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California · FEMA + NOAA + National Risk Index

Santa Clara County, CA

25 FEMA disaster declarations (1977-2023), with a FEMA National Risk Index rating of Very High. Most common hazard: Severe Storm.

25
FEMA declarations
16
Major disasters
100
NRI risk · Very High
Severe Storm
Top hazard

The verdict

Santa Clara County has a nationally busy FEMA history: 25 declarations, more than 71% of counties in this registry. But the state comparison tempers that reading: the total is 12% below the California county mean. FEMA's separate National Risk Index places the county in the riskiest 1%; that score models loss and vulnerability rather than counting declarations.

Riskiest 1%
of U.S. counties for FEMA National Risk Index score
Very High
FEMA National Risk Index rating
25
FEMA declarations vs 21 national county avg
1,630
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 06085 · Santa Clara County 25 declarations · rank 843/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-HIGH · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 25
  • MAJOR-MID 64%
  • RANK-LOWER #843
  • PHOTO-FINISH Jefferson
  • NRI-HIGH Very High
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -12%

Nearest declaration peer: Jefferson, AR (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · California state profile

Santa Clara County among high-volume declaration counties

FEMA declaration records among Santa Clara County and nearest peers by total count

declarations

What this shows Santa Clara County carries 25 FEMA declaration records, ranked 843 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Santa Clara County ranks in the national declaration registry

Santa Clara County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Santa Clara County

25 Top 29% higher than 71% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Santa Clara County's FEMA Risk Index score

0/100100/100California avg89/10099.7/100
FEMA National Risk Index composite score vs. the California county average

What does Santa Clara County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 1,630 claims and $24.6M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $15.1K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

Start with the state benchmark: a California county averages 28.5 federal declaration records, while Santa Clara County has 25. The gap is 12% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 99.7/100 (Very High). Expected Annual Loss is rated Very High (roughly $2.0B in annualized losses). Social vulnerability reads Very Low and community resilience Relatively High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Earthquake stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at roughly once every 5 years here.

65 /100

Historical Activity Index

High historical activity

Santa Clara County, CA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
18/30

25 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density Moderate
11/25

25 declarations (0.9x state county average of 29)

Major Disaster Share High
16/25

16 of 25 declarations are major disasters (64%)

Hazard Diversity Very High
20/20

9 different disaster types declared in Santa Clara County

FEMA NRI 8-hazard radar - Santa Clara County

Santa Clara County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 92, Flood 92, Hurricane 0, Tornado 25, Wildfire 48, Drought 70, Heat Wave 70, Winter Storm 8. The simple mean of these eight displayed scores is 51 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 51 8-hazard mean
Santa Clara County NRI risk profile FIPS 06085 · displayed-hazard mean 51/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

25

High volume

Major Disaster share

64%

Major-heavy

NRI risk score

100

Very High

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Santa Clara County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Earthquake Very High roughly once every 5 years
Riverine Flooding Very High an average of 2.1 times per year
Landslide Relatively High an average of 65 times per year
Drought Relatively High 64 modeled event-days per year
Heat Wave Relatively High 8 modeled event-days per year
Wildfire Relatively Moderate roughly once every 171 years
Coastal Flooding Relatively High roughly once every 1 years
Tornado Relatively Low roughly once every 9 years
Lightning Relatively Low an average of 3.8 times per year
Hail Relatively Low roughly once every 24 years
Tsunami Very Low roughly once every 3 years
Volcanic Activity Very Low roughly once every 5,000 years
Avalanche Very Low roughly once every 100 years
Strong Wind Very Low roughly once every 32 years
Winter Weather Very Low an average of 1.1 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 6
Flood 6
Fire 6
Biological 2
Hurricane 1
Freezing 1
Earthquake 1
Coastal Storm 1
Drought 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Santa Clara County's record, 24% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 16 64.0%

of all 25 declarations

Emergency - 6 24.0%

of all 25 declarations

Fire Management - 3 12.0%

of all 25 declarations

FEMA Declarations Timeline

Year Declarations
2023 4
2020 4
2017 2
2008 2
2005 1
2002 1
1998 1
1997 1
1995 2
1991 1
1990 1
1986 1
1985 1
1983 1
1982 1
Show 1 earlier declaration years
1977 1

