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California · FEMA + NOAA + National Risk Index

Napa County, CA

39 FEMA disaster declarations (1965-2023), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Fire.

39
FEMA declarations
24
Major disasters
95
NRI risk · Relatively High
Fire
Top hazard

The verdict

Two federal records point in the busier direction for Napa County. Its 39 FEMA declarations are 37% above the California county mean and exceed the count for 96% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 5%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 5%
of U.S. counties for FEMA National Risk Index score
Relatively High
FEMA National Risk Index rating
39
FEMA declarations vs 21 national county avg
1,361
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 06055 · Napa County 39 declarations · rank 118/3,266

DECL-HEAVY · MAJOR-MID · RANK-UPPER · PHOTO-FINISH · NRI-HIGH · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 39
  • MAJOR-MID 62%
  • RANK-UPPER #118
  • PHOTO-FINISH Canadian
  • NRI-HIGH 95
  • ACT-HIGH High
  • TYPE-LEAD Fire
  • VS-ST-ABOVE +37%

Nearest declaration peer: Canadian, OK (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · California state profile

Napa County among high-volume declaration counties

FEMA declaration records among Napa County and nearest peers by total count

declarations

What this shows Napa County carries 39 FEMA declaration records, ranked 118 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Napa County ranks in the national declaration registry

Napa County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Napa County

39 Top 4% higher than 96% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Napa County's FEMA Risk Index score

0/100100/100California avg89/10095.3/100
FEMA National Risk Index composite score vs. the California county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Napa County is led by Riverine Flooding (about $89.8M Expected Annual Loss, Historical Loss Ratio Relatively High), while Drought carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Napa County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 1,361 claims and $29.8M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $21.9K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Napa County's 39 federal records stand 37% above the California county mean of 28.5. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 95.3/100 (Relatively High). Expected Annual Loss is rated Relatively High (roughly $186.0M in annualized losses). Social vulnerability reads Relatively Low and community resilience Relatively High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Drought stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at 60 modeled event-days per year here, based on 2,037 historical events on record.

80 /100

Historical Activity Index

Very High historical activity

Napa County, CA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
28/30

39 OpenFEMA declarations, full ingest window (1.9x national county average)

County Disaster Density High
17/25

39 declarations (1.4x state county average of 29)

Major Disaster Share High
15/25

24 of 39 declarations are major disasters (62%)

Hazard Diversity Very High
20/20

9 different disaster types declared in Napa County

FEMA NRI 8-hazard radar - Napa County

Napa County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 70, Flood 70, Hurricane 0, Tornado 8, Wildfire 48, Drought 92, Heat Wave 25, Winter Storm 8. The simple mean of these eight displayed scores is 40 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 40 8-hazard mean
Napa County NRI risk profile FIPS 06055 · displayed-hazard mean 40/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

39

Very high volume

Major Disaster share

62%

Major-heavy

NRI risk score

95

Relatively High

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Napa County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Very High 60 modeled event-days per year
Landslide Relatively High an average of 42 times per year
Earthquake Relatively High roughly once every 8 years
Wildfire Relatively Moderate roughly once every 219 years
Riverine Flooding Relatively High an average of 1.1 times per year
Coastal Flooding Relatively Moderate an average of 3.6 times per year
Heat Wave Relatively Low 7.7 modeled event-days per year
Volcanic Activity Very Low roughly once every 10,000 years
Lightning Relatively Low an average of 4.2 times per year
Tornado Very Low roughly once every 11 years
Avalanche Very Low roughly once every 100 years
Hail Very Low roughly once every 24 years
Strong Wind Very Low roughly once every 35 years
Winter Weather Very Low an average of 1.1 times per year
Tsunami Very Low roughly once every 3 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Fire 13
Severe Storm 10
Flood 8
Biological 2
Earthquake 2
Hurricane 1
Freezing 1
Coastal Storm 1
Drought 1

What Fire declarations mean here

Fire is the most frequent declaration type on Napa County's record, 33% of its declarations. Wildfire is the one hazard here with its own dedicated federal instrument: the Fire Management Assistance Grant, which appears in this data as an FM record. An FMAG can be authorised while a fire is still burning, on a timescale of hours, because its purpose is to reimburse the cost of fighting a fire that threatens to become a major disaster.

That distinction matters when comparing counties. An FM declaration is not a presidential major disaster declaration and does not carry the same assistance programmes, so a fire-heavy county's total is not directly comparable with a hurricane-heavy county's total unless the declaration types are separated, which is why they are listed separately on this page.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 24 61.5%

of all 39 declarations

Fire Management - 9 23.1%

of all 39 declarations

Emergency - 6 15.4%

of all 39 declarations

FEMA Declarations Timeline

Year Declarations
2023 4
2021 1
2020 5
2019 2
2018 4
2017 3
2015 2
2014 2
2008 1
2006 2
2005 1
2000 1
1999 1
1998 1
1997 1
Show 7 earlier declaration years
1995 2
1993 1
1991 1
1986 1
1983 1
1977 1
1965 1

