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Virginia · FEMA + NOAA + National Risk Index

Northampton County, VA

22 FEMA disaster declarations (1972-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.

22
FEMA declarations
14
Major disasters
44
NRI risk · Relatively Low
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Northampton County. Its 22 FEMA declarations are 8% above the Virginia county mean and exceed the count for 57% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 44%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 44%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
22
FEMA declarations vs 21 national county avg
98
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 51131 · Northampton County 22 declarations · rank 1321/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 22
  • MAJOR-MID 64%
  • RANK-LOWER #1,321
  • PHOTO-FINISH Hardy
  • NRI-LOW 44
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-ABOVE +8%

Nearest declaration peer: Hardy, WV (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Virginia state profile

Northampton County in the declaration-count neighbourhood

FEMA declaration records among Northampton County and nearest peers by total count

declarations

What this shows Northampton County carries 22 FEMA declaration records, ranked 1321 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Northampton County's FEMA declaration count compares nationally

Northampton County vs. all counties in this dataset

FEMA disaster declarations, all-time · Northampton County

22 Top 43% higher than 57% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Northampton County's FEMA Risk Index score

0/100100/100Virginia avg33/10044.5/100
FEMA National Risk Index composite score vs. the Virginia county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Northampton County is led by Hurricane (about $4.7M Expected Annual Loss, Historical Loss Ratio Relatively High), while Drought carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Northampton County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 98 paid claims, totaling $1.1M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $11.5K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Northampton County's 22 federal records stand 8% above the Virginia county mean of 20.4. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 44.5/100 for this county (Relatively Low rating). Expected Annual Loss comes in at Very Low (roughly $9.4M in annualized losses). Social vulnerability (Very High) and community resilience (Very High) both factor into how that raw exposure plays out on the ground. Of the 18 hazards FEMA models, Drought stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at 1.1 modeled event-days per year here, based on 28 historical events on record.

65 /100

Historical Activity Index

High historical activity

Northampton County, VA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
16/30

22 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density High
13/25

22 declarations (1.1x state county average of 20)

Major Disaster Share High
16/25

14 of 22 declarations are major disasters (64%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Northampton County

FEMA NRI 8-hazard radar - Northampton County

Northampton County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 48, Tornado 8, Wildfire 8, Drought 70, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 25 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 25 8-hazard mean
Northampton County NRI risk profile FIPS 51131 · displayed-hazard mean 25/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

22

Above median

Major Disaster share

64%

Major-heavy

NRI risk score

44

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Northampton County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively High 1.1 modeled event-days per year
Strong Wind Relatively High roughly once every 2 years
Hurricane Relatively Moderate roughly once every 4 years
Coastal Flooding Relatively Low an average of 3.7 times per year
Hail Relatively Low an average of 1.2 times per year
Heat Wave Very Low 4.4 modeled event-days per year
Earthquake Very Low roughly once every 1,225 years
Wildfire Very Low roughly once every 2,805 years
Cold Wave Relatively Low roughly once every 1 years
Ice Storm Relatively Low roughly once every 6 years
Tornado Very Low roughly once every 4 years
Lightning Very Low an average of 36 times per year
Riverine Flooding Very Low roughly once every 3 years
Landslide Very Low roughly once every 40 years
Winter Weather Very Low an average of 4 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 11
Severe Storm 3
Biological 2
Snowstorm 2
Winter Storm 1
Earthquake 1
Freezing 1
Flood 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Northampton County's federal record, 50% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 14 63.6%

of all 22 declarations

Emergency - 8 36.4%

of all 22 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2020 2
2019 1
2018 1
2013 2
2012 1
2011 2
2010 1
2006 1
2005 1
2003 1
2000 1
1999 2
1996 2
1993 1
Show 2 earlier declaration years
1977 1
1972 1