Disaster Declarations

How the 25 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 25 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4699 SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-04-03
3592 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES EM Flood 2023-03-10
4683 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2023-01-14
3591 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES EM Flood 2023-01-09
4558 WILDFIRES DR Fire 2020-08-22
5338 SCU LIGTNING COMPLEX FIRE FM Fire 2020-08-21
4482 COVID-19 PANDEMIC DR Biological 2020-03-22
3428 COVID-19 EM Biological 2020-03-13
4308 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES DR Flood 2017-04-01
4301 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES DR Severe Storm 2017-02-14
3287 WILDFIRES EM Fire 2008-06-28
2766 SUMMIT FIRE FM Fire 2008-05-22
3248 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
2465 CROY FIRE FM Fire 2002-09-25
1203 SEVERE WINTER STORMS AND FLOODING DR Severe Storm 1998-02-09
1155 SEVERE STORMS, FLOODING, MUD AND LANDSLIDES DR Severe Storm 1997-01-04
1046 SEVERE WINTER STORMS, FLOODING LANDSLIDES, MUD FLOW DR Severe Storm 1995-03-12
1044 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, MUD FLOWS DR Severe Storm 1995-01-10
894 SEVERE FREEZE DR Freezing 1991-02-11
845 LOMA PRIETA EARTHQUAKE DR Earthquake 1989-10-18
Show 5 earlier declaration records
DR# Title Type Incident Date
758 SEVERE STORMS & FLOODING DR Flood 1986-02-21
739 GRASS, WILDLANDS, & FOREST FIRES DR Fire 1985-07-18
677 COASTAL STORMS, FLOODS, SLIDES & TORNADOES DR Coastal Storm 1983-02-09
651 SEVERE STORMS, FLOOD, MUDSLIDES & HIGH TIDE DR Flood 1982-01-07
3023 DROUGHT EM Drought 1977-01-20

Storm Events in California

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Santa Clara County.

Storm Type Events Fatalities Injuries Property Damage
High Wind 4,070 13 27 $228.2M
Flood 3,132 26 25 $985.1M
Heavy Snow 1,814 6 0 $1.6M
Dense Fog 1,605 52 148 $2.8M
Drought 1,421 0 0 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

1,630

Total Paid

$24.6M

Avg Per Claim

$15.1K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very High

Score: 99.7/100

Expected Annual Loss

Very High

$2.0B/year

Social Vulnerability

Very Low

Community Resilience

Relatively High

Hazard Risk Breakdown

Earthquake Very High
Riverine Flooding Very High
Landslide Relatively High
Drought Relatively High
Heat Wave Relatively High
Wildfire Relatively Moderate
Coastal Flooding Relatively High
Tornado Relatively Low
Lightning Relatively Low
Hail Relatively Low
Tsunami Very Low
Volcanic Activity Very Low
Avalanche Very Low
Strong Wind Very Low
Winter Weather Very Low
Cold Wave No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Earthquake

Earthquake is the model's clearest example of a hazard with no season and no warning. Its expected loss is driven less by how often shaking occurs than by how much of the building stock predates modern seismic codes, so exposure can be high in places where nothing has happened for a long time.

Worth noting for Santa Clara County: the model and the federal record do NOT point at the same hazard. Earthquake carries the highest modeled rating (Very High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Santa Clara County's closest FEMA peer: Rota Municipality, MP

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Santa Clara County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Santa Clara County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Santa Clara County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Santa Clara County's NFIP claims file (1,630 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Santa Clara County?
The most common disaster type in Santa Clara County is Severe Storm, with 6 declarations. Other disaster types include Flood (6), Fire (6), Biological (2).
How does Santa Clara County's FEMA declaration record compare with the California average?
The typical California county has 28.5 FEMA declaration records; Santa Clara County has 25, or 12% fewer. Against the national county mean of 20.7, this county's total is 21% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Santa Clara County received?
Santa Clara County has received 16 major disaster declarations, representing 64% of all 25 disaster declarations.
How many flood insurance claims has Santa Clara County filed?
Santa Clara County has 1,630 National Flood Insurance Program (NFIP) claims totaling $24.6M in payments, with an average of $15.1K per claim.
What was the worst year for disasters in Santa Clara County?
The most active year for disaster declarations in Santa Clara County was 2020, with 4 declarations. The county has FEMA disaster data spanning 1977 to 2023.
What is the FEMA National Risk Index score for Santa Clara County?
According to the FEMA National Risk Index, Santa Clara County, California has an overall risk score of 99.7 out of 100 (Very High). The county's social vulnerability rating is Very Low and community resilience is Relatively High. The Expected Annual Loss (EAL) score is Very High, representing $2.0B in annualized losses.
Which natural hazard poses the greatest risk to Santa Clara County?
The top hazard flagged by FEMA's NRI for Santa Clara County as of the latest release is Earthquake (risk rating: Very High). Other significant hazards include Riverine Flooding (Very High) and Landslide (Relatively High). FEMA's modeled event frequency puts earthquake here at roughly once every 5 years. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Santa Clara County · vintage 2026-08-25 · Methodology · California profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events