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North Carolina · FEMA + NOAA + National Risk Index

Onslow County, NC

30 FEMA disaster declarations (1996-2026), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Hurricane.

30
FEMA declarations
15
Major disasters
95
NRI risk · Relatively High
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Onslow County. Its 30 FEMA declarations are 25% above the North Carolina county mean and exceed the count for 86% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 5%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 5%
of U.S. counties for FEMA National Risk Index score
Relatively High
FEMA National Risk Index rating
30
FEMA declarations vs 21 national county avg
4,432
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 37133 · Onslow County 30 declarations · rank 409/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-HIGH · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 30
  • MAJOR-MID 50%
  • RANK-MID #409
  • PHOTO-FINISH Jefferson
  • NRI-HIGH 95
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-ABOVE +25%

Nearest declaration peer: Jefferson, OK (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · North Carolina state profile

Onslow County among high-volume declaration counties

FEMA declaration records among Onslow County and nearest peers by total count

declarations

What this shows Onslow County carries 30 FEMA declaration records, ranked 409 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Onslow County ranks in the national declaration registry

Onslow County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Onslow County

30 Top 14% higher than 86% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Onslow County's FEMA Risk Index score

0/100100/100North Carolina avg67/10095/100
FEMA National Risk Index composite score vs. the North Carolina county average

What does Onslow County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 4,432 claims and $70.7M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $16.0K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Onslow County's 30 federal records stand 25% above the North Carolina county mean of 24.0. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 95.0/100 (Relatively High). Expected Annual Loss is rated Relatively High (roughly $215.7M in annualized losses). Social vulnerability reads Very Low and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Hurricane stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at roughly once every 3 years here, based on 131 historical events on record.

64 /100

Historical Activity Index

High historical activity

Onslow County, NC · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
22/30

30 OpenFEMA declarations, full ingest window (1.4x national county average)

County Disaster Density High
16/25

30 declarations (1.2x state county average of 24)

Major Disaster Share High
13/25

15 of 30 declarations are major disasters (50%)

Hazard Diversity High
13/20

5 different disaster types declared in Onslow County

FEMA NRI 8-hazard radar - Onslow County

Onslow County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 92, Tornado 48, Wildfire 25, Drought 25, Heat Wave 48, Winter Storm 92. The simple mean of these eight displayed scores is 50 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 50 8-hazard mean
Onslow County NRI risk profile FIPS 37133 · displayed-hazard mean 50/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

30

High volume

Major Disaster share

50%

Major-heavy

NRI risk score

95

Relatively High

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Onslow County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hurricane Very High roughly once every 3 years
Winter Weather Very High an average of 2.6 times per year
Lightning Relatively High an average of 56 times per year
Heat Wave Relatively Moderate 8.5 modeled event-days per year
Wildfire Relatively Low roughly once every 774 years
Tornado Relatively Moderate roughly once every 2 years
Coastal Flooding Relatively Moderate an average of 3.3 times per year
Strong Wind Relatively Moderate an average of 1.2 times per year
Riverine Flooding Relatively Moderate an average of 1.5 times per year
Ice Storm Relatively Moderate roughly once every 2 years
Earthquake Relatively Low roughly once every 935 years
Cold Wave Relatively Low roughly once every 2 years
Hail Relatively Low an average of 2.5 times per year
Landslide Very Low roughly once every 8 years
Drought Relatively Low 6.5 modeled event-days per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 22
Tropical Storm 3
Biological 2
Severe Storm 2
Winter Storm 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Onslow County's federal record, 73% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 15 50.0%

of all 30 declarations

Major Disaster - 15 50.0%

of all 30 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 1
2024 2
2023 1
2021 1
2020 4
2019 1
2018 2
2017 2
2011 4
2010 1
2006 1
2005 2
2003 1
1999 3
Show 2 earlier declaration years
1998 1
1996 2