Disaster Declarations

How the 39 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 39 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4699 SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-04-03
3592 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES EM Flood 2023-03-10
4683 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2023-01-14
3591 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES EM Flood 2023-01-09
4569 WILDFIRES DR Fire 2020-10-16
5376 GLASS FIRE FM Fire 2020-09-27
4558 WILDFIRES DR Fire 2020-08-22
5331 LNU LIGHTNING FIRE COMPLEX FM Fire 2020-08-18
4482 COVID-19 PANDEMIC DR Biological 2020-03-22
3428 COVID-19 EM Biological 2020-03-13
4434 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2019-05-17
4431 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2019-05-01
4344 WILDFIRES DR Fire 2017-10-10
5222 PARTRICK FIRE FM Fire 2017-10-09
5214 ATLAS FIRE FM Fire 2017-10-09
5215 TUBBS FIRE FM Fire 2017-10-09
4308 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES DR Flood 2017-04-01
4305 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES DR Flood 2017-03-16
4301 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES DR Severe Storm 2017-02-14
5112 VALLEY FIRE FM Fire 2015-09-13
Show 19 earlier declaration records
DR# Title Type Incident Date
5091 WRAGG FIRE FM Fire 2015-07-23
4193 EARTHQUAKE DR Earthquake 2014-09-11
5057 BUTTS FIRE FM Fire 2014-07-02
2776 WILD FIRE FM Fire 2008-06-22
1646 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2006-06-05
1628 SEVERE STORMS, FLOODING, MUDSLIDES, AND LANDSLIDES DR Severe Storm 2006-02-03
3248 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1342 EARTHQUAKE DR Earthquake 2000-09-14
3140 CA-WILDFIRES-08/25/1999 EM Fire 1999-09-01
1203 SEVERE WINTER STORMS AND FLOODING DR Severe Storm 1998-02-09
1155 SEVERE STORMS, FLOODING, MUD AND LANDSLIDES DR Severe Storm 1997-01-04
1046 SEVERE WINTER STORMS, FLOODING LANDSLIDES, MUD FLOW DR Severe Storm 1995-03-12
1044 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, MUD FLOWS DR Severe Storm 1995-01-10
979 SEVERE WINTER STORM, MUD & LAND SLIDES, & FLOODING DR Flood 1993-02-03
894 SEVERE FREEZE DR Freezing 1991-02-11
758 SEVERE STORMS & FLOODING DR Flood 1986-02-21
677 COASTAL STORMS, FLOODS, SLIDES & TORNADOES DR Coastal Storm 1983-02-09
3023 DROUGHT EM Drought 1977-01-20
183 HEAVY RAINS & FLOODING DR Flood 1964-12-24

Storm Events in California

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Napa County.

Storm Type Events Fatalities Injuries Property Damage
High Wind 4,070 13 27 $228.2M
Flood 3,132 26 25 $985.1M
Heavy Snow 1,814 6 0 $1.6M
Dense Fog 1,605 52 148 $2.8M
Drought 1,421 0 0 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

1,361

Total Paid

$29.8M

Avg Per Claim

$21.9K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively High

Score: 95.3/100

Expected Annual Loss

Relatively High

$186.0M/year

Social Vulnerability

Relatively Low

Community Resilience

Relatively High

Hazard Risk Breakdown

Drought Very High
Landslide Relatively High
Earthquake Relatively High
Wildfire Relatively Moderate
Riverine Flooding Relatively High
Coastal Flooding Relatively Moderate
Heat Wave Relatively Low
Volcanic Activity Very Low
Lightning Relatively Low
Tornado Very Low
Avalanche Very Low
Hail Very Low
Strong Wind Very Low
Winter Weather Very Low
Tsunami Very Low
Cold Wave No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Napa County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Very High), while the county's declaration history is led by Fire. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Napa County's closest FEMA peer: Holmes County, FL

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Napa County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Napa County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Napa County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Napa County's NFIP claims file (1,361 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Napa County?
The most common disaster type in Napa County is Fire, with 13 declarations. Other disaster types include Severe Storm (10), Flood (8), Biological (2).
How does Napa County's FEMA declaration record compare with the California average?
FEMA lists 39 declaration records for Napa County. That is 37% above the California county mean of 28.5. Its count is also 88% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Napa County received?
Napa County has received 24 major disaster declarations, representing 62% of all 39 disaster declarations.
How many flood insurance claims has Napa County filed?
Napa County has 1,361 National Flood Insurance Program (NFIP) claims totaling $29.8M in payments, with an average of $21.9K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Napa County?
No. In Napa County, Drought has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $89.8M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Napa County?
The most active year for disaster declarations in Napa County was 2020, with 5 declarations. The county has FEMA disaster data spanning 1965 to 2023.
What is the FEMA National Risk Index score for Napa County?
According to the FEMA National Risk Index, Napa County, California has an overall risk score of 95.3 out of 100 (Relatively High). The county's social vulnerability rating is Relatively Low and community resilience is Relatively High. The Expected Annual Loss (EAL) score is Relatively High, representing $186.0M in annualized losses.
Which natural hazard poses the greatest risk to Napa County?
Based on FEMA NRI data, the highest-risk natural hazard in Napa County is Drought (risk rating: Very High). Other significant hazards include Landslide (Relatively High) and Earthquake (Relatively High). FEMA's modeled event frequency puts drought here at 60 modeled event-days per year, drawn from 2,037 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Napa County · vintage 2026-08-25 · Methodology · California profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events