Disaster Declarations

How the 22 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 22 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3631 SEVERE WINTER STORM EM Winter Storm 2026-01-23
4512 COVID-19 PANDEMIC DR Biological 2020-04-02
3448 COVID-19 EM Biological 2020-03-13
4411 TROPICAL STORM MICHAEL DR Hurricane 2018-12-18
3403 HURRICANE FLORENCE EM Hurricane 2018-09-11
4092 HURRICANE SANDY DR Hurricane 2012-11-26
3359 HURRICANE SANDY EM Hurricane 2012-10-29
4042 EARTHQUAKE DR Earthquake 2011-11-04
4024 HURRICANE IRENE DR Hurricane 2011-09-03
3329 HURRICANE IRENE EM Hurricane 2011-08-26
1862 SEVERE STORMS AND FLOODING ASSOCIATED WITH TROPICAL DEPRESSION IDA AND A NOR'EAST DR Severe Storm 2009-12-09
1661 TROPICAL DEPRESSION ERNESTO, SEVERE STORMS AND FLOODING DR Severe Storm 2006-09-22
3240 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-12
1491 HURRICANE ISABEL DR Hurricane 2003-09-18
1318 SEVERE WINTER STORMS DR Severe Storm 2000-02-28
1293 HURRICANE FLOYD MAJOR DISASTER DECLARATIONS DR Hurricane 1999-09-18
3147 HURRICANE FLOYD EMERGENCY DECLARATIONS EM Hurricane 1999-09-16
1135 HURRICANE FRAN AND ASSOCIATED SEVERE STORM COND DR Hurricane 1996-09-06
1086 BLIZZARD OF 96 (SEVERE SNOW STORM) DR Snowstorm 1996-01-13
3112 SEVERE WINTER STORM EM Snowstorm 1993-03-25
Show 2 earlier declaration records
DR# Title Type Incident Date
525 ICE CONDITIONS DR Freezing 1977-01-26
339 TROPICAL STORM AGNES DR Flood 1972-06-23

Storm Events in Virginia

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Northampton County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 8,940 13 31 $123.1M
Flood 2,300 4 0 $85.1M
Winter Weather 2,049 6 32 $902.0K
Flash Flood 1,942 13 4 $244.2M
Heavy Rain 1,566 0 0 $2.5M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

98

Total Paid

$1.1M

Avg Per Claim

$11.5K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 44.5/100

Expected Annual Loss

Very Low

$9.4M/year

Social Vulnerability

Very High

Community Resilience

Very High

Hazard Risk Breakdown

Drought Relatively High
Strong Wind Relatively High
Hurricane Relatively Moderate
Coastal Flooding Relatively Low
Hail Relatively Low
Heat Wave Very Low
Earthquake Very Low
Wildfire Very Low
Cold Wave Relatively Low
Ice Storm Relatively Low
Tornado Very Low
Lightning Very Low
Riverine Flooding Very Low
Landslide Very Low
Winter Weather Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Northampton County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Northampton County's closest FEMA peer: Moniteau County, MO

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Northampton County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Northampton County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Northampton County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Northampton County's NFIP claims file (98 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Northampton County?
The most common disaster type in Northampton County is Hurricane, with 11 declarations. Other disaster types include Severe Storm (3), Biological (2), Snowstorm (2).
How does Northampton County's FEMA declaration record compare with the Virginia average?
FEMA lists 22 declaration records for Northampton County. That is 8% above the Virginia county mean of 20.4. Its count is also 6% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Northampton County received?
Northampton County has received 14 major disaster declarations, representing 64% of all 22 disaster declarations.
How many flood insurance claims has Northampton County filed?
Northampton County has 98 National Flood Insurance Program (NFIP) claims totaling $1.1M in payments, with an average of $11.5K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Northampton County?
No. In Northampton County, Drought has the highest National Risk Index rating (Relatively High), while Hurricane leads Expected Annual Loss at about $4.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Northampton County?
The most active year for disaster declarations in Northampton County was 1996, with 2 declarations. The county has FEMA disaster data spanning 1972 to 2026.
What is the FEMA National Risk Index score for Northampton County?
According to the FEMA National Risk Index, Northampton County, Virginia has an overall risk score of 44.5 out of 100 (Relatively Low). Social vulnerability here rates Very High, while community resilience comes in at Very High. The Expected Annual Loss (EAL) score is Very Low, representing $9.4M in annualized losses.
Which natural hazard poses the greatest risk to Northampton County?
Based on FEMA NRI data, the highest-risk natural hazard in Northampton County as of the latest release is Drought (risk rating: Relatively High). Other significant hazards include Strong Wind (Relatively High) and Hurricane (Relatively Moderate). FEMA's modeled event frequency puts drought here at 1.1 modeled event-days per year, drawn from 28 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Northampton County · vintage 2026-08-25 · Methodology · Virginia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events