Disaster Declarations

How the 30 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 30 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3637 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4837 POTENTIAL TROPICAL CYCLONE EIGHT DR Tropical Storm 2024-10-19
3617 HURRICANE HELENE EM Tropical Storm 2024-09-26
3608 TROPICAL STORM DEBBY EM Tropical Storm 2024-08-06
3586 HURRICANE IAN EM Hurricane 2022-10-01
4568 HURRICANE ISAIAS DR Hurricane 2020-10-14
3534 HURRICANE ISAIAS EM Hurricane 2020-08-02
4487 COVID-19 PANDEMIC DR Biological 2020-03-25
3471 COVID-19 EM Biological 2020-03-13
4465 HURRICANE DORIAN DR Hurricane 2019-10-04
3423 HURRICANE DORIAN EM Hurricane 2019-09-03
4393 HURRICANE FLORENCE DR Hurricane 2018-09-14
3401 HURRICANE FLORENCE EM Hurricane 2018-09-10
4285 HURRICANE MATTHEW DR Hurricane 2016-10-10
3380 HURRICANE MATTHEW EM Hurricane 2016-10-07
4019 HURRICANE IRENE DR Hurricane 2011-08-31
3327 HURRICANE IRENE EM Hurricane 2011-08-25
1969 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2011-04-19
1942 SEVERE STORMS, FLOODING, AND STRAIGHT-LINE WINDS DR Severe Storm 2010-10-14
3314 HURRICANE EARL EM Hurricane 2010-09-01
Show 10 earlier declaration records
DR# Title Type Incident Date
1608 HURRICANE OPHELIA DR Hurricane 2005-10-07
3254 HURRICANE OPHELIA EM Hurricane 2005-09-14
3222 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1490 HURRICANE ISABEL DR Hurricane 2003-09-18
1292 HURRICANE FLOYD MAJOR DISASTER DECLARATIONS DR Hurricane 1999-09-16
3146 HURRICANE FLOYD EMERGENCY DECLARATIONS EM Hurricane 1999-09-15
3141 HURRICANE DENNIS EM Hurricane 1999-09-01
1240 HURRICANE BONNIE DR Hurricane 1998-08-27
1134 HURRICANE FRAN DR Hurricane 1996-09-06
1127 HURRICANE BERTHA DR Hurricane 1996-07-18

Storm Events in North Carolina

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Onslow County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,123 11 60 $62.9M
Flash Flood 1,881 105 6 $2.3B
Hail 1,623 0 0 $122.5M
Winter Weather 1,272 6 2 $425.0K
Winter Storm 743 7 0 $10.7M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

4,432

Total Paid

$70.7M

Avg Per Claim

$16.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively High

Score: 95.0/100

Expected Annual Loss

Relatively High

$215.7M/year

Social Vulnerability

Very Low

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Hurricane Very High
Winter Weather Very High
Lightning Relatively High
Heat Wave Relatively Moderate
Wildfire Relatively Low
Tornado Relatively Moderate
Coastal Flooding Relatively Moderate
Strong Wind Relatively Moderate
Riverine Flooding Relatively Moderate
Ice Storm Relatively Moderate
Earthquake Relatively Low
Cold Wave Relatively Low
Hail Relatively Low
Landslide Very Low
Drought Relatively Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hurricane

Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.

For Onslow County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Very High), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Onslow County's closest FEMA peer: Larimer County, CO

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Onslow County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Onslow County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Onslow County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Onslow County's NFIP claims file (4,432 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Onslow County?
The most common disaster type in Onslow County is Hurricane, with 22 declarations. Other disaster types include Tropical Storm (3), Biological (2), Severe Storm (2).
How does Onslow County's FEMA declaration record compare with the North Carolina average?
FEMA lists 30 declaration records for Onslow County. That is 25% above the North Carolina county mean of 24.0. Its count is also 45% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Onslow County received?
Onslow County has received 15 major disaster declarations, representing 50% of all 30 disaster declarations.
How many flood insurance claims has Onslow County filed?
Onslow County has 4,432 National Flood Insurance Program (NFIP) claims totaling $70.7M in payments, with an average of $16.0K per claim.
What was the worst year for disasters in Onslow County?
The most active year for disaster declarations in Onslow County was 2011, with 4 declarations. The county has FEMA disaster data spanning 1996 to 2026.
What is the FEMA National Risk Index score for Onslow County?
According to the FEMA National Risk Index, Onslow County, North Carolina has an overall risk score of 95.0 out of 100 (Relatively High). Social vulnerability here rates Very Low, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively High, representing $215.7M in annualized losses.
Which natural hazard poses the greatest risk to Onslow County?
FEMA's NRI data points to Onslow County is Hurricane (risk rating: Very High). Other significant hazards include Winter Weather (Very High) and Lightning (Relatively High). FEMA's modeled event frequency puts hurricane here at roughly once every 3 years, drawn from 131 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Onslow County · vintage 2026-08-25 · Methodology · North Carolina profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events