for a long time.
Worth noting for Montgomery County: the model and the federal record do NOT point at the same hazard. Earthquake carries the highest modeled rating (Very Low), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Montgomery County's closest FEMA peer: Bennington County, VT
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Montgomery County. Record similarity, not a safety rating.
Closest declaration profiles
Montgomery County shows 21 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Montgomery County: 15 of 21 of its declarations are Major.
Similar modeled NRI score
Montgomery County: NRI composite 10.9 (Very Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Montgomery County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Montgomery County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 10.9 (Very Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 21. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Most disaster-prone counties
With 21 FEMA declarations, Montgomery County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Montgomery County?
The most common disaster type in Montgomery County is Severe Storm, with 9 declarations. Other disaster types include Hurricane (6), Winter Storm (2), Biological (2).
How does Montgomery County's FEMA declaration record compare with the Mississippi average?
The typical Mississippi county has 25.9 FEMA declaration records; Montgomery County has 21, or 19% fewer. Against the national county mean of 20.7, this county's total is 1% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Montgomery County received?
Montgomery County has received 15 major disaster declarations, representing 71% of all 21 disaster declarations.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Montgomery County?
No. In Montgomery County, Earthquake has the highest National Risk Index rating (Very Low), while Riverine Flooding leads Expected Annual Loss at about $1.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Montgomery County?
The most active year for disaster declarations in Montgomery County was 2020, with 3 declarations. The county has FEMA disaster data spanning 1973 to 2026.
What is the FEMA National Risk Index score for Montgomery County?
According to the FEMA National Risk Index, Montgomery County, Mississippi has an overall risk score of 10.9 out of 100 (Very Low). The county's social vulnerability rating is Relatively High and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $4.1M in annualized losses.
Which natural hazard poses the greatest risk to Montgomery County?
FEMA's NRI data points to Montgomery County is Earthquake (risk rating: Very Low). Other significant hazards include Hurricane (Very Low) and Landslide (Very Low). FEMA's modeled event frequency puts earthquake here at roughly once every 368 years. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Montgomery County · vintage 2026-08-25 · Methodology · Mississippi profